Beeline Holdings, Inc. (BLNE) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Beeline Holdings, Inc. Do?
Beeline Holdings, Inc. provides fintech mortgage lending. The company also shortens and transforms home loan process in easier path. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island. Beeline Holdings, Inc. (BLNE) is classified as a micro-cap stock in the Consumer Staples sector, specifically within the Beer & Liquor industry. The company is led by CEO Nicholas R. Liuzza Jr. and employs approximately 91 people. With a market capitalization of $66M, BLNE is one of the notable companies in the Consumer Staples sector.
Beeline Holdings, Inc. (BLNE) Stock Rating — Reduce (April 2026)
As of April 2026, Beeline Holdings, Inc. receives a Reduce rating with a composite score of 33.5/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.BLNE ranks #3,372 out of 4,446 stocks in our coverage universe. Within the Consumer Staples sector, Beeline Holdings, Inc. ranks #144 of 180 stocks, placing it in the lower half of its Consumer Staples peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
BLNE Stock Price and 52-Week Range
Beeline Holdings, Inc. (BLNE) currently trades at $2.24. The stock lost $0.05 (2.2%) in the most recent trading session. The 52-week high for BLNE is $4.65, which means the stock is currently trading -51.8% from its annual peak. The 52-week low is $0.62, putting the stock 261.2% above its annual trough. Recent trading volume was 172K shares, suggesting relatively thin trading activity.
Is BLNE Overvalued or Undervalued? — Valuation Analysis
Beeline Holdings, Inc. (BLNE) carries a value factor score of 17/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 1.19x, versus the sector average of 1.74x. The price-to-sales ratio is 10.87x, compared to 0.35x for the average Consumer Staples stock.
At current multiples, Beeline Holdings, Inc. trades at a premium to most Consumer Staples peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.
Beeline Holdings, Inc. Profitability — ROE, Margins, and Quality Score
Beeline Holdings, Inc. (BLNE) earns a quality factor score of 24/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -30.6%, compared to the Consumer Staples sector average of 7.7%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -23.3% versus the sector average of 3.1%.
On a margin basis, Beeline Holdings, Inc. reports gross margins of 100.0%, compared to 26.2% for the sector. The operating margin is -206.2% (sector: 2.9%). Net profit margin stands at -262.8%, versus 1.6% for the average Consumer Staples stock. Revenue growth is running at -23.4% on a trailing basis, compared to 3.1% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
BLNE Debt, Balance Sheet, and Financial Health
Beeline Holdings, Inc. has a debt-to-equity ratio of 31.0%, compared to the Consumer Staples sector average of 72.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.19x, suggesting adequate working capital coverage. Total debt on the balance sheet is $9M. Cash and equivalents stand at $1M.
BLNE has a beta of 0.84, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for Beeline Holdings, Inc. is 27/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.
Beeline Holdings, Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Beeline Holdings, Inc. reported revenue of $6M and earnings per share (EPS) of $-2.23. Net income for the quarter was $-16M. Gross margin was 100.0%. Operating income came in at $-12M.
In FY 2025, Beeline Holdings, Inc. reported revenue of $8M and earnings per share (EPS) of $-2.23. Net income for the quarter was $-23M. Revenue grew 106.0% year-over-year compared to FY 2024. Operating income came in at $-20M.
In Q3 2025, Beeline Holdings, Inc. reported revenue of $2M and earnings per share (EPS) of $-0.20. Net income for the quarter was $-4M. Operating income came in at $-3M.
In Q2 2025, Beeline Holdings, Inc. reported revenue of $2M and earnings per share (EPS) of $-0.64. Net income for the quarter was $-4M. Revenue grew -43.9% year-over-year compared to Q2 2024. Operating income came in at $-4M.
Over the past 8 quarters, Beeline Holdings, Inc. has demonstrated a growth trajectory, with revenue expanding from $3M to $6M. Investors analyzing BLNE stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
BLNE Dividend Yield and Income Analysis
Beeline Holdings, Inc. (BLNE) does not currently pay a dividend. This is common among smaller companies in the Beer & Liquor industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Consumer Staples dividend stocks may want to explore other Consumer Staples stocks or use the stock screener to filter by dividend yield.
BLNE Momentum and Technical Analysis Profile
Beeline Holdings, Inc. (BLNE) has a momentum factor score of 44/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 63/100 reflects moderate short selling activity.
BLNE vs Competitors — Consumer Staples Sector Ranking and Peer Comparison
Within the Consumer Staples sector, Beeline Holdings, Inc. (BLNE) ranks #144 out of 180 stocks based on the Blank Capital composite score. This places BLNE in the lower half of all Consumer Staples stocks in our coverage universe. Key competitors and sector peers include Ituran Location & Control Ltd. (ITRN) with a score of 60.3/100, DARLING INGREDIENTS INC. (DAR) with a score of 52.9/100, Bunge Global SA (BG) with a score of 53.0/100, SANFILIPPO JOHN B & SON INC (JBSS) with a score of 54.1/100, and Archer-Daniels-Midland Co (ADM) with a score of 52.2/100.
Comparing BLNE against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full BLNE vs S&P 500 (SPY) comparison to assess how Beeline Holdings, Inc. stacks up against the broader market across all factor dimensions.
BLNE Next Earnings Date
No upcoming earnings date has been announced for Beeline Holdings, Inc. (BLNE) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy BLNE? — Investment Thesis Summary
The quantitative profile for Beeline Holdings, Inc. suggests caution. The quality score of 24/100 flags below-average profitability. The value score of 17/100 indicates premium valuation. High volatility (stability score 27/100) increases portfolio risk.
In summary, Beeline Holdings, Inc. (BLNE) earns a Reduce rating with a composite score of 33.5/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on BLNE stock.
Related Resources for BLNE Investors
Explore more research and tools: BLNE vs S&P 500 comparison, top Consumer Staples stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare BLNE head-to-head with peers: BLNE vs ITRN, BLNE vs DAR, BLNE vs BG.