Is V a good stock to buy right now?

Based on our 6-factor quantitative model, VISA INC. (V) receives a "Reduce" rating with a composite score of 42.1/100. It is ranked #2,044 out of 4,446 stocks. Key factor scores: Quality 50/100, Value 43/100, Momentum 33/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for V?

VISA INC. (V) has a "Reduce" rating and 2-star score. The composite score of 42.1 ranks it #2,044 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

VISA INC. operates in the Industrials sector (Business Services industry) with a market cap of $574.10 billion. It is classified as a mega-cap stock.

Does V pay a dividend?

Yes, V pays a dividend with a current yield of 0.70%. For every $1,000 invested, you would receive approximately $7.00 in annual dividend income.

What is V's P/E ratio?

V has a trailing P/E ratio of 27.95x. The Industrials sector average is 28.3x. This P/E is in a moderate range relative to the broader market.

V's quality factor score is 50/100. Gross margin: 83.8%. ROE: 53.7% vs sector average 8.9%. High margins suggest pricing power and competitive moats.

How is V valued compared to peers?

V's value factor score is 43/100 (higher = cheaper). Key multiples: P/E 27.9x, EV/EBITDA 22.5x. Valuation is roughly in line with peers.

What is V's debt level?

V's debt-to-equity ratio is 150%. Sector average: 70%. Moderate leverage is normal for established companies.

V has a beta of 0.76, meaning it is less volatile than the market. Stability score: 84/100.

Does V have high short interest?

V's short interest factor score is 15/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

V Stock Analysis: Reduce (Score 42.1/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
V	-1.27%	+1.18%	-3.20%	-13.22%	-6.24%	-	-	-
Industry Proxy XLI	-0.39%	+4.73%	+0.88%	+10.57%	+38.89%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-1.21%	-2.42%	-3.54%	-12.86%	-35.76%	-	-	-
Alpha vs Sector	-0.89%	-3.55%	-4.08%	-23.79%	-45.13%	-	-	-

Metric	V	Benchmark
P/E Ratio	27.9x	-1%
EV/EBITDA	22.5x	+296%
Price / Book	15.0x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
STNG Scorpio Tankers Inc.	64	43	96	73	-	93.3%	63.1%	53.8%	-	30.0x	$3.8B	VS
TNK TEEKAY TANKERS LTD.	62	50	97	71	6.4x	91.9%	67.0%	32.8%	-	0.0x	$2.5B	VS
TEN TSAKOS ENERGY NAVIGATION LTD	61	50	86	75	7.6x	42.1%	97.8%	22.6%	-	103.0x	$1.2B	VS
HAFN Hafnia Ltd	60	42	79	77	-	439.1%	48.5%	27.0%	-	0.0x	$3.8B	VS
TPH Tri Pointe Homes, Inc.	57	50	67	66	13.6x	8.8%	47.5%	7.9%	-26.0%	50.0x	$4.0B	VS
GLDD Great Lakes Dredge & Dock CORP	57	50	69	70	16.3x	13.5%	22.2%	8.1%	14.8%	73.0x	$1.1B	VS
SOBO South Bow Corp	57	39	79	66	22.0x	48.4%	82.3%	14.9%	-	219.0x	$6.8B	VS
IMPP Imperial Petroleum Inc./Marshall Islands	54	44	98	58	2.8x	47.7%	100.0%	34.0%	-19.7%	0.0x	$156M	VS
CCO Clear Channel Outdoor Holdings, Inc.	52	48	58	69	59.3x	-	53.4%	-0.3%	7.7%	-	$1.2B	VS
IMXI International Money Express, Inc.	52	50	73	52	11.6x	25.5%	0.0%	6.4%	-9.7%	221.0x	$476M	VS
V VISA INC.	42	50	43	33	28.0x	53.7%	83.8%	51.8%	22.5%	150.0x	$574.1B

