Is RDN a good stock to buy right now?

Based on our 6-factor quantitative model, RADIAN GROUP INC (RDN) receives a "Hold" rating with a composite score of 42.3/100. It is ranked #1,376 out of 4,446 stocks. Key factor scores: Quality 37/100, Value 50/100, Momentum 40/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for RDN?

RADIAN GROUP INC (RDN) has a "Hold" rating and 3-star score. The composite score of 42.3 ranks it #1,376 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is RDN in?

RADIAN GROUP INC operates in the Financials sector (Insurance industry) with a market cap of $4.50 billion. It is classified as a mid-cap stock.

Does RDN pay a dividend?

Yes, RDN pays a dividend with a current yield of 2.79%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $27.90 in annual dividend income.

What is RDN's P/E ratio?

RDN has a trailing P/E ratio of 6.22x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is RDN?

RDN's quality factor score is 37/100. Gross margin: 105.1%. ROE: 16.0% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is RDN valued compared to peers?

RDN's value factor score is 50/100 (higher = cheaper). Key multiples: P/E 6.2x, EV/EBITDA 8.9x. Valuation is roughly in line with peers.

What is RDN's debt level?

RDN's debt-to-equity ratio is 35%. Sector average: 121%. Low leverage suggests conservative financial management.

RDN has a beta of 0.69, meaning it is less volatile than the market. Stability score: 88/100.

Does RDN have high short interest?

RDN's short interest factor score is 13/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

RDN Stock Analysis: Top Mid-Cap Hold (Score 42.3/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
RDN	-1.19%	+1.55%	+3.36%	-5.06%	+8.30%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-1.12%	-2.06%	+3.02%	-4.70%	-21.22%	-	-	-
Alpha vs Sector	-0.09%	-0.96%	+1.94%	+2.25%	-2.28%	-	-	-

Metric	RDN	Benchmark
P/E Ratio	6.2x	-58%
EV/EBITDA	8.9x	+174%
Price / Book	1.0x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
RDN RADIAN GROUP INC	42	37	50	40	6.2x	16.0%	105.1%	50.8%	-22.6%	35.0x	$4.5B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	1.1%	-	-	1.0%	0.9%	0.9%	0.9%	0.9%	0.9%	0.9%	0.9%
Operating Margin %	0.6%	0.7%	-	0.6%	0.8%	0.6%	0.4%	0.6%	0.6%	0.3%	0.5%
EBITDA Margin %	0.6%	0.8%	-	0.6%	0.8%	0.6%	0.4%	0.6%	0.6%	0.4%	0.5%
Net Margin %	0.5%	0.5%	-	0.5%	0.6%	0.5%	0.3%	0.4%	0.5%	0.1%	0.2%
FCF Margin %	15.2%	-	-	-	-	-	57.4%	52.1%	51.2%	27.2%	28.0%
ROE %	0.2%	0.1%	-	0.1%	0.2%	0.1%	0.1%	0.2%	0.2%	0.0%	0.1%
ROA %	0.1%	0.1%	-	0.1%	0.1%	0.1%	0.0%	0.1%	0.1%	0.0%	0.1%
ROIC %	0.1%	0.0%	11.9%	13.8%	19.2%	14.2%	7.8%	14.8%	13.3%	8.2%	11.5%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

