Roadzen Inc. (RDZN) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Roadzen Inc. Do?
RoadZen, lnc. provides an online on-demand roadside assistance services with a network of towing and roadside repair providers in India. The company suite enables Insurers and Automotive OEMs with real-time customer interactions, rapid claims processing, and better risk underwriting services. It also offers services in the areas of towing and removal, battery jumpstart, flat tire support, locked out/lost keys, fuel problems, and roadside assistance. The company was incorporated in 2015 and is based in New Delhi, India. Roadzen Inc. (RDZN) is classified as a micro-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Rohan Malhotra. With a market capitalization of $94M, RDZN is one of the notable companies in the Financials sector.
Roadzen Inc. (RDZN) Stock Rating — Avoid (April 2026)
As of April 2026, Roadzen Inc. receives a Avoid rating with a composite score of 28.9/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.RDZN ranks #3,974 out of 4,446 stocks in our coverage universe. Within the Financials sector, Roadzen Inc. ranks #850 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
RDZN Stock Price and 52-Week Range
Roadzen Inc. (RDZN) currently trades at $1.05. The stock lost $0.05 (4.5%) in the most recent trading session. The 52-week high for RDZN is $2.56, which means the stock is currently trading -59.0% from its annual peak. The 52-week low is $0.68, putting the stock 54.4% above its annual trough. Recent trading volume was 71K shares, suggesting relatively thin trading activity.
Is RDZN Overvalued or Undervalued? — Valuation Analysis
Roadzen Inc. (RDZN) carries a value factor score of 30/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-sales ratio is 1.75x, compared to 0.90x for the average Financials stock.
At current multiples, Roadzen Inc. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.
Roadzen Inc. Profitability — ROE, Margins, and Quality Score
Roadzen Inc. (RDZN) earns a quality factor score of 18/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 32.2%, compared to the Financials sector average of 8.5%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at -182.7% versus the sector average of 1.2%.
On a margin basis, Roadzen Inc. reports gross margins of 53.7%. The operating margin is -144.9% (sector: 21.8%). Net profit margin stands at -202.1%, versus 17.7% for the average Financials stock. Revenue growth is running at 60.7% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
RDZN Debt, Balance Sheet, and Financial Health
Roadzen Inc. has a debt-to-equity ratio of -106.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 0.54x, which may signal near-term liquidity tightness.
RDZN has a beta of 1.75, meaning it is more volatile than the broader market — a $10,000 investment in RDZN would be expected to move 75.3% more than the S&P 500 on any given day. The stability factor score for Roadzen Inc. is 20/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.
Roadzen Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Roadzen Inc. reported revenue of $49M and earnings per share (EPS) of $-0.12. Net income for the quarter was $-82M. Gross margin was 53.7%. Operating income came in at $-60M.
In Q3 2026, Roadzen Inc. reported revenue of $14M and earnings per share (EPS) of $-0.12. Net income for the quarter was $-9M. Gross margin was 63.7%. Operating income came in at $-2M.
In Q2 2026, Roadzen Inc. reported revenue of $14M and earnings per share (EPS) of $-0.03. Net income for the quarter was $-2M. Gross margin was 55.7%. Revenue grew 15.2% year-over-year compared to Q2 2025. Operating income came in at $-3M.
In FY 2025, Roadzen Inc. reported revenue of $44M and earnings per share (EPS) of $-1.04. Net income for the quarter was $-73M. Gross margin was 57.5%. Revenue grew -5.2% year-over-year compared to FY 2024. Operating income came in at $-61M.
Over the past 8 quarters, Roadzen Inc. has demonstrated a growth trajectory, with revenue expanding from $47M to $49M. Investors analyzing RDZN stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
RDZN Dividend Yield and Income Analysis
Roadzen Inc. (RDZN) does not currently pay a dividend. This is common among smaller companies in the Insurance industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.
RDZN Momentum and Technical Analysis Profile
Roadzen Inc. (RDZN) has a momentum factor score of 42/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 22/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 44/100 reflects moderate short selling activity.
RDZN vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, Roadzen Inc. (RDZN) ranks #850 out of 891 stocks based on the Blank Capital composite score. This places RDZN in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing RDZN against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full RDZN vs S&P 500 (SPY) comparison to assess how Roadzen Inc. stacks up against the broader market across all factor dimensions.
RDZN Next Earnings Date
No upcoming earnings date has been announced for Roadzen Inc. (RDZN) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy RDZN? — Investment Thesis Summary
The quantitative profile for Roadzen Inc. suggests caution. The quality score of 18/100 flags below-average profitability. The value score of 30/100 indicates premium valuation. High volatility (stability score 20/100) increases portfolio risk.
In summary, Roadzen Inc. (RDZN) earns a Avoid rating with a composite score of 28.9/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on RDZN stock.
Related Resources for RDZN Investors
Explore more research and tools: RDZN vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare RDZN head-to-head with peers: RDZN vs WTM, RDZN vs OPY, RDZN vs ACT.