Is PHM a good stock to buy right now?

Based on our 6-factor quantitative model, PULTEGROUP INC/MI/ (PHM) receives a "Reduce" rating with a composite score of 44.3/100. It is ranked #2,110 out of 4,446 stocks. Key factor scores: Quality 50/100, Value 35/100, Momentum 49/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for PHM?

PULTEGROUP INC/MI/ (PHM) has a "Reduce" rating and 2-star score. The composite score of 44.3 ranks it #2,110 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is PHM in?

PULTEGROUP INC/MI/ operates in the Industrials sector (Construction industry) with a market cap of $22.44 billion. It is classified as a large-cap stock.

Does PHM pay a dividend?

Yes, PHM pays a dividend with a current yield of 0.67%. For every $1,000 invested, you would receive approximately $6.70 in annual dividend income.

What is PHM's P/E ratio?

PHM has a trailing P/E ratio of 9.13x. The Industrials sector average is 28.3x. This below-average P/E may indicate the stock is undervalued.

How profitable is PHM?

PHM's quality factor score is 50/100. Gross margin: 28.9%. ROE: 18.6% vs sector average 8.9%. Margins are moderate to low, reflecting competitive market dynamics.

How is PHM valued compared to peers?

PHM's value factor score is 35/100 (higher = cheaper). Key multiples: P/E 9.1x, EV/EBITDA 8.2x. Trading at a premium relative to peers.

What is PHM's debt level?

PHM's debt-to-equity ratio is 0%. Sector average: 70%. Low leverage suggests conservative financial management.

PHM has a beta of 0.76, meaning it is less volatile than the market. Stability score: 72/100.

Does PHM have high short interest?

PHM's short interest factor score is 12/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

PHM Stock Analysis: Reduce (Score 44.3/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
PHM	-1.55%	+2.59%	-3.26%	+2.62%	+28.45%	-	-	-
Industry Proxy XLI	-0.39%	+4.73%	+0.88%	+10.57%	+38.89%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-1.49%	-1.01%	-3.60%	+2.98%	-1.08%	-	-	-
Alpha vs Sector	-1.17%	-2.14%	-4.15%	-7.95%	-10.45%	-	-	-

Metric	PHM	Benchmark
P/E Ratio	9.1x	-68%
EV/EBITDA	8.2x	+45%
Price / Book	1.7x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
STNG Scorpio Tankers Inc.	64	43	96	73	-	93.3%	63.1%	53.8%	-	30.0x	$3.8B	VS
TNK TEEKAY TANKERS LTD.	62	50	97	71	6.4x	91.9%	67.0%	32.8%	-	0.0x	$2.5B	VS
TEN TSAKOS ENERGY NAVIGATION LTD	61	50	86	75	7.6x	42.1%	97.8%	22.6%	-	103.0x	$1.2B	VS
HAFN Hafnia Ltd	60	42	79	77	-	439.1%	48.5%	27.0%	-	0.0x	$3.8B	VS
TPH Tri Pointe Homes, Inc.	57	50	67	66	13.6x	8.8%	47.5%	7.9%	-26.0%	50.0x	$4.0B	VS
GLDD Great Lakes Dredge & Dock CORP	57	50	69	70	16.3x	13.5%	22.2%	8.1%	14.8%	73.0x	$1.1B	VS
SOBO South Bow Corp	57	39	79	66	22.0x	48.4%	82.3%	14.9%	-	219.0x	$6.8B	VS
IMPP Imperial Petroleum Inc./Marshall Islands	54	44	98	58	2.8x	47.7%	100.0%	34.0%	-19.7%	0.0x	$156M	VS
CCO Clear Channel Outdoor Holdings, Inc.	52	48	58	69	59.3x	-	53.4%	-0.3%	7.7%	-	$1.2B	VS
IMXI International Money Express, Inc.	52	50	73	52	11.6x	25.5%	0.0%	6.4%	-9.7%	221.0x	$476M	VS
PHM PULTEGROUP INC/MI/	44	50	35	49	9.1x	18.6%	28.9%	14.0%	-4.2%	0.0x	$22.4B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.3%	-	0.3%	-	-	-	0.3%	0.2%	0.2%	0.2%	0.3%
Operating Margin %	0.2%	-	0.2%	-	-	-	0.2%	0.1%	0.1%	0.1%	0.1%
EBITDA Margin %	0.0%	-	0.2%	-	-	-	0.2%	0.1%	0.1%	0.1%	0.1%
Net Margin %	0.1%	0.1%	0.2%	0.2%	0.2%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
FCF Margin %	-4.0%	-	8.7%	-	-	-	15.6%	10.0%	13.6%	7.4%	0.4%
ROE %	0.2%	0.2%	0.3%	0.3%	0.3%	0.3%	0.2%	0.2%	0.2%	0.1%	0.1%
ROA %	0.1%	0.1%	0.2%	0.2%	0.2%	0.1%	0.1%	0.1%	0.1%	0.0%	0.1%
ROIC %	5.2%	0.0%	25.4%	0.0%	0.0%	0.0%	19.3%	14.6%	15.2%	10.5%	10.5%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.3%

