Is TYL a good stock to buy right now?

Based on our 6-factor quantitative model, TYLER TECHNOLOGIES INC (TYL) receives a "Reduce" rating with a composite score of 38.7/100. It is ranked #3,202 out of 4,446 stocks. Key factor scores: Quality 50/100, Value 50/100, Momentum 19/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for TYL?

TYLER TECHNOLOGIES INC (TYL) has a "Reduce" rating and 2-star score. The composite score of 38.7 ranks it #3,202 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is TYL in?

TYLER TECHNOLOGIES INC operates in the Technology sector (Computer Software industry) with a market cap of $14.16 billion. It is classified as a large-cap stock.

Does TYL pay a dividend?

TYL does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is TYL's P/E ratio?

TYL has a trailing P/E ratio of 43.46x. The Technology sector average is 45.3x. This above-average P/E reflects growth expectations or premium valuation.

How profitable is TYL?

TYL's quality factor score is 50/100. Gross margin: 46.0%. ROE: 8.8% vs sector average -1.4%. Margins are moderate to low, reflecting competitive market dynamics.

How is TYL valued compared to peers?

TYL's value factor score is 50/100 (higher = cheaper). Key multiples: P/E 43.5x, EV/EBITDA 35.7x. Valuation is roughly in line with peers.

What is TYL's debt level?

TYL's debt-to-equity ratio is 16%. Sector average: 43%. Low leverage suggests conservative financial management.

TYL has a beta of 0.57, meaning it is less volatile than the market. Stability score: 66/100.

Does TYL have high short interest?

TYL's short interest factor score is 20/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

TYL Stock Analysis: Reduce (Score 38.7/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
TYL	-1.97%	-6.13%	-10.43%	-30.10%	-43.09%	-	-	-
Industry Proxy XLK	+0.39%	+4.88%	+2.05%	-0.94%	-26.62%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-1.90%	-9.74%	-10.76%	-29.74%	-72.62%	-	-	-
Alpha vs Sector	-2.36%	-11.01%	-12.47%	-29.16%	-16.47%	-	-	-

Metric	TYL	Benchmark
P/E Ratio	43.5x	-4%
EV/EBITDA	35.7x	+179%
Price / Book	3.8x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
VRSN VERISIGN INC/CA	56	79	59	40	30.3x	-41.1%	88.0%	50.6%	8.3%	-87.0x	$23.0B	VS
IHS IHS Holding Ltd	55	42	63	63	-	-616.0%	48.0%	-96.1%	-	365.0x	$2.8B	VS
LHX L3HARRIS TECHNOLOGIES, INC. /DE/	55	50	52	66	38.3x	9.0%	25.5%	8.1%	10.3%	110.0x	$66.1B	VS
ESP ESPEY MFG & ELECTRONICS CORP	53	48	44	71	26.3x	12.8%	29.0%	17.1%	-11.7%	66.0x	$169M	VS
NYAX Nayax Ltd.	52	38	46	78	-	-13.6%	44.6%	-1.8%	-	30.0x	$2.2B	VS
ESE ESCO TECHNOLOGIES INC	52	49	40	69	69.6x	7.4%	40.8%	10.4%	16.3%	9.0x	$7.6B	VS
INTT INTEST CORP	52	50	32	72	-	-3.2%	43.1%	-3.1%	-22.8%	46.0x	$179M	VS
KARO Karooooo Ltd.	49	50	72	53	-	117.1%	69.5%	20.3%	-	10.0x	$1.6B	VS
MTC MMTec, Inc.	47	32	40	96	-	-1,370.8%	81.6%	-4,879.7%	-	120.0x	$136M	VS
CCLD CareCloud, Inc.	47	38	71	60	11.9x	18.5%	48.0%	9.6%	10.6%	47.0x	$154M	VS
TYL TYLER TECHNOLOGIES INC	39	50	50	19	43.5x	8.8%	46.0%	14.2%	10.2%	16.0x	$14.2B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.5%	0.5%	0.4%	0.4%	0.4%	0.4%	0.5%	0.5%	0.5%	0.5%	0.5%
Operating Margin %	0.2%	0.2%	0.1%	0.1%	0.1%	0.1%	0.2%	0.1%	0.2%	0.2%	0.2%
EBITDA Margin %	0.2%	0.2%	0.1%	0.1%	0.1%	0.1%	0.2%	0.2%	0.2%	0.3%	0.2%
Net Margin %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.2%	0.1%	0.2%	0.2%	0.1%
FCF Margin %	7.5%	-	-	-	-	-	29.2%	19.6%	23.8%	18.2%	20.4%
ROE %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
ROA %	0.1%	0.1%	0.1%	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.1%
ROIC %	0.1%	6.6%	5.9%	4.8%	4.7%	4.6%	9.9%	8.9%	10.1%	13.1%	11.7%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.5%

