Is CURV a good stock to buy right now?

Based on our 6-factor quantitative model, Torrid Holdings Inc. (CURV) receives a "Hold" rating with a composite score of 37.6/100. It is ranked #1,941 out of 4,446 stocks. Key factor scores: Quality 50/100, Value 53/100, Momentum 32/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for CURV?

Torrid Holdings Inc. (CURV) has a "Hold" rating and 3-star score. The composite score of 37.6 ranks it #1,941 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is CURV in?

Torrid Holdings Inc. operates in the Consumer Discretionary sector (Retail industry) with a market cap of $180 million. It is classified as a micro-cap stock.

Does CURV pay a dividend?

CURV does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is CURV's P/E ratio?

CURV has a trailing P/E ratio of 11.87x. The Consumer Discretionary sector average is 24.5x. This below-average P/E may indicate the stock is undervalued.

How profitable is CURV?

CURV's quality factor score is 50/100. Gross margin: 37.1%. Margins are moderate to low, reflecting competitive market dynamics.

How is CURV valued compared to peers?

CURV's value factor score is 53/100 (higher = cheaper). Key multiples: P/E 11.9x, EV/EBITDA 8.3x. Valuation is roughly in line with peers.

What is CURV's debt level?

CURV's debt-to-equity ratio is -141%. Sector average: 89%. Low leverage suggests conservative financial management.

CURV has a beta of 0.77, meaning it is less volatile than the market. Stability score: 30/100.

Does CURV have high short interest?

CURV's short interest factor score is 2/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

CURV Stock Analysis: Top Micro-Cap Hold (Score 37.6/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
CURV	+5.91%	+8.24%	+53.91%	+101.35%	-61.90%	-	-	-
Industry Proxy XLY	+0.13%	+4.38%	-1.35%	-5.46%	-39.92%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+5.98%	+4.64%	+53.57%	+101.71%	-91.42%	-	-	-
Alpha vs Sector	+5.78%	+3.86%	+55.26%	+106.81%	-21.98%	-	-	-

Metric	CURV	Benchmark
P/E Ratio	11.9x	-51%
EV/EBITDA	8.3x	+69%
Price / Book	—

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
CASY CASEYS GENERAL STORES INC	57	50	68	67	43.1x	16.9%	24.0%	3.8%	0.3%	123.0x	$27.2B	VS
TGT TARGET CORP	53	50	70	56	16.7x	20.7%	28.4%	3.4%	-0.7%	89.0x	$54.5B	VS
APEI AMERICAN PUBLIC EDUCATION INC	53	49	58	72	79.0x	4.6%	52.8%	2.1%	6.8%	32.0x	$1.1B	VS
LINC LINCOLN EDUCATIONAL SERVICES CORP	52	50	48	75	113.9x	5.6%	59.2%	2.3%	37.4%	147.0x	$1.3B	VS
FIVE FIVE BELOW, INC	52	50	56	73	106.3x	5.4%	32.5%	3.1%	26.5%	125.0x	$13.0B	VS
IMKTA INGLES MARKETS INC	51	50	51	62	17.7x	6.2%	23.9%	1.9%	0.4%	57.0x	$1.7B	VS
PRDO PERDOCEO EDUCATION Corp	51	50	70	57	14.1x	16.7%	100.0%	20.4%	27.1%	28.0x	$2.4B	VS
MCRI MONARCH CASINO & RESORT INC	51	50	66	47	16.6x	19.7%	24.5%	19.4%	11.5%	33.0x	$1.7B	VS
FCFS FirstCash Holdings, Inc.	49	50	29	66	35.4x	10.8%	50.2%	8.0%	26.6%	98.0x	$8.4B	VS
ESCA ESCALADE INC	48	50	65	51	15.6x	9.0%	26.1%	6.2%	8.4%	11.0x	$249M	VS
CURV Torrid Holdings Inc.	38	50	53	32	11.9x	-	37.1%	1.3%	-6.1%	-141.0x	$180M

Key Ratio	TTM	2026	2025	2024	2023	2022	2021
Gross Margin %	0.4%	0.3%	0.4%	0.4%	0.4%	0.4%	0.3%
Operating Margin %	0.0%	0.0%	0.1%	0.0%	0.1%	0.0%	0.1%
EBITDA Margin %	0.0%	0.0%	0.1%	0.0%	0.1%	0.0%	0.1%
Net Margin %	0.0%	-0.0%	0.0%	0.0%	0.0%	-0.0%	0.0%
FCF Margin %	-0.8%	-	-	-	-	-	14.3%
ROE %	-6.9%	3.3%	-8.5%	-5.5%	-21.8%	11.6%	-38.8%
ROA %	0.0%	-0.0%	0.0%	0.0%	0.1%	-0.1%	0.0%
ROIC %	0.7%	28.7%	-	-	-	-	238.9%