Key Ratio	TTM	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017
Gross Margin %	-	-	-	-	-	-	-	0.8%	0.9%	0.8%	0.9%
Operating Margin %	0.6%	0.6%	0.6%	0.7%	0.6%	0.6%	0.7%	0.6%	0.7%	0.6%	0.7%
EBITDA Margin %	0.6%	0.6%	0.6%	0.7%	0.7%	0.7%	0.7%	0.7%	1.0%	0.9%	0.9%
Net Margin %	0.5%	0.5%	0.5%	0.5%	0.5%	0.5%	0.5%	0.5%	0.5%	0.5%	0.4%
FCF Margin %	-	-	-	-	-	-	-	44.4%	52.3%	58.2%	46.3%
ROE %	0.5%	0.2%	0.5%	0.5%	0.4%	0.4%	0.3%	0.3%	0.3%	0.3%	0.2%
ROA %	0.2%	0.1%	0.2%	0.2%	0.2%	0.2%	0.1%	0.1%	0.2%	0.1%	0.1%
ROIC %	80.8%	13.7%	50.0%	47.6%	42.8%	41.8%	21.3%	25.3%	27.2%	24.1%	23.3%

Key Ratio

TTM

2026

2025

2024

2023

2022

2021

2020

2019

2018

2017

Gross Margin %

0.8%

0.9%

0.8%

0.9%

Operating Margin %

0.6%

0.7%

0.6%

0.7%

0.6%

0.7%

0.6%

0.7%

EBITDA Margin %

0.6%

0.7%

1.0%

0.9%

Net Margin %

0.5%

0.4%

FCF Margin %

44.4%

52.3%

58.2%

46.3%

ROE %

0.5%

0.2%

0.5%

0.4%

0.3%

0.2%

ROA %

0.2%

0.1%

0.2%

0.1%

0.2%

0.1%

ROIC %

80.8%

13.7%

50.0%

47.6%

42.8%

41.8%

21.3%

25.3%

27.2%

24.1%

23.3%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$40.2B	$40.0B	$35.9B	$32.7B	$29.3B	$24.1B	$21.8B	$23.0B	$20.6B	$18.4B	$15.1B	$13.9B
	—	—	—	—	—	—	$18.1B	$19.5B	$17.4B	$15.7B	$12.9B	$11.8B
Gross Margin	---	---	---	---	---	---	82.7%	85.0%	84.6%	85.7%	85.2%	85.0%
	—	$1.2B	$1.0B	$943M	$861M	$804M	$767M	$6.8B	$6.1B	$5.1B	$3.9B	$3.4B
Total Operating Expenses	—	$16.0B	$12.3B	$11.7B	$10.5B	$8.3B	—	—	—	—	—	—
	$24.6B	$24.0B	$23.6B	$21.0B	$18.8B	$15.8B	$14.1B	$15.0B	$13.0B	$12.1B	$7.9B	$9.1B
EBIT	$24.6B	$24.0B	$23.6B	$21.0B	$18.8B	$15.8B	$14.1B	$15.0B	$13.0B	$12.1B	$7.9B	$9.1B
EBITDA	$25.8B	$25.2B	$24.6B	$21.9B	$19.7B	$16.6B	$15.1B	$22.2B	$19.5B	$17.4B	$12.3B	$12.4B
Operating Margin	61.2%	60.0%	65.7%	64.3%	64.2%	65.6%	64.5%	65.3%	62.9%	66.1%	52.3%	65.3%
EBITDA Margin	64.3%	63.0%	68.6%	67.2%	67.1%	68.9%	69.0%	96.8%	94.7%	94.7%	81.9%	89.0%
	—	—	—	—	—	—	$516M	$533M	$612M	$563M	$427M	$3M
	—	$24.2B	$23.9B	$21.0B	$18.1B	$16.1B	—	—	—	—	—	—
Income Tax Expense	—	$4.1B	$4.2B	$3.8B	$3.2B	$3.8B	$2.9B	$2.8B	$2.5B	$5.0B	$2.0B	$2.7B
	$20.8B	$20.1B	$19.7B	$17.3B	$15.0B	$12.3B	$10.9B	$12.1B	$10.3B	$6.7B	$6.0B	$6.3B
Net Margin	51.8%	50.1%	54.9%	52.9%	51.0%	51.1%	49.7%	52.6%	50.0%	36.5%	39.7%	45.6%
	-	-	-	-	-	-	$4.90	$5.32	$4.43	$2.80	$16.53	-
Diluted EPS	-	-	-	-	-	-	$4.90	$5.32	$4.43	$2.80	$16.53	-

