Is PINE a good stock to buy right now?

Based on our 6-factor quantitative model, Alpine Income Property Trust, Inc. (PINE) receives a "Hold" rating with a composite score of 49.3/100. It is ranked #1,307 out of 4,446 stocks. Key factor scores: Quality 43/100, Value 45/100, Momentum 56/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for PINE?

Alpine Income Property Trust, Inc. (PINE) has a "Hold" rating and 3-star score. The composite score of 49.3 ranks it #1,307 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is PINE in?

Alpine Income Property Trust, Inc. operates in the Financials sector (Trading industry) with a market cap of $274 million. It is classified as a micro-cap stock.

Does PINE pay a dividend?

Yes, PINE pays a dividend with a current yield of 8.01%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $80.10 in annual dividend income.

What is PINE's P/E ratio?

P/E ratio data is not currently available for PINE, which may indicate the company is not yet profitable.

How profitable is PINE?

PINE's quality factor score is 43/100. Gross margin: 86.0%. ROE: -0.4% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is PINE valued compared to peers?

PINE's value factor score is 45/100 (higher = cheaper). Key multiples: , EV/EBITDA 48.0x. Valuation is roughly in line with peers.

What is PINE's debt level?

PINE's debt-to-equity ratio is 125%. Sector average: 121%. Moderate leverage is normal for established companies.

PINE has a beta of 0.26, meaning it is less volatile than the market. Stability score: 87/100.

Does PINE have high short interest?

PINE's short interest factor score is 42/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

PINE Stock Analysis: Top Micro-Cap Hold (Score 49.3/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
PINE	+1.98%	+6.25%	+0.93%	+16.87%	+27.88%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+2.05%	+2.65%	+0.59%	+17.23%	-1.64%	-	-	-
Alpha vs Sector	+3.07%	+3.75%	-0.49%	+24.17%	+17.29%	-	-	-

Metric	PINE	Benchmark
P/E Ratio	-248.6x	-1771%
EV/EBITDA	48.0x	+1374%
Price / Book	0.9x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
PINE Alpine Income Property Trust, Inc.	49	43	45	56	-	-0.4%	86.0%	-1.5%	16.6%	125.0x	$274M

Key Ratio	TTM	2025	2024	2023	2022	2021	2020
Gross Margin %	0.9%	0.9%	0.1%	-	-	-	0.0%
Operating Margin %	0.2%	0.2%	0.9%	0.3%	1.0%	0.5%	1.0%
EBITDA Margin %	0.2%	0.2%	0.7%	0.3%	1.0%	0.5%	0.6%
Net Margin %	-0.0%	-0.0%	0.0%	0.1%	0.8%	0.4%	0.1%
FCF Margin %	-	-	-22.7%	-	-	-	-
ROE %	-0.0%	-0.0%	0.0%	0.0%	0.1%	0.1%	0.0%
ROA %	-0.0%	-0.0%	0.0%	0.0%	0.1%	0.0%	0.0%
ROIC %	0.0%	1.5%	7.1%	1.9%	6.1%	2.4%	6.7%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

