Is HVT a good stock to buy right now?

Based on our 6-factor quantitative model, HAVERTY FURNITURE COMPANIES INC (HVT) receives a "Hold" rating with a composite score of 45.5/100. It is ranked #1,721 out of 4,446 stocks. Key factor scores: Quality 50/100, Value 64/100, Momentum 41/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for HVT?

HAVERTY FURNITURE COMPANIES INC (HVT) has a "Hold" rating and 3-star score. The composite score of 45.5 ranks it #1,721 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is HVT in?

HAVERTY FURNITURE COMPANIES INC operates in the Consumer Discretionary sector (Retail industry) with a market cap of $346 million. It is classified as a small-cap stock.

Does HVT pay a dividend?

Yes, HVT pays a dividend with a current yield of 5.84%. For every $1,000 invested, you would receive approximately $58.40 in annual dividend income.

What is HVT's P/E ratio?

HVT has a trailing P/E ratio of 21.05x. The Consumer Discretionary sector average is 24.5x. This P/E is in a moderate range relative to the broader market.

How profitable is HVT?

HVT's quality factor score is 50/100. Gross margin: 60.6%. ROE: 5.2% vs sector average 6.2%. High margins suggest pricing power and competitive moats.

How is HVT valued compared to peers?

HVT's value factor score is 64/100 (higher = cheaper). Key multiples: P/E 21.1x, EV/EBITDA 14.5x. The stock appears attractively valued versus peers.

What is HVT's debt level?

HVT's debt-to-equity ratio is 111%. Sector average: 89%. Moderate leverage is normal for established companies.

HVT has a beta of 0.87, meaning it tracks the market. Stability score: 66/100.

Does HVT have high short interest?

HVT's short interest factor score is 11/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

HVT Stock Analysis: Top Small-Cap Hold (Score 45.5/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
HVT	-0.44%	+7.54%	+2.24%	-4.11%	+23.28%	-	-	-
Industry Proxy XLY	+0.13%	+4.38%	-1.35%	-5.46%	-39.92%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-0.38%	+3.93%	+1.90%	-3.75%	-6.24%	-	-	-
Alpha vs Sector	-0.58%	+3.15%	+3.59%	+1.35%	+63.20%	-	-	-

Metric	HVT	Benchmark
P/E Ratio	21.1x	-14%
EV/EBITDA	14.5x	+196%
Price / Book	1.1x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
CASY CASEYS GENERAL STORES INC	57	50	68	67	43.1x	16.9%	24.0%	3.8%	0.3%	123.0x	$27.2B	VS
TGT TARGET CORP	53	50	70	56	16.7x	20.7%	28.4%	3.4%	-0.7%	89.0x	$54.5B	VS
APEI AMERICAN PUBLIC EDUCATION INC	53	49	58	72	79.0x	4.6%	52.8%	2.1%	6.8%	32.0x	$1.1B	VS
LINC LINCOLN EDUCATIONAL SERVICES CORP	52	50	48	75	113.9x	5.6%	59.2%	2.3%	37.4%	147.0x	$1.3B	VS
FIVE FIVE BELOW, INC	52	50	56	73	106.3x	5.4%	32.5%	3.1%	26.5%	125.0x	$13.0B	VS
IMKTA INGLES MARKETS INC	51	50	51	62	17.7x	6.2%	23.9%	1.9%	0.4%	57.0x	$1.7B	VS
PRDO PERDOCEO EDUCATION Corp	51	50	70	57	14.1x	16.7%	100.0%	20.4%	27.1%	28.0x	$2.4B	VS
MCRI MONARCH CASINO & RESORT INC	51	50	66	47	16.6x	19.7%	24.5%	19.4%	11.5%	33.0x	$1.7B	VS
FCFS FirstCash Holdings, Inc.	49	50	29	66	35.4x	10.8%	50.2%	8.0%	26.6%	98.0x	$8.4B	VS
ESCA ESCALADE INC	48	50	65	51	15.6x	9.0%	26.1%	6.2%	8.4%	11.0x	$249M	VS
HVT HAVERTY FURNITURE COMPANIES INC	46	50	64	41	21.1x	5.2%	60.6%	2.2%	8.9%	111.0x	$346M

