PARK NATIONAL CORP /OH/ (PRK) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does PARK NATIONAL CORP /OH/ Do?
Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services for individual customers. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; consumer loans, such as automobile loans and leases; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing and asset management services. As of December 31, 2021, it operated 96 financial service offices and a network of 116 automated teller machines in 26 Ohio counties, 1 Kentucky county, 3 North Carolina counties, and 4 South Carolina counties. The company was founded in 1908 and is headquartered in Newark, Ohio. PARK NATIONAL CORP /OH/ (PRK) is classified as a mid-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO David L. Trautman and employs approximately 1,790 people, headquartered in NEWARK, Ohio. With a market capitalization of $2.9B, PRK is one of the notable companies in the Financials sector.
PARK NATIONAL CORP /OH/ (PRK) Stock Rating — Hold (April 2026)
As of April 2026, PARK NATIONAL CORP /OH/ receives a Hold rating with a composite score of 44.0/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.PRK ranks #1,517 out of 4,446 stocks in our coverage universe. Within the Financials sector, PARK NATIONAL CORP /OH/ ranks #456 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
PRK Stock Price and 52-Week Range
PARK NATIONAL CORP /OH/ (PRK) currently trades at $172.67. The stock lost $2.09 (1.2%) in the most recent trading session. The 52-week high for PRK is $179.48, which means the stock is currently trading -3.8% from its annual peak. The 52-week low is $137.97, putting the stock 25.2% above its annual trough. Recent trading volume was 63K shares, suggesting relatively thin trading activity.
Is PRK Overvalued or Undervalued? — Valuation Analysis
PARK NATIONAL CORP /OH/ (PRK) carries a value factor score of 47/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 17.25x, compared to the Financials sector average of 14.88x — a premium of 16%. The price-to-book ratio stands at 2.28x, versus the sector average of 1.22x. The price-to-sales ratio is 5.03x, compared to 0.90x for the average Financials stock. On an enterprise value basis, PRK trades at 13.90x EV/EBITDA, versus 3.26x for the sector.
Overall, PRK's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
PARK NATIONAL CORP /OH/ Profitability — ROE, Margins, and Quality Score
PARK NATIONAL CORP /OH/ (PRK) earns a quality factor score of 44/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 13.2%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 1.8% versus the sector average of 1.2%.
The operating margin is 33.9% (sector: 21.8%). Net profit margin stands at 29.3%, versus 17.7% for the average Financials stock. Revenue growth is running at 31.5% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
PRK Debt, Balance Sheet, and Financial Health
PARK NATIONAL CORP /OH/ has a debt-to-equity ratio of 640.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.16x, suggesting adequate working capital coverage. Total debt on the balance sheet is $78M. Cash and equivalents stand at $122M.
PRK has a beta of 0.76, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for PARK NATIONAL CORP /OH/ is 83/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.
PARK NATIONAL CORP /OH/ Revenue and Earnings History — Quarterly Trend
In TTM 2026, PARK NATIONAL CORP /OH/ reported revenue of $602M and earnings per share (EPS) of $2.93. Net income for the quarter was $176M. Gross margin was 18.1%. Operating income came in at $188M.
In Q3 2025, PARK NATIONAL CORP /OH/ reported revenue of $170M and earnings per share (EPS) of $2.93. Net income for the quarter was $47M. Revenue grew 26.7% year-over-year compared to Q3 2024. Operating income came in at $58M.
In Q2 2025, PARK NATIONAL CORP /OH/ reported revenue of $141M and earnings per share (EPS) of $2.98. Net income for the quarter was $48M. Gross margin was 77.2%. Revenue grew 9.5% year-over-year compared to Q2 2024. Operating income came in at $32M.
In Q1 2025, PARK NATIONAL CORP /OH/ reported revenue of $158M and earnings per share (EPS) of $2.61. Net income for the quarter was $42M. Revenue grew 24.7% year-over-year compared to Q1 2024. Operating income came in at $51M.
Over the past 8 quarters, PARK NATIONAL CORP /OH/ has demonstrated a growth trajectory, with revenue expanding from $127M to $602M. Investors analyzing PRK stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
PRK Dividend Yield and Income Analysis
PARK NATIONAL CORP /OH/ (PRK) currently pays a dividend yield of 2.9%. At this yield, a $10,000 investment in PRK stock would generate approximately $$293.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning PRK offers above-average income for its sector. With a net margin of 29.3%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.
PRK Momentum and Technical Analysis Profile
PARK NATIONAL CORP /OH/ (PRK) has a momentum factor score of 47/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 24/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 15/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
PRK vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, PARK NATIONAL CORP /OH/ (PRK) ranks #456 out of 891 stocks based on the Blank Capital composite score. This places PRK in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing PRK against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full PRK vs S&P 500 (SPY) comparison to assess how PARK NATIONAL CORP /OH/ stacks up against the broader market across all factor dimensions.
PRK Next Earnings Date
No upcoming earnings date has been announced for PARK NATIONAL CORP /OH/ (PRK) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy PRK? — Investment Thesis Summary
PARK NATIONAL CORP /OH/ presents a balanced picture with arguments on both sides. Low volatility (stability score 83/100) reduces downside risk.
In summary, PARK NATIONAL CORP /OH/ (PRK) earns a Hold rating with a composite score of 44.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on PRK stock.
Related Resources for PRK Investors
Explore more research and tools: PRK vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare PRK head-to-head with peers: PRK vs WTM, PRK vs OPY, PRK vs ACT.