1.1%

1.0%

0.9%

Operating Margin %

0.6%

0.7%

0.6%

0.8%

0.6%

0.4%

0.6%

0.3%

0.5%

EBITDA Margin %

0.6%

0.8%

0.6%

0.8%

0.6%

0.4%

0.6%

0.4%

0.5%

Net Margin %

0.5%

0.6%

0.5%

0.3%

0.4%

0.5%

0.1%

0.2%

FCF Margin %

15.2%

57.4%

52.1%

51.2%

27.2%

28.0%

ROE %

0.2%

0.1%

0.2%

0.1%

0.2%

0.0%

0.1%

ROA %

0.1%

0.0%

0.1%

0.0%

0.1%

ROIC %

0.1%

0.0%

11.9%

13.8%

19.2%

14.2%

7.8%

14.8%

13.3%

8.2%

11.5%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$1.2B	$1.2B	—	$1.2B	$1.2B	$1.3B	$1.4B	$1.5B	$1.3B	$1.2B	$1.2B	$1.2B
	—	—	—	$38M	$82M	$104M	—	—	—	—	—	—
	$619M	—	$1.2B	$1.2B	$1.1B	$1.2B	$1.4B	$1.4B	$1.2B	$1.1B	$1.1B	$1.1B
Gross Margin	105.1%	---	---	96.9%	93.1%	92.2%	94.0%	92.9%	92.3%	91.4%	90.8%	92.2%
	—	—	—	—	—	—	$31M	$25M	$69M	$86M	$71M	$82M
Amortization	—	$25M	—	—	—	—	—	—	—	—	—	—
Total Operating Expenses	—	$406M	—	$435M	$156M	$461M	—	—	—	—	—	—
	$459M	$791M	$934M	$767M	$953M	$765M	$551M	$905M	$746M	$408M	$565M	$529M
EBIT	$459M	$860M	$934M	$767M	$953M	$765M	$551M	$905M	$746M	$408M	$565M	$529M
EBITDA	$695M	$791M	—	$767M	$953M	$765M	$582M	$931M	$815M	$495M	$636M	$611M
Operating Margin	60.9%	66.1%	---	61.9%	80.0%	57.5%	38.3%	59.3%	58.6%	33.5%	45.6%	44.3%
EBITDA Margin	60.1%	75.7%	---	61.9%	80.0%	57.5%	40.4%	60.9%	64.0%	40.5%	51.3%	51.2%
	—	$68M	$88M	$90M	$84M	$84M	$71M	$56M	$61M	$63M	$81M	$91M
	—	$791M	—	$767M	$953M	$765M	—	—	—	—	—	—
Income Tax Expense	—	$173M	$185M	$164M	$210M	$164M	$86M	$177M	$78M	$226M	$175M	$156M
	$741M	$618M	—	$603M	$743M	$601M	$394M	$672M	$606M	$121M	$308M	$287M
Net Margin	50.8%	51.6%	---	48.6%	62.4%	45.2%	27.4%	44.0%	47.6%	9.9%	24.9%	24.1%
	$3.96	$4.18	$3.96	$3.81	$4.42	$3.19	$2.01	$3.22	$2.83	$0.56	$1.46	$1.44
Diluted EPS	$3.96	$4.14	$3.96	$3.77	$4.35	$3.16	$2.01	$3.22	$2.83	$0.56	$1.46	$1.44
Weighted Avg Basic	—	139M	—	158M	168M	188M	—	—	—	—	—	—
Weighted Avg Diluted	—	141M	—	160M	171M	190M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$1.2B

—

$1.2B

$1.3B

$1.4B

$1.5B

$1.3B

$1.2B

—

$38M

$82M

$104M

—

$619M

—

$1.2B

$1.1B

$1.2B

$1.4B

$1.2B

$1.1B

Gross Margin

105.1%

---

96.9%

93.1%

92.2%

94.0%

92.9%

92.3%

91.4%

90.8%

92.2%

—

$31M

$25M

$69M

$86M

$71M

$82M

Amortization

—

$25M

—

Total Operating Expenses

—

$406M

—

$435M

$156M

$461M

—

$459M

$791M

$934M

$767M

$953M

$765M

$551M

$905M

$746M

$408M

$565M

$529M

EBIT

$459M

$860M

$934M

$767M

$953M

$765M

$551M

$905M

$746M

$408M

$565M

$529M

EBITDA

$695M

$791M

—

$767M

$953M

$765M

$582M

$931M

$815M

$495M

$636M

$611M

Operating Margin

60.9%

66.1%

---

61.9%

80.0%

57.5%

38.3%

59.3%

58.6%

33.5%

45.6%

44.3%

EBITDA Margin

60.1%

75.7%

---

61.9%

80.0%

57.5%

40.4%

60.9%

64.0%

40.5%

51.3%

51.2%

—

$68M

$88M

$90M

$84M

$71M

$56M

$61M

$63M

$81M

$91M

—

$791M

—

$767M

$953M

$765M

—

Income Tax Expense

—

$173M

$185M

$164M

$210M

$164M

$86M

$177M

$78M

$226M

$175M

$156M

$741M

$618M

—

$603M

$743M

$601M

$394M

$672M

$606M

$121M

$308M

$287M

Net Margin

50.8%

51.6%

---

48.6%

62.4%

45.2%

27.4%

44.0%

47.6%

9.9%

24.9%

24.1%

$3.96

$4.18

$3.96

$3.81

$4.42

$3.19

$2.01

$3.22

$2.83

$0.56

$1.46

$1.44

Diluted EPS

$3.96

$4.14

$3.96

$3.77

$4.35

$3.16

$2.01

$3.22

$2.83

$0.56

$1.46

$1.44

Weighted Avg Basic

—

139M

—

158M

168M

188M

—

Weighted Avg Diluted

—

141M

—

160M

171M

190M

—

RADIAN GROUP INC (RDN) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does RADIAN GROUP INC Do?

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania. RADIAN GROUP INC (RDN) is classified as a mid-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Richard G. Thornberry and employs approximately 1,400 people, headquartered in Philadelphia, Pennsylvania. With a market capitalization of $4.5B, RDN is one of the notable companies in the Financials sector.