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.6%	0.6%	0.6%	0.6%	0.6%	0.6%	0.6%	0.5%	0.5%	0.5%	0.5%
Operating Margin %	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.0%	0.1%	0.1%	0.1%
EBITDA Margin %	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
Net Margin %	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.0%	0.0%	0.0%	0.0%
FCF Margin %	-0.2%	-	-	-	-	-	15.9%	5.8%	6.0%	3.4%	4.5%
ROE %	0.1%	0.1%	0.1%	0.2%	0.3%	0.4%	0.2%	0.1%	0.1%	0.1%	0.1%
ROA %	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.0%	0.1%	0.0%	0.1%
ROIC %	3.9%	5.6%	5.2%	17.2%	32.2%	36.5%	23.9%	6.5%	13.0%	13.3%	13.9%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.6%

0.5%

Operating Margin %

0.0%

0.1%

0.0%

0.1%

EBITDA Margin %

0.0%

0.1%

Net Margin %

0.0%

0.1%

0.0%

FCF Margin %

-0.2%

15.9%

5.8%

6.0%

3.4%

4.5%

ROE %

0.1%

0.2%

0.3%

0.4%

0.2%

0.1%

ROA %

0.0%

0.1%

0.0%

0.1%

0.0%

0.1%

ROIC %

3.9%

5.6%

5.2%

17.2%

32.2%

36.5%

23.9%

6.5%

13.0%

13.3%

13.9%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$733M	$759M	$723M	$862M	$1.0B	$1.0B	$748M	$802M	$818M	$820M	$822M	$805M
	—	$298M	$284M	$339M	$443M	$438M	—	—	—	—	—	—
	$444M	$460M	$439M	$523M	$604M	$575M	$419M	$434M	$447M	$445M	$444M	$431M
Gross Margin	60.6%	60.7%	60.7%	60.7%	57.7%	56.7%	56.0%	54.2%	54.6%	54.3%	54.0%	53.5%
	—	$439M	$419M	$456M	$486M	$456M	—	—	—	—	—	—
Depreciation	—	—	—	—	—	—	$18M	$21M	$30M	$31M	$29M	$26M
Total Operating Expenses	—	$439M	$419M	$456M	$486M	$456M	—	—	—	—	—	—
	$17M	$22M	$20M	$67M	$118M	$118M	$77M	$27M	$42M	$45M	$48M	$48M
EBIT	$17M	$22M	$20M	$67M	$118M	$118M	$77M	$27M	$42M	$45M	$48M	$48M
EBITDA	$23M	$22M	$20M	$67M	$118M	$118M	$95M	$48M	$72M	$76M	$77M	$73M
Operating Margin	2.4%	2.9%	2.8%	7.8%	11.3%	11.7%	10.2%	3.4%	5.1%	5.5%	5.9%	5.9%
EBITDA Margin	3.2%	2.9%	2.8%	7.8%	11.3%	11.7%	12.7%	6.0%	8.8%	9.2%	9.4%	9.1%
	—	—	—	—	—	—	-$126K	-$1M	$1M	$2M	$2M	$2M
	—	$27M	$26M	$73M	$120M	$119M	—	—	—	—	—	—
Income Tax Expense	—	$7M	$6M	$16M	$30M	$28M	$18M	$7M	$10M	$22M	$17M	$17M
	$16M	$20M	$20M	$56M	$89M	$91M	$59M	$22M	$30M	$21M	$28M	$28M
Net Margin	2.2%	2.6%	2.8%	6.5%	8.5%	9.0%	7.9%	2.7%	3.7%	2.6%	3.5%	3.5%
	-	-	-	-	-	-	$6.22	$2.14	$2.84	$1.95	$2.59	$2.42
Diluted EPS	-	-	-	-	-	-	$6.22	$2.14	$2.84	$1.95	$2.59	$2.42

