What is the rating for UHAL stock?

U-Haul Holding Co /NV/ (UHAL) has a "Buy" rating based on our 6-factor quantitative model. It has a composite score of 73.2 and ranks #1,322 out of 7,333 stocks in our coverage universe with a 4-star rating.

Is UHAL a good stock to buy?

Based on our quantitative analysis, UHAL receives a "Buy" rating with 4 out of 5 stars. Key factors include: Quality score of 56.28, Value score of 50, and Momentum score of 35.71. The timing score is 50, indicating "Neutral" entry conditions. This is not investment advice - please conduct your own research.

What sector is UHAL in?

U-Haul Holding Co /NV/ (UHAL) operates in the Services sector, specifically in the Personal Services industry. It has a market capitalization of $0.00 billion.

What is UHAL's P/E ratio?

UHAL has a P/E (Price-to-Earnings) ratio of 11.18x. This helps investors assess whether the stock is trading at a premium or discount relative to its earnings.

What is UHAL's market cap?

U-Haul Holding Co /NV/ (UHAL) has a market capitalization of $0.00 billion, making it a micro-cap stock.

What are the risks of investing in UHAL?

Key risk factors for UHAL include: elevated debt levels, and general market risk. As with all investments, there is risk of loss.

How does UHAL compare to peers?

Within the Services sector, UHAL ranks #1,322 overall with a quality score of 56.28/100 and value score of 50/100.

What is UHAL's revenue growth?

UHAL has revenue growth of -14.6% year-over-year.

What is UHAL's composite score?

U-Haul Holding Co /NV/ (UHAL) has a composite score of 73.2/100, which places it at rank #1,322 out of 7,333 stocks. This score is derived from our proprietary 6-factor quantitative model that evaluates quality, value, momentum, investment efficiency, stability, and short interest.

How does UHAL compare to the S&P 500?

UHAL ranks in the top 82% of all stocks in our coverage universe with a composite score of 73.2. This places it well above the market median.

What are the bull and bear cases for UHAL?

Bull case: UHAL scores highest in stability at 70.69/100, indicating strong performance in this area. Bear case: The weakest factor is momentum at 35.71/100, which may present a risk. Our overall assessment is Buy with 4 out of 5 stars.

What is UHAL's momentum score?

UHAL has a momentum score of 35.71/100, placing it in the weak category. This suggests recent price weakness and potential selling pressure.

When is UHAL's next earnings date?

For the latest earnings date and analysis for UHAL, visit our earnings calendar or check the UHAL stock page for real-time updates. Our AI-generated earnings reports provide in-depth analysis after each quarterly report.

Is UHAL a good stock to buy right now?

Based on our 6-factor quantitative model, U-Haul Holding Co /NV/ (UHAL) receives a "Buy" rating with a composite score of 73.2/100. It is ranked #1,322 out of 7,333 stocks. Key factor scores: Quality 56/100, Value 50/100, Momentum 36/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for UHAL?

U-Haul Holding Co /NV/ (UHAL) has a "Buy" rating and 4-star score. The composite score of 73.2 ranks it #1,322 among 7,333 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is UHAL in?

U-Haul Holding Co /NV/ operates in the Services sector (Personal Services industry) with a market cap of $0. It is classified as a micro-cap stock.

Does UHAL pay a dividend?

UHAL does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is UHAL's P/E ratio?

UHAL has a trailing P/E ratio of 11.18x. The Services sector average is 23.7x. This below-average P/E may indicate the stock is undervalued.

How profitable is UHAL?

UHAL's quality factor score is 56/100. Gross margin: 96.0%. ROE: 11.1% vs sector average 4.6%. High margins suggest pricing power and competitive moats.

How is UHAL valued compared to peers?

UHAL's value factor score is 50/100 (higher = cheaper). Key multiples: P/E 11.2x, EV/EBITDA 26.8x. Valuation is roughly in line with peers.

What is UHAL's debt level?

UHAL's debt-to-equity ratio is 104%. Sector average: 28%. Moderate leverage is normal for established companies.

UHAL has a beta of 0.85, meaning it tracks the market. Stability score: 71/100.

Does UHAL have high short interest?

