Is GNW a good stock to buy right now?

Based on our 6-factor quantitative model, GENWORTH FINANCIAL INC (GNW) receives a "Hold" rating with a composite score of 48.1/100. It is ranked #1,572 out of 4,446 stocks. Key factor scores: Quality 43/100, Value 72/100, Momentum 45/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for GNW?

GENWORTH FINANCIAL INC (GNW) has a "Hold" rating and 3-star score. The composite score of 48.1 ranks it #1,572 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is GNW in?

GENWORTH FINANCIAL INC operates in the Financials sector (Insurance industry) with a market cap of $3.17 billion. It is classified as a mid-cap stock.

Does GNW pay a dividend?

GNW does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is GNW's P/E ratio?

GNW has a trailing P/E ratio of 7.72x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is GNW?

GNW's quality factor score is 43/100. Gross margin: 100.0%. ROE: 4.4% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is GNW valued compared to peers?

GNW's value factor score is 72/100 (higher = cheaper). Key multiples: P/E 7.7x, EV/EBITDA 14.7x. The stock appears attractively valued versus peers.

What is GNW's debt level?

GNW's debt-to-equity ratio is 15%. Sector average: 121%. Low leverage suggests conservative financial management.

GNW has a beta of 0.56, meaning it is less volatile than the market. Stability score: 74/100.

Does GNW have high short interest?

GNW's short interest factor score is 31/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

GNW Stock Analysis: Top Mid-Cap Hold (Score 48.1/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
GNW	+0.23%	+4.29%	+4.92%	-3.10%	+34.20%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+0.30%	+0.69%	+4.58%	-2.74%	+4.68%	-	-	-
Alpha vs Sector	+1.32%	+1.79%	+3.50%	+4.20%	+23.62%	-	-	-

Metric	GNW	Benchmark
P/E Ratio	7.7x	-48%
EV/EBITDA	14.7x	+350%
Price / Book	0.3x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
GNW GENWORTH FINANCIAL INC	48	43	72	45	7.7x	4.4%	100.0%	5.8%	9.4%	15.0x	$3.2B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	-	-	0.3%	-	-	-	0.3%	0.6%	0.2%	0.2%	1.0%
Operating Margin %	0.0%	0.1%	0.1%	0.0%	0.1%	0.1%	0.1%	0.2%	0.1%	0.1%	0.2%
EBITDA Margin %	0.0%	0.1%	0.1%	0.0%	0.1%	0.1%	0.2%	0.1%	0.1%	0.1%	0.2%
Net Margin %	0.1%	0.0%	0.1%	0.0%	0.1%	0.1%	0.0%	0.1%	0.1%	0.2%	-0.0%
FCF Margin %	-	-	-24.5%	-	-	-	4.7%	-925.9%	-42.4%	0.2%	14.5%
ROE %	0.0%	0.0%	0.1%	0.0%	0.1%	0.1%	0.1%	0.1%	0.0%	0.1%	-0.0%
ROA %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.0%
ROIC %	0.0%	3.0%	5.5%	0.3%	4.0%	3.3%	17.8%	4.3%	1.9%	5.3%	3.8%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.3%

