WILLIS TOWERS WATSON PLC (WTW) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does WILLIS TOWERS WATSON PLC Do?
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. It operates through two segments, Health, Wealth and Career; and and Risk and Broking. The company offers actuarial support, plan design, and administrative services for traditional pension and retirement savings plans; plan management consulting, broking, and administration services for health and group benefit programs; and benefits outsourcing services. It also provides advice, data, software, and products to address clients' total rewards and talent issues. In addition, the company offers risk advice, insurance brokerage, and consulting services in the areas of property and casualty, aerospace, construction, and marine. Further, it offers investment consulting and discretionary management services to insurance and reinsurance companies; insurance consulting and technology, risk and capital management, pricing and predictive modeling, financial and regulatory reporting, financial and capital modeling, merger and acquisition, outsourcing, and business management services; wholesale insurance broking services to retail and wholesale brokers; and underwriting and capital management, capital market, and advisory and brokerage services. Additionally, the company provides primary medical and ancillary benefit exchange, and outsourcing services to active employees and retirees in the group and individual markets, as well as delivers healthcare and reimbursement accounts, including health savings accounts, health reimbursement arrangements, flexible spending accounts, and other consumer-directed accounts. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom. WILLIS TOWERS WATSON PLC (WTW) is classified as a large-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Carl A. Hess and employs approximately 46,600 people. With a market capitalization of $27.1B, WTW is one of the prominent companies in the Financials sector.
WILLIS TOWERS WATSON PLC (WTW) Stock Rating — Hold (April 2026)
As of April 2026, WILLIS TOWERS WATSON PLC receives a Hold rating with a composite score of 53.4/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.WTW ranks #1,438 out of 4,446 stocks in our coverage universe. Within the Financials sector, WILLIS TOWERS WATSON PLC ranks #434 of 891 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
WTW Stock Price and 52-Week Range
WILLIS TOWERS WATSON PLC (WTW) currently trades at $280.14. The stock lost $7.72 (2.7%) in the most recent trading session. The 52-week high for WTW is $352.79, which means the stock is currently trading -20.6% from its annual peak. The 52-week low is $275.60, putting the stock 1.6% above its annual trough. Recent trading volume was 921K shares, suggesting relatively thin trading activity.
Is WTW Overvalued or Undervalued? — Valuation Analysis
WILLIS TOWERS WATSON PLC (WTW) carries a value factor score of 64/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 17.62x, compared to the Financials sector average of 14.88x — a premium of 18%. The price-to-book ratio stands at 3.34x, versus the sector average of 1.22x. The price-to-sales ratio is 2.97x, compared to 0.90x for the average Financials stock. On an enterprise value basis, WTW trades at 80.87x EV/EBITDA, versus 3.26x for the sector.
Overall, WTW's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
WILLIS TOWERS WATSON PLC Profitability — ROE, Margins, and Quality Score
WILLIS TOWERS WATSON PLC (WTW) earns a quality factor score of 72/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is -9.9%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -2.7% versus the sector average of 1.2%.
On a margin basis, WILLIS TOWERS WATSON PLC reports gross margins of 38.0%. The operating margin is 5.1% (sector: 21.8%). Net profit margin stands at -8.6%, versus 17.7% for the average Financials stock. Revenue growth is running at 1.0% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
WTW Debt, Balance Sheet, and Financial Health
WILLIS TOWERS WATSON PLC has a debt-to-equity ratio of 120.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.20x, suggesting adequate working capital coverage. Total debt on the balance sheet is $9.69B. Cash and equivalents stand at $1.90B.
WTW has a beta of 0.33, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for WILLIS TOWERS WATSON PLC is 85/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.
WILLIS TOWERS WATSON PLC Revenue and Earnings History — Quarterly Trend
In TTM 2026, WILLIS TOWERS WATSON PLC reported revenue of $9.06B and earnings per share (EPS) of $16.34. Net income for the quarter was $-795M. Gross margin was 38.0%. Operating income came in at $452M.
In FY 2025, WILLIS TOWERS WATSON PLC reported revenue of $9.71B and earnings per share (EPS) of $16.34. Net income for the quarter was $1.61B. Revenue grew -2.2% year-over-year compared to FY 2024. Operating income came in at $2.23B.
In Q3 2025, WILLIS TOWERS WATSON PLC reported revenue of $2.29B and earnings per share (EPS) of $3.12. Net income for the quarter was $306M. Revenue grew -0.0% year-over-year compared to Q3 2024. Operating income came in at $418M.
In Q2 2025, WILLIS TOWERS WATSON PLC reported revenue of $2.26B and earnings per share (EPS) of $3.34. Net income for the quarter was $332M. Revenue grew -0.2% year-over-year compared to Q2 2024. Operating income came in at $368M.
Over the past 8 quarters, WILLIS TOWERS WATSON PLC has demonstrated a growth trajectory, with revenue expanding from $2.27B to $9.06B. Investors analyzing WTW stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
WTW Dividend Yield and Income Analysis
WILLIS TOWERS WATSON PLC (WTW) currently pays a dividend yield of 1.1%. At this yield, a $10,000 investment in WTW stock would generate approximately $$105.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning WTW yields less than the typical sector peer.
WTW Momentum and Technical Analysis Profile
WILLIS TOWERS WATSON PLC (WTW) has a momentum factor score of 33/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 33/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 22/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
WTW vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, WILLIS TOWERS WATSON PLC (WTW) ranks #434 out of 891 stocks based on the Blank Capital composite score. This places WTW in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing WTW against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full WTW vs S&P 500 (SPY) comparison to assess how WILLIS TOWERS WATSON PLC stacks up against the broader market across all factor dimensions.
WTW Next Earnings Date
No upcoming earnings date has been announced for WILLIS TOWERS WATSON PLC (WTW) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy WTW? — Investment Thesis Summary
WILLIS TOWERS WATSON PLC presents a balanced picture with arguments on both sides. The quality score of 72/100 indicates above-average profitability and business fundamentals. The value score of 64/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 33/100, a headwind for near-term performance. Low volatility (stability score 85/100) reduces downside risk.
In summary, WILLIS TOWERS WATSON PLC (WTW) earns a Hold rating with a composite score of 53.4/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on WTW stock.
Related Resources for WTW Investors
Explore more research and tools: WTW vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare WTW head-to-head with peers: WTW vs WTM, WTW vs OPY, WTW vs ACT.