0.4%

0.5%

Operating Margin %

0.2%

0.1%

0.2%

0.1%

0.2%

EBITDA Margin %

0.2%

0.1%

0.2%

0.3%

0.2%

Net Margin %

0.1%

0.2%

0.1%

0.2%

0.1%

FCF Margin %

7.5%

29.2%

19.6%

23.8%

18.2%

20.4%

ROE %

0.1%

ROA %

0.1%

0.0%

0.1%

ROIC %

0.1%

6.6%

5.9%

4.8%

4.7%

4.6%

9.9%

8.9%

10.1%

13.1%

11.7%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$2.3B	$2.3B	$2.1B	$2.0B	$1.9B	$1.6B	$1.1B	$1.1B	$935M	$841M	$756M	$591M
	—	$1.2B	$1.2B	$1.1B	$1.1B	$883M	—	—	—	—	—	—
	$1.1B	$1.1B	$936M	$861M	$784M	$710M	$543M	$517M	$440M	$399M	-$45M	$277M
Gross Margin	46.0%	46.5%	43.8%	44.1%	42.4%	44.6%	48.6%	47.6%	47.0%	47.5%	47.3%	46.9%
	—	—	—	—	—	$391M	—	—	—	—	—	—
Research & Development	—	—	—	—	—	—	$88M	$81M	$63M	$47M	$43M	$30M
Depreciation	—	—	—	—	—	—	$82M	$77M	$62M	$53M	$50M	$20M
Total Operating Expenses	—	$726M	$636M	$643M	$570M	$529M	—	—	—	—	—	—
	$366M	$358M	$300M	$219M	$214M	$181M	$173M	$156M	$152M	$163M	$131M	$108M
EBIT	$366M	$358M	$300M	$219M	$214M	$181M	$173M	$156M	$152M	$163M	$131M	$108M
EBITDA	$414M	$358M	$300M	$219M	$214M	$181M	$263M	$239M	$218M	$217M	$185M	$128M
Operating Margin	15.9%	15.3%	14.0%	11.2%	11.6%	11.3%	15.5%	14.4%	16.3%	19.4%	18.1%	18.3%
EBITDA Margin	18.0%	15.3%	14.0%	11.2%	11.6%	11.4%	23.6%	22.0%	23.3%	25.8%	24.5%	21.7%
	—	—	—	—	—	—	$1M	—	—	—	—	—
	—	$390M	$308M	$198M	$188M	$159M	—	—	—	—	—	—
Income Tax Expense	—	$75M	$45M	$32M	$23M	-$2M	-$20M	$13M	$8M	-$6M	$19M	$44M
	$326M	$316M	$263M	$166M	$164M	$161M	$195M	$147M	$147M	$170M	$110M	$65M
Net Margin	14.2%	13.5%	12.3%	8.5%	8.9%	10.1%	17.4%	13.5%	15.8%	20.2%	15.0%	11.0%
	$7.32	$7.32	$6.17	$3.95	$3.95	$3.95	$4.87	$3.79	$3.84	$4.55	$3.01	$1.90
Diluted EPS	$7.32	$7.20	$6.05	$3.88	$3.87	$3.82	$4.87	$3.79	$3.84	$4.55	$3.01	$1.90
Weighted Avg Basic	—	43M	43M	42M	42M	41M	—	—	—	—	—	—
Weighted Avg Diluted	—	44M	43M	43M	42M	42M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$2.3B

