IMPORTANT DISCLAIMER: Blank Capital Research ("BCR") is a technology platform, not a registered investment advisor or broker-dealer. The algorithmically generated signals, scores, and rankings provided on this site ("God Mode" Signals) are for informational and research purposes only and do not constitute financial advice, investment recommendations, or an offer to sell or solicit an offer to buy any securities.
HYPOTHETICAL PERFORMANCE RESULTS: The "timing scores" and "regime signals" displayed are based on quantitative models. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity.
RISK OF LOSS: Trading in financial markets involves a high degree of risk and may result in the loss of your entire investment. Data provided by third-party sources (Intrinio, Snowflake) is believed to be reliable but is not guaranteed for accuracy or completeness. Past performance is not indicative of future results.
© 2026 Blank Capital Research. All rights reserved. System Version: Aegis V8 (God Mode).
123 stocks in Insurance · Financials sector
The Insurance industry within the Financials sector comprises 123 stocks in our coverage universe, with an average composite score of 46.3/100. The quantitative outlook is cautious, with only 9% of stocks earning a Buy rating or higher. Our 6-factor model evaluates each insurance company across quality, value, momentum, investment, stability, and short interest to identify the strongest quantitative opportunities.
#1 WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) — Composite score: 62.9/100, rated Buy. WTM is a mid-cap financials company with a market cap of $5.4B. Its strongest factor is Stability at 90/100.
#2 Enact Holdings, Inc. (ACT) — Composite score: 61.6/100, rated Buy. ACT is a mid-cap financials company with a market cap of $5.7B. Its strongest factor is Stability at 92/100.
#3 International General Insurance Holdings Ltd. (IGIC) — Composite score: 61.3/100, rated Buy. IGIC is a small-cap financials company with a market cap of $1.1B. Its strongest factor is Value at 93/100.
WHITE MOUNTAINS INSURANCE GROUP LTD
Composite Score
62.9
Verdict
Buy
Enact Holdings, Inc.
Composite Score
61.6
Verdict
Buy
International General Insurance Holdings Ltd.
Composite Score
61.3
Verdict
Buy
Chubb Ltd
Composite Score
58.9
Verdict
Buy
UNITED FIRE GROUP INC
Composite Score
58.6
Verdict
Buy
ARCH CAPITAL GROUP LTD.
Composite Score
58.2
Verdict
Buy
MGIC INVESTMENT CORP
Composite Score
60.4
Verdict
Buy
UNIVERSAL INSURANCE HOLDINGS, INC.
Composite Score
62.6
Verdict
Buy
GREENLIGHT CAPITAL RE, LTD.
Composite Score
57.8
Verdict
Buy
MANULIFE FINANCIAL CORP
Composite Score
65.2
Verdict
Buy
Slide Insurance Holdings, Inc.
Composite Score
55.6
Verdict
Buy
Essent Group Ltd.
Composite Score
60.6
Verdict
Hold
HORACE MANN EDUCATORS CORP /DE/
Composite Score
53.1
Verdict
Hold
Heritage Insurance Holdings, Inc.
Composite Score
59.7
Verdict
Hold
NMI Holdings, Inc.
Composite Score
59.7
Verdict
Hold
AFLAC INC
Composite Score
54.6
Verdict
Hold
American Integrity Insurance Group, Inc.
Composite Score
57.1
Verdict
Hold
ASSURANT, INC.
Composite Score
55.3
Verdict
Hold
LOEWS CORP
Composite Score
47.0
Verdict
Hold
HCI Group, Inc.
Composite Score
59.2
Verdict
Hold
ASSURED GUARANTY LTD
Composite Score
54.4
Verdict
Hold
MARKEL GROUP INC.
Composite Score
54.9
Verdict
Hold
Fidelis Insurance Holdings Ltd
Composite Score
49.6
Verdict
Hold
EVEREST GROUP, LTD.
Composite Score
53.4
Verdict
Hold
SiriusPoint Ltd
Composite Score
48.4
Verdict
Hold
AMERICAN COASTAL INSURANCE Corp
Composite Score
57.3
Verdict
Hold
Primerica, Inc.
Composite Score
54.3
Verdict
Hold
PROGRESSIVE CORP/OH/
Composite Score
54.6
Verdict
Hold
Exzeo Group, Inc.
Composite Score
52.9
Verdict
Hold
SELECTIVE INSURANCE GROUP INC
Composite Score
52.3
Verdict
Hold
RENAISSANCERE HOLDINGS LTD
Composite Score
44.3
Verdict
Hold
GLOBE LIFE INC.