UHAL's short interest factor score is 45/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

UHAL Stock Analysis — U-Haul Holding Co /NV/ Price Target & Forecast 2027

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
UHAL	+0.60%	-1.94%	-12.18%	+0.22%	-28.23%	-	-	-
Industry Proxy XLY	-0.03%	+0.70%	-4.31%	-1.98%	-45.69%	-	-	-
U.S. Market SPY	-0.56%	+0.70%	-0.50%	+1.08%	+15.94%	-	-	-
Alpha vs Market	+1.15%	-2.65%	-11.69%	-0.86%	-44.17%	-	-	-
Alpha vs Sector	+0.63%	-2.64%	-7.88%	+2.19%	+17.47%	-	-	-

WACC \ GROWTH	-7.0%	-6.0%	-5.0% *	-4.0%	-3.0%
8.2%	$52	$55	$58	$60	$63
9.2%	$45	$47	$49	$52	$54
10.2% *	$39	$41	$43	$45	$47
11.2%	$35	$37	$39	$40	$42
12.2%	$32	$33	$35	$36	$38

Metric	UHAL	Benchmark	Variance
P/E Ratio	11.2x	23.7x	-53%
EV/EBITDA	26.8x	11.4x	+135%
Price / Book	1.2x	2.8x	-56%
Price / Sales	1.6x	1.8x	-15%

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
CRE Cre8 Enterprise Ltd	93	98	24	49	437.3x	258.6%	40.8%	6.2%	-	90.0x	$4M	VS
CHR Cheer Holding, Inc.	88	88	39	58	0.7x	2.9%	44.6%	29.6%	-29.1%	4.0x	$6M	VS
HKIT HiTek Global Inc.	87	61	38	77	-	-10.2%	34.6%	-30.9%	-	7.0x	$59M	VS
SWAG Stran & Company, Inc.	84	56	40	60	-	-10.0%	29.2%	-3.6%	55.6%	0.0x	$33M	VS
GRVY GRAVITY Co., Ltd.	78	73	96	76	7.9x	59.8%	38.7%	17.0%	-	0.0x	$0	VS
BLBX BLACKBOXSTOCKS INC.	77	34	40	96	-	-63.6%	45.5%	-152.5%	1.8%	53.0x	$78M	VS
ISSC INNOVATIVE SOLUTIONS & SUPPORT INC	75	79	87	96	34.4x	19.5%	48.7%	16.6%	103.1%	35.0x	$244M	VS
DHX DHI GROUP, INC.	75	55	40	55	-	-15.9%	84.7%	-11.7%	-10.4%	99.0x	$110M	VS
BAER Bridger Aerospace Group Holdings, Inc.	74	72	98	82	2.9x	96.5%	40.6%	-1.3%	421.6%	260.0x	$103M	VS
UHAL U-Haul Holding Co /NV/	73	56	50	36	11.2x	11.1%	96.0%	13.3%	-14.6%	104.0x	$0

Key Ratio	TTM	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017
Gross Margin %	96.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%
Operating Margin %	10.4%	0.0%	0.1%	0.2%	0.2%	0.3%	0.2%	0.1%	0.2%	0.2%	0.2%
EBITDA Margin %	10.7%	2.4%	12.3%	32.3%	24.6%	28.7%	35.2%	30.3%	31.9%	37.5%	36.6%
Net Margin %	13.3%	0.0%	0.1%	0.1%	0.2%	0.2%	0.1%	0.1%	0.1%	0.2%	0.1%
FCF Margin %	-	-	-	-14.8%	-	-	24.0%	-5.5%	-8.5%	2.1%	-5.4%
ROE %	11.1%	0.9%	4.9%	8.8%	14.1%	19.1%	12.6%	12.8%	10.0%	23.2%	15.2%
ROA %	4.0%	0.3%	1.8%	3.3%	5.1%	6.5%	4.2%	4.0%	3.1%	7.4%	4.2%
ROIC %	3.0%	0.2%	3.8%	6.5%	9.0%	10.9%	9.1%	5.1%	6.8%	9.8%	11.3%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$6.2B	$5.8B	$5.6B	$5.9B	$5.7B	$4.5B	$4.0B	$3.8B	$3.6B	$3.4B	$3.3B	$3.1B
	—	$234M	—	$263M	$260M	—	—	—	—	—	—	—
	$4.6B	$5.6B	$5.4B	$5.6B	$5.5B	$4.3B	$3.8B	$3.6B	$3.4B	$3.3B	$3.1B	$2.9B
Gross Margin	96.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%
	—	—	$841M	—	—	$0	$0	$0	$583M	$512M	$413M	$376M
Total Operating Expenses	—	$3.3B	—	$3.0B	$2.7B	—	—	—	—	—	—	—
	$659M	$716M	$978M	$1.4B	$1.6B	$961M	$540M	$621M	$765M	$742M	$867M	$663M
EBITDA	$659M	$716M	$1.8B	$1.4B	$1.6B	$1.6B	$1.2B	$1.2B	$1.3B	$1.3B	$1.3B	$1.0B
Operating Margin	10.4%	0.1%	0.2%	0.2%	0.3%	0.2%	0.1%	0.2%	0.2%	0.2%	0.3%	0.2%
EBITDA Margin	10.7%	-	-	-	-	-	-	-	-	-	-	-
	—	$296M	$256M	$224M	$167M	$164M	$0	$142M	$127M	$114M	$98M	$102M
	—	$478M	—	$1.2B	$1.5B	—	—	—	—	—	—	—
Income Tax Expense	—	$110M	$211M	$295M	$352M	$186M	$0	$107M	-$153M	$230M	$280M	$205M
	$861M	$367M	$629M	$923M	$1.1B	$611M	$540M	$371M	$791M	$398M	$489M	$357M
Net Margin	13.3%	0.1%	0.1%	0.2%	0.2%	0.1%	0.1%	0.1%	0.2%	0.1%	0.1%	0.1%
	-	-	$3.04	-	-	$0.00	$22.55	$18.93	$40.36	-	-	-
Diluted EPS	-	-	$3.04	-	-	$0.00	$22.55	$18.93	$40.36	-	-	-
Weighted Avg Basic	—	—	—	—	20M	—	—	—	—	—	—	—

