Goosehead Insurance, Inc. (GSHD) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Goosehead Insurance, Inc. Do?
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that provides personal lines insurance agency services in the United States. The company operates in two segments, Corporate Channel and Franchise Channel. It offers homeowner's, insurance, automotive, dwelling property insurance, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2021, the company had 2,151 total franchises. Goosehead Insurance, Inc. was founded in 2003 and is headquartered in Westlake, Texas. Goosehead Insurance, Inc. (GSHD) is classified as a small-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Mark E. Jones and employs approximately 1,430 people. With a market capitalization of $989M, GSHD is one of the notable companies in the Financials sector.
Goosehead Insurance, Inc. (GSHD) Stock Rating — Avoid (April 2026)
As of April 2026, Goosehead Insurance, Inc. receives a Avoid rating with a composite score of 32.7/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.GSHD ranks #3,950 out of 4,446 stocks in our coverage universe. Within the Financials sector, Goosehead Insurance, Inc. ranks #845 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
GSHD Stock Price and 52-Week Range
Goosehead Insurance, Inc. (GSHD) currently trades at $42.25. The 52-week high for GSHD is $127.99, which means the stock is currently trading -67.0% from its annual peak. The 52-week low is $42.77, putting the stock -1.2% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.
Is GSHD Overvalued or Undervalued? — Valuation Analysis
Goosehead Insurance, Inc. (GSHD) carries a value factor score of 66/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 29.18x, compared to the Financials sector average of 14.88x — a premium of 96%. The price-to-sales ratio is 3.13x, compared to 0.90x for the average Financials stock. On an enterprise value basis, GSHD trades at 17.62x EV/EBITDA, versus 3.26x for the sector.
Overall, GSHD's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
Goosehead Insurance, Inc. Profitability — ROE, Margins, and Quality Score
Goosehead Insurance, Inc. (GSHD) earns a quality factor score of 18/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -77.0%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 8.7% versus the sector average of 1.2%.
On a margin basis, Goosehead Insurance, Inc. reports gross margins of 46.0%. The operating margin is 17.5% (sector: 21.8%). Net profit margin stands at 10.6%, versus 17.7% for the average Financials stock. Revenue growth is running at 15.8% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
GSHD Debt, Balance Sheet, and Financial Health
Goosehead Insurance, Inc. has a debt-to-equity ratio of -172.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.60x, suggesting adequate working capital coverage. Total debt on the balance sheet is $293M. Cash and equivalents stand at $52M.
GSHD has a beta of 0.79, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Goosehead Insurance, Inc. is 47/100, reflecting average volatility within the normal range for its sector.
Goosehead Insurance, Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Goosehead Insurance, Inc. reported revenue of $338M and earnings per share (EPS) of $1.11. Net income for the quarter was $36M. Gross margin was 46.0%. Operating income came in at $60M.
In FY 2025, Goosehead Insurance, Inc. reported revenue of $365M and earnings per share (EPS) of $1.11. Net income for the quarter was $44M. Revenue grew 16.2% year-over-year compared to FY 2024. Operating income came in at $74M.
In Q3 2025, Goosehead Insurance, Inc. reported revenue of $90M and earnings per share (EPS) of $0.31. Net income for the quarter was $13M. Revenue grew 15.9% year-over-year compared to Q3 2024. Operating income came in at $21M.
In Q2 2025, Goosehead Insurance, Inc. reported revenue of $94M and earnings per share (EPS) of $0.20. Net income for the quarter was $8M. Revenue grew 20.4% year-over-year compared to Q2 2024. Operating income came in at $16M.
Over the past 8 quarters, Goosehead Insurance, Inc. has demonstrated a growth trajectory, with revenue expanding from $78M to $338M. Investors analyzing GSHD stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
GSHD Dividend Yield and Income Analysis
Goosehead Insurance, Inc. (GSHD) currently pays a dividend yield of 7.9%. At this yield, a $10,000 investment in GSHD stock would generate approximately $$794.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning GSHD offers above-average income for its sector. The net margin of 10.6% provides reasonable coverage for the dividend, though investors should monitor payout sustainability.
GSHD Momentum and Technical Analysis Profile
Goosehead Insurance, Inc. (GSHD) has a momentum factor score of 14/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 27/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 64/100 reflects moderate short selling activity.
GSHD vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, Goosehead Insurance, Inc. (GSHD) ranks #845 out of 891 stocks based on the Blank Capital composite score. This places GSHD in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing GSHD against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full GSHD vs S&P 500 (SPY) comparison to assess how Goosehead Insurance, Inc. stacks up against the broader market across all factor dimensions.
GSHD Next Earnings Date
No upcoming earnings date has been announced for Goosehead Insurance, Inc. (GSHD) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy GSHD? — Investment Thesis Summary
The quantitative profile for Goosehead Insurance, Inc. suggests caution. The quality score of 18/100 flags below-average profitability. The value score of 66/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 14/100, a headwind for near-term performance.
In summary, Goosehead Insurance, Inc. (GSHD) earns a Avoid rating with a composite score of 32.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on GSHD stock.
Related Resources for GSHD Investors
Explore more research and tools: GSHD vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare GSHD head-to-head with peers: GSHD vs WTM, GSHD vs OPY, GSHD vs ACT.