Is AFCG a good stock to buy right now?

Based on our 6-factor quantitative model, Advanced Flower Capital Inc. (AFCG) receives a "Hold" rating with a composite score of 35.8/100. It is ranked #1,701 out of 4,446 stocks. Key factor scores: Quality 43/100, Value 65/100, Momentum 20/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for AFCG?

Advanced Flower Capital Inc. (AFCG) has a "Hold" rating and 3-star score. The composite score of 35.8 ranks it #1,701 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is AFCG in?

Advanced Flower Capital Inc. operates in the Real Estate sector (Real Estate industry) with a market cap of $65 million. It is classified as a micro-cap stock.

Does AFCG pay a dividend?

AFCG does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is AFCG's P/E ratio?

P/E ratio data is not currently available for AFCG, which may indicate the company is not yet profitable.

How profitable is AFCG?

AFCG's quality factor score is 43/100. ROE: -11.5% vs sector average 1.5%. Margins are moderate to low, reflecting competitive market dynamics.

How is AFCG valued compared to peers?

AFCG's value factor score is 65/100 (higher = cheaper). Key multiples: , EV/EBITDA 3.8x. The stock appears attractively valued versus peers.

What is AFCG's debt level?

AFCG's debt-to-equity ratio is 57%. Sector average: 60%. Moderate leverage is normal for established companies.

AFCG has a beta of 1.35, meaning it amplifies market moves. Stability score: 32/100.

Does AFCG have high short interest?

AFCG's short interest factor score is 9/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

AFCG Stock Analysis: Top Micro-Cap Hold (Score 35.8/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
AFCG	-3.03%	-8.90%	-3.03%	-10.18%	-46.67%	-	-	-
Industry Proxy XLRE	+0.21%	+2.91%	-0.23%	+6.12%	+11.57%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-2.96%	-12.50%	-3.37%	-9.81%	-76.19%	-	-	-
Alpha vs Sector	-3.24%	-11.80%	-2.80%	-16.30%	-58.24%	-	-	-

Metric	AFCG	Benchmark
P/E Ratio	-3.3x	-110%
EV/EBITDA	3.8x	-56%
Price / Book	0.4x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
JLL JONES LANG LASALLE INC	56	67	68	48	27.4x	7.1%	0.0%	2.2%	15.7%	134.0x	$14.3B	VS
GTY GETTY REALTY CORP /MD/	53	63	60	53	29.4x	6.3%	0.0%	31.6%	11.3%	93.0x	$1.9B	VS
UE Urban Edge Properties	52	59	62	48	27.6x	6.8%	85.0%	20.4%	12.8%	141.0x	$2.5B	VS
CURB Curbline Properties Corp.	51	59	46	53	193.6x	0.8%	100.0%	5.0%	63.4%	22.0x	$2.7B	VS
FPH Five Point Holdings, LLC	50	70	41	35	2.6x	5.9%	47.0%	265.2%	-73.7%	37.0x	$347M	VS
AXR AMREP CORP.	49	64	48	56	14.6x	7.0%	-	17.5%	22.4%	0.0x	$149M	VS
KW Kennedy-Wilson Holdings, Inc.	48	41	53	58	-	-6.4%	44.0%	-20.0%	-11.8%	321.0x	$1.5B	VS
TRC TEJON RANCH CO	46	55	34	54	319.5x	-0.7%	28.1%	-10.4%	110.4%	29.0x	$511M	VS
INTG INTERGROUP CORP	40	10	42	75	48.3x	-	-	-2.6%	16.3%	-170.0x	$78M	VS
STRS STRATUS PROPERTIES INC	37	10	55	67	20.4x	-4.5%	-24.1%	-67.8%	-41.5%	62.0x	$241M	VS
AFCG Advanced Flower Capital Inc.	36	43	65	20	-	-11.5%	-	-81.7%	-64.5%	57.0x	$65M

