Is RELY a good stock to buy right now?

Based on our 6-factor quantitative model, Remitly Global, Inc. (RELY) receives a "Reduce" rating with a composite score of 38.7/100. It is ranked #2,428 out of 4,446 stocks. Key factor scores: Quality 31/100, Value 49/100, Momentum 38/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for RELY?

Remitly Global, Inc. (RELY) has a "Reduce" rating and 2-star score. The composite score of 38.7 ranks it #2,428 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is RELY in?

Remitly Global, Inc. operates in the Industrials sector (Business Services industry) with a market cap of $3.32 billion. It is classified as a mid-cap stock.

Does RELY pay a dividend?

RELY does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is RELY's P/E ratio?

RELY has a trailing P/E ratio of 117.86x. The Industrials sector average is 28.3x. This above-average P/E reflects growth expectations or premium valuation.

How profitable is RELY?

RELY's quality factor score is 31/100. Gross margin: 59.0%. ROE: 3.3% vs sector average 8.9%. High margins suggest pricing power and competitive moats.

How is RELY valued compared to peers?

RELY's value factor score is 49/100 (higher = cheaper). Key multiples: P/E 117.9x, EV/EBITDA 86.5x. Valuation is roughly in line with peers.

What is RELY's debt level?

RELY's debt-to-equity ratio is 68%. Sector average: 70%. Moderate leverage is normal for established companies.

RELY has a beta of 0.99, meaning it tracks the market. Stability score: 44/100.

Does RELY have high short interest?

RELY's short interest factor score is 61/100 (higher = less short selling). Moderate short interest.

RELY Stock Analysis: Top Mid-Cap Reduce (Score 38.7/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
RELY	-1.40%	+5.24%	-1.29%	+22.17%	-15.74%	-	-	-
Industry Proxy XLI	-0.39%	+4.73%	+0.88%	+10.57%	+38.89%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-1.34%	+1.64%	-1.62%	+22.53%	-45.27%	-	-	-
Alpha vs Sector	-1.01%	+0.51%	-2.17%	+11.60%	-54.64%	-	-	-

Metric	RELY	Benchmark
P/E Ratio	117.9x	+316%
EV/EBITDA	86.5x	+1419%
Price / Book	3.9x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
STNG Scorpio Tankers Inc.	64	43	96	73	-	93.3%	63.1%	53.8%	-	30.0x	$3.8B	VS
TNK TEEKAY TANKERS LTD.	62	50	97	71	6.4x	91.9%	67.0%	32.8%	-	0.0x	$2.5B	VS
TEN TSAKOS ENERGY NAVIGATION LTD	61	50	86	75	7.6x	42.1%	97.8%	22.6%	-	103.0x	$1.2B	VS
HAFN Hafnia Ltd	60	42	79	77	-	439.1%	48.5%	27.0%	-	0.0x	$3.8B	VS
TPH Tri Pointe Homes, Inc.	57	50	67	66	13.6x	8.8%	47.5%	7.9%	-26.0%	50.0x	$4.0B	VS
GLDD Great Lakes Dredge & Dock CORP	57	50	69	70	16.3x	13.5%	22.2%	8.1%	14.8%	73.0x	$1.1B	VS
SOBO South Bow Corp	57	39	79	66	22.0x	48.4%	82.3%	14.9%	-	219.0x	$6.8B	VS
IMPP Imperial Petroleum Inc./Marshall Islands	54	44	98	58	2.8x	47.7%	100.0%	34.0%	-19.7%	0.0x	$156M	VS
CCO Clear Channel Outdoor Holdings, Inc.	52	48	58	69	59.3x	-	53.4%	-0.3%	7.7%	-	$1.2B	VS
IMXI International Money Express, Inc.	52	50	73	52	11.6x	25.5%	0.0%	6.4%	-9.7%	221.0x	$476M	VS
RELY Remitly Global, Inc.	39	31	49	38	117.9x	3.3%	59.0%	1.8%	36.9%	68.0x	$3.3B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020
Gross Margin %	0.6%	-	0.6%	-	-	-	0.5%
Operating Margin %	0.0%	0.0%	-0.0%	-0.1%	-0.2%	-0.1%	-0.1%
EBITDA Margin %	0.0%	0.0%	-0.0%	-0.1%	-0.2%	-0.1%	-0.1%
Net Margin %	0.0%	0.0%	-0.0%	-0.1%	-0.2%	-0.1%	-0.1%
FCF Margin %	-0.4%	-	14.0%	-	-	-	-46.1%
ROE %	0.0%	0.1%	-0.1%	-0.2%	-0.2%	-0.1%	15.4%
ROA %	0.0%	0.0%	-0.0%	-0.1%	-0.2%	-0.1%	-0.1%
ROIC %	7.8%	7.0%	-10.3%	-17.0%	-19.9%	-6.5%	-

