EHTH

Company Overview — What Does eHealth, Inc. Do?

eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Individual, Family and Small Business. Its ecommerce platforms organize and present health insurance information in various formats that enable individuals, families, and small businesses to research, analyze, compare, and purchase a range of health insurance plans. The company operates a marketplace that offers consumers a choice of insurance products, such as Medicare Advantage, Medicare Supplement, Medicare Part D prescription drug, individual and family, small business, and other ancillary health insurance products from health insurance carriers. It markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com, as well as through a network of marketing partners. The company also licenses its health insurance ecommerce technology that enables health insurance carriers to market and distribute health insurance plans online; and provides online sponsorship and advertising, and lead referral services. eHealth, Inc. was incorporated in 1997 and is headquartered in Santa Clara, California. eHealth, Inc. (EHTH) is classified as a micro-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Francis S. Soistman and employs approximately 1,520 people, headquartered in MOUNTAIN VIEW, Texas. With a market capitalization of $40M, EHTH is one of the notable companies in the Financials sector.

eHealth, Inc. (EHTH) Stock Rating — Avoid (April 2026)

As of April 2026, eHealth, Inc. receives a Avoid rating with a composite score of 28.0/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.EHTH ranks #4,143 out of 4,446 stocks in our coverage universe. Within the Financials sector, eHealth, Inc. ranks #868 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

EHTH Stock Price and 52-Week Range

eHealth, Inc. (EHTH) currently trades at $1.25. The stock lost $0.07 (5.3%) in the most recent trading session. The 52-week high for EHTH is $7.63, which means the stock is currently trading -83.6% from its annual peak. The 52-week low is $1.24, putting the stock 0.8% above its annual trough. Recent trading volume was 520K shares, suggesting relatively thin trading activity.

Is EHTH Overvalued or Undervalued? — Valuation Analysis

eHealth, Inc. (EHTH) carries a value factor score of 81/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The price-to-book ratio stands at 0.08x, versus the sector average of 1.22x. The price-to-sales ratio is 0.16x, compared to 0.90x for the average Financials stock. On an enterprise value basis, EHTH trades at 0.17x EV/EBITDA, versus 3.26x for the sector.

Based on these multiples, eHealth, Inc. appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.

eHealth, Inc. Profitability — ROE, Margins, and Quality Score

eHealth, Inc. (EHTH) earns a quality factor score of 10/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -15.2%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -7.1% versus the sector average of 1.2%.

On a margin basis, eHealth, Inc. reports gross margins of 22.5%. The operating margin is -46.2% (sector: 21.8%). Net profit margin stands at -39.6%, versus 17.7% for the average Financials stock. Revenue growth is running at -18.2% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

EHTH Debt, Balance Sheet, and Financial Health

eHealth, Inc. has a debt-to-equity ratio of 49.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 3.37x, indicating strong short-term liquidity. Total debt on the balance sheet is $76M. Cash and equivalents stand at $63M.

EHTH has a beta of 1.47, meaning it is more volatile than the broader market — a $10,000 investment in EHTH would be expected to move 46.7% more than the S&P 500 on any given day. The stability factor score for eHealth, Inc. is 23/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.

eHealth, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, eHealth, Inc. reported revenue of $286M and earnings per share (EPS) of $-0.34. Net income for the quarter was $-90M. Gross margin was 22.5%. Operating income came in at $-103M.

In FY 2025, eHealth, Inc. reported revenue of $554M and earnings per share (EPS) of $-0.34. Net income for the quarter was $40M. Gross margin was 43.5%. Revenue grew 6.3% year-over-year compared to FY 2024. Operating income came in at $66M.

In Q3 2025, eHealth, Inc. reported revenue of $54M and earnings per share (EPS) of $-1.46. Net income for the quarter was $-32M. Gross margin was -0.3%. Revenue grew -7.8% year-over-year compared to Q3 2024. Operating income came in at $-42M.

In Q2 2025, eHealth, Inc. reported revenue of $61M and earnings per share (EPS) of $-0.98. Net income for the quarter was $-17M. Gross margin was 31.1%. Revenue grew -7.7% year-over-year compared to Q2 2024. Operating income came in at $-23M.

Over the past 8 quarters, eHealth, Inc. has demonstrated a growth trajectory, with revenue expanding from $66M to $286M. Investors analyzing EHTH stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

EHTH Dividend Yield and Income Analysis

eHealth, Inc. (EHTH) does not currently pay a dividend. This is common among smaller companies in the Insurance industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.

EHTH Momentum and Technical Analysis Profile

eHealth, Inc. (EHTH) has a momentum factor score of 9/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 37/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 48/100 reflects moderate short selling activity.

EHTH vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, eHealth, Inc. (EHTH) ranks #868 out of 891 stocks based on the Blank Capital composite score. This places EHTH in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing EHTH against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full EHTH vs S&P 500 (SPY) comparison to assess how eHealth, Inc. stacks up against the broader market across all factor dimensions.

EHTH Next Earnings Date

No upcoming earnings date has been announced for eHealth, Inc. (EHTH) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy EHTH? — Investment Thesis Summary

The quantitative profile for eHealth, Inc. suggests caution. The quality score of 10/100 flags below-average profitability. The value score of 81/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 9/100, a headwind for near-term performance. High volatility (stability score 23/100) increases portfolio risk.

In summary, eHealth, Inc. (EHTH) earns a Avoid rating with a composite score of 28.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on EHTH stock.

Related Resources for EHTH Investors

Explore more research and tools: EHTH vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare EHTH head-to-head with peers: EHTH vs WTM, EHTH vs OPY, EHTH vs ACT.