Key Ratio

TTM

2026

2025

2024

2023

2022

2021

Gross Margin %

0.4%

0.3%

0.4%

0.3%

Operating Margin %

0.0%

0.1%

0.0%

0.1%

0.0%

0.1%

EBITDA Margin %

0.0%

0.1%

0.0%

0.1%

0.0%

0.1%

Net Margin %

0.0%

-0.0%

0.0%

-0.0%

0.0%

FCF Margin %

-0.8%

14.3%

ROE %

-6.9%

3.3%

-8.5%

-5.5%

-21.8%

11.6%

-38.8%

ROA %

0.0%

-0.0%

0.0%

0.1%

-0.1%

0.0%

ROIC %

0.7%

28.7%

238.9%

Line Item	TTM	2026	2025	2024	2023	2022	2021
	$1.1B	$1.0B	$1.1B	$1.2B	$1.3B	$1.3B	$984M
	—	$652M	$690M	$746M	$829M	$760M	—
	$400M	$348M	$413M	$406M	$460M	$519M	$341M
Gross Margin	37.1%	34.8%	37.5%	35.2%	35.7%	40.6%	34.6%
	—	$269M	$302M	$293M	$298M	$421M	—
Depreciation	—	—	—	—	—	—	$75M
Total Operating Expenses	—	$327M	$356M	$349M	$358M	$474M	—
	$54M	$21M	$57M	$57M	$102M	$45M	$57M
EBIT	$54M	$21M	$57M	$57M	$102M	$45M	$57M
EBITDA	$54M	$21M	$57M	$57M	$102M	$45M	$132M
Operating Margin	5.0%	2.1%	5.2%	5.0%	7.9%	3.5%	5.8%
EBITDA Margin	5.0%	2.1%	5.2%	5.0%	7.9%	3.5%	13.4%
	—	—	—	$39M	$30M	$29M	$21M
	—	-$10M	$22M	$18M	$72M	$16M	—
Income Tax Expense	—	-$3M	$5M	$6M	$21M	$46M	$11M
	$15M	-$7M	$16M	$12M	$50M	-$30M	$25M
Net Margin	1.3%	-0.7%	1.5%	1.0%	3.9%	-2.3%	2.5%
	$-0.07	$-0.07	$0.16	$0.11	$0.48	$-0.27	$0.22
Diluted EPS	$-0.07	$-0.07	$0.15	$0.11	$0.48	$-0.27	$0.22
Weighted Avg Basic	—	101M	105M	104M	104M	110M	—
Weighted Avg Diluted	—	101M	106M	104M	104M	110M	—

Line Item

TTM

2026

2025

2024

2023

2022

2021

$1.1B

$1.0B

$1.1B

$1.2B

$1.3B

$984M

—

$652M

$690M

$746M

$829M

$760M

—

$400M

$348M

$413M

$406M

$460M

$519M

$341M

Gross Margin

37.1%

34.8%

37.5%

35.2%

35.7%

40.6%

34.6%

—

$269M

$302M

$293M

$298M

$421M

—

Depreciation

—

$75M

Total Operating Expenses

—

$327M

$356M

$349M

$358M

$474M

—

$54M

$21M

$57M

$102M

$45M

$57M

EBIT

$54M

$21M

$57M

$102M

$45M

$57M

EBITDA

$54M

$21M

$57M

$102M

$45M

$132M

Operating Margin

5.0%

2.1%

5.2%

5.0%

7.9%

3.5%

5.8%

EBITDA Margin

5.0%

2.1%

5.2%

5.0%

7.9%

3.5%

13.4%

—

$39M

$30M

$29M

$21M

—

-$10M

$22M

$18M

$72M

$16M

—

Income Tax Expense

—

-$3M

$5M

$6M

$21M

$46M

$11M

$15M

-$7M

$16M

$12M

$50M

-$30M

$25M

Net Margin

1.3%

-0.7%

1.5%

1.0%

3.9%

-2.3%

2.5%

$-0.07

$0.16

$0.11

$0.48

$-0.27

$0.22

Diluted EPS

$-0.07

$0.15

$0.11

$0.48

$-0.27

$0.22

Weighted Avg Basic

—

101M

105M

104M

110M

—

Weighted Avg Diluted

—

101M

106M

104M

110M

—

Torrid Holdings Inc. (CURV) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Torrid Holdings Inc. Do?