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

Gross Margin %

0.6%

0.5%

Operating Margin %

0.0%

-0.0%

-0.1%

-0.2%

-0.1%

EBITDA Margin %

0.0%

-0.0%

-0.1%

-0.2%

-0.1%

Net Margin %

0.0%

-0.0%

-0.1%

-0.2%

-0.1%

FCF Margin %

-0.4%

14.0%

-46.1%

ROE %

0.0%

0.1%

-0.1%

-0.2%

-0.1%

15.4%

ROA %

0.0%

-0.0%

-0.1%

-0.2%

-0.1%

ROIC %

7.8%

7.0%

-10.3%

-17.0%

-19.9%

-6.5%

Line Item	TTM	2025	2024	2023	2022	2021	2020
	$1.5B	$1.6B	$1.3B	$944M	$654M	$459M	$257M
	—	—	$748M	—	—	—	$121M
Gross Margin	59.0%	---	59.2%	---	---	---	47.1%
	—	$314M	$270M	$220M	$139M	$64M	$41M
Depreciation	—	—	$18M	—	—	—	$4M
Total Operating Expenses	—	$1.6B	—	$1.1B	$775M	$498M	—
	$39M	$77M	-$39M	-$114M	-$121M	-$40M	-$29M
EBIT	$39M	$77M	-$39M	-$114M	-$121M	-$40M	-$29M
EBITDA	$39M	$77M	-$17M	-$114M	-$121M	-$40M	-$26M
Operating Margin	2.5%	4.7%	-3.1%	-12.1%	-18.5%	-8.7%	-11.4%
EBITDA Margin	2.5%	4.7%	-1.3%	-12.1%	-18.5%	-8.7%	-10.3%
	—	—	$3M	$2M	$1M	$1M	$1M
	—	$72M	—	-$112M	-$113M	-$38M	—
Income Tax Expense	—	$4M	$7M	$6M	$1M	$1M	$1M
	$29M	$68M	-$37M	-$118M	-$114M	-$39M	-$33M
Net Margin	1.8%	4.2%	-2.9%	-12.5%	-17.4%	-8.5%	-12.7%
	$0.33	$0.33	$-0.19	$-0.65	$-0.68	$-0.64	$-1.52
Diluted EPS	$0.33	$0.31	$-0.19	$-0.65	$-0.68	$-0.64	$-1.52
Weighted Avg Basic	—	206M	—	181M	168M	61M	—
Weighted Avg Diluted	—	218M	—	181M	168M	61M	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

