Claros Mortgage Trust, Inc. (CMTG) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Claros Mortgage Trust, Inc. Do?
Claros Mortgage Trust, Inc. is a real estate investment trust that focuses primarily on originating senior and subordinate loans on transitional commercial real estate assets located in principal markets across the United States. The company is qualified as a real estate investment trust (REIT) under the Internal Revenue Code. As a REIT, its net income would be exempt from federal taxation to the extent that it is distributed as dividends to shareholders. The company was incorporated in 2015 and is based in New York, New York. Claros Mortgage Trust, Inc. (CMTG) is classified as a small-cap stock in the Real Estate sector. The company is led by CEO Richard J. Mack. With a market capitalization of $325M, CMTG is one of the notable companies in the Real Estate sector.
Claros Mortgage Trust, Inc. (CMTG) Stock Rating — Avoid (April 2026)
As of April 2026, Claros Mortgage Trust, Inc. receives a Avoid rating with a composite score of 30.0/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.CMTG ranks #4,141 out of 4,446 stocks in our coverage universe. Within the Real Estate sector, Claros Mortgage Trust, Inc. ranks #54 of 57 stocks, placing it in the lower half of its Real Estate peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
CMTG Stock Price and 52-Week Range
Claros Mortgage Trust, Inc. (CMTG) currently trades at $2.54. The stock gained $0.14 (5.8%) in the most recent trading session. The 52-week high for CMTG is $4.21, which means the stock is currently trading -39.7% from its annual peak. The 52-week low is $2.15, putting the stock 18.4% above its annual trough. Recent trading volume was 322K shares, suggesting relatively thin trading activity.
Is CMTG Overvalued or Undervalued? — Valuation Analysis
Claros Mortgage Trust, Inc. (CMTG) carries a value factor score of 33/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 0.22x, versus the sector average of 1.18x. The price-to-sales ratio is 1.61x, compared to 0.80x for the average Real Estate stock. On an enterprise value basis, CMTG trades at 82.18x EV/EBITDA, versus 8.62x for the sector.
At current multiples, Claros Mortgage Trust, Inc. trades at a premium to most Real Estate peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.
Claros Mortgage Trust, Inc. Profitability — ROE, Margins, and Quality Score
Claros Mortgage Trust, Inc. (CMTG) earns a quality factor score of 26/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -21.3%, compared to the Real Estate sector average of 1.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -6.9% versus the sector average of 0.8%.
On a margin basis, Claros Mortgage Trust, Inc. reports gross margins of 100.0%, compared to 26.0% for the sector. The operating margin is 16.4% (sector: 3.7%). Net profit margin stands at -160.1%, versus 1.8% for the average Real Estate stock. Revenue growth is running at -28.5% on a trailing basis, compared to 6.1% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
CMTG Debt, Balance Sheet, and Financial Health
Claros Mortgage Trust, Inc. has a debt-to-equity ratio of 206.0%, compared to the Real Estate sector average of 60.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.48x, suggesting adequate working capital coverage. Total debt on the balance sheet is $3.16B. Cash and equivalents stand at $340M.
CMTG has a beta of 1.28, meaning it is more volatile than the broader market — a $10,000 investment in CMTG would be expected to move 28.0% more than the S&P 500 on any given day. The stability factor score for Claros Mortgage Trust, Inc. is 31/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.
Claros Mortgage Trust, Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Claros Mortgage Trust, Inc. reported revenue of $206M and earnings per share (EPS) of $-3.49. Net income for the quarter was $-326M. Gross margin was 100.0%. Operating income came in at $37M.
In FY 2025, Claros Mortgage Trust, Inc. reported revenue of $188M and earnings per share (EPS) of $-3.49. Net income for the quarter was $-489M. Revenue grew 115.0% year-over-year compared to FY 2024. Operating income came in at $9M.
In Q3 2025, Claros Mortgage Trust, Inc. reported revenue of $46M and earnings per share (EPS) of $-0.07. Net income for the quarter was $-10M. Revenue grew -29.0% year-over-year compared to Q3 2024. Operating income came in at $-177,000.
In Q2 2025, Claros Mortgage Trust, Inc. reported revenue of $52M and earnings per share (EPS) of $-1.30. Net income for the quarter was $-182M. Revenue grew -19.9% year-over-year compared to Q2 2024. Operating income came in at $9M.
Over the past 8 quarters, Claros Mortgage Trust, Inc. has demonstrated a growth trajectory, with revenue expanding from $64M to $206M. Investors analyzing CMTG stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
CMTG Dividend Yield and Income Analysis
Claros Mortgage Trust, Inc. (CMTG) does not currently pay a dividend. This is common among smaller companies in the Real Estate industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Real Estate dividend stocks may want to explore other Real Estate stocks or use the stock screener to filter by dividend yield.
CMTG Momentum and Technical Analysis Profile
Claros Mortgage Trust, Inc. (CMTG) has a momentum factor score of 21/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 52/100 reflects moderate short selling activity.
CMTG vs Competitors — Real Estate Sector Ranking and Peer Comparison
Within the Real Estate sector, Claros Mortgage Trust, Inc. (CMTG) ranks #54 out of 57 stocks based on the Blank Capital composite score. This places CMTG in the lower half of all Real Estate stocks in our coverage universe. Key competitors and sector peers include Urban Edge Properties (UE) with a score of 51.9/100, Kennedy-Wilson Holdings, Inc. (KW) with a score of 48.0/100, AMREP CORP. (AXR) with a score of 49.0/100, GETTY REALTY CORP /MD/ (GTY) with a score of 53.1/100, and Curbline Properties Corp. (CURB) with a score of 50.5/100.
Comparing CMTG against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full CMTG vs S&P 500 (SPY) comparison to assess how Claros Mortgage Trust, Inc. stacks up against the broader market across all factor dimensions.
CMTG Next Earnings Date
No upcoming earnings date has been announced for Claros Mortgage Trust, Inc. (CMTG) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy CMTG? — Investment Thesis Summary
The quantitative profile for Claros Mortgage Trust, Inc. suggests caution. The quality score of 26/100 flags below-average profitability. The value score of 33/100 indicates premium valuation. Momentum is weak at 21/100, a headwind for near-term performance. High volatility (stability score 31/100) increases portfolio risk.
In summary, Claros Mortgage Trust, Inc. (CMTG) earns a Avoid rating with a composite score of 30.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on CMTG stock.
Related Resources for CMTG Investors
Explore more research and tools: CMTG vs S&P 500 comparison, top Real Estate stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare CMTG head-to-head with peers: CMTG vs UE, CMTG vs KW, CMTG vs AXR.