Key Ratio	TTM	2025	2024	2023	2022	2021
Gross Margin %	-	-	325.9%	-	-	-
Operating Margin %	0.6%	0.4%	433.5%	0.7%	0.7%	0.6%
EBITDA Margin %	0.6%	0.4%	694.1%	0.7%	0.7%	0.6%
Net Margin %	-0.8%	-0.8%	-261.0%	0.3%	0.5%	0.6%
FCF Margin %	-77.3%	-	212.9%	-	-	-
ROE %	-0.1%	-0.1%	0.1%	0.1%	0.1%	0.1%
ROA %	-0.1%	-0.1%	0.0%	0.0%	0.1%	0.0%
ROIC %	5.9%	4.0%	-7.7%	10.5%	11.9%	6.5%

Line Item	TTM	2025	2024	2023	2022	2021
	$28M	$25M	-$6M	$64M	$75M	$37M
	—	—	-$21M	—	—	—
Gross Margin	---	---	325.9%	---	---	---
	—	—	-$7M	—	—	—
Total Operating Expenses	—	$16M	—	$22M	$23M	$14M
	$18M	$9M	-$28M	$43M	$51M	$23M
EBIT	$18M	$9M	-$28M	$43M	$51M	$23M
EBITDA	$18M	$9M	-$45M	$43M	$51M	$23M
Operating Margin	62.5%	36.1%	433.5%	66.4%	68.7%	61.1%
EBITDA Margin	63.3%	36.1%	---	66.4%	68.7%	61.1%
	—	$7M	$0	$6M	$7M	$1M
	—	-$21M	—	$23M	$37M	$21M
Income Tax Expense	—	-$613K	$448K	$2M	$1M	$35K
	-$20M	-$21M	$17M	$21M	$36M	$21M
Net Margin	-81.7%	-84.2%	-261.0%	32.6%	48.1%	56.7%
	$-0.95	$-0.95	$0.78	$1.02	$1.80	$1.57
Diluted EPS	$-0.95	$-0.95	$0.78	$1.02	$1.79	$1.52
Weighted Avg Basic	—	22M	—	20M	20M	13M
Weighted Avg Diluted	—	22M	—	20M	20M	14M

Advanced Flower Capital Inc. (AFCG) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Advanced Flower Capital Inc. Do?

AFC Gamma, Inc. originates, structures, underwrites, and invests in senior secured loans, and other types of loans and debt securities for established companies operating in the cannabis industry in states that have legalized medicinal and/or adult use cannabis. It primarily originates loans structured as senior loans secured by real estate, equipment, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. AFC Gamma, Inc. has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. The company was incorporated in 2020 and is based in West Palm Beach, Florida. Advanced Flower Capital Inc. (AFCG) is classified as a micro-cap stock in the Real Estate sector. The company is led by CEO Leonard M. Tannenbaum. With a market capitalization of $65M, AFCG is one of the notable companies in the Real Estate sector.

Advanced Flower Capital Inc. (AFCG) Stock Rating — Hold (April 2026)

As of April 2026, Advanced Flower Capital Inc. receives a Hold rating with a composite score of 35.8/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.AFCG ranks #1,701 out of 4,446 stocks in our coverage universe. Within the Real Estate sector, Advanced Flower Capital Inc. ranks #17 of 57 stocks, placing it in the upper half of its Real Estate peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

AFCG Stock Price and 52-Week Range

Advanced Flower Capital Inc. (AFCG) currently trades at $2.56. The stock lost $0.08 (3.0%) in the most recent trading session. The 52-week high for AFCG is $6.52, which means the stock is currently trading -60.7% from its annual peak. The 52-week low is $2.06, putting the stock 24.3% above its annual trough. Recent trading volume was 132K shares, suggesting relatively thin trading activity.

Is AFCG Overvalued or Undervalued? — Valuation Analysis

Advanced Flower Capital Inc. (AFCG) carries a value factor score of 65/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The price-to-book ratio stands at 0.38x, versus the sector average of 1.18x. The price-to-sales ratio is 2.38x, compared to 0.80x for the average Real Estate stock. On an enterprise value basis, AFCG trades at 3.76x EV/EBITDA, versus 8.62x for the sector.