U-Haul Holding Co /NV/ (UHAL) Stock Analysis — March 2026 Rating, Price, and Forecast

Last updated: March 2026

Company Overview — What Does U-Haul Holding Co /NV/ Do?

AMERCO operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. The company's Moving and Storage segment rents trucks, trailers, portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. It also provides uhaul.com, an online marketplace that connects consumers to independent Moving Help service providers and independent self-storage affiliates; auto transport and tow dolly options to transport vehicles; and specialty boxes for dishes, computers, and sensitive electronic equipment, as well as tapes, security locks, and packing supplies. This segment rents its products and services through a network of approximately 2,065 company operated retail moving stores and 20,100 independent U-Haul dealers. As of March 31, 2020, it had a rental fleet of approximately 176,000 trucks, 127,000 trailers, and 41,000 towing devices; and 1,745 self-storage locations with approximately 774,000 rentable storage units. The company's Property and Casualty Insurance segment offers loss adjusting and claims handling services. It also provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage customers from loss on their goods in storage; Safestor Mobile, which protects customers stored belongings; and Safemove Plus, which provides rental customers with a layer of primary liability protection. The company's Life Insurance segment provides life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, medicare supplement, and annuity policies. AMERCO was founded in 1945 and is based in Reno, Nevada. U-Haul Holding Co /NV/ (UHAL) is classified as a micro-cap stock in the Services sector, specifically within the Personal Services industry. The company is led by CEO Edward J. Shoen and employs approximately 32,200 people, headquartered in RENO, Nevada. With a market capitalization of $0, UHAL is one of the notable companies in the Services sector.

U-Haul Holding Co /NV/ (UHAL) Stock Rating — Buy (March 2026)

As of March 2026, U-Haul Holding Co /NV/ receives a Buy rating with a composite score of 73.2/100 and 4 out of 5 stars from the Blank Capital Research quantitative model.UHAL ranks #1,322 out of 7,333 stocks in our coverage universe. Within the Services sector, U-Haul Holding Co /NV/ ranks #145 of 810 stocks, placing it in the top quartile of its Services peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

UHAL Stock Price and 52-Week Range

U-Haul Holding Co /NV/ (UHAL) currently trades at $51.02. The stock lost $1.21 (2.3%) in the most recent trading session. Recent trading volume was 24K shares, suggesting relatively thin trading activity.

Is UHAL Overvalued or Undervalued? — Valuation Analysis

U-Haul Holding Co /NV/ (UHAL) carries a value factor score of 50/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 11.18x, compared to the Services sector average of 23.74x — a discount of 53%. The price-to-book ratio stands at 1.24x, versus the sector average of 2.79x. The price-to-sales ratio is 1.56x, compared to 1.83x for the average Services stock. On an enterprise value basis, UHAL trades at 26.82x EV/EBITDA, versus 11.42x for the sector.