Composite Score
41.2
Verdict
Hold
SAFETY INSURANCE GROUP INC
Composite Score
55.5
Verdict
Hold
Health In Tech, Inc.
Composite Score
50.8
Verdict
Hold
Ategrity Specialty Holdings LLC
Composite Score
50.7
Verdict
Hold
REINSURANCE GROUP OF AMERICA INC
Composite Score
50.7
Verdict
Hold
BERKLEY W R CORP
Composite Score
53.1
Verdict
Hold
Brookfield Wealth Solutions Ltd.
Composite Score
49.1
Verdict
Hold
Palomar Holdings, Inc.
Composite Score
52.7
Verdict
Hold
OLD REPUBLIC INTERNATIONAL CORP
Composite Score
54.2
Verdict
Hold
Aon plc
Composite Score
54.9
Verdict
Hold
AEGON LTD.
Composite Score
55.9
Verdict
Hold
Brighthouse Financial, Inc.
Composite Score
45.3
Verdict
Hold
Cigna Group
Composite Score
52.6
Verdict
Hold
Hagerty, Inc.
Composite Score
58.0
Verdict
Hold
RLI CORP
Composite Score
53.6
Verdict
Hold
DONEGAL GROUP INC
Composite Score
52.7
Verdict
Hold
Global Indemnity Group, LLC
Composite Score
47.7
Verdict
Hold
SUN LIFE FINANCIAL INC
Composite Score
44.1
Verdict
Hold
PROASSURANCE CORP
Composite Score
34.8
Verdict
Hold
AMERICAN INTERNATIONAL GROUP, INC.
Composite Score
50.6
Verdict
Hold
HANOVER INSURANCE GROUP, INC.
Composite Score
36.7
Verdict
Hold
Kinsale Capital Group, Inc.
Composite Score
49.2
Verdict
Hold
UNITEDHEALTH GROUP INC
Composite Score
47.4
Verdict
Hold
Hamilton Insurance Group, Ltd.
Composite Score
43.2
Verdict
Hold
RADIAN GROUP INC
Composite Score
42.3
Verdict
Hold
METLIFE INC
Composite Score
49.7
Verdict
Hold
AMERISAFE INC
Composite Score
52.3
Verdict
Hold
TWFG, Inc.
Composite Score
53.2
Verdict
Hold
PRINCIPAL FINANCIAL GROUP INC
Composite Score
50.9
Verdict
Hold
WILLIS TOWERS WATSON PLC
Composite Score
53.4
Verdict
Hold
CNA FINANCIAL CORP
Composite Score
52.8
Verdict
Hold
STEWART INFORMATION SERVICES CORP
Composite Score
49.7
Verdict
Hold
AMERICAN FINANCIAL GROUP INC
Composite Score
37.9
Verdict
Hold
ALLSTATE CORP
Composite Score
36.7
Verdict
Hold
GENWORTH FINANCIAL INC
Composite Score
48.1
Verdict
Hold
Voya Financial, Inc.
Composite Score
50.0
Verdict
Hold
Skyward Specialty Insurance Group, Inc.
Composite Score
51.6
Verdict
Hold
CORVEL CORP
Composite Score
41.2
Verdict
Hold
Unum Group
Composite Score
38.2
Verdict
Hold
Employers Holdings, Inc.
Composite Score
46.2
Verdict
Hold
HARTFORD INSURANCE GROUP, INC.
Composite Score
42.1
Verdict
Hold
First American Financial Corp
Composite Score
52.4
Verdict
Hold
AXIS CAPITAL HOLDINGS LTD
Composite Score
41.4
Verdict
Hold
KINGSTONE COMPANIES, INC.
Composite Score
46.5
Verdict
Hold
INVESTORS TITLE CO
Composite Score
47.7
Verdict
Hold
MARSH & MCLENNAN COMPANIES, INC.
Composite Score
45.7
Verdict
Hold
TRAVELERS COMPANIES, INC.
Composite Score
39.8
Verdict
Hold
NI Holdings, Inc.
Composite Score
40.6
Verdict
Hold
Hippo Holdings Inc.
Composite Score
48.9
Verdict
Hold
Elevance Health, Inc.
Composite Score
49.7
Verdict
Hold
PRUDENTIAL FINANCIAL INC
Composite Score
45.4
Verdict
Reduce
CNO Financial Group, Inc.
Composite Score
41.7
Verdict
Reduce
Jackson Financial Inc.
