Jackson Financial Inc. (JXN) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Jackson Financial Inc. Do?
Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks. The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and immediate payout annuities, as well as registered index-linked annuities and lifetime income solutions. The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes. The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities. This segment also provides a block of group payout annuities. The company also offers investment management services. It sells its products through a distribution network that includes independent broker-dealers, banks and other financial institutions, wirehouses and regional broker-dealers, and independent registered investment advisors, third-party platforms, and insurance agents. Jackson Financial Inc. was formerly known as Brooke (Holdco1) Inc. and changed its name to Jackson Financial Inc. in July 2020. The company was incorporated in 2006 and is headquartered in Lansing, Michigan. Jackson Financial Inc. (JXN) is classified as a mid-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Laura L. Prieskorn and employs approximately 3,500 people. With a market capitalization of $7.4B, JXN is one of the notable companies in the Financials sector.
Jackson Financial Inc. (JXN) Stock Rating — Reduce (April 2026)
As of April 2026, Jackson Financial Inc. receives a Reduce rating with a composite score of 44.7/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.JXN ranks #2,109 out of 4,446 stocks in our coverage universe. Within the Financials sector, Jackson Financial Inc. ranks #588 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
JXN Stock Price and 52-Week Range
Jackson Financial Inc. (JXN) currently trades at $101.62. The stock lost $1.73 (1.7%) in the most recent trading session. The 52-week high for JXN is $123.61, which means the stock is currently trading -17.8% from its annual peak. The 52-week low is $64.70, putting the stock 57.1% above its annual trough. Recent trading volume was 525K shares, suggesting relatively thin trading activity.
Is JXN Overvalued or Undervalued? — Valuation Analysis
Jackson Financial Inc. (JXN) carries a value factor score of 73/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 19.37x, compared to the Financials sector average of 14.88x — a premium of 30%. The price-to-book ratio stands at 0.70x, versus the sector average of 1.22x. The price-to-sales ratio is 1.07x, compared to 0.90x for the average Financials stock. On an enterprise value basis, JXN trades at 2.32x EV/EBITDA, versus 3.26x for the sector.
Based on these multiples, Jackson Financial Inc. appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.
Jackson Financial Inc. Profitability — ROE, Margins, and Quality Score
Jackson Financial Inc. (JXN) earns a quality factor score of 34/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -2.0%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -0.1% versus the sector average of 1.2%.
On a margin basis, Jackson Financial Inc. reports gross margins of 82.0%. The operating margin is 65.5% (sector: 21.8%). Net profit margin stands at -5.3%, versus 17.7% for the average Financials stock. Revenue growth is running at 13.6% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
JXN Debt, Balance Sheet, and Financial Health
Jackson Financial Inc. has a debt-to-equity ratio of 20.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.03x, suggesting adequate working capital coverage. Total debt on the balance sheet is $2.03B. Cash and equivalents stand at $4.56B.
JXN has a beta of 1.29, meaning it is more volatile than the broader market — a $10,000 investment in JXN would be expected to move 29.3% more than the S&P 500 on any given day. The stability factor score for Jackson Financial Inc. is 65/100, reflecting average volatility within the normal range for its sector.
Jackson Financial Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Jackson Financial Inc. reported revenue of $6.82B and earnings per share (EPS) of $-0.24. Net income for the quarter was $-208M. Gross margin was 82.0%. Operating income came in at $4.00B.
In FY 2025, Jackson Financial Inc. reported revenue of $6.68B and earnings per share (EPS) of $-0.24. Net income for the quarter was $72M. Revenue grew 104.3% year-over-year compared to FY 2024. Operating income came in at $3.89B.
In Q3 2025, Jackson Financial Inc. reported revenue of $1.42B and earnings per share (EPS) of $0.93. Net income for the quarter was $91M. Revenue grew -33.2% year-over-year compared to Q3 2024. Operating income came in at $702M.
In Q2 2025, Jackson Financial Inc. reported revenue of $-471M and earnings per share (EPS) of $2.34. Net income for the quarter was $185M. Revenue grew -137.8% year-over-year compared to Q2 2024. Operating income came in at $-1.15B.
Over the past 8 quarters, Jackson Financial Inc. has demonstrated a growth trajectory, with revenue expanding from $1.25B to $6.82B. Investors analyzing JXN stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
JXN Dividend Yield and Income Analysis
Jackson Financial Inc. (JXN) currently pays a dividend yield of 3.1%. At this yield, a $10,000 investment in JXN stock would generate approximately $$306.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning JXN offers above-average income for its sector.
JXN Momentum and Technical Analysis Profile
Jackson Financial Inc. (JXN) has a momentum factor score of 52/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 28/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 15/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
JXN vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, Jackson Financial Inc. (JXN) ranks #588 out of 891 stocks based on the Blank Capital composite score. This places JXN in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing JXN against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full JXN vs S&P 500 (SPY) comparison to assess how Jackson Financial Inc. stacks up against the broader market across all factor dimensions.
JXN Next Earnings Date
No upcoming earnings date has been announced for Jackson Financial Inc. (JXN) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy JXN? — Investment Thesis Summary
The quantitative profile for Jackson Financial Inc. suggests caution. The quality score of 34/100 flags below-average profitability. The value score of 73/100 suggests attractive pricing relative to fundamentals. Low volatility (stability score 65/100) reduces downside risk.
In summary, Jackson Financial Inc. (JXN) earns a Reduce rating with a composite score of 44.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on JXN stock.
Related Resources for JXN Investors
Explore more research and tools: JXN vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare JXN head-to-head with peers: JXN vs WTM, JXN vs OPY, JXN vs ACT.