RADIAN GROUP INC (RDN) Stock Rating — Hold (April 2026)

As of April 2026, RADIAN GROUP INC receives a Hold rating with a composite score of 42.3/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.RDN ranks #1,376 out of 4,446 stocks in our coverage universe. Within the Financials sector, RADIAN GROUP INC ranks #414 of 891 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

RDN Stock Price and 52-Week Range

RADIAN GROUP INC (RDN) currently trades at $34.17. The stock lost $0.41 (1.2%) in the most recent trading session. The 52-week high for RDN is $38.84, which means the stock is currently trading -12.0% from its annual peak. The 52-week low is $29.32, putting the stock 16.5% above its annual trough. Recent trading volume was 1.1M shares, reflecting moderate market activity.

Is RDN Overvalued or Undervalued? — Valuation Analysis

RADIAN GROUP INC (RDN) carries a value factor score of 50/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 6.22x, compared to the Financials sector average of 14.88x — a discount of 58%. The price-to-book ratio stands at 1.00x, versus the sector average of 1.22x. The price-to-sales ratio is 3.99x, compared to 0.90x for the average Financials stock. On an enterprise value basis, RDN trades at 8.92x EV/EBITDA, versus 3.26x for the sector.

Overall, RDN's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

RADIAN GROUP INC Profitability — ROE, Margins, and Quality Score

RADIAN GROUP INC (RDN) earns a quality factor score of 37/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 16.0%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 8.5% versus the sector average of 1.2%.

On a margin basis, RADIAN GROUP INC reports gross margins of 105.1%. The operating margin is 60.9% (sector: 21.8%). Net profit margin stands at 50.8%, versus 17.7% for the average Financials stock. Revenue growth is running at -22.6% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

RDN Debt, Balance Sheet, and Financial Health

RADIAN GROUP INC has a debt-to-equity ratio of 35.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. Total debt on the balance sheet is $1.60B. Cash and equivalents stand at $19M.

RDN has a beta of 0.69, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for RADIAN GROUP INC is 88/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

RADIAN GROUP INC Revenue and Earnings History — Quarterly Trend

In TTM 2026, RADIAN GROUP INC reported revenue of $1.15B and earnings per share (EPS) of $3.96. Net income for the quarter was $741M. Gross margin was 105.1%. Operating income came in at $459M.

In FY 2024, RADIAN GROUP INC reported revenue of N/A and earnings per share (EPS) of $3.96. Operating income came in at $934M.

In Q4 2025, RADIAN GROUP INC reported revenue of $258M. Net income for the quarter was $314M. Gross margin was 106.7%.

In FY 2025, RADIAN GROUP INC reported revenue of $1.20B and earnings per share (EPS) of $4.18. Net income for the quarter was $618M. Operating income came in at $791M.

Over the past 8 quarters, RADIAN GROUP INC has demonstrated a growth trajectory, with revenue expanding from $636M to $1.15B. Investors analyzing RDN stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

RDN Dividend Yield and Income Analysis

RADIAN GROUP INC (RDN) currently pays a dividend yield of 2.8%. At this yield, a $10,000 investment in RDN stock would generate approximately $$279.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning RDN offers above-average income for its sector. With a net margin of 50.8%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

RDN Momentum and Technical Analysis Profile

RADIAN GROUP INC (RDN) has a momentum factor score of 40/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 13/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

RDN vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, RADIAN GROUP INC (RDN) ranks #414 out of 891 stocks based on the Blank Capital composite score. This places RDN in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing RDN against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full RDN vs S&P 500 (SPY) comparison to assess how RADIAN GROUP INC stacks up against the broader market across all factor dimensions.

RDN Next Earnings Date

No upcoming earnings date has been announced for RADIAN GROUP INC (RDN) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy RDN? — Investment Thesis Summary

RADIAN GROUP INC presents a balanced picture with arguments on both sides. The quality score of 37/100 flags below-average profitability. Low volatility (stability score 88/100) reduces downside risk.

In summary, RADIAN GROUP INC (RDN) earns a Hold rating with a composite score of 42.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on RDN stock.

Related Resources for RDN Investors

Explore more research and tools: RDN vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare RDN head-to-head with peers: RDN vs WTM, RDN vs OPY, RDN vs ACT.

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RADIAN GROUP INC (RDN) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does RADIAN GROUP INC Do?

RADIAN GROUP INC (RDN) Stock Rating — Hold (April 2026)

RDN Stock Price and 52-Week Range

Is RDN Overvalued or Undervalued? — Valuation Analysis

RADIAN GROUP INC Profitability — ROE, Margins, and Quality Score

RDN Debt, Balance Sheet, and Financial Health

RADIAN GROUP INC Revenue and Earnings History — Quarterly Trend

RDN Dividend Yield and Income Analysis

RDN Momentum and Technical Analysis Profile

RDN vs Competitors — Financials Sector Ranking and Peer Comparison

RDN Next Earnings Date

Should You Buy RDN? — Investment Thesis Summary

Related Resources for RDN Investors

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A Look At Radian Group (RDN) Valuation After Recent Share Price Stability

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Barclays Maintains Equal-Weight on Radian Group, Lowers Price Target to $37