SUIG

Company Overview — What Does Mill City Ventures III, Ltd Do?

Mill City Ventures III, Ltd. is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. It primarily focuses on investing in, lending to, and making managerial assistance available to privately held and publicly traded companies. The firm also advises its portfolio companies with regard to finance and operations. It was formerly known as Poker Magic, Inc. Mill City Ventures III, Ltd. was founded in January, 2006 and is based in Wayzata, Minnesota. Mill City Ventures III, Ltd (SUIG) is classified as a micro-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Douglas M. Polinsky and employs approximately 2 people. With a market capitalization of $93M, SUIG is one of the notable companies in the Financials sector.

Mill City Ventures III, Ltd (SUIG) Stock Rating — Avoid (April 2026)

As of April 2026, Mill City Ventures III, Ltd receives a Avoid rating with a composite score of 22.5/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.SUIG ranks #4,229 out of 4,446 stocks in our coverage universe. Within the Financials sector, Mill City Ventures III, Ltd ranks #876 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

SUIG Stock Price and 52-Week Range

Mill City Ventures III, Ltd (SUIG) currently trades at $1.15. The stock lost $0.03 (2.5%) in the most recent trading session. The 52-week high for SUIG is $8.66, which means the stock is currently trading -86.7% from its annual peak. The 52-week low is $1.09, putting the stock 5.5% above its annual trough. Recent trading volume was 267K shares, suggesting relatively thin trading activity.

Is SUIG Overvalued or Undervalued? — Valuation Analysis

Mill City Ventures III, Ltd (SUIG) carries a value factor score of 8/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 0.52x, versus the sector average of 1.22x. The price-to-sales ratio is 112.03x, compared to 0.90x for the average Financials stock.

At current multiples, Mill City Ventures III, Ltd trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

Mill City Ventures III, Ltd Profitability — ROE, Margins, and Quality Score

Mill City Ventures III, Ltd (SUIG) earns a quality factor score of 32/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -23.8%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -21.3% versus the sector average of 1.2%.

On a margin basis, Mill City Ventures III, Ltd reports gross margins of -34490.9%. The operating margin is -55673.6% (sector: 21.8%). Net profit margin stands at 182455.2%, versus 17.7% for the average Financials stock. Revenue growth is running at 192.4% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

SUIG Debt, Balance Sheet, and Financial Health

Mill City Ventures III, Ltd has a debt-to-equity ratio of 12.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 2.39x, indicating strong short-term liquidity. Total debt on the balance sheet is $0. Cash and equivalents stand at $43M.

SUIG has a beta of 1.95, meaning it is more volatile than the broader market — a $10,000 investment in SUIG would be expected to move 95.3% more than the S&P 500 on any given day. The stability factor score for Mill City Ventures III, Ltd is 10/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.

Mill City Ventures III, Ltd Revenue and Earnings History — Quarterly Trend

In TTM 2026, Mill City Ventures III, Ltd reported revenue of $781,565 and earnings per share (EPS) of $-6.59. Net income for the quarter was $-40M. Gross margin was -34490.9%. Operating income came in at $-65M.

In FY 2025, Mill City Ventures III, Ltd reported revenue of $4M and earnings per share (EPS) of $-6.59. Net income for the quarter was $-265M. Revenue grew 612.1% year-over-year compared to FY 2024. Operating income came in at $-264M.

In Q3 2025, Mill City Ventures III, Ltd reported revenue of $1M and earnings per share (EPS) of $-0.72. Net income for the quarter was $-44M. Revenue grew 535.9% year-over-year compared to Q3 2024. Operating income came in at $-64M.

In Q2 2025, Mill City Ventures III, Ltd reported revenue of $-31. Net income for the quarter was $2M. Revenue grew -100.0% year-over-year compared to Q2 2024. Operating income came in at $-316,214.

Over the past 8 quarters, Mill City Ventures III, Ltd has demonstrated a growth trajectory, with revenue expanding from $346,745 to $781,565. Investors analyzing SUIG stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

SUIG Dividend Yield and Income Analysis

Mill City Ventures III, Ltd (SUIG) does not currently pay a dividend. This is common among smaller companies in the Banking industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.

SUIG Momentum and Technical Analysis Profile

Mill City Ventures III, Ltd (SUIG) has a momentum factor score of 18/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 21/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 41/100 reflects moderate short selling activity.

SUIG vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Mill City Ventures III, Ltd (SUIG) ranks #876 out of 891 stocks based on the Blank Capital composite score. This places SUIG in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing SUIG against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full SUIG vs S&P 500 (SPY) comparison to assess how Mill City Ventures III, Ltd stacks up against the broader market across all factor dimensions.

SUIG Next Earnings Date

No upcoming earnings date has been announced for Mill City Ventures III, Ltd (SUIG) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy SUIG? — Investment Thesis Summary

The quantitative profile for Mill City Ventures III, Ltd suggests caution. The quality score of 32/100 flags below-average profitability. The value score of 8/100 indicates premium valuation. Momentum is weak at 18/100, a headwind for near-term performance. High volatility (stability score 10/100) increases portfolio risk.

In summary, Mill City Ventures III, Ltd (SUIG) earns a Avoid rating with a composite score of 22.5/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on SUIG stock.

Related Resources for SUIG Investors

Explore more research and tools: SUIG vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare SUIG head-to-head with peers: SUIG vs WTM, SUIG vs OPY, SUIG vs ACT.