Overall, UHAL's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

U-Haul Holding Co /NV/ Profitability — ROE, Margins, and Quality Score

U-Haul Holding Co /NV/ (UHAL) earns a quality factor score of 56/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 11.1%, compared to the Services sector average of 4.6%, which is within a healthy range. Return on assets (ROA) comes in at 4.0% versus the sector average of 1.7%.

On a margin basis, U-Haul Holding Co /NV/ reports gross margins of 96.0%, compared to 61.1% for the sector. The operating margin is 10.4% (sector: 3.6%). Net profit margin stands at 13.3%, versus 1.9% for the average Services stock. Revenue growth is running at -14.6% on a trailing basis, compared to 8.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

UHAL Debt, Balance Sheet, and Financial Health

U-Haul Holding Co /NV/ has a debt-to-equity ratio of 104.0%, compared to the Services sector average of 28.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.00x, which may signal near-term liquidity tightness. Total debt on the balance sheet is $8.06B.

UHAL has a beta of 0.85, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for U-Haul Holding Co /NV/ is 71/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

U-Haul Holding Co /NV/ Revenue and Earnings History — Quarterly Trend

In TTM 2026, U-Haul Holding Co /NV/ reported revenue of $6.15B. Net income for the quarter was $861M. Gross margin was 9601.7%. Operating income came in at $659M.

In Q3 2026, U-Haul Holding Co /NV/ reported revenue of $1.42B. Net income for the quarter was $71M. Gross margin was 96.4%. Revenue grew 1.9% year-over-year compared to Q3 2025. Operating income came in at $34M.

In Q2 2026, U-Haul Holding Co /NV/ reported revenue of $1.72B. Net income for the quarter was $323M. Gross margin was 96.1%. Revenue grew 3.7% year-over-year compared to Q2 2025. Operating income came in at $218M.

In Q1 2026, U-Haul Holding Co /NV/ reported revenue of $1.63B. Net income for the quarter was $400M. Gross margin was 95.6%. Revenue grew 5.3% year-over-year compared to Q1 2025. Operating income came in at $257M.

Over the past 8 quarters, U-Haul Holding Co /NV/ has demonstrated a growth trajectory, with revenue expanding from $1.55B to $6.15B. Investors analyzing UHAL stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

UHAL Dividend Yield and Income Analysis

U-Haul Holding Co /NV/ (UHAL) does not currently pay a dividend. This is common among smaller companies in the Personal Services industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Services dividend stocks may want to explore other Services stocks or use the stock screener to filter by dividend yield.

UHAL Momentum and Technical Analysis Profile

U-Haul Holding Co /NV/ (UHAL) has a momentum factor score of 36/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 42/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 45/100 reflects moderate short selling activity.

UHAL vs Competitors — Services Sector Ranking and Peer Comparison

Within the Services sector, U-Haul Holding Co /NV/ (UHAL) ranks #145 out of 810 stocks based on the Blank Capital composite score. This places UHAL in the top quartile of all Services stocks in our coverage universe. Key competitors and sector peers include Triton International Ltd (TRTNpA) with a score of 96.5/100, Cre8 Enterprise Ltd (CRE) with a score of 92.7/100, Cheer Holding, Inc. (CHR) with a score of 87.6/100, HiTek Global Inc. (HKIT) with a score of 87.1/100, and Stran & Company, Inc. (SWAG) with a score of 83.8/100.

Comparing UHAL against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full UHAL vs S&P 500 (SPY) comparison to assess how U-Haul Holding Co /NV/ stacks up against the broader market across all factor dimensions.

UHAL Next Earnings Date

No upcoming earnings date has been announced for U-Haul Holding Co /NV/ (UHAL) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy UHAL? — Investment Thesis Summary

The bull case for U-Haul Holding Co /NV/ rests on several quantitative strengths. Momentum is weak at 36/100, a headwind for near-term performance. Low volatility (stability score 71/100) reduces downside risk.

In summary, U-Haul Holding Co /NV/ (UHAL) earns a Buy rating with a composite score of 73.2/100 as of March 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on UHAL stock.

Related Resources for UHAL Investors

Explore more research and tools: UHAL vs S&P 500 comparison, top Services stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare UHAL head-to-head with peers: UHAL vs TRTNpA, UHAL vs CRE, UHAL vs CHR.

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UHAL: U-Haul Reports 3Q FY2026 Financial Results. Revenues were slightly below expectations on reduced demand for One-Way moves. The bottom line was again impacted by higher depreciation and losses on the sale of retired rental equipment.

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