Overall, AFCG's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Advanced Flower Capital Inc. Profitability — ROE, Margins, and Quality Score

Advanced Flower Capital Inc. (AFCG) earns a quality factor score of 43/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -11.5%, compared to the Real Estate sector average of 1.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -7.3% versus the sector average of 0.8%.

The operating margin is 62.5% (sector: 3.7%). Net profit margin stands at -81.7%, versus 1.8% for the average Real Estate stock. Revenue growth is running at -64.5% on a trailing basis, compared to 6.1% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

AFCG Debt, Balance Sheet, and Financial Health

Advanced Flower Capital Inc. has a debt-to-equity ratio of 57.0%, compared to the Real Estate sector average of 60.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 2.76x, indicating strong short-term liquidity. Total debt on the balance sheet is $111M. Cash and equivalents stand at $45M.

AFCG has a beta of 1.35, meaning it is more volatile than the broader market — a $10,000 investment in AFCG would be expected to move 35.0% more than the S&P 500 on any given day. The stability factor score for Advanced Flower Capital Inc. is 32/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.

Advanced Flower Capital Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Advanced Flower Capital Inc. reported revenue of $28M and earnings per share (EPS) of $-0.95. Net income for the quarter was $-20M. Operating income came in at $18M.

In FY 2025, Advanced Flower Capital Inc. reported revenue of $25M and earnings per share (EPS) of $-0.95. Net income for the quarter was $-21M. Revenue grew 482.0% year-over-year compared to FY 2024. Operating income came in at $9M.

In Q3 2025, Advanced Flower Capital Inc. reported revenue of $7M and earnings per share (EPS) of $-0.57. Net income for the quarter was $-12M. Revenue grew -26.5% year-over-year compared to Q3 2024. Operating income came in at $4M.

In Q2 2025, Advanced Flower Capital Inc. reported revenue of $6M and earnings per share (EPS) of $-0.60. Net income for the quarter was $-13M. Revenue grew -66.3% year-over-year compared to Q2 2024. Operating income came in at $4M.

Over the past 8 quarters, Advanced Flower Capital Inc. has demonstrated a growth trajectory, with revenue expanding from $18M to $28M. Investors analyzing AFCG stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

AFCG Dividend Yield and Income Analysis

Advanced Flower Capital Inc. (AFCG) does not currently pay a dividend. This is common among smaller companies in the Real Estate industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Real Estate dividend stocks may want to explore other Real Estate stocks or use the stock screener to filter by dividend yield.

AFCG Momentum and Technical Analysis Profile

Advanced Flower Capital Inc. (AFCG) has a momentum factor score of 20/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 39/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 9/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

AFCG vs Competitors — Real Estate Sector Ranking and Peer Comparison

Within the Real Estate sector, Advanced Flower Capital Inc. (AFCG) ranks #17 out of 57 stocks based on the Blank Capital composite score. This places AFCG in the upper half of all Real Estate stocks in our coverage universe. Key competitors and sector peers include Urban Edge Properties (UE) with a score of 51.9/100, Kennedy-Wilson Holdings, Inc. (KW) with a score of 48.0/100, AMREP CORP. (AXR) with a score of 49.0/100, GETTY REALTY CORP /MD/ (GTY) with a score of 53.1/100, and Curbline Properties Corp. (CURB) with a score of 50.5/100.

Comparing AFCG against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full AFCG vs S&P 500 (SPY) comparison to assess how Advanced Flower Capital Inc. stacks up against the broader market across all factor dimensions.

AFCG Next Earnings Date

No upcoming earnings date has been announced for Advanced Flower Capital Inc. (AFCG) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy AFCG? — Investment Thesis Summary

Advanced Flower Capital Inc. presents a balanced picture with arguments on both sides. The value score of 65/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 20/100, a headwind for near-term performance. High volatility (stability score 32/100) increases portfolio risk.

In summary, Advanced Flower Capital Inc. (AFCG) earns a Hold rating with a composite score of 35.8/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on AFCG stock.

Related Resources for AFCG Investors

Explore more research and tools: AFCG vs S&P 500 comparison, top Real Estate stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare AFCG head-to-head with peers: AFCG vs UE, AFCG vs KW, AFCG vs AXR.

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