0.6%

0.2%

1.0%

Operating Margin %

0.0%

0.1%

0.0%

0.1%

0.2%

0.1%

0.2%

EBITDA Margin %

0.0%

0.1%

0.0%

0.1%

0.2%

0.1%

0.2%

Net Margin %

0.1%

0.0%

0.1%

0.0%

0.1%

0.0%

0.1%

0.2%

-0.0%

FCF Margin %

-24.5%

4.7%

-925.9%

-42.4%

0.2%

14.5%

ROE %

0.0%

0.1%

0.0%

0.1%

0.0%

0.1%

-0.0%

ROA %

0.0%

-0.0%

ROIC %

0.0%

3.0%

5.5%

0.3%

4.0%

3.3%

17.8%

4.3%

1.9%

5.3%

3.8%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$7.4B	$7.3B	$7.3B	$7.5B	$7.5B	$7.8B	$8.3B	$8.1B	$7.9B	$8.3B	$8.4B	$8.6B
	—	—	$1.9B	—	—	—	$2.5B	$2.4B	$1.7B	$2.5B	$2.5B	$2.7B
Gross Margin	---	---	26.4%	---	---	---	30.4%	55.7%	21.4%	23.3%	100.0%	31.6%
	—	$1.0B	—	$942M	$1.4B	$1.2B	—	—	—	—	—	—
Depreciation	—	—	$130M	—	—	—	$306M	$277M	$218M	$236M	$360M	$860M
Total Operating Expenses	—	$6.9B	—	$7.4B	$6.9B	$7.1B	—	—	—	—	—	—
	$331M	$433M	$697M	$41M	$633M	$765M	$1.1B	$954M	$402M	$1.0B	$697M	$431M
EBIT	$331M	$433M	$697M	$41M	$633M	$765M	$1.1B	$954M	$402M	$1.0B	$697M	$431M
EBITDA	$331M	$433M	$840M	$41M	$633M	$765M	$1.4B	$1.0B	$620M	$635M	$1.8B	$1.3B
Operating Margin	4.4%	5.9%	9.6%	0.5%	8.4%	9.8%	13.6%	21.2%	5.1%	5.3%	15.4%	5.0%
EBITDA Margin	4.5%	5.9%	11.5%	0.5%	8.4%	9.8%	17.3%	12.4%	7.8%	7.6%	20.8%	15.1%
	—	$105M	$115M	$118M	$106M	$160M	$195M	$239M	$256M	$284M	$337M	$419M
	—	$433M	—	$303M	$978M	$1.2B	—	—	—	—	—	—
Income Tax Expense	—	$84M	$158M	$104M	$239M	$263M	$230M	$195M	$70M	-$207M	$358M	-$9M
	$433M	$350M	$427M	$199M	$739M	$945M	$212M	$873M	$416M	$1.7B	-$67M	-$413M
Net Margin	5.8%	4.8%	5.9%	2.7%	9.8%	12.1%	2.6%	11.4%	5.3%	23.2%	-0.8%	-4.8%
	$0.54	$0.54	$0.69	$0.16	$1.21	$1.78	$0.35	$0.68	$0.24	$1.64	$-0.56	$-1.24
Diluted EPS	$0.54	$0.54	$0.69	$0.16	$1.19	$1.76	$0.35	$0.68	$0.24	$1.64	$-0.56	$-1.24
Weighted Avg Basic	—	409M	—	469M	505M	507M	—	—	—	—	—	—
Weighted Avg Diluted	—	414M	—	475M	511M	515M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$7.4B