0.2%

0.3%

Operating Margin %

0.2%

0.1%

EBITDA Margin %

0.0%

0.2%

0.1%

Net Margin %

0.1%

0.2%

0.1%

FCF Margin %

-4.0%

8.7%

15.6%

10.0%

13.6%

7.4%

0.4%

ROE %

0.2%

0.3%

0.2%

0.1%

ROA %

0.1%

0.2%

0.1%

0.0%

0.1%

ROIC %

5.2%

0.0%

25.4%

0.0%

19.3%

14.6%

15.2%

10.5%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$17.2B	$17.3B	$17.9B	$16.1B	$16.2B	$13.9B	$11.0B	$10.2B	$10.2B	$8.6B	$7.7B	$6.0B
	$5.0B	—	$5.4B	—	—	—	$2.8B	$2.4B	$2.4B	$1.9B	$1.9B	$1.4B
Gross Margin	28.9%	---	30.3%	---	---	---	26.8%	23.5%	23.3%	21.7%	25.4%	27.2%
	—	$1.6B	—	$1.3B	$1.4B	$1.2B	—	—	—	—	—	—
Depreciation	—	$113M	$89M	$81M	$71M	$70M	$66M	$54M	$49M	$51M	$54M	$46M
	$764M	—	$3.9B	—	—	—	$1.7B	$1.4B	$1.4B	$971M	$983M	$833M
EBIT	$764M	—	$3.9B	—	—	—	$1.7B	$1.4B	$1.4B	$971M	$983M	$833M
EBITDA	$791M	—	$4.1B	—	—	—	$1.8B	$1.4B	$1.4B	$990M	$988M	$862M
Operating Margin	17.0%	---	21.7%	---	---	---	15.8%	13.3%	13.4%	11.3%	12.9%	13.9%
EBITDA Margin	4.6%	---	22.6%	---	---	---	16.3%	13.7%	13.7%	11.5%	12.9%	14.4%
	—	$605K	—	$469K	$284K	$502K	—	—	—	—	—	—
	—	$17.3B	—	$16.1B	$16.2B	$13.9B	—	—	—	—	—	—
Income Tax Expense	—	$693M	$923M	$847M	$822M	$564M	$322M	$323M	$326M	$492M	$331M	$322M
	$2.4B	$2.2B	$3.1B	$2.6B	$2.6B	$1.9B	$1.4B	$1.0B	$1.0B	$447M	$603M	$494M
Net Margin	14.0%	12.8%	17.2%	16.2%	16.1%	14.0%	12.8%	10.0%	10.0%	5.2%	7.8%	8.3%
	$11.21	$11.21	$14.82	$11.79	$11.07	$7.44	$5.19	$3.67	$3.56	$1.45	$1.76	$1.38
Diluted EPS	$11.21	$11.12	$14.82	$11.72	$11.01	$7.43	$5.19	$3.67	$3.56	$1.45	$1.76	$1.38
Weighted Avg Basic	—	198M	—	220M	235M	259M	—	—	—	—	—	—
Weighted Avg Diluted	—	200M	—	221M	236M	260M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$17.2B

$17.3B

$17.9B

$16.1B

$16.2B

$13.9B

$11.0B

$10.2B

$8.6B

$7.7B

$6.0B

$5.0B

—

$5.4B

—

$2.8B

$2.4B

$1.9B

$1.4B

Gross Margin

28.9%

---

30.3%

---

26.8%

23.5%

23.3%

21.7%

25.4%

27.2%

—

$1.6B

—

$1.3B

$1.4B

$1.2B

—

Depreciation

—

$113M

$89M

$81M

$71M

$70M

$66M

$54M

$49M

$51M

$54M

$46M

$764M

—

$3.9B

—

$1.7B

$1.4B

$971M

$983M

$833M

EBIT

$764M

—

$3.9B

—

$1.7B

$1.4B

$971M

$983M

$833M

EBITDA

$791M

—

$4.1B

—

$1.8B

$1.4B

$990M

$988M

$862M

Operating Margin

17.0%

---

21.7%

---

15.8%

13.3%

13.4%

11.3%

12.9%

13.9%

EBITDA Margin

4.6%

---

22.6%

---

16.3%

13.7%

11.5%

12.9%

14.4%

—

$605K

—

$469K

$284K

$502K

—

$17.3B

—

$16.1B

$16.2B

$13.9B

—

Income Tax Expense

—

$693M

$923M

$847M

$822M

$564M

$322M

$323M

$326M

$492M

$331M

$322M

$2.4B

$2.2B

$3.1B

$2.6B

$1.9B

$1.4B

$1.0B

$447M

$603M

$494M

Net Margin

14.0%

12.8%

17.2%

16.2%

16.1%

14.0%

12.8%

10.0%

5.2%

7.8%

8.3%

$11.21

$14.82

$11.79

$11.07

$7.44

$5.19

$3.67

$3.56

$1.45

$1.76

$1.38

Diluted EPS

$11.21

$11.12

$14.82

$11.72

$11.01

$7.43

$5.19

$3.67

$3.56

$1.45

$1.76

$1.38

Weighted Avg Basic

—

198M

—

220M

235M

259M

—

Weighted Avg Diluted

—

200M

—

221M

236M

260M

—

PULTEGROUP INC/MI/ (PHM) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does PULTEGROUP INC/MI/ Do?

PulteGroup, Inc., through its subsidiaries, primarily engages in the homebuilding business in the United States. It acquires and develops land primarily for residential purposes; and constructs housing on such land. The company also offers various home designs, including single-family detached, townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, American West, and John Wieland Homes and Neighborhoods brand names. As of December 31, 2021, it controlled 228,296 lots, of which 109,078 were owned and 119,218 were under land option agreements. In addition, the company arranges financing through the origination of mortgage loans primarily for homebuyers; sells the servicing rights for the originated loans; and provides title insurance policies, and examination and closing services to homebuyers. PulteGroup, Inc. was formerly known as Pulte Homes, Inc. and changed its name to PulteGroup, Inc. in March 2010. The company was founded in 1950 and is headquartered in Atlanta, Georgia. PULTEGROUP INC/MI/ (PHM) is classified as a large-cap stock in the Industrials sector, specifically within the Construction industry. The company is led by CEO Ryan R. Marshall and employs approximately 6,520 people, headquartered in ATLANTA, Georgia. With a market capitalization of $22.4B, PHM is one of the prominent companies in the Industrials sector.

PULTEGROUP INC/MI/ (PHM) Stock Rating — Reduce (April 2026)

As of April 2026, PULTEGROUP INC/MI/ receives a Reduce rating with a composite score of 44.3/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.PHM ranks #2,110 out of 4,446 stocks in our coverage universe. Within the Industrials sector, PULTEGROUP INC/MI/ ranks #332 of 752 stocks, placing it in the upper half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

PHM Stock Price and 52-Week Range

PULTEGROUP INC/MI/ (PHM) currently trades at $120.33. The stock lost $1.90 (1.6%) in the most recent trading session. The 52-week high for PHM is $144.50, which means the stock is currently trading -16.7% from its annual peak. The 52-week low is $88.07, putting the stock 36.6% above its annual trough. Recent trading volume was 2.7M shares, reflecting moderate market activity.

Is PHM Overvalued or Undervalued? — Valuation Analysis

PULTEGROUP INC/MI/ (PHM) carries a value factor score of 35/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 9.13x, compared to the Industrials sector average of 28.33x — a discount of 68%. The price-to-book ratio stands at 1.70x, versus the sector average of 2.23x. The price-to-sales ratio is 1.28x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, PHM trades at 8.24x EV/EBITDA, versus 5.70x for the sector.

At current multiples, PULTEGROUP INC/MI/ trades at a premium to most Industrials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

PULTEGROUP INC/MI/ Profitability — ROE, Margins, and Quality Score

PULTEGROUP INC/MI/ (PHM) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 18.6%, compared to the Industrials sector average of 8.9%, which is within a healthy range. Return on assets (ROA) comes in at 13.4% versus the sector average of 3.3%.

On a margin basis, PULTEGROUP INC/MI/ reports gross margins of 28.9%, compared to 35.8% for the sector. The operating margin is 17.0% (sector: 6.2%). Net profit margin stands at 14.0%, versus 3.9% for the average Industrials stock. Revenue growth is running at -4.2% on a trailing basis, compared to 6.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

PHM Debt, Balance Sheet, and Financial Health

PULTEGROUP INC/MI/ has a debt-to-equity ratio of 0.0%, compared to the Industrials sector average of 70.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 3.56x, indicating strong short-term liquidity. Total debt on the balance sheet is $44M. Cash and equivalents stand at $1.45B.

PHM has a beta of 0.76, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for PULTEGROUP INC/MI/ is 72/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

PULTEGROUP INC/MI/ Revenue and Earnings History — Quarterly Trend

In TTM 2026, PULTEGROUP INC/MI/ reported revenue of $17.18B and earnings per share (EPS) of $11.21. Net income for the quarter was $2.42B. Gross margin was 28.9%. Operating income came in at $764M.

In FY 2025, PULTEGROUP INC/MI/ reported revenue of $17.31B and earnings per share (EPS) of $11.21. Net income for the quarter was $2.22B. Revenue grew -3.5% year-over-year compared to FY 2024.

In Q3 2025, PULTEGROUP INC/MI/ reported revenue of $4.40B and earnings per share (EPS) of $2.98. Net income for the quarter was $586M. Gross margin was 27.8%. Revenue grew -1.6% year-over-year compared to Q3 2024.

In Q2 2025, PULTEGROUP INC/MI/ reported revenue of $4.40B and earnings per share (EPS) of $3.05. Net income for the quarter was $608M. Gross margin was 28.6%. Revenue grew -4.3% year-over-year compared to Q2 2024.

Over the past 8 quarters, PULTEGROUP INC/MI/ has demonstrated a growth trajectory, with revenue expanding from $4.60B to $17.18B. Investors analyzing PHM stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

PHM Dividend Yield and Income Analysis

PULTEGROUP INC/MI/ (PHM) currently pays a dividend yield of 0.7%. At this yield, a $10,000 investment in PHM stock would generate approximately $$67.00 in annual dividend income. The net margin of 14.0% provides reasonable coverage for the dividend, though investors should monitor payout sustainability.

PHM Momentum and Technical Analysis Profile

PULTEGROUP INC/MI/ (PHM) has a momentum factor score of 49/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 35/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 12/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

PHM vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, PULTEGROUP INC/MI/ (PHM) ranks #332 out of 752 stocks based on the Blank Capital composite score. This places PHM in the upper half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing PHM against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full PHM vs S&P 500 (SPY) comparison to assess how PULTEGROUP INC/MI/ stacks up against the broader market across all factor dimensions.

PHM Next Earnings Date

No upcoming earnings date has been announced for PULTEGROUP INC/MI/ (PHM) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy PHM? — Investment Thesis Summary

The quantitative profile for PULTEGROUP INC/MI/ suggests caution. The value score of 35/100 indicates premium valuation. Low volatility (stability score 72/100) reduces downside risk.

In summary, PULTEGROUP INC/MI/ (PHM) earns a Reduce rating with a composite score of 44.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on PHM stock.

Related Resources for PHM Investors

Explore more research and tools: PHM vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare PHM head-to-head with peers: PHM vs SOBO, PHM vs TEN, PHM vs GLDD.

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