Arthur J. Gallagher & Co. (AJG) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Arthur J. Gallagher & Co. Do?
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance brokerage, consulting, third-party claims settlement, and administration services in the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. It operates through Brokerage and Risk Management segments. The Brokerage segment consists of retail and wholesale insurance brokerage operations; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverage's to underwriting enterprises. This segment also performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers brokerage and consulting services to businesses and organizations, including commercial, not-for-profit, and public entities, as well as individuals in the areas of insurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services to enterprises and public entities; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent insurance brokers and consultants. It serves commercial, industrial, public, religious, and not-for-profit entities. The company was incorporated in 1927 and is headquartered in Rolling Meadows, Illinois. Arthur J. Gallagher & Co. (AJG) is classified as a large-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Patrick J. Gallagher and employs approximately 44,000 people, headquartered in Wilmington, Illinois. With a market capitalization of $55.6B, AJG is one of the prominent companies in the Financials sector.
Arthur J. Gallagher & Co. (AJG) Stock Rating — Reduce (April 2026)
As of April 2026, Arthur J. Gallagher & Co. receives a Reduce rating with a composite score of 46.0/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.AJG ranks #2,282 out of 4,446 stocks in our coverage universe. Within the Financials sector, Arthur J. Gallagher & Co. ranks #623 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
AJG Stock Price and 52-Week Range
Arthur J. Gallagher & Co. (AJG) currently trades at $213.55. The stock lost $4.84 (2.2%) in the most recent trading session. The 52-week high for AJG is $351.23, which means the stock is currently trading -39.2% from its annual peak. The 52-week low is $195.00, putting the stock 9.5% above its annual trough. Recent trading volume was 5.2M shares, reflecting moderate market activity.
Is AJG Overvalued or Undervalued? — Valuation Analysis
Arthur J. Gallagher & Co. (AJG) carries a value factor score of 73/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 33.61x, compared to the Financials sector average of 14.88x — a premium of 126%. The price-to-book ratio stands at 2.39x, versus the sector average of 1.22x. The price-to-sales ratio is 4.26x, compared to 0.90x for the average Financials stock. On an enterprise value basis, AJG trades at 6.21x EV/EBITDA, versus 3.26x for the sector.
Based on these multiples, Arthur J. Gallagher & Co. appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.
Arthur J. Gallagher & Co. Profitability — ROE, Margins, and Quality Score
Arthur J. Gallagher & Co. (AJG) earns a quality factor score of 55/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 7.1%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 2.4% versus the sector average of 1.2%.
On a margin basis, Arthur J. Gallagher & Co. reports gross margins of 0.0%. The operating margin is 84.3% (sector: 21.8%). Net profit margin stands at 12.4%, versus 17.7% for the average Financials stock. Revenue growth is running at 25.5% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
AJG Debt, Balance Sheet, and Financial Health
Arthur J. Gallagher & Co. has a debt-to-equity ratio of 55.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.06x, suggesting adequate working capital coverage. Total debt on the balance sheet is $12.87B. Cash and equivalents stand at $1.40B.
AJG has a beta of 0.32, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Arthur J. Gallagher & Co. is 73/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.
Arthur J. Gallagher & Co. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Arthur J. Gallagher & Co. reported revenue of $13.12B and earnings per share (EPS) of $5.83. Net income for the quarter was $1.66B. Gross margin was 0.0%. Operating income came in at $11.08B.
In FY 2025, Arthur J. Gallagher & Co. reported revenue of $13.94B and earnings per share (EPS) of $5.83. Net income for the quarter was $1.50B. Revenue grew 20.7% year-over-year compared to FY 2024. Operating income came in at $11.68B.
In Q3 2025, Arthur J. Gallagher & Co. reported revenue of $3.37B and earnings per share (EPS) of $1.06. Net income for the quarter was $274M. Revenue grew 19.9% year-over-year compared to Q3 2024. Operating income came in at $2.78B.
In Q2 2025, Arthur J. Gallagher & Co. reported revenue of $3.22B and earnings per share (EPS) of $1.43. Net income for the quarter was $366M. Revenue grew 20.1% year-over-year compared to Q2 2024. Operating income came in at $2.70B.
Over the past 8 quarters, Arthur J. Gallagher & Co. has demonstrated a growth trajectory, with revenue expanding from $2.68B to $13.12B. Investors analyzing AJG stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
AJG Dividend Yield and Income Analysis
Arthur J. Gallagher & Co. (AJG) currently pays a dividend yield of 0.8%. At this yield, a $10,000 investment in AJG stock would generate approximately $$82.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning AJG yields less than the typical sector peer. The net margin of 12.4% provides reasonable coverage for the dividend, though investors should monitor payout sustainability.
AJG Momentum and Technical Analysis Profile
Arthur J. Gallagher & Co. (AJG) has a momentum factor score of 23/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 25/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 30/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
AJG vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, Arthur J. Gallagher & Co. (AJG) ranks #623 out of 891 stocks based on the Blank Capital composite score. This places AJG in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing AJG against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full AJG vs S&P 500 (SPY) comparison to assess how Arthur J. Gallagher & Co. stacks up against the broader market across all factor dimensions.
AJG Next Earnings Date
No upcoming earnings date has been announced for Arthur J. Gallagher & Co. (AJG) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy AJG? — Investment Thesis Summary
The quantitative profile for Arthur J. Gallagher & Co. suggests caution. The value score of 73/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 23/100, a headwind for near-term performance. Low volatility (stability score 73/100) reduces downside risk.
In summary, Arthur J. Gallagher & Co. (AJG) earns a Reduce rating with a composite score of 46.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on AJG stock.
Related Resources for AJG Investors
Explore more research and tools: AJG vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare AJG head-to-head with peers: AJG vs WTM, AJG vs OPY, AJG vs ACT.