$7.3B

$7.5B

$7.8B

$8.3B

$8.1B

$7.9B

$8.3B

$8.4B

$8.6B

—

$1.9B

—

$2.5B

$2.4B

$1.7B

$2.5B

$2.7B

Gross Margin

---

26.4%

---

30.4%

55.7%

21.4%

23.3%

100.0%

31.6%

—

$1.0B

—

$942M

$1.4B

$1.2B

—

Depreciation

—

$130M

—

$306M

$277M

$218M

$236M

$360M

$860M

Total Operating Expenses

—

$6.9B

—

$7.4B

$6.9B

$7.1B

—

$331M

$433M

$697M

$41M

$633M

$765M

$1.1B

$954M

$402M

$1.0B

$697M

$431M

EBIT

$331M

$433M

$697M

$41M

$633M

$765M

$1.1B

$954M

$402M

$1.0B

$697M

$431M

EBITDA

$331M

$433M

$840M

$41M

$633M

$765M

$1.4B

$1.0B

$620M

$635M

$1.8B

$1.3B

Operating Margin

4.4%

5.9%

9.6%

0.5%

8.4%

9.8%

13.6%

21.2%

5.1%

5.3%

15.4%

5.0%

EBITDA Margin

4.5%

5.9%

11.5%

0.5%

8.4%

9.8%

17.3%

12.4%

7.8%

7.6%

20.8%

15.1%

—

$105M

$115M

$118M

$106M

$160M

$195M

$239M

$256M

$284M

$337M

$419M

—

$433M

—

$303M

$978M

$1.2B

—

Income Tax Expense

—

$84M

$158M

$104M

$239M

$263M

$230M

$195M

$70M

-$207M

$358M

-$9M

$433M

$350M

$427M

$199M

$739M

$945M

$212M

$873M

$416M

$1.7B

-$67M

-$413M

Net Margin

5.8%

4.8%

5.9%

2.7%

9.8%

12.1%

2.6%

11.4%

5.3%

23.2%

-0.8%

-4.8%

$0.54

$0.69

$0.16

$1.21

$1.78

$0.35

$0.68

$0.24

$1.64

$-0.56

$-1.24

Diluted EPS

$0.54

$0.69

$0.16

$1.19

$1.76

$0.35

$0.68

$0.24

$1.64

$-0.56

$-1.24

Weighted Avg Basic

—

409M

—

469M

505M

507M

—

Weighted Avg Diluted

—

414M

—

475M

511M

515M

—

GENWORTH FINANCIAL INC (GNW) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does GENWORTH FINANCIAL INC Do?

Genworth Financial, Inc. provides insurance products in the United States and internationally. The company operates in three segments: Enact, U.S. Life Insurance, and Runoff. The Enact segment offers mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and pool mortgage insurance products. The U.S. Life Insurance segment offers long-term care insurance products; and service traditional life insurance and fixed annuity products in the United States. The Runoff segment includes variable annuity, variable life insurance, and corporate-owned life insurance, as well as funding agreements. It distributes its products through sales force, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia. GENWORTH FINANCIAL INC (GNW) is classified as a mid-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Thomas J. McInerney and employs approximately 2,500 people, headquartered in Richmond, Virginia. With a market capitalization of $3.2B, GNW is one of the notable companies in the Financials sector.

GENWORTH FINANCIAL INC (GNW) Stock Rating — Hold (April 2026)

As of April 2026, GENWORTH FINANCIAL INC receives a Hold rating with a composite score of 48.1/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.GNW ranks #1,572 out of 4,446 stocks in our coverage universe. Within the Financials sector, GENWORTH FINANCIAL INC ranks #478 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

GNW Stock Price and 52-Week Range

GENWORTH FINANCIAL INC (GNW) currently trades at $8.75. The stock gained $0.02 (0.2%) in the most recent trading session. The 52-week high for GNW is $9.28, which means the stock is currently trading -5.7% from its annual peak. The 52-week low is $5.99, putting the stock 46.1% above its annual trough. Recent trading volume was 3.7M shares, reflecting moderate market activity.

Is GNW Overvalued or Undervalued? — Valuation Analysis

GENWORTH FINANCIAL INC (GNW) carries a value factor score of 72/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 7.72x, compared to the Financials sector average of 14.88x — a discount of 48%. The price-to-book ratio stands at 0.34x, versus the sector average of 1.22x. The price-to-sales ratio is 0.45x, compared to 0.90x for the average Financials stock. On an enterprise value basis, GNW trades at 14.67x EV/EBITDA, versus 3.26x for the sector.

Based on these multiples, GENWORTH FINANCIAL INC appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.

GENWORTH FINANCIAL INC Profitability — ROE, Margins, and Quality Score

GENWORTH FINANCIAL INC (GNW) earns a quality factor score of 43/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 4.4%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 0.5% versus the sector average of 1.2%.

