Is TRIN a good stock to buy right now?

Based on our 6-factor quantitative model, Trinity Capital Inc. (TRIN) receives a "Reduce" rating with a composite score of 40.0/100. It is ranked #2,718 out of 4,446 stocks. Key factor scores: Quality 10/100, Value 64/100, Momentum 39/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for TRIN?

Trinity Capital Inc. (TRIN) has a "Reduce" rating and 2-star score. The composite score of 40.0 ranks it #2,718 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is TRIN in?

Trinity Capital Inc. operates in the Financials sector (Banking industry) with a market cap of $1.23 billion. It is classified as a small-cap stock.

Does TRIN pay a dividend?

Yes, TRIN pays a dividend with a current yield of 13.18%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $131.80 in annual dividend income.

What is TRIN's P/E ratio?

TRIN has a trailing P/E ratio of 10.36x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is TRIN?

TRIN's quality factor score is 10/100. Gross margin: 100.0%. ROE: 11.0% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is TRIN valued compared to peers?

TRIN's value factor score is 64/100 (higher = cheaper). Key multiples: P/E 10.4x, EV/EBITDA 20.4x. The stock appears attractively valued versus peers.

What is TRIN's debt level?

TRIN's debt-to-equity ratio is 119%. Sector average: 121%. Moderate leverage is normal for established companies.

TRIN has a beta of 0.59, meaning it is less volatile than the market. Stability score: 89/100.

Does TRIN have high short interest?

TRIN's short interest factor score is 66/100 (higher = less short selling). Moderate short interest.

TRIN Stock Analysis: Top Small-Cap Reduce (Score 40.0/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
TRIN	+0.20%	+0.93%	+1.54%	+3.21%	+9.49%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+0.26%	-2.67%	+1.21%	+3.57%	-20.04%	-	-	-
Alpha vs Sector	+1.29%	-1.57%	+0.13%	+10.51%	-1.10%	-	-	-

Metric	TRIN	Benchmark
P/E Ratio	10.4x	-30%
EV/EBITDA	20.4x	+527%
Price / Book	1.1x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
TRIN Trinity Capital Inc.	40	10	64	39	10.4x	11.0%	100.0%	46.2%	40.0%	119.0x	$1.2B

Key Ratio	TTM	2025	2024	2023	2022	2021
Gross Margin %	1.0%	-	-	-	-	0.9%
Operating Margin %	0.5%	0.5%	0.5%	0.5%	0.5%	0.1%
EBITDA Margin %	0.5%	0.5%	0.5%	0.5%	0.5%	0.4%
Net Margin %	0.5%	0.5%	0.5%	0.4%	-0.2%	1.5%
FCF Margin %	-186.3%	-	-	-	-	-1,631.4%
ROE %	0.1%	0.1%	0.1%	0.1%	-0.1%	0.3%
ROA %	0.0%	0.1%	0.1%	0.1%	-0.0%	0.1%
ROIC %	0.0%	4.4%	5.0%	5.4%	4.9%	-

Line Item	TTM	2025	2024	2023	2022	2021
	$261M	$280M	$227M	$175M	$139M	$89M
	—	—	—	—	—	$77M
Gross Margin	100.0%	---	---	---	---	85.8%
	—	—	—	—	—	-$17M
Total Operating Expenses	—	$147M	$119M	$89M	$72M	—
	$125M	$133M	$108M	$85M	$67M	$13M
EBIT	$125M	$133M	$108M	$85M	$67M	$13M
EBITDA	$125M	$133M	$108M	$85M	$67M	$35M
Operating Margin	47.8%	47.4%	47.4%	48.9%	48.5%	14.2%
EBITDA Margin	47.9%	47.4%	47.4%	48.9%	48.5%	38.7%
	—	—	—	—	—	$0
	—	$136M	$116M	$77M	-$30M	—
	$121M	$136M	$116M	$77M	-$30M	$132M
Net Margin	46.2%	48.5%	51.0%	44.0%	-21.9%	148.1%
	$1.96	$1.96	$2.19	$1.98	$-0.96	$5.09
Diluted EPS	$1.96	$1.96	$2.10	$1.89	$-0.96	$5.09
Weighted Avg Basic	—	69M	53M	39M	32M	—
Weighted Avg Diluted	—	69M	57M	43M	35M	—

Trinity Capital Inc. (TRIN) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Trinity Capital Inc. Do?

Trinity Capital Inc. is a business development company. It is a venture capital firm specializing in venture debt to growth stage companies looking for loans and/or equipment financing. Trinity Capital Inc. was founded in 2019 is based in Phoenix, Arizona with additional offices in Lutherville-Timonium, Maryland, San Diego, California and Austin, Texas. Trinity Capital Inc. (TRIN) is classified as a small-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Steven L. Brown and employs approximately 40 people. With a market capitalization of $1.2B, TRIN is one of the notable companies in the Financials sector.

