Sachem Capital Corp. (SACH) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Sachem Capital Corp. Do?
Sachem Capital Corp. operates as a real estate finance company. The company is involved in the originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property located primarily in Northeastern United States and Florida. It offers loans to real estate investors and owners to fund their acquisition, renovation, rehabilitation, development, and/or improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal income taxes if it distributes at least 90% of its taxable income each year to its stockholders. Sachem Capital Corp. was founded in 2010 and is based in Branford, Connecticut. Sachem Capital Corp. (SACH) is classified as a micro-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO John L. Villano and employs approximately 20 people. With a market capitalization of $48M, SACH is one of the notable companies in the Financials sector.
Sachem Capital Corp. (SACH) Stock Rating — Hold (April 2026)
As of April 2026, Sachem Capital Corp. receives a Hold rating with a composite score of 45.0/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.SACH ranks #921 out of 4,446 stocks in our coverage universe. Within the Financials sector, Sachem Capital Corp. ranks #282 of 891 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
SACH Stock Price and 52-Week Range
Sachem Capital Corp. (SACH) currently trades at $1.05. The stock gained $0.01 (1.0%) in the most recent trading session. The 52-week high for SACH is $1.35, which means the stock is currently trading -22.2% from its annual peak. The 52-week low is $0.80, putting the stock 31.2% above its annual trough. Recent trading volume was 80K shares, suggesting relatively thin trading activity.
Is SACH Overvalued or Undervalued? — Valuation Analysis
Sachem Capital Corp. (SACH) carries a value factor score of 39/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 26.00x, compared to the Financials sector average of 14.88x — a premium of 75%. The price-to-book ratio stands at 0.29x, versus the sector average of 1.22x. The price-to-sales ratio is 1.02x, compared to 0.90x for the average Financials stock. On an enterprise value basis, SACH trades at 41.18x EV/EBITDA, versus 3.26x for the sector.
At current multiples, Sachem Capital Corp. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.
Sachem Capital Corp. Profitability — ROE, Margins, and Quality Score
Sachem Capital Corp. (SACH) earns a quality factor score of 51/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is -0.7%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -0.3% versus the sector average of 1.2%.
On a margin basis, Sachem Capital Corp. reports gross margins of 0.0%. The operating margin is 5.3% (sector: 21.8%). Net profit margin stands at -1.1%, versus 17.7% for the average Financials stock. Revenue growth is running at -20.8% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
SACH Debt, Balance Sheet, and Financial Health
Sachem Capital Corp. has a debt-to-equity ratio of 163.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.61x, suggesting adequate working capital coverage. Total debt on the balance sheet is $290M. Cash and equivalents stand at $11M.
SACH has a beta of 0.46, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Sachem Capital Corp. is 61/100, reflecting average volatility within the normal range for its sector.
Sachem Capital Corp. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Sachem Capital Corp. reported revenue of $49M and earnings per share (EPS) of $0.04. Net income for the quarter was $-1M. Gross margin was 0.0%. Operating income came in at $17M.
In FY 2025, Sachem Capital Corp. reported revenue of $12M and earnings per share (EPS) of $0.04. Net income for the quarter was $6M. Revenue grew -79.7% year-over-year compared to FY 2024. Operating income came in at $-1M.
In Q3 2025, Sachem Capital Corp. reported revenue of $12M and earnings per share (EPS) of $0.00. Net income for the quarter was $997,000. Revenue grew -18.8% year-over-year compared to Q3 2024. Operating income came in at $-367,000.
In Q2 2025, Sachem Capital Corp. reported revenue of $11M and earnings per share (EPS) of $0.02. Net income for the quarter was $2M. Revenue grew -28.9% year-over-year compared to Q2 2024. Operating income came in at $1M.
Over the past 8 quarters, Sachem Capital Corp. has demonstrated a growth trajectory, with revenue expanding from $15M to $49M. Investors analyzing SACH stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
SACH Dividend Yield and Income Analysis
Sachem Capital Corp. (SACH) currently pays a dividend yield of 18.0%. At this yield, a $10,000 investment in SACH stock would generate approximately $$1802.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning SACH offers above-average income for its sector.
SACH Momentum and Technical Analysis Profile
Sachem Capital Corp. (SACH) has a momentum factor score of 37/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 48/100 reflects moderate short selling activity.
SACH vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, Sachem Capital Corp. (SACH) ranks #282 out of 891 stocks based on the Blank Capital composite score. This places SACH in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing SACH against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full SACH vs S&P 500 (SPY) comparison to assess how Sachem Capital Corp. stacks up against the broader market across all factor dimensions.
SACH Next Earnings Date
No upcoming earnings date has been announced for Sachem Capital Corp. (SACH) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy SACH? — Investment Thesis Summary
Sachem Capital Corp. presents a balanced picture with arguments on both sides. The value score of 39/100 indicates premium valuation. Momentum is weak at 37/100, a headwind for near-term performance. Low volatility (stability score 61/100) reduces downside risk.
In summary, Sachem Capital Corp. (SACH) earns a Hold rating with a composite score of 45.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on SACH stock.
Related Resources for SACH Investors
Explore more research and tools: SACH vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare SACH head-to-head with peers: SACH vs WTM, SACH vs OPY, SACH vs ACT.