Gross Margin %

0.9%

0.1%

0.0%

Operating Margin %

0.2%

0.9%

0.3%

1.0%

0.5%

1.0%

EBITDA Margin %

0.2%

0.7%

0.3%

1.0%

0.5%

0.6%

Net Margin %

-0.0%

0.0%

0.1%

0.8%

0.4%

0.1%

FCF Margin %

-22.7%

ROE %

-0.0%

0.0%

0.1%

0.0%

ROA %

-0.0%

0.0%

0.1%

0.0%

ROIC %

0.0%

1.5%

7.1%

1.9%

6.1%

2.4%

6.7%

Line Item	TTM	2025	2024	2023	2022	2021	2020
	$57M	$61M	$56M	$46M	$45M	$30M	$20M
	—	$8M	—	—	—	—	—
	$52M	$52M	$6M	—	—	—	$0
Gross Margin	86.0%	86.0%	10.3%	---	---	---	0.0%
	—	—	$26M	—	—	—	$10M
Total Operating Expenses	—	$49M	—	$42M	$35M	$25M	—
	$14M	$13M	$50M	$13M	$43M	$15M	$20M
EBIT	$14M	$13M	$50M	$13M	$43M	$15M	$20M
EBITDA	$14M	$13M	$40M	$13M	$43M	$15M	$13M
Operating Margin	24.3%	21.7%	89.7%	28.8%	96.2%	50.3%	100.0%
EBITDA Margin	23.9%	21.7%	71.5%	28.8%	96.2%	50.3%	64.7%
	—	—	$0	—	—	—	$0
	—	-$3M	—	$3M	$34M	$11M	—
	-$1M	-$3M	$2M	$3M	$34M	$11M	$1M
Net Margin	-1.5%	-4.8%	4.0%	7.2%	75.1%	38.0%	5.9%
	$-0.22	$-0.22	$0.15	$0.21	$2.48	$1.02	$0.13
Diluted EPS	$-0.22	$-0.22	$0.15	$0.19	$2.17	$0.89	$0.13
Weighted Avg Basic	—	14M	—	14M	12M	10M	—
Weighted Avg Diluted	—	16M	—	16M	14M	11M	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

$57M

$61M

$56M

$46M

$45M

$30M

$20M

—

$8M

—

$52M

$6M

—

Gross Margin

86.0%

10.3%

---

0.0%

—

$26M

—

$10M

Total Operating Expenses

—

$49M

—

$42M

$35M

$25M

—

$14M

$13M

$50M

$13M

$43M

$15M

$20M

EBIT

$14M

$13M

$50M

$13M

$43M

$15M

$20M

EBITDA

$14M

$13M

$40M

$13M

$43M

$15M

$13M

Operating Margin

24.3%

21.7%

89.7%

28.8%

96.2%

50.3%

100.0%

EBITDA Margin

23.9%

21.7%

71.5%

28.8%

96.2%

50.3%

64.7%

—

-$3M

—

$3M

$34M

$11M

—

-$1M

-$3M

$2M

$3M

$34M

$11M

$1M

Net Margin

-1.5%

-4.8%

4.0%

7.2%

75.1%

38.0%

5.9%

$-0.22

$0.15

$0.21

$2.48

$1.02

$0.13

Diluted EPS

$-0.22

$0.15

$0.19

$2.17

$0.89

$0.13

Weighted Avg Basic

—

14M

—

14M

12M

10M

—

Weighted Avg Diluted

—

16M

—

16M

14M

11M

—

Alpine Income Property Trust, Inc. (PINE) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Alpine Income Property Trust, Inc. Do?

Alpine Income Property Trust, Inc. (NYSE: PINE) is a publicly traded real estate investment trust that acquires, owns and operates a portfolio of high-quality single-tenant net leased commercial income properties. Alpine Income Property Trust, Inc. (PINE) is classified as a micro-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO John P. Albright. With a market capitalization of $274M, PINE is one of the notable companies in the Financials sector.

Alpine Income Property Trust, Inc. (PINE) Stock Rating — Hold (April 2026)

As of April 2026, Alpine Income Property Trust, Inc. receives a Hold rating with a composite score of 49.3/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.PINE ranks #1,307 out of 4,446 stocks in our coverage universe. Within the Financials sector, Alpine Income Property Trust, Inc. ranks #399 of 891 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

PINE Stock Price and 52-Week Range

Alpine Income Property Trust, Inc. (PINE) currently trades at $19.54. The stock gained $0.38 (2.0%) in the most recent trading session. The 52-week high for PINE is $20.80, which means the stock is currently trading -6.1% from its annual peak. The 52-week low is $13.10, putting the stock 49.2% above its annual trough. Recent trading volume was 165K shares, suggesting relatively thin trading activity.

Is PINE Overvalued or Undervalued? — Valuation Analysis

Alpine Income Property Trust, Inc. (PINE) carries a value factor score of 45/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The price-to-book ratio stands at 0.92x, versus the sector average of 1.22x. The price-to-sales ratio is 4.86x, compared to 0.90x for the average Financials stock. On an enterprise value basis, PINE trades at 48.04x EV/EBITDA, versus 3.26x for the sector.