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$733M

$759M

$723M

$862M

$1.0B

$748M

$802M

$818M

$820M

$822M

$805M

—

$298M

$284M

$339M

$443M

$438M

—

$444M

$460M

$439M

$523M

$604M

$575M

$419M

$434M

$447M

$445M

$444M

$431M

Gross Margin

60.6%

60.7%

57.7%

56.7%

56.0%

54.2%

54.6%

54.3%

54.0%

53.5%

—

$439M

$419M

$456M

$486M

$456M

—

Depreciation

—

$18M

$21M

$30M

$31M

$29M

$26M

Total Operating Expenses

—

$439M

$419M

$456M

$486M

$456M

—

$17M

$22M

$20M

$67M

$118M

$77M

$27M

$42M

$45M

$48M

EBIT

$17M

$22M

$20M

$67M

$118M

$77M

$27M

$42M

$45M

$48M

EBITDA

$23M

$22M

$20M

$67M

$118M

$95M

$48M

$72M

$76M

$77M

$73M

Operating Margin

2.4%

2.9%

2.8%

7.8%

11.3%

11.7%

10.2%

3.4%

5.1%

5.5%

5.9%

EBITDA Margin

3.2%

2.9%

2.8%

7.8%

11.3%

11.7%

12.7%

6.0%

8.8%

9.2%

9.4%

9.1%

—

-$126K

-$1M

$1M

$2M

—

$27M

$26M

$73M

$120M

$119M

—

Income Tax Expense

—

$7M

$6M

$16M

$30M

$28M

$18M

$7M

$10M

$22M

$17M

$16M

$20M

$56M

$89M

$91M

$59M

$22M

$30M

$21M

$28M

Net Margin

2.2%

2.6%

2.8%

6.5%

8.5%

9.0%

7.9%

2.7%

3.7%

2.6%

3.5%

$6.22

$2.14

$2.84

$1.95

$2.59

$2.42

Diluted EPS

$6.22

$2.14

$2.84

$1.95

$2.59

$2.42

HAVERTY FURNITURE COMPANIES INC (HVT) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does HAVERTY FURNITURE COMPANIES INC Do?

Haverty Furniture Companies, Inc. operates as a specialty retailer of residential furniture and accessories in the United States. The company offers furniture merchandise under the Havertys brand name. It also provides custom upholstery products and eclectic looks; and mattress product lines under the Sealy, Stearns and Foster, Tempur-Pedic, and Serta names, as well as private label Skye name. The company sells home furnishings through its retail stores, as well as through its Website. As of December 31, 2021, it operated 121 showrooms in 16 states in the Southern and Midwestern regions. Haverty Furniture Companies, Inc. was founded in 1885 and is headquartered in Atlanta, Georgia. HAVERTY FURNITURE COMPANIES INC (HVT) is classified as a small-cap stock in the Consumer Discretionary sector, specifically within the Retail industry. The company is led by CEO Clarence H. Smith and employs approximately 2,840 people, headquartered in ATLANTA, Georgia. With a market capitalization of $346M, HVT is one of the notable companies in the Consumer Discretionary sector.

HAVERTY FURNITURE COMPANIES INC (HVT) Stock Rating — Hold (April 2026)

As of April 2026, HAVERTY FURNITURE COMPANIES INC receives a Hold rating with a composite score of 45.5/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.HVT ranks #1,721 out of 4,446 stocks in our coverage universe. Within the Consumer Discretionary sector, HAVERTY FURNITURE COMPANIES INC ranks #148 of 442 stocks, placing it in the upper half of its Consumer Discretionary peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

HVT Stock Price and 52-Week Range

HAVERTY FURNITURE COMPANIES INC (HVT) currently trades at $22.40. The stock lost $0.10 (0.4%) in the most recent trading session. The 52-week high for HVT is $27.67, which means the stock is currently trading -19.1% from its annual peak. The 52-week low is $17.01, putting the stock 31.7% above its annual trough. Recent trading volume was 71K shares, suggesting relatively thin trading activity.

Is HVT Overvalued or Undervalued? — Valuation Analysis

HAVERTY FURNITURE COMPANIES INC (HVT) carries a value factor score of 64/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 21.05x, compared to the Consumer Discretionary sector average of 24.47x — a discount of 14%. The price-to-book ratio stands at 1.10x, versus the sector average of 1.99x. The price-to-sales ratio is 0.46x, compared to 0.27x for the average Consumer Discretionary stock. On an enterprise value basis, HVT trades at 14.50x EV/EBITDA, versus 4.91x for the sector.

Overall, HVT's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

HAVERTY FURNITURE COMPANIES INC Profitability — ROE, Margins, and Quality Score

HAVERTY FURNITURE COMPANIES INC (HVT) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 5.2%, compared to the Consumer Discretionary sector average of 6.2%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 2.5% versus the sector average of 2.5%.

On a margin basis, HAVERTY FURNITURE COMPANIES INC reports gross margins of 60.6%, compared to 36.9% for the sector. The operating margin is 2.4% (sector: 3.8%). Net profit margin stands at 2.2%, versus 2.1% for the average Consumer Discretionary stock. Revenue growth is running at 8.9% on a trailing basis, compared to 3.3% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

HVT Debt, Balance Sheet, and Financial Health

HAVERTY FURNITURE COMPANIES INC has a debt-to-equity ratio of 111.0%, compared to the Consumer Discretionary sector average of 89.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.87x, suggesting adequate working capital coverage. Total debt on the balance sheet is $175M. Cash and equivalents stand at $130M.