Torrid Holdings Inc. operates in women's plus-size apparel and intimates market in North America. The company designs, develops, and merchandises its products under the Torrid and Torrid Curve brand names. It is involved in the sale of tops, bottoms, dresses, denims, activewear, intimates, sleep wear, swim wear, and outerwear products; and non-apparel products comprising accessories, footwear, and beauty products. The company sells its products directly to consumers through its e-commerce platform and its physical stores. As of January 29, 2022, it operated 624 stores in 50 U.S. states, Puerto Rico, and Canada. Torrid Holdings Inc. was incorporated in 2019 and is headquartered in City of Industry, California. Torrid Holdings Inc. (CURV) is classified as a micro-cap stock in the Consumer Discretionary sector, specifically within the Retail industry. The company is led by CEO Lisa M. Harper and employs approximately 2,060 people. With a market capitalization of $180M, CURV is one of the notable companies in the Consumer Discretionary sector.

Torrid Holdings Inc. (CURV) Stock Rating — Hold (April 2026)

As of April 2026, Torrid Holdings Inc. receives a Hold rating with a composite score of 37.6/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.CURV ranks #1,941 out of 4,446 stocks in our coverage universe. Within the Consumer Discretionary sector, Torrid Holdings Inc. ranks #181 of 442 stocks, placing it in the upper half of its Consumer Discretionary peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

CURV Stock Price and 52-Week Range

Torrid Holdings Inc. (CURV) currently trades at $2.10. The stock gained $0.24 (12.9%) in the most recent trading session. The 52-week high for CURV is $6.95, which means the stock is currently trading -69.8% from its annual peak. The 52-week low is $0.94, putting the stock 123.5% above its annual trough. Recent trading volume was 422K shares, suggesting relatively thin trading activity.

Is CURV Overvalued or Undervalued? — Valuation Analysis

Torrid Holdings Inc. (CURV) carries a value factor score of 53/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 11.87x, compared to the Consumer Discretionary sector average of 24.47x — a discount of 51%. The price-to-sales ratio is 0.16x, compared to 0.27x for the average Consumer Discretionary stock. On an enterprise value basis, CURV trades at 8.29x EV/EBITDA, versus 4.91x for the sector.

Overall, CURV's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Torrid Holdings Inc. Profitability — ROE, Margins, and Quality Score

Torrid Holdings Inc. (CURV) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. Return on assets (ROA) comes in at 3.7% versus the sector average of 2.5%.

On a margin basis, Torrid Holdings Inc. reports gross margins of 37.1%, compared to 36.9% for the sector. The operating margin is 5.0% (sector: 3.8%). Net profit margin stands at 1.3%, versus 2.1% for the average Consumer Discretionary stock. Revenue growth is running at -6.1% on a trailing basis, compared to 3.3% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

CURV Debt, Balance Sheet, and Financial Health

Torrid Holdings Inc. has a debt-to-equity ratio of -141.0%, compared to the Consumer Discretionary sector average of 89.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 0.78x, which may signal near-term liquidity tightness. Total debt on the balance sheet is $272M. Cash and equivalents stand at $17M.

CURV has a beta of 0.77, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Torrid Holdings Inc. is 30/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.

Torrid Holdings Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Torrid Holdings Inc. reported revenue of $1.08B and earnings per share (EPS) of $-0.07. Net income for the quarter was $15M. Gross margin was 37.1%. Operating income came in at $54M.

In FY 2026, Torrid Holdings Inc. reported revenue of $1.00B and earnings per share (EPS) of $-0.07. Net income for the quarter was $-7M. Gross margin was 34.8%. Revenue grew -9.4% year-over-year compared to FY 2025. Operating income came in at $21M.

In Q2 2026, Torrid Holdings Inc. reported revenue of $263M and earnings per share (EPS) of $0.02. Net income for the quarter was $2M. Gross margin was 35.6%. Revenue grew -7.7% year-over-year compared to Q2 2025. Operating income came in at $10M.

In Q1 2026, Torrid Holdings Inc. reported revenue of $266M and earnings per share (EPS) of $0.06. Net income for the quarter was $6M. Gross margin was 38.1%. Revenue grew -4.9% year-over-year compared to Q1 2025. Operating income came in at $16M.