$2.1B

$2.0B

$1.9B

$1.6B

$1.1B

$935M

$841M

$756M

$591M

—

$1.2B

$1.1B

$883M

—

$1.1B

$936M

$861M

$784M

$710M

$543M

$517M

$440M

$399M

-$45M

$277M

Gross Margin

46.0%

46.5%

43.8%

44.1%

42.4%

44.6%

48.6%

47.6%

47.0%

47.5%

47.3%

46.9%

—

$391M

—

Research & Development

—

$88M

$81M

$63M

$47M

$43M

$30M

Depreciation

—

$82M

$77M

$62M

$53M

$50M

$20M

Total Operating Expenses

—

$726M

$636M

$643M

$570M

$529M

—

$366M

$358M

$300M

$219M

$214M

$181M

$173M

$156M

$152M

$163M

$131M

$108M

EBIT

$366M

$358M

$300M

$219M

$214M

$181M

$173M

$156M

$152M

$163M

$131M

$108M

EBITDA

$414M

$358M

$300M

$219M

$214M

$181M

$263M

$239M

$218M

$217M

$185M

$128M

Operating Margin

15.9%

15.3%

14.0%

11.2%

11.6%

11.3%

15.5%

14.4%

16.3%

19.4%

18.1%

18.3%

EBITDA Margin

18.0%

15.3%

14.0%

11.2%

11.6%

11.4%

23.6%

22.0%

23.3%

25.8%

24.5%

21.7%

—

$1M

—

$390M

$308M

$198M

$188M

$159M

—

Income Tax Expense

—

$75M

$45M

$32M

$23M

-$2M

-$20M

$13M

$8M

-$6M

$19M

$44M

$326M

$316M

$263M

$166M

$164M

$161M

$195M

$147M

$170M

$110M

$65M

Net Margin

14.2%

13.5%

12.3%

8.5%

8.9%

10.1%

17.4%

13.5%

15.8%

20.2%

15.0%

11.0%

$7.32

$6.17

$3.95

$4.87

$3.79

$3.84

$4.55

$3.01

$1.90

Diluted EPS

$7.32

$7.20

$6.05

$3.88

$3.87

$3.82

$4.87

$3.79

$3.84

$4.55

$3.01

$1.90

Weighted Avg Basic

—

43M

42M

41M

—

Weighted Avg Diluted

—

44M

43M

42M

—

TYLER TECHNOLOGIES INC (TYL) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does TYLER TECHNOLOGIES INC Do?

Tyler Technologies, Inc. provides integrated information management solutions and services for the public sector. The company operates in three segments: Enterprise Software; Appraisal and Tax; and NIC. It offers financial management solutions, including modular fund accounting systems for government agencies or not-for-profit entities; utility billing systems for the billing and collection of metered and non-metered services; products to automate city and county functions, such as municipal courts, parking tickets, equipment and project costing, animal and business licenses, permits and inspections, code enforcement, citizen complaint tracking, ambulance billing, fleet maintenance, and cemetery records management; and student information and transportation solutions for K-12 schools. The company also provides a suite of judicial solutions comprising court case management, court and law enforcement, prosecutor, and supervision systems to handle multi-jurisdictional county or statewide implementations, and single county systems; public safety software solutions; systems and software to automate the appraisal and assessment of real and personal property, as well as tax applications for agencies that bill and collect taxes; planning, regulatory, and maintenance software solutions for public sector agencies; software applications to enhance and automate operations involving records and document management; and data and insights solutions. In addition, it offers software as a service arrangements and electronic document filing solutions for courts and law offices; software and hardware installation, data conversion, training, product modification, and maintenance and support services; and property appraisal outsourcing services for taxing jurisdictions. The company has a strategic collaboration agreement with Amazon Web Services for cloud hosting services. Tyler Technologies, Inc. was founded in 1966 and is headquartered in Plano, Texas. TYLER TECHNOLOGIES INC (TYL) is classified as a large-cap stock in the Technology sector, specifically within the Computer Software industry. The company is led by CEO H. Lynn Moore and employs approximately 7,200 people, headquartered in PLANO, Texas. With a market capitalization of $14.2B, TYL is one of the prominent companies in the Technology sector.

TYLER TECHNOLOGIES INC (TYL) Stock Rating — Reduce (April 2026)

As of April 2026, TYLER TECHNOLOGIES INC receives a Reduce rating with a composite score of 38.7/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.TYL ranks #3,202 out of 4,446 stocks in our coverage universe. Within the Technology sector, TYLER TECHNOLOGIES INC ranks #373 of 584 stocks, placing it in the lower half of its Technology peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

TYL Stock Price and 52-Week Range

TYLER TECHNOLOGIES INC (TYL) currently trades at $317.30. The stock lost $6.38 (2.0%) in the most recent trading session. The 52-week high for TYL is $621.34, which means the stock is currently trading -48.9% from its annual peak. The 52-week low is $283.71, putting the stock 11.8% above its annual trough. Recent trading volume was 564K shares, suggesting relatively thin trading activity.

Is TYL Overvalued or Undervalued? — Valuation Analysis

TYLER TECHNOLOGIES INC (TYL) carries a value factor score of 50/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 43.46x, compared to the Technology sector average of 45.27x — a discount of 4%. The price-to-book ratio stands at 3.83x, versus the sector average of 3.16x. The price-to-sales ratio is 6.16x, compared to 1.06x for the average Technology stock. On an enterprise value basis, TYL trades at 35.70x EV/EBITDA, versus 12.79x for the sector.

Overall, TYL's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

TYLER TECHNOLOGIES INC Profitability — ROE, Margins, and Quality Score

TYLER TECHNOLOGIES INC (TYL) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 8.8%, compared to the Technology sector average of -1.4%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 5.8% versus the sector average of -1.0%.