On a margin basis, GENWORTH FINANCIAL INC reports gross margins of 100.0%. The operating margin is 4.4% (sector: 21.8%). Net profit margin stands at 5.8%, versus 17.7% for the average Financials stock. Revenue growth is running at 9.4% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

GNW Debt, Balance Sheet, and Financial Health

GENWORTH FINANCIAL INC has a debt-to-equity ratio of 15.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.12x, suggesting adequate working capital coverage. Total debt on the balance sheet is $1.51B. Cash and equivalents stand at $2.04B.

GNW has a beta of 0.56, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for GENWORTH FINANCIAL INC is 74/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

GENWORTH FINANCIAL INC Revenue and Earnings History — Quarterly Trend

In TTM 2026, GENWORTH FINANCIAL INC reported revenue of $7.40B and earnings per share (EPS) of $0.54. Net income for the quarter was $433M. Operating income came in at $331M.

In FY 2025, GENWORTH FINANCIAL INC reported revenue of $7.30B and earnings per share (EPS) of $0.54. Net income for the quarter was $350M. Revenue grew 0.1% year-over-year compared to FY 2024. Operating income came in at $433M.

In Q3 2025, GENWORTH FINANCIAL INC reported revenue of $1.94B and earnings per share (EPS) of $0.29. Net income for the quarter was $147M. Revenue grew 2.9% year-over-year compared to Q3 2024. Operating income came in at $164M.

In Q2 2025, GENWORTH FINANCIAL INC reported revenue of $1.80B and earnings per share (EPS) of $0.12. Net income for the quarter was $83M. Revenue grew 1.5% year-over-year compared to Q2 2024. Operating income came in at $68M.

Over the past 8 quarters, GENWORTH FINANCIAL INC has demonstrated a growth trajectory, with revenue expanding from $1.77B to $7.40B. Investors analyzing GNW stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

GNW Dividend Yield and Income Analysis

GENWORTH FINANCIAL INC (GNW) does not currently pay a dividend. This is common among smaller companies in the Insurance industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.

GNW Momentum and Technical Analysis Profile

GENWORTH FINANCIAL INC (GNW) has a momentum factor score of 45/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 29/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 31/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

GNW vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, GENWORTH FINANCIAL INC (GNW) ranks #478 out of 891 stocks based on the Blank Capital composite score. This places GNW in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing GNW against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full GNW vs S&P 500 (SPY) comparison to assess how GENWORTH FINANCIAL INC stacks up against the broader market across all factor dimensions.

GNW Next Earnings Date

No upcoming earnings date has been announced for GENWORTH FINANCIAL INC (GNW) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy GNW? — Investment Thesis Summary

GENWORTH FINANCIAL INC presents a balanced picture with arguments on both sides. The value score of 72/100 suggests attractive pricing relative to fundamentals. Low volatility (stability score 74/100) reduces downside risk.

In summary, GENWORTH FINANCIAL INC (GNW) earns a Hold rating with a composite score of 48.1/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on GNW stock.

Related Resources for GNW Investors

Explore more research and tools: GNW vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare GNW head-to-head with peers: GNW vs WTM, GNW vs OPY, GNW vs ACT.

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GENWORTH FINANCIAL INC (GNW) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does GENWORTH FINANCIAL INC Do?

GENWORTH FINANCIAL INC (GNW) Stock Rating — Hold (April 2026)

GNW Stock Price and 52-Week Range

Is GNW Overvalued or Undervalued? — Valuation Analysis

GENWORTH FINANCIAL INC Profitability — ROE, Margins, and Quality Score

GNW Debt, Balance Sheet, and Financial Health

GENWORTH FINANCIAL INC Revenue and Earnings History — Quarterly Trend

GNW Dividend Yield and Income Analysis

GNW Momentum and Technical Analysis Profile

GNW vs Competitors — Financials Sector Ranking and Peer Comparison

GNW Next Earnings Date

Should You Buy GNW? — Investment Thesis Summary

Related Resources for GNW Investors

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