SelectQuote, Inc. (SLQT) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does SelectQuote, Inc. Do?
SelectQuote, Inc. operates a technology-enabled, direct-to-consumer distribution platform that sells a range of insurance policies to consumers from various insurance carriers in the United States. The company operates through three segments: Senior; Life; and Auto & Home. It distributes senior health policies, such as medicare advantage, medicare supplement, medicare part D, and other ancillary senior health insurance related policies, including prescription drugs, dental, vision, and hearing plans; term life policies; and non-commercial auto and home property, and casualty policies. The company was incorporated in 1999 and is headquartered in Overland Park, Kansas. SelectQuote, Inc. (SLQT) is classified as a micro-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Timothy Danker and employs approximately 4,370 people. With a market capitalization of $105M, SLQT is one of the notable companies in the Financials sector.
SelectQuote, Inc. (SLQT) Stock Rating — Reduce (April 2026)
As of April 2026, SelectQuote, Inc. receives a Reduce rating with a composite score of 46.7/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.SLQT ranks #2,525 out of 4,446 stocks in our coverage universe. Within the Financials sector, SelectQuote, Inc. ranks #663 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
SLQT Stock Price and 52-Week Range
SelectQuote, Inc. (SLQT) currently trades at $0.66. The stock lost $0.03 (4.0%) in the most recent trading session. The 52-week high for SLQT is $3.97, which means the stock is currently trading -83.3% from its annual peak. The 52-week low is $0.60, putting the stock 10.4% above its annual trough. Recent trading volume was 263K shares, suggesting relatively thin trading activity.
Is SLQT Overvalued or Undervalued? — Valuation Analysis
SelectQuote, Inc. (SLQT) carries a value factor score of 78/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 0.82x, compared to the Financials sector average of 14.88x — a discount of 94%. The price-to-book ratio stands at 0.30x, versus the sector average of 1.22x. The price-to-sales ratio is 0.06x, compared to 0.90x for the average Financials stock. On an enterprise value basis, SLQT trades at 9.10x EV/EBITDA, versus 3.26x for the sector.
Based on these multiples, SelectQuote, Inc. appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.
SelectQuote, Inc. Profitability — ROE, Margins, and Quality Score
SelectQuote, Inc. (SLQT) earns a quality factor score of 72/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 37.3%, compared to the Financials sector average of 8.5%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at 9.9% versus the sector average of 1.2%.
On a margin basis, SelectQuote, Inc. reports gross margins of 54.5%. The operating margin is 2.3% (sector: 21.8%). Net profit margin stands at 3.3%, versus 17.7% for the average Financials stock. Revenue growth is running at 83.8% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
SLQT Debt, Balance Sheet, and Financial Health
SelectQuote, Inc. has a debt-to-equity ratio of 113.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.81x, suggesting adequate working capital coverage. Total debt on the balance sheet is $406M. Cash and equivalents stand at $22M.
SLQT has a beta of 1.24, meaning it is more volatile than the broader market — a $10,000 investment in SLQT would be expected to move 23.9% more than the S&P 500 on any given day. The stability factor score for SelectQuote, Inc. is 25/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.
SelectQuote, Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, SelectQuote, Inc. reported revenue of $1.80B and earnings per share (EPS) of $0.27. Net income for the quarter was $134M. Gross margin was 54.5%. Operating income came in at $594M.
In Q2 2026, SelectQuote, Inc. reported revenue of $537M and earnings per share (EPS) of $0.27. Net income for the quarter was $69M. Gross margin was 61.8%. Revenue grew 2.2% year-over-year compared to Q2 2025. Operating income came in at $75M.
In Q2 2025, SelectQuote, Inc. reported revenue of $525M and earnings per share (EPS) of $0.27. Net income for the quarter was $69M. Gross margin was -2.2%. Operating income came in at $537M.
In Q1 2026, SelectQuote, Inc. reported revenue of $329M and earnings per share (EPS) of $-0.26. Net income for the quarter was $-30M. Gross margin was 41.4%. Revenue grew 12.5% year-over-year compared to Q1 2025. Operating income came in at $-41M.
Over the past 8 quarters, SelectQuote, Inc. has demonstrated a growth trajectory, with revenue expanding from $1.32B to $1.80B. Investors analyzing SLQT stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
SLQT Dividend Yield and Income Analysis
SelectQuote, Inc. (SLQT) does not currently pay a dividend. This is common among smaller companies in the Insurance industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.
SLQT Momentum and Technical Analysis Profile
SelectQuote, Inc. (SLQT) has a momentum factor score of 15/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 37/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 35/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
SLQT vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, SelectQuote, Inc. (SLQT) ranks #663 out of 891 stocks based on the Blank Capital composite score. This places SLQT in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing SLQT against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full SLQT vs S&P 500 (SPY) comparison to assess how SelectQuote, Inc. stacks up against the broader market across all factor dimensions.
SLQT Next Earnings Date
No upcoming earnings date has been announced for SelectQuote, Inc. (SLQT) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy SLQT? — Investment Thesis Summary
The quantitative profile for SelectQuote, Inc. suggests caution. The quality score of 72/100 indicates above-average profitability and business fundamentals. The value score of 78/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 15/100, a headwind for near-term performance. High volatility (stability score 25/100) increases portfolio risk.
In summary, SelectQuote, Inc. (SLQT) earns a Reduce rating with a composite score of 46.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on SLQT stock.
Related Resources for SLQT Investors
Explore more research and tools: SLQT vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare SLQT head-to-head with peers: SLQT vs WTM, SLQT vs OPY, SLQT vs ACT.