Overall, PINE's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Alpine Income Property Trust, Inc. Profitability — ROE, Margins, and Quality Score

Alpine Income Property Trust, Inc. (PINE) earns a quality factor score of 43/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -0.4%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -0.2% versus the sector average of 1.2%.

On a margin basis, Alpine Income Property Trust, Inc. reports gross margins of 86.0%. The operating margin is 24.3% (sector: 21.8%). Net profit margin stands at -1.5%, versus 17.7% for the average Financials stock. Revenue growth is running at 16.6% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

PINE Debt, Balance Sheet, and Financial Health

Alpine Income Property Trust, Inc. has a debt-to-equity ratio of 125.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.73x, suggesting adequate working capital coverage. Total debt on the balance sheet is $378M. Cash and equivalents stand at $5M.

PINE has a beta of 0.26, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Alpine Income Property Trust, Inc. is 87/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

Alpine Income Property Trust, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Alpine Income Property Trust, Inc. reported revenue of $57M and earnings per share (EPS) of $-0.22. Net income for the quarter was $-1M. Gross margin was 86.0%. Operating income came in at $14M.

In FY 2025, Alpine Income Property Trust, Inc. reported revenue of $61M and earnings per share (EPS) of $-0.22. Net income for the quarter was $-3M. Gross margin was 86.0%. Revenue grew 8.7% year-over-year compared to FY 2024. Operating income came in at $13M.

In Q3 2025, Alpine Income Property Trust, Inc. reported revenue of $15M and earnings per share (EPS) of $-0.09. Net income for the quarter was $-1M. Revenue grew 8.0% year-over-year compared to Q3 2024. Operating income came in at $2M.

In Q2 2025, Alpine Income Property Trust, Inc. reported revenue of $15M and earnings per share (EPS) of $-0.12. Net income for the quarter was $-2M. Revenue grew 19.0% year-over-year compared to Q2 2024. Operating income came in at $2M.

Over the past 8 quarters, Alpine Income Property Trust, Inc. has demonstrated a growth trajectory, with revenue expanding from $12M to $57M. Investors analyzing PINE stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

PINE Dividend Yield and Income Analysis

Alpine Income Property Trust, Inc. (PINE) currently pays a dividend yield of 8.0%. At this yield, a $10,000 investment in PINE stock would generate approximately $$801.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning PINE offers above-average income for its sector.

PINE Momentum and Technical Analysis Profile

Alpine Income Property Trust, Inc. (PINE) has a momentum factor score of 56/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 27/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 42/100 reflects moderate short selling activity.

PINE vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Alpine Income Property Trust, Inc. (PINE) ranks #399 out of 891 stocks based on the Blank Capital composite score. This places PINE in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing PINE against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full PINE vs S&P 500 (SPY) comparison to assess how Alpine Income Property Trust, Inc. stacks up against the broader market across all factor dimensions.

PINE Next Earnings Date

No upcoming earnings date has been announced for Alpine Income Property Trust, Inc. (PINE) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy PINE? — Investment Thesis Summary

Alpine Income Property Trust, Inc. presents a balanced picture with arguments on both sides. Low volatility (stability score 87/100) reduces downside risk.

In summary, Alpine Income Property Trust, Inc. (PINE) earns a Hold rating with a composite score of 49.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on PINE stock.

Related Resources for PINE Investors

Explore more research and tools: PINE vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare PINE head-to-head with peers: PINE vs WTM, PINE vs OPY, PINE vs ACT.

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Alpine Income Property Trust, Inc. (PINE) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does Alpine Income Property Trust, Inc. Do?

Alpine Income Property Trust, Inc. (PINE) Stock Rating — Hold (April 2026)

PINE Stock Price and 52-Week Range

Is PINE Overvalued or Undervalued? — Valuation Analysis

Alpine Income Property Trust, Inc. Profitability — ROE, Margins, and Quality Score

PINE Debt, Balance Sheet, and Financial Health

Alpine Income Property Trust, Inc. Revenue and Earnings History — Quarterly Trend

PINE Dividend Yield and Income Analysis

PINE Momentum and Technical Analysis Profile

PINE vs Competitors — Financials Sector Ranking and Peer Comparison

PINE Next Earnings Date

Should You Buy PINE? — Investment Thesis Summary

Related Resources for PINE Investors

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