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$40.2B

$40.0B

$35.9B

$32.7B

$29.3B

$24.1B

$21.8B

$23.0B

$20.6B

$18.4B

$15.1B

$13.9B

—

$18.1B

$19.5B

$17.4B

$15.7B

$12.9B

$11.8B

Gross Margin

---

82.7%

85.0%

84.6%

85.7%

85.2%

85.0%

—

$1.2B

$1.0B

$943M

$861M

$804M

$767M

$6.8B

$6.1B

$5.1B

$3.9B

$3.4B

Total Operating Expenses

—

$16.0B

$12.3B

$11.7B

$10.5B

$8.3B

—

$24.6B

$24.0B

$23.6B

$21.0B

$18.8B

$15.8B

$14.1B

$15.0B

$13.0B

$12.1B

$7.9B

$9.1B

EBIT

$24.6B

$24.0B

$23.6B

$21.0B

$18.8B

$15.8B

$14.1B

$15.0B

$13.0B

$12.1B

$7.9B

$9.1B

EBITDA

$25.8B

$25.2B

$24.6B

$21.9B

$19.7B

$16.6B

$15.1B

$22.2B

$19.5B

$17.4B

$12.3B

$12.4B

Operating Margin

61.2%

60.0%

65.7%

64.3%

64.2%

65.6%

64.5%

65.3%

62.9%

66.1%

52.3%

65.3%

EBITDA Margin

64.3%

63.0%

68.6%

67.2%

67.1%

68.9%

69.0%

96.8%

94.7%

81.9%

89.0%

—

$516M

$533M

$612M

$563M

$427M

$3M

—

$24.2B

$23.9B

$21.0B

$18.1B

$16.1B

—

Income Tax Expense

—

$4.1B

$4.2B

$3.8B

$3.2B

$3.8B

$2.9B

$2.8B

$2.5B

$5.0B

$2.0B

$2.7B

$20.8B

$20.1B

$19.7B

$17.3B

$15.0B

$12.3B

$10.9B

$12.1B

$10.3B

$6.7B

$6.0B

$6.3B

Net Margin

51.8%

50.1%

54.9%

52.9%

51.0%

51.1%

49.7%

52.6%

50.0%

36.5%

39.7%

45.6%

$4.90

$5.32

$4.43

$2.80

$16.53

Diluted EPS

$4.90

$5.32

$4.43

$2.80

$16.53

VISA INC. (V) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does VISA INC. Do?

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California. VISA INC. (V) is classified as a mega-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Alfred F. Kelly and employs approximately 26,500 people, headquartered in San Francisco, California. With a market capitalization of $574.1B, V is one of the largest companies in the Industrials sector.

VISA INC. (V) Stock Rating — Reduce (April 2026)

As of April 2026, VISA INC. receives a Reduce rating with a composite score of 42.1/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.V ranks #2,044 out of 4,446 stocks in our coverage universe. Within the Industrials sector, VISA INC. ranks #321 of 752 stocks, placing it in the upper half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

V Stock Price and 52-Week Range

VISA INC. (V) currently trades at $306.71. The stock lost $1.58 (0.5%) in the most recent trading session. The 52-week high for V is $375.51, which means the stock is currently trading -18.3% from its annual peak. The 52-week low is $298.50, putting the stock 2.8% above its annual trough. Recent trading volume was 589K shares, suggesting relatively thin trading activity.