$1.5B

$1.6B

$1.3B

$944M

$654M

$459M

$257M

—

$748M

—

$121M

Gross Margin

59.0%

---

59.2%

---

47.1%

—

$314M

$270M

$220M

$139M

$64M

$41M

Depreciation

—

$18M

—

$4M

Total Operating Expenses

—

$1.6B

—

$1.1B

$775M

$498M

—

$39M

$77M

-$39M

-$114M

-$121M

-$40M

-$29M

EBIT

$39M

$77M

-$39M

-$114M

-$121M

-$40M

-$29M

EBITDA

$39M

$77M

-$17M

-$114M

-$121M

-$40M

-$26M

Operating Margin

2.5%

4.7%

-3.1%

-12.1%

-18.5%

-8.7%

-11.4%

EBITDA Margin

2.5%

4.7%

-1.3%

-12.1%

-18.5%

-8.7%

-10.3%

—

$3M

$2M

$1M

—

$72M

—

-$112M

-$113M

-$38M

—

Income Tax Expense

—

$4M

$7M

$6M

$1M

$29M

$68M

-$37M

-$118M

-$114M

-$39M

-$33M

Net Margin

1.8%

4.2%

-2.9%

-12.5%

-17.4%

-8.5%

-12.7%

$0.33

$-0.19

$-0.65

$-0.68

$-0.64

$-1.52

Diluted EPS

$0.33

$0.31

$-0.19

$-0.65

$-0.68

$-0.64

$-1.52

Weighted Avg Basic

—

206M

—

181M

168M

61M

—

Weighted Avg Diluted

—

218M

—

181M

168M

61M

—

Remitly Global, Inc. (RELY) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Remitly Global, Inc. Do?

Remitly Global, Inc. provides digital financial services for immigrants and their families. It primarily offers cross-border remittance services in approximately 150 countries. The company was incorporated in 2011 and is headquartered in Seattle, Washington. Remitly Global, Inc. (RELY) is classified as a mid-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Matthew B. Oppenheimer and employs approximately 2,700 people. With a market capitalization of $3.3B, RELY is one of the notable companies in the Industrials sector.

Remitly Global, Inc. (RELY) Stock Rating — Reduce (April 2026)

As of April 2026, Remitly Global, Inc. receives a Reduce rating with a composite score of 38.7/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.RELY ranks #2,428 out of 4,446 stocks in our coverage universe. Within the Industrials sector, Remitly Global, Inc. ranks #394 of 752 stocks, placing it in the lower half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

RELY Stock Price and 52-Week Range

Remitly Global, Inc. (RELY) currently trades at $16.87. The stock lost $0.23 (1.3%) in the most recent trading session. The 52-week high for RELY is $24.70, which means the stock is currently trading -31.7% from its annual peak. The 52-week low is $12.08, putting the stock 39.7% above its annual trough. Recent trading volume was 2.0M shares, reflecting moderate market activity.

Is RELY Overvalued or Undervalued? — Valuation Analysis

Remitly Global, Inc. (RELY) carries a value factor score of 49/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 117.86x, compared to the Industrials sector average of 28.33x — a premium of 316%. The price-to-book ratio stands at 3.88x, versus the sector average of 2.23x. The price-to-sales ratio is 2.21x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, RELY trades at 86.48x EV/EBITDA, versus 5.70x for the sector.

Overall, RELY's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Remitly Global, Inc. Profitability — ROE, Margins, and Quality Score

Remitly Global, Inc. (RELY) earns a quality factor score of 31/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 3.3%, compared to the Industrials sector average of 8.9%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 2.0% versus the sector average of 3.3%.

On a margin basis, Remitly Global, Inc. reports gross margins of 59.0%, compared to 35.8% for the sector. The operating margin is 2.5% (sector: 6.2%). Net profit margin stands at 1.8%, versus 3.9% for the average Industrials stock. Revenue growth is running at 36.9% on a trailing basis, compared to 6.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

RELY Debt, Balance Sheet, and Financial Health

Remitly Global, Inc. has a debt-to-equity ratio of 68.0%, compared to the Industrials sector average of 70.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 3.30x, indicating strong short-term liquidity. Total debt on the balance sheet is $3M. Cash and equivalents stand at $477M.

RELY has a beta of 0.99, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for Remitly Global, Inc. is 44/100, reflecting average volatility within the normal range for its sector.

Remitly Global, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Remitly Global, Inc. reported revenue of $1.53B and earnings per share (EPS) of $0.33. Net income for the quarter was $29M. Gross margin was 59.0%. Operating income came in at $39M.

In FY 2025, Remitly Global, Inc. reported revenue of $1.64B and earnings per share (EPS) of $0.33. Net income for the quarter was $68M. Revenue grew 29.4% year-over-year compared to FY 2024. Operating income came in at $77M.

In Q3 2025, Remitly Global, Inc. reported revenue of $419M and earnings per share (EPS) of $0.04. Net income for the quarter was $9M. Revenue grew 24.7% year-over-year compared to Q3 2024. Operating income came in at $12M.

