RKT

Company Overview — What Does Rocket Companies, Inc. Do?

Rocket Companies, Inc. engages in the tech-driven real estate, mortgage, and e-Commerce businesses in the United States and Canada. It operates through two segments, Direct to Consumer and Partner Network. The company's solutions include Rocket Mortgage, a mortgage lender; Amrock that provides title insurance, property valuation, and settlement services; Rocket Homes, a home search platform and real estate agent referral network, which offers technology-enabled services to support the home buying and selling experience; Rocket Auto, an automotive retail marketplace that provides centralized and virtual car sales support to online car purchasing platforms; and Rocket Loans, an online-based personal loans business. It also offer Core Digital Media, a digital social and display advertiser in the mortgage, insurance, and education sectors; Rocket Solar, which connect homeowners with digital financing solutions through a team of trained solar advisors; Truebill, a personal finance app that helps clients manage every aspect of their financial lives; Lendesk, a technology services company that provides a point of sale system for mortgage professionals and a loan origination system for private lenders; and Edison Financial, a digital mortgage broker. In addition, the company originates, closes, sells, and services agency-conforming loans. Rocket Companies, Inc. was founded in 1985 and is headquartered in Detroit, Michigan. Rocket Companies, Inc. operates as a subsidiary of Rock Holdings, Inc. Rocket Companies, Inc. (RKT) is classified as a large-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Jay Farner and employs approximately 26,000 people. With a market capitalization of $40.7B, RKT is one of the prominent companies in the Financials sector.

Rocket Companies, Inc. (RKT) Stock Rating — Reduce (April 2026)

As of April 2026, Rocket Companies, Inc. receives a Reduce rating with a composite score of 41.3/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.RKT ranks #2,923 out of 4,446 stocks in our coverage universe. Within the Financials sector, Rocket Companies, Inc. ranks #715 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

RKT Stock Price and 52-Week Range

Rocket Companies, Inc. (RKT) currently trades at $14.84. The stock lost $0.18 (1.2%) in the most recent trading session. The 52-week high for RKT is $24.36, which means the stock is currently trading -39.1% from its annual peak. The 52-week low is $10.94, putting the stock 35.6% above its annual trough. Recent trading volume was 21.5M shares, indicating strong institutional interest and high liquidity.

Is RKT Overvalued or Undervalued? — Valuation Analysis

Rocket Companies, Inc. (RKT) carries a value factor score of 36/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 1.79x, versus the sector average of 1.22x. The price-to-sales ratio is 8.80x, compared to 0.90x for the average Financials stock. On an enterprise value basis, RKT trades at 134.59x EV/EBITDA, versus 3.26x for the sector.

At current multiples, Rocket Companies, Inc. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

Rocket Companies, Inc. Profitability — ROE, Margins, and Quality Score

Rocket Companies, Inc. (RKT) earns a quality factor score of 41/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -3.4%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -1.3% versus the sector average of 1.2%.

On a margin basis, Rocket Companies, Inc. reports gross margins of -8.4%. The operating margin is -27.0% (sector: 21.8%). Net profit margin stands at -25.0%, versus 17.7% for the average Financials stock. Revenue growth is running at 23.4% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

RKT Debt, Balance Sheet, and Financial Health

Rocket Companies, Inc. has a debt-to-equity ratio of 165.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.61x, suggesting adequate working capital coverage. Total debt on the balance sheet is $21.96B. Cash and equivalents stand at $5.84B.

RKT has a beta of 0.71, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Rocket Companies, Inc. is 50/100, reflecting average volatility within the normal range for its sector.

Rocket Companies, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Rocket Companies, Inc. reported revenue of $4.65B and earnings per share (EPS) of $-0.05. Net income for the quarter was $-784M. Gross margin was -8.4%. Operating income came in at $-880M.

In FY 2025, Rocket Companies, Inc. reported revenue of $6.70B and earnings per share (EPS) of $-0.05. Net income for the quarter was $-234M. Revenue grew 31.3% year-over-year compared to FY 2024. Operating income came in at $-214M.

In Q3 2025, Rocket Companies, Inc. reported revenue of $1.61B and earnings per share (EPS) of $-0.06. Net income for the quarter was $-124M. Revenue grew 148.1% year-over-year compared to Q3 2024. Operating income came in at $-184M.

In Q2 2025, Rocket Companies, Inc. reported revenue of $1.36B and earnings per share (EPS) of $-0.01. Net income for the quarter was $34M. Revenue grew 4.6% year-over-year compared to Q2 2024. Operating income came in at $24M.

Over the past 8 quarters, Rocket Companies, Inc. has demonstrated a growth trajectory, with revenue expanding from $1.30B to $4.65B. Investors analyzing RKT stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

RKT Dividend Yield and Income Analysis

Rocket Companies, Inc. (RKT) currently pays a dividend yield of 4.1%. At this yield, a $10,000 investment in RKT stock would generate approximately $$413.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning RKT offers above-average income for its sector.

RKT Momentum and Technical Analysis Profile

Rocket Companies, Inc. (RKT) has a momentum factor score of 38/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 25/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 65/100 reflects moderate short selling activity.

RKT vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Rocket Companies, Inc. (RKT) ranks #715 out of 891 stocks based on the Blank Capital composite score. This places RKT in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing RKT against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full RKT vs S&P 500 (SPY) comparison to assess how Rocket Companies, Inc. stacks up against the broader market across all factor dimensions.

RKT Next Earnings Date

No upcoming earnings date has been announced for Rocket Companies, Inc. (RKT) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy RKT? — Investment Thesis Summary

The quantitative profile for Rocket Companies, Inc. suggests caution. The value score of 36/100 indicates premium valuation. Momentum is weak at 38/100, a headwind for near-term performance.

In summary, Rocket Companies, Inc. (RKT) earns a Reduce rating with a composite score of 41.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on RKT stock.

Related Resources for RKT Investors

Explore more research and tools: RKT vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare RKT head-to-head with peers: RKT vs WTM, RKT vs OPY, RKT vs ACT.