On a margin basis, TYLER TECHNOLOGIES INC reports gross margins of 46.0%, compared to 50.9% for the sector. The operating margin is 15.9% (sector: -0.5%). Net profit margin stands at 14.2%, versus -1.5% for the average Technology stock. Revenue growth is running at 10.2% on a trailing basis, compared to 14.2% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

TYL Debt, Balance Sheet, and Financial Health

TYLER TECHNOLOGIES INC has a debt-to-equity ratio of 16.0%, compared to the Technology sector average of 43.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.05x, suggesting adequate working capital coverage. Total debt on the balance sheet is $600M. Cash and equivalents stand at $834M.

TYL has a beta of 0.57, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for TYLER TECHNOLOGIES INC is 66/100, reflecting average volatility within the normal range for its sector.

TYLER TECHNOLOGIES INC Revenue and Earnings History — Quarterly Trend

In TTM 2026, TYLER TECHNOLOGIES INC reported revenue of $2.30B and earnings per share (EPS) of $7.32. Net income for the quarter was $326M. Gross margin was 46.0%. Operating income came in at $366M.

In FY 2025, TYLER TECHNOLOGIES INC reported revenue of $2.33B and earnings per share (EPS) of $7.32. Net income for the quarter was $316M. Gross margin was 46.5%. Revenue grew 9.1% year-over-year compared to FY 2024. Operating income came in at $358M.

In Q3 2025, TYLER TECHNOLOGIES INC reported revenue of $596M and earnings per share (EPS) of $1.96. Net income for the quarter was $84M. Gross margin was 47.2%. Revenue grew 9.7% year-over-year compared to Q3 2024. Operating income came in at $98M.

In Q2 2025, TYLER TECHNOLOGIES INC reported revenue of $596M and earnings per share (EPS) of $1.96. Net income for the quarter was $85M. Gross margin was 45.8%. Revenue grew 10.2% year-over-year compared to Q2 2024. Operating income came in at $96M.

Over the past 8 quarters, TYLER TECHNOLOGIES INC has demonstrated a growth trajectory, with revenue expanding from $541M to $2.30B. Investors analyzing TYL stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

TYL Dividend Yield and Income Analysis

TYLER TECHNOLOGIES INC (TYL) does not currently pay a dividend. This is common among growth-oriented companies in the Computer Software industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Technology dividend stocks may want to explore other Technology stocks or use the stock screener to filter by dividend yield.

TYL Momentum and Technical Analysis Profile

TYLER TECHNOLOGIES INC (TYL) has a momentum factor score of 19/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 29/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 20/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

TYL vs Competitors — Technology Sector Ranking and Peer Comparison

Within the Technology sector, TYLER TECHNOLOGIES INC (TYL) ranks #373 out of 584 stocks based on the Blank Capital composite score. This places TYL in the lower half of all Technology stocks in our coverage universe. Key competitors and sector peers include IHS Holding Ltd (IHS) with a score of 55.0/100, VERISIGN INC/CA (VRSN) with a score of 56.0/100, ESCO TECHNOLOGIES INC (ESE) with a score of 51.7/100, CareCloud, Inc. (CCLD) with a score of 46.9/100, and MMTec, Inc. (MTC) with a score of 47.4/100.

Comparing TYL against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full TYL vs S&P 500 (SPY) comparison to assess how TYLER TECHNOLOGIES INC stacks up against the broader market across all factor dimensions.

TYL Next Earnings Date

No upcoming earnings date has been announced for TYLER TECHNOLOGIES INC (TYL) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy TYL? — Investment Thesis Summary

The quantitative profile for TYLER TECHNOLOGIES INC suggests caution. Momentum is weak at 19/100, a headwind for near-term performance. Low volatility (stability score 66/100) reduces downside risk.

In summary, TYLER TECHNOLOGIES INC (TYL) earns a Reduce rating with a composite score of 38.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on TYL stock.

Related Resources for TYL Investors

Explore more research and tools: TYL vs S&P 500 comparison, top Technology stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare TYL head-to-head with peers: TYL vs IHS, TYL vs VRSN, TYL vs ESE.

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TYLER TECHNOLOGIES INC (TYL) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does TYLER TECHNOLOGIES INC Do?

TYLER TECHNOLOGIES INC (TYL) Stock Rating — Reduce (April 2026)

TYL Stock Price and 52-Week Range

Is TYL Overvalued or Undervalued? — Valuation Analysis

TYLER TECHNOLOGIES INC Profitability — ROE, Margins, and Quality Score

TYL Debt, Balance Sheet, and Financial Health

TYLER TECHNOLOGIES INC Revenue and Earnings History — Quarterly Trend

TYL Dividend Yield and Income Analysis

TYL Momentum and Technical Analysis Profile

TYL vs Competitors — Technology Sector Ranking and Peer Comparison

TYL Next Earnings Date

Should You Buy TYL? — Investment Thesis Summary

Related Resources for TYL Investors

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