OFS

Company Overview — What Does OFS Capital Corp Do?

OFS Capital Corporation is a business development company specializing in direct and fund investments as well as add-on acquisitions. It provides flexible capital solutions primarily through debt capital and to a lesser extent, minority equity investments serving the needs of U.S.-based middle-market companies across a broad array of industries. It does not invest in operational turnarounds or start-up businesses. For direct, it specializes in debt and structured equity investments, recapitalizations and refinancing, management and leveraged buyouts, acquisition financings, shareholder liquidity events, growth capital, independent sponsor transactions, ESOPs, and minority investments in the lower middle market companies. It invests in the aerospace and defense, business services, consumer products and services, food and beverage, health care services, specialty chemicals, transportation and logistics, value added distribution, franchising, and industrial and niche manufacturing sectors. The firm invests in companies based in United States. It seeks to invest between $5 million and $35 million, revenues between $10 million and $200 million, annual EBITDA more than $5 million, and Enterprise value between $10 million and $500 million. The firm seeks to invest in companies with debt investment values between $5 million and $25 million. The fund uses senior secured, unitranche loans, first-lien, second-lien, subordinated/ mezzanine loans, warrants, and preferred equity securities and common equity securities. It prefers to take a minority as well as majority stake in the investments made. It also co-invests with its partners for additional capital. OFS Capital Corp (OFS) is classified as a micro-cap stock in the Financials sector, specifically within the Financial Services industry. The company is led by CEO Bilal Rashid and employs approximately 50 people, headquartered in CHICAGO, Illinois. With a market capitalization of $46M, OFS is one of the notable companies in the Financials sector.

OFS Capital Corp (OFS) Stock Rating — Avoid (April 2026)

As of April 2026, OFS Capital Corp receives a Avoid rating with a composite score of 31.0/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.OFS ranks #4,057 out of 4,446 stocks in our coverage universe. Within the Financials sector, OFS Capital Corp ranks #859 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

OFS Stock Price and 52-Week Range

OFS Capital Corp (OFS) currently trades at $3.80. The stock gained $0.17 (4.7%) in the most recent trading session. The 52-week high for OFS is $9.80, which means the stock is currently trading -61.2% from its annual peak. The 52-week low is $3.06, putting the stock 24.2% above its annual trough. Recent trading volume was 54K shares, suggesting relatively thin trading activity.

Is OFS Overvalued or Undervalued? — Valuation Analysis

OFS Capital Corp (OFS) carries a value factor score of 23/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 15.59x, compared to the Financials sector average of 14.88x — a premium of 5%. The price-to-book ratio stands at 0.39x, versus the sector average of 1.22x. The price-to-sales ratio is 2.32x, compared to 0.90x for the average Financials stock. On an enterprise value basis, OFS trades at 37.82x EV/EBITDA, versus 3.26x for the sector.

At current multiples, OFS Capital Corp trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

OFS Capital Corp Profitability — ROE, Margins, and Quality Score

OFS Capital Corp (OFS) earns a quality factor score of 28/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -15.1%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -5.4% versus the sector average of 1.2%.

Net profit margin stands at -162.9%, versus 17.7% for the average Financials stock. Revenue growth is running at -14.5% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

OFS Debt, Balance Sheet, and Financial Health

OFS Capital Corp has a debt-to-equity ratio of 181.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.55x, suggesting adequate working capital coverage. Total debt on the balance sheet is $236M. Cash and equivalents stand at $5M.

OFS has a beta of 0.59, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for OFS Capital Corp is 51/100, reflecting average volatility within the normal range for its sector.

OFS Capital Corp Revenue and Earnings History — Quarterly Trend

In TTM 2026, OFS Capital Corp reported revenue of $21M and earnings per share (EPS) of $-2.47. Net income for the quarter was $-19M. Gross margin was 52.9%. Operating income came in at $11,000.

In FY 2025, OFS Capital Corp reported revenue of $12M and earnings per share (EPS) of $-2.47. Net income for the quarter was $-33M. Revenue grew -25.9% year-over-year compared to FY 2024.

In Q3 2025, OFS Capital Corp reported revenue of $3M and earnings per share (EPS) of $0.22. Net income for the quarter was $-5M. Revenue