Composite Score
44.7
Verdict
Reduce
RYAN SPECIALTY HOLDINGS, INC.
Composite Score
45.6
Verdict
Reduce
F&G Annuities & Life, Inc.
Composite Score
38.4
Verdict
Reduce
Bowhead Specialty Holdings Inc.
Composite Score
47.5
Verdict
Reduce
TIPTREE INC.
Composite Score
38.6
Verdict
Reduce
Arthur J. Gallagher & Co.
Composite Score
46.0
Verdict
Reduce
HUMANA INC
Composite Score
44.1
Verdict
Reduce
Neptune Insurance Holdings Inc.
Composite Score
31.8
Verdict
Reduce
CITIZENS, INC.
Composite Score
42.3
Verdict
Reduce
James River Group Holdings, Ltd.
Composite Score
40.6
Verdict
Reduce
CINCINNATI FINANCIAL CORP
Composite Score
37.9
Verdict
Reduce
BROWN & BROWN, INC.
Composite Score
43.2
Verdict
Reduce
ERIE INDEMNITY CO
Composite Score
44.3
Verdict
Reduce
SelectQuote, Inc.
Composite Score
46.7
Verdict
Reduce
Alignment Healthcare, Inc.
Composite Score
37.7
Verdict
Reduce
MERCURY GENERAL CORP
Composite Score
40.1
Verdict
Reduce
Fidelity National Financial, Inc.
Composite Score
44.2
Verdict
Reduce
Lemonade, Inc.
Composite Score
33.3
Verdict
Reduce
TRUPANION, INC.
Composite Score
41.1
Verdict
Reduce
KEMPER Corp
Composite Score
36.4
Verdict
Reduce
Corebridge Financial, Inc.
Composite Score
41.5
Verdict
Reduce
Baldwin Insurance Group, Inc.
Composite Score
32.6
Verdict
Reduce
Accelerant Holdings
Composite Score
25.7
Verdict
Reduce
CLOVER HEALTH INVESTMENTS, CORP. /DE
Composite Score
31.5
Verdict
Reduce
MOLINA HEALTHCARE, INC.
Composite Score
34.0
Verdict
Reduce
Root, Inc.
Composite Score
41.2
Verdict
Reduce
LINCOLN NATIONAL CORP
Composite Score
36.5
Verdict
Reduce
KINGSWAY FINANCIAL SERVICES INC
Composite Score
35.8
Verdict
Reduce
MBIA INC
Composite Score
31.9
Verdict
Reduce
AMBAC FINANCIAL GROUP INC
Composite Score
31.9
Verdict
Reduce
TIAN RUIXIANG HOLDINGS LTD
Composite Score
36.4
Verdict
Reduce
Oscar Health, Inc.
Composite Score
28.8
Verdict
Reduce
Goosehead Insurance, Inc.
Composite Score
32.7
Verdict
Avoid
Zhibao Technology Inc.
Composite Score
32.0
Verdict
Avoid
Equitable Holdings, Inc.
Composite Score
27.3
Verdict
Avoid
Roadzen Inc.
Composite Score
28.9
Verdict
Avoid
CENTENE CORP
Composite Score
30.4
Verdict
Avoid
eHealth, Inc.
Composite Score
28.0
Verdict
Avoid
Ranger Bermuda Topco Ltd
Composite Score
30.5
Verdict
Avoid
GoHealth, Inc.
Composite Score
20.5
Verdict
Avoid
Showing all 123 stocks in Insurance
Based on our quantitative model, the top-rated insurance stocks are WHITE MOUNTAINS INSURANCE GROUP LTD (WTM, Buy), Enact Holdings, Inc. (ACT, Buy), International General Insurance Holdings Ltd. (IGIC, Buy). These stocks score highest on our composite metric that combines quality, value, momentum, investment, stability, and short interest factors.
Of the 123 insurance stocks we cover, 0 are rated Strong Buy and 11 are rated Buy, for a total of 11 stocks with bullish ratings. 70 stocks are rated Hold, while 42 carry Reduce or Avoid ratings.
Insurance stocks in our universe have an average composite score of 46.3/100. Scores above 65 generally correspond to Buy ratings, while scores above 75 indicate Strong Buy. The average tells you how the industry compares to the broader market on our quantitative factors.
Insurance is a sub-industry within the Financials sector. While sector-level trends influence all companies in the group, insurance stocks have their own supply-demand dynamics, competitive structure, and growth drivers. Our model scores each stock individually, allowing you to find the best opportunities regardless of broader sector conditions.