Trinity Capital Inc. (TRIN) Stock Rating — Reduce (April 2026)

As of April 2026, Trinity Capital Inc. receives a Reduce rating with a composite score of 40.0/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.TRIN ranks #2,718 out of 4,446 stocks in our coverage universe. Within the Financials sector, Trinity Capital Inc. ranks #683 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

TRIN Stock Price and 52-Week Range

Trinity Capital Inc. (TRIN) currently trades at $15.15. The stock gained $0.06 (0.4%) in the most recent trading session. The 52-week high for TRIN is $17.20, which means the stock is currently trading -11.9% from its annual peak. The 52-week low is $12.50, putting the stock 21.2% above its annual trough. Recent trading volume was 853K shares, suggesting relatively thin trading activity.

Is TRIN Overvalued or Undervalued? — Valuation Analysis

Trinity Capital Inc. (TRIN) carries a value factor score of 64/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 10.36x, compared to the Financials sector average of 14.88x — a discount of 30%. The price-to-book ratio stands at 1.14x, versus the sector average of 1.22x. The price-to-sales ratio is 4.78x, compared to 0.90x for the average Financials stock. On an enterprise value basis, TRIN trades at 20.44x EV/EBITDA, versus 3.26x for the sector.

Overall, TRIN's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Trinity Capital Inc. Profitability — ROE, Margins, and Quality Score

Trinity Capital Inc. (TRIN) earns a quality factor score of 10/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 11.0%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 4.9% versus the sector average of 1.2%.

On a margin basis, Trinity Capital Inc. reports gross margins of 100.0%. The operating margin is 47.8% (sector: 21.8%). Net profit margin stands at 46.2%, versus 17.7% for the average Financials stock. Revenue growth is running at 40.0% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

TRIN Debt, Balance Sheet, and Financial Health

Trinity Capital Inc. has a debt-to-equity ratio of 119.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.79x, suggesting adequate working capital coverage. Total debt on the balance sheet is $1.31B. Cash and equivalents stand at $9M.

TRIN has a beta of 0.59, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Trinity Capital Inc. is 89/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

Trinity Capital Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Trinity Capital Inc. reported revenue of $261M and earnings per share (EPS) of $1.96. Net income for the quarter was $121M. Gross margin was 100.0%. Operating income came in at $125M.

In FY 2025, Trinity Capital Inc. reported revenue of $280M and earnings per share (EPS) of $1.96. Net income for the quarter was $136M. Revenue grew 23.3% year-over-year compared to FY 2024. Operating income came in at $133M.

In Q3 2025, Trinity Capital Inc. reported revenue of $73M and earnings per share (EPS) of $0.39. Net income for the quarter was $28M. Revenue grew 22.6% year-over-year compared to Q3 2024. Operating income came in at $35M.

In Q2 2025, Trinity Capital Inc. reported revenue of $67M and earnings per share (EPS) of $0.63. Net income for the quarter was $41M. Revenue grew 28.7% year-over-year compared to Q2 2024. Operating income came in at $33M.

Over the past 8 quarters, Trinity Capital Inc. has demonstrated a growth trajectory, with revenue expanding from $52M to $261M. Investors analyzing TRIN stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

TRIN Dividend Yield and Income Analysis

Trinity Capital Inc. (TRIN) currently pays a dividend yield of 13.2%. At this yield, a $10,000 investment in TRIN stock would generate approximately $$1318.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning TRIN offers above-average income for its sector. With a net margin of 46.2%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

TRIN Momentum and Technical Analysis Profile

Trinity Capital Inc. (TRIN) has a momentum factor score of 39/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 23/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 66/100 reflects moderate short selling activity.

TRIN vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Trinity Capital Inc. (TRIN) ranks #683 out of 891 stocks based on the Blank Capital composite score. This places TRIN in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing TRIN against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full TRIN vs S&P 500 (SPY) comparison to assess how Trinity Capital Inc. stacks up against the broader market across all factor dimensions.

TRIN Next Earnings Date

No upcoming earnings date has been announced for Trinity Capital Inc. (TRIN) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy TRIN? — Investment Thesis Summary

The quantitative profile for Trinity Capital Inc. suggests caution. The quality score of 10/100 flags below-average profitability. The value score of 64/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 39/100, a headwind for near-term performance. Low volatility (stability score 89/100) reduces downside risk.

In summary, Trinity Capital Inc. (TRIN) earns a Reduce rating with a composite score of 40.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on TRIN stock.

Related Resources for TRIN Investors

Explore more research and tools: TRIN vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare TRIN head-to-head with peers: TRIN vs WTM, TRIN vs OPY, TRIN vs ACT.

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