In Q2 2025, Remitly Global, Inc. reported revenue of $412M and earnings per share (EPS) of $0.03. Net income for the quarter was $7M. Revenue grew 34.4% year-over-year compared to Q2 2024. Operating income came in at $15M.

Over the past 8 quarters, Remitly Global, Inc. has demonstrated a growth trajectory, with revenue expanding from $306M to $1.53B. Investors analyzing RELY stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

RELY Dividend Yield and Income Analysis

Remitly Global, Inc. (RELY) does not currently pay a dividend. This is common among smaller companies in the Business Services industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Industrials dividend stocks may want to explore other Industrials stocks or use the stock screener to filter by dividend yield.

RELY Momentum and Technical Analysis Profile

Remitly Global, Inc. (RELY) has a momentum factor score of 38/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 23/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 61/100 reflects moderate short selling activity.

RELY vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, Remitly Global, Inc. (RELY) ranks #394 out of 752 stocks based on the Blank Capital composite score. This places RELY in the lower half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing RELY against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full RELY vs S&P 500 (SPY) comparison to assess how Remitly Global, Inc. stacks up against the broader market across all factor dimensions.

RELY Next Earnings Date

No upcoming earnings date has been announced for Remitly Global, Inc. (RELY) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy RELY? — Investment Thesis Summary

The quantitative profile for Remitly Global, Inc. suggests caution. The quality score of 31/100 flags below-average profitability. Momentum is weak at 38/100, a headwind for near-term performance.

In summary, Remitly Global, Inc. (RELY) earns a Reduce rating with a composite score of 38.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on RELY stock.

Related Resources for RELY Investors

Explore more research and tools: RELY vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare RELY head-to-head with peers: RELY vs SOBO, RELY vs TEN, RELY vs GLDD.

Business quality

Valuation edge

Market alpha

Unlock Investment Thesis

Unlock Performance & Technicals

Unlock Valuation Tools

Institutional peer matrix

Dispersion: efficiency vs. valuation

Lateral intelligence network

Unlock Financial Statements

Unlock Ownership & Management

Intelligence Feed

Remitly Appoints Technology Veteran Adam Messinger to its Board of Directors

Q4 Rundown: Robinhood (NASDAQ:HOOD) Vs Other Financial Technology Stocks

Marsh Expands Montana Reach With Seitz Insurance Agency Acquisition

Remitly (RELY) Turns Profitable As Insiders Sell Shares Is The Valuation Story Shifting?

Grab These 4 Stocks With Solid Net Profit Margins to Boost Returns

Unlock Earnings Transcripts

Institutional Intelligence FAQ

Related Research & Tools

Related Industrials Stocks

Remitly Global, Inc. (RELY) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does Remitly Global, Inc. Do?

Remitly Global, Inc. (RELY) Stock Rating — Reduce (April 2026)

RELY Stock Price and 52-Week Range

Is RELY Overvalued or Undervalued? — Valuation Analysis

Remitly Global, Inc. Profitability — ROE, Margins, and Quality Score

RELY Debt, Balance Sheet, and Financial Health

Remitly Global, Inc. Revenue and Earnings History — Quarterly Trend

RELY Dividend Yield and Income Analysis

RELY Momentum and Technical Analysis Profile

RELY vs Competitors — Industrials Sector Ranking and Peer Comparison

RELY Next Earnings Date

Should You Buy RELY? — Investment Thesis Summary

Related Resources for RELY Investors

Comments

Institutional Benchmarks

Related research

Get alerted on rating changes

Intelligence Feed

Remitly Appoints Technology Veteran Adam Messinger to its Board of Directors

Q4 Rundown: Robinhood (NASDAQ:HOOD) Vs Other Financial Technology Stocks

Marsh Expands Montana Reach With Seitz Insurance Agency Acquisition

Remitly (RELY) Turns Profitable As Insiders Sell Shares Is The Valuation Story Shifting?

Grab These 4 Stocks With Solid Net Profit Margins to Boost Returns