Over the past 8 quarters, Torrid Holdings Inc. has demonstrated a growth trajectory, with revenue expanding from $280M to $1.08B. Investors analyzing CURV stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

CURV Dividend Yield and Income Analysis

Torrid Holdings Inc. (CURV) does not currently pay a dividend. This is common among smaller companies in the Retail industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Consumer Discretionary dividend stocks may want to explore other Consumer Discretionary stocks or use the stock screener to filter by dividend yield.

CURV Momentum and Technical Analysis Profile

Torrid Holdings Inc. (CURV) has a momentum factor score of 32/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 35/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 2/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

CURV vs Competitors — Consumer Discretionary Sector Ranking and Peer Comparison

Within the Consumer Discretionary sector, Torrid Holdings Inc. (CURV) ranks #181 out of 442 stocks based on the Blank Capital composite score. This places CURV in the upper half of all Consumer Discretionary stocks in our coverage universe. Key competitors and sector peers include MONARCH CASINO & RESORT INC (MCRI) with a score of 50.5/100, CASEYS GENERAL STORES INC (CASY) with a score of 57.3/100, INGLES MARKETS INC (IMKTA) with a score of 51.0/100, FIVE BELOW, INC (FIVE) with a score of 51.6/100, and TARGET CORP (TGT) with a score of 52.6/100.

Comparing CURV against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full CURV vs S&P 500 (SPY) comparison to assess how Torrid Holdings Inc. stacks up against the broader market across all factor dimensions.

CURV Next Earnings Date

No upcoming earnings date has been announced for Torrid Holdings Inc. (CURV) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy CURV? — Investment Thesis Summary

Torrid Holdings Inc. presents a balanced picture with arguments on both sides. Momentum is weak at 32/100, a headwind for near-term performance. High volatility (stability score 30/100) increases portfolio risk.

In summary, Torrid Holdings Inc. (CURV) earns a Hold rating with a composite score of 37.6/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on CURV stock.

Related Resources for CURV Investors

Explore more research and tools: CURV vs S&P 500 comparison, top Consumer Discretionary stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare CURV head-to-head with peers: CURV vs MCRI, CURV vs CASY, CURV vs IMKTA.

Business quality

Valuation edge

Market alpha

Unlock Investment Thesis

Unlock Performance & Technicals

Unlock Valuation Tools

Institutional peer matrix

Dispersion: efficiency vs. valuation

Lateral intelligence network

Unlock Financial Statements

Unlock Ownership & Management

Intelligence Feed

Q4 Earnings Outperformers: Lululemon (NASDAQ:LULU) And The Rest Of The Apparel Retailer Stocks

1 Consumer Stock to Keep an Eye On and 2 We Question

How The Torrid Holdings (CURV) Story Is Shifting With A New Fair Value Target

Apparel Retailer Stocks Q4 Recap: Benchmarking Gap (NYSE:GAP)

's 'Stock Whisper' Index: 5 Stocks Investors Secretly Monitor But Don't Talk About Yet

Unlock Earnings Transcripts

Institutional Intelligence FAQ

Related Research & Tools

Related Consumer Discretionary Stocks

Torrid Holdings Inc. (CURV) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does Torrid Holdings Inc. Do?

Torrid Holdings Inc. (CURV) Stock Rating — Hold (April 2026)

CURV Stock Price and 52-Week Range

Is CURV Overvalued or Undervalued? — Valuation Analysis

Torrid Holdings Inc. Profitability — ROE, Margins, and Quality Score

CURV Debt, Balance Sheet, and Financial Health

Torrid Holdings Inc. Revenue and Earnings History — Quarterly Trend

CURV Dividend Yield and Income Analysis

CURV Momentum and Technical Analysis Profile

CURV vs Competitors — Consumer Discretionary Sector Ranking and Peer Comparison

CURV Next Earnings Date

Should You Buy CURV? — Investment Thesis Summary

Related Resources for CURV Investors

Comments

Institutional Benchmarks

Related research

Get alerted on rating changes

Intelligence Feed

Q4 Earnings Outperformers: Lululemon (NASDAQ:LULU) And The Rest Of The Apparel Retailer Stocks

1 Consumer Stock to Keep an Eye On and 2 We Question

How The Torrid Holdings (CURV) Story Is Shifting With A New Fair Value Target

Apparel Retailer Stocks Q4 Recap: Benchmarking Gap (NYSE:GAP)

's 'Stock Whisper' Index: 5 Stocks Investors Secretly Monitor But Don't Talk About Yet