Is V Overvalued or Undervalued? — Valuation Analysis

VISA INC. (V) carries a value factor score of 43/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 27.95x, compared to the Industrials sector average of 28.33x — a discount of 1%. The price-to-book ratio stands at 15.01x, versus the sector average of 2.23x. The price-to-sales ratio is 14.48x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, V trades at 22.54x EV/EBITDA, versus 5.70x for the sector.

Overall, V's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

VISA INC. Profitability — ROE, Margins, and Quality Score

VISA INC. (V) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 53.7%, compared to the Industrials sector average of 8.9%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at 21.5% versus the sector average of 3.3%.

On a margin basis, VISA INC. reports gross margins of 83.8%, compared to 35.8% for the sector. The operating margin is 61.2% (sector: 6.2%). Net profit margin stands at 51.8%, versus 3.9% for the average Industrials stock. Revenue growth is running at 22.5% on a trailing basis, compared to 6.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

V Debt, Balance Sheet, and Financial Health

VISA INC. has a debt-to-equity ratio of 150.0%, compared to the Industrials sector average of 70.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.11x, suggesting adequate working capital coverage. Cash and equivalents stand at $14.76B.

V has a beta of 0.76, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for VISA INC. is 84/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

VISA INC. Revenue and Earnings History — Quarterly Trend

In TTM 2026, VISA INC. reported revenue of $40.18B. Net income for the quarter was $20.82B. Operating income came in at $24.58B.

In Q1 2026, VISA INC. reported revenue of $10.90B. Net income for the quarter was $5.85B. Revenue grew 14.6% year-over-year compared to Q1 2025. Operating income came in at $6.74B.

In FY 2025, VISA INC. reported revenue of $40.00B. Net income for the quarter was $20.06B. Revenue grew 11.3% year-over-year compared to FY 2024. Operating income came in at $23.99B.

In Q3 2025, VISA INC. reported revenue of $10.17B. Net income for the quarter was $5.27B. Revenue grew 14.3% year-over-year compared to Q3 2024. Operating income came in at $6.18B.

Over the past 8 quarters, VISA INC. has demonstrated a growth trajectory, with revenue expanding from $8.90B to $40.18B. Investors analyzing V stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

V Dividend Yield and Income Analysis

VISA INC. (V) currently pays a dividend yield of 0.7%. At this yield, a $10,000 investment in V stock would generate approximately $$70.00 in annual dividend income. With a net margin of 51.8%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

V Momentum and Technical Analysis Profile

VISA INC. (V) has a momentum factor score of 33/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 25/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 15/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

V vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, VISA INC. (V) ranks #321 out of 752 stocks based on the Blank Capital composite score. This places V in the upper half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing V against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full V vs S&P 500 (SPY) comparison to assess how VISA INC. stacks up against the broader market across all factor dimensions.

V Next Earnings Date

No upcoming earnings date has been announced for VISA INC. (V) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy V? — Investment Thesis Summary

The quantitative profile for VISA INC. suggests caution. Momentum is weak at 33/100, a headwind for near-term performance. Low volatility (stability score 84/100) reduces downside risk.

In summary, VISA INC. (V) earns a Reduce rating with a composite score of 42.1/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on V stock.

Related Resources for V Investors

Explore more research and tools: V vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare V head-to-head with peers: V vs SOBO, V vs TEN, V vs GLDD.

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VISA INC. (V) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does VISA INC. Do?

VISA INC. (V) Stock Rating — Reduce (April 2026)

V Stock Price and 52-Week Range

Is V Overvalued or Undervalued? — Valuation Analysis

VISA INC. Profitability — ROE, Margins, and Quality Score

V Debt, Balance Sheet, and Financial Health

VISA INC. Revenue and Earnings History — Quarterly Trend

V Dividend Yield and Income Analysis

V Momentum and Technical Analysis Profile

V vs Competitors — Industrials Sector Ranking and Peer Comparison

V Next Earnings Date

Should You Buy V? — Investment Thesis Summary

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