HVT has a beta of 0.87, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for HAVERTY FURNITURE COMPANIES INC is 66/100, reflecting average volatility within the normal range for its sector.

HAVERTY FURNITURE COMPANIES INC Revenue and Earnings History — Quarterly Trend

In TTM 2026, HAVERTY FURNITURE COMPANIES INC reported revenue of $733M. Net income for the quarter was $16M. Gross margin was 60.6%. Operating income came in at $17M.

In FY 2025, HAVERTY FURNITURE COMPANIES INC reported revenue of $759M. Net income for the quarter was $20M. Gross margin was 60.7%. Revenue grew 5.0% year-over-year compared to FY 2024. Operating income came in at $22M.

In Q3 2025, HAVERTY FURNITURE COMPANIES INC reported revenue of $194M. Net income for the quarter was $5M. Gross margin was 60.3%. Revenue grew 10.6% year-over-year compared to Q3 2024. Operating income came in at $5M.

In Q2 2025, HAVERTY FURNITURE COMPANIES INC reported revenue of $181M and earnings per share (EPS) of $0.32. Net income for the quarter was $3M. Gross margin was 60.8%. Revenue grew 1.3% year-over-year compared to Q2 2024. Operating income came in at $3M.

Over the past 8 quarters, HAVERTY FURNITURE COMPANIES INC has demonstrated a growth trajectory, with revenue expanding from $179M to $733M. Investors analyzing HVT stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

HVT Dividend Yield and Income Analysis

HAVERTY FURNITURE COMPANIES INC (HVT) currently pays a dividend yield of 5.8%. At this yield, a $10,000 investment in HVT stock would generate approximately $$584.00 in annual dividend income.

HVT Momentum and Technical Analysis Profile

HAVERTY FURNITURE COMPANIES INC (HVT) has a momentum factor score of 41/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 29/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 11/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

HVT vs Competitors — Consumer Discretionary Sector Ranking and Peer Comparison

Within the Consumer Discretionary sector, HAVERTY FURNITURE COMPANIES INC (HVT) ranks #148 out of 442 stocks based on the Blank Capital composite score. This places HVT in the upper half of all Consumer Discretionary stocks in our coverage universe. Key competitors and sector peers include MONARCH CASINO & RESORT INC (MCRI) with a score of 50.5/100, CASEYS GENERAL STORES INC (CASY) with a score of 57.3/100, INGLES MARKETS INC (IMKTA) with a score of 51.0/100, FIVE BELOW, INC (FIVE) with a score of 51.6/100, and TARGET CORP (TGT) with a score of 52.6/100.

Comparing HVT against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full HVT vs S&P 500 (SPY) comparison to assess how HAVERTY FURNITURE COMPANIES INC stacks up against the broader market across all factor dimensions.

HVT Next Earnings Date

No upcoming earnings date has been announced for HAVERTY FURNITURE COMPANIES INC (HVT) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy HVT? — Investment Thesis Summary

HAVERTY FURNITURE COMPANIES INC presents a balanced picture with arguments on both sides. The value score of 64/100 suggests attractive pricing relative to fundamentals. Low volatility (stability score 66/100) reduces downside risk.

In summary, HAVERTY FURNITURE COMPANIES INC (HVT) earns a Hold rating with a composite score of 45.5/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on HVT stock.

Related Resources for HVT Investors

Explore more research and tools: HVT vs S&P 500 comparison, top Consumer Discretionary stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare HVT head-to-head with peers: HVT vs MCRI, HVT vs CASY, HVT vs IMKTA.

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HAVERTY FURNITURE COMPANIES INC (HVT) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does HAVERTY FURNITURE COMPANIES INC Do?

HAVERTY FURNITURE COMPANIES INC (HVT) Stock Rating — Hold (April 2026)

HVT Stock Price and 52-Week Range

Is HVT Overvalued or Undervalued? — Valuation Analysis

HAVERTY FURNITURE COMPANIES INC Profitability — ROE, Margins, and Quality Score

HVT Debt, Balance Sheet, and Financial Health

HAVERTY FURNITURE COMPANIES INC Revenue and Earnings History — Quarterly Trend

HVT Dividend Yield and Income Analysis

HVT Momentum and Technical Analysis Profile

HVT vs Competitors — Consumer Discretionary Sector Ranking and Peer Comparison

HVT Next Earnings Date

Should You Buy HVT? — Investment Thesis Summary

Related Resources for HVT Investors

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Haverty Furniture Companies, Inc. (NYSE:HVT) Q4 2025 Earnings Call Transcript