OLB

Company Overview — What Does OLB GROUP, INC. Do?

The OLB Group, Inc. provides integrated financial and transaction processing services for small- and mid-sized merchants in the United States. The company operates a Crowdfunding platform used to facilitate a capital raise anywhere of various types of securities under Regulation D, Regulation Crowdfunding, Regulation A, and the Securities Act of 1933; a cloud-based business management platform that provides turnkey solutions for merchants to enable them to build and manage their retail businesses; payment processing solutions to merchants, which enable merchants to process credit and debit card-based internet payments for sales of their products; and payment gateway and virtual terminal with proprietary business management tools. It is also involved in the cryptocurrency mining activities; cryptocurrency-related lending and transactional services; and provision of ecommerce development and consulting services. The company was founded in 1993 and is headquartered in New York, New York. OLB GROUP, INC. (OLB) is classified as a micro-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Ronny Yakov and employs approximately 30 people. With a market capitalization of $8M, OLB is one of the notable companies in the Industrials sector.

OLB GROUP, INC. (OLB) Stock Rating — Avoid (April 2026)

As of April 2026, OLB GROUP, INC. receives a Avoid rating with a composite score of 22.5/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.OLB ranks #4,387 out of 4,446 stocks in our coverage universe. Within the Industrials sector, OLB GROUP, INC. ranks #746 of 752 stocks, placing it in the lower half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

OLB Stock Price and 52-Week Range

OLB GROUP, INC. (OLB) currently trades at $0.39. The stock lost $0.01 (3.0%) in the most recent trading session. The 52-week high for OLB is $2.50, which means the stock is currently trading -84.6% from its annual peak. The 52-week low is $0.31, putting the stock 23.2% above its annual trough. Recent trading volume was 395K shares, suggesting relatively thin trading activity.

Is OLB Overvalued or Undervalued? — Valuation Analysis

OLB GROUP, INC. (OLB) carries a value factor score of 12/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 1.17x, versus the sector average of 2.23x. The price-to-sales ratio is 0.54x, compared to 0.50x for the average Industrials stock.

At current multiples, OLB GROUP, INC. trades at a premium to most Industrials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

OLB GROUP, INC. Profitability — ROE, Margins, and Quality Score

OLB GROUP, INC. (OLB) earns a quality factor score of 17/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -130.7%, compared to the Industrials sector average of 8.9%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -48.9% versus the sector average of 3.3%.

On a margin basis, OLB GROUP, INC. reports gross margins of 100.0%, compared to 35.8% for the sector. The operating margin is -53.3% (sector: 6.2%). Net profit margin stands at -61.1%, versus 3.9% for the average Industrials stock. Revenue growth is running at -34.3% on a trailing basis, compared to 6.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

OLB Debt, Balance Sheet, and Financial Health

OLB GROUP, INC. has a debt-to-equity ratio of 167.0%, compared to the Industrials sector average of 70.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 0.14x, which may signal near-term liquidity tightness. Total debt on the balance sheet is $63,057. Cash and equivalents stand at $3,540.

OLB has a beta of 0.98, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for OLB GROUP, INC. is 22/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.

OLB GROUP, INC. Revenue and Earnings History — Quarterly Trend

In TTM 2026, OLB GROUP, INC. reported revenue of $10M and earnings per share (EPS) of $-1.74. Net income for the quarter was $-6M. Gross margin was 100.0%. Operating income came in at $-5M.

In FY 2025, OLB GROUP, INC. reported revenue of $9M and earnings per share (EPS) of $-1.74. Net income for the quarter was $-6M. Revenue grew -32.4% year-over-year compared to FY 2024. Operating income came in at $-5M.

In Q3 2025, OLB GROUP, INC. reported revenue of $2M and earnings per share (EPS) of $-0.13. Net income for the quarter was $-1M. Revenue grew -25.0% year-over-year compared to Q3 2024. Operating income came in at $-1M.

In Q2 2025, OLB GROUP, INC. reported revenue of $2M and earnings per share (EPS) of $-0.66. Net income for the quarter was $-2M. Revenue grew -35.6% year-over-year compared to Q2 2024. Operating income came in at $-2M.

Over the past 8 quarters, OLB GROUP, INC. has demonstrated a growth trajectory, with revenue expanding from $4M to $10M. Investors analyzing OLB stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

OLB Dividend Yield and Income Analysis

OLB GROUP, INC. (OLB) does not currently pay a dividend. This is common among smaller companies in the Business Services industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Industrials dividend stocks may want to explore other Industrials stocks or use the stock screener to filter by dividend yield.

OLB Momentum and Technical Analysis Profile

OLB GROUP, INC. (OLB) has a momentum factor score of 14/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 61/100 reflects moderate short selling activity.

OLB vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, OLB GROUP, INC. (OLB) ranks #746 out of 752 stocks based on the Blank Capital composite score. This places OLB in the lower half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing OLB against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full OLB vs S&P 500 (SPY) comparison to assess how OLB GROUP, INC. stacks up against the broader market across all factor dimensions.

OLB Next Earnings Date

No upcoming earnings date has been announced for OLB GROUP, INC. (OLB) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy OLB? — Investment Thesis Summary

The quantitative profile for OLB GROUP, INC. suggests caution. The quality score of 17/100 flags below-average profitability. The value score of 12/100 indicates premium valuation. Momentum is weak at 14/100, a headwind for near-term performance. High volatility (stability score 22/100) increases portfolio risk.

In summary, OLB GROUP, INC. (OLB) earns a Avoid rating with a composite score of 22.5/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on OLB stock.

Related Resources for OLB Investors

Explore more research and tools: OLB vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare OLB head-to-head with peers: OLB vs SOBO, OLB vs TEN, OLB vs GLDD.