CNA FINANCIAL CORP (CNA) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does CNA FINANCIAL CORP Do?
CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. It operates through Specialty, Commercial, International, Life & Group, and Corporate & Other segments. The company offers professional liability coverages and risk management services to various professional firms, including architects, real estate agents, and accounting and law firms; directors and officers, employment practices, fiduciary, and fidelity coverages to small and mid-size firms, public and privately held firms, and not-for-profit organizations; professional and general liability, as well as associated standard property and casualty coverages for healthcare industry; surety and fidelity bonds; and warranty and alternative risks products. It also provides property insurance products, such as property, marine, boiler, and machinery coverages; casualty insurance products comprising workers' compensation, general and product liability, commercial auto, and umbrella coverages; specialized loss-sensitive insurance programs and total risk management services; and run-off long term care policies. In addition, the company offers long-tail exposures comprising commercial automobile liability, workers' compensation, general and medical professional liability, other professional and management liability, and assumed reinsurance run-off and products liability; and short-tail exposures, such as property, commercial automobile physical damage, marine, and surety. It markets its products through independent agents, brokers, and general underwriters to small, medium, and large businesses; insurance companies; associations; professionals; and other groups in the marine, oil and gas, construction, manufacturing, life science, property, financial services, healthcare, and technology industries. The company was founded in 1853 and is headquartered in Chicago, Illinois. CNA Financial Corporation is a subsidiary of Loews Corporation. CNA FINANCIAL CORP (CNA) is classified as a large-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO Dino E. Robusto and employs approximately 6,100 people, headquartered in Chicago, Illinois. With a market capitalization of $12.3B, CNA is one of the prominent companies in the Financials sector.
CNA FINANCIAL CORP (CNA) Stock Rating — Hold (April 2026)
As of April 2026, CNA FINANCIAL CORP receives a Hold rating with a composite score of 52.8/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.CNA ranks #1,493 out of 4,446 stocks in our coverage universe. Within the Financials sector, CNA FINANCIAL CORP ranks #449 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
CNA Stock Price and 52-Week Range
CNA FINANCIAL CORP (CNA) currently trades at $47.22. The stock lost $0.47 (1.0%) in the most recent trading session. The 52-week high for CNA is $51.34, which means the stock is currently trading -8.0% from its annual peak. The 52-week low is $43.29, putting the stock 9.1% above its annual trough. Recent trading volume was 283K shares, suggesting relatively thin trading activity.
Is CNA Overvalued or Undervalued? — Valuation Analysis
CNA FINANCIAL CORP (CNA) carries a value factor score of 73/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 10.04x, compared to the Financials sector average of 14.88x — a discount of 33%. The price-to-book ratio stands at 1.10x, versus the sector average of 1.22x. The price-to-sales ratio is 0.86x, compared to 0.90x for the average Financials stock. On an enterprise value basis, CNA trades at 10.10x EV/EBITDA, versus 3.26x for the sector.
Based on these multiples, CNA FINANCIAL CORP appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.
CNA FINANCIAL CORP Profitability — ROE, Margins, and Quality Score
CNA FINANCIAL CORP (CNA) earns a quality factor score of 59/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 11.0%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 1.8% versus the sector average of 1.2%.
On a margin basis, CNA FINANCIAL CORP reports gross margins of 0.0%. The operating margin is 11.8% (sector: 21.8%). Net profit margin stands at 8.6%, versus 17.7% for the average Financials stock. Revenue growth is running at 5.5% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
CNA Debt, Balance Sheet, and Financial Health
CNA FINANCIAL CORP has a debt-to-equity ratio of 26.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.20x, suggesting adequate working capital coverage. Total debt on the balance sheet is $2.97B. Cash and equivalents stand at $483M.
CNA has a beta of 0.41, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for CNA FINANCIAL CORP is 93/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.
CNA FINANCIAL CORP Revenue and Earnings History — Quarterly Trend
In TTM 2026, CNA FINANCIAL CORP reported revenue of $14.81B and earnings per share (EPS) of $4.71. Net income for the quarter was $1.27B. Gross margin was 0.0%. Operating income came in at $8.24B.
In FY 2025, CNA FINANCIAL CORP reported revenue of $14.99B and earnings per share (EPS) of $4.71. Net income for the quarter was $1.28B. Revenue grew 5.0% year-over-year compared to FY 2024. Operating income came in at $1.62B.
In Q3 2025, CNA FINANCIAL CORP reported revenue of $3.82B and earnings per share (EPS) of $1.49. Net income for the quarter was $403M. Revenue grew 5.5% year-over-year compared to Q3 2024. Operating income came in at $513M.
In Q2 2025, CNA FINANCIAL CORP reported revenue of $3.69B and earnings per share (EPS) of $1.10. Net income for the quarter was $299M. Gross margin was -0.8%. Operating income came in at $3.72B.
Over the past 8 quarters, CNA FINANCIAL CORP has demonstrated a growth trajectory, with revenue expanding from $3.62B to $14.81B. Investors analyzing CNA stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
CNA Dividend Yield and Income Analysis
CNA FINANCIAL CORP (CNA) currently pays a dividend yield of 8.2%. At this yield, a $10,000 investment in CNA stock would generate approximately $$822.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning CNA offers above-average income for its sector. The net margin of 8.6% provides reasonable coverage for the dividend, though investors should monitor payout sustainability.
CNA Momentum and Technical Analysis Profile
CNA FINANCIAL CORP (CNA) has a momentum factor score of 41/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 31/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 14/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
CNA vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, CNA FINANCIAL CORP (CNA) ranks #449 out of 891 stocks based on the Blank Capital composite score. This places CNA in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing CNA against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full CNA vs S&P 500 (SPY) comparison to assess how CNA FINANCIAL CORP stacks up against the broader market across all factor dimensions.
CNA Next Earnings Date
No upcoming earnings date has been announced for CNA FINANCIAL CORP (CNA) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy CNA? — Investment Thesis Summary
CNA FINANCIAL CORP presents a balanced picture with arguments on both sides. The value score of 73/100 suggests attractive pricing relative to fundamentals. Low volatility (stability score 93/100) reduces downside risk.
In summary, CNA FINANCIAL CORP (CNA) earns a Hold rating with a composite score of 52.8/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on CNA stock.
Related Resources for CNA Investors
Explore more research and tools: CNA vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare CNA head-to-head with peers: CNA vs WTM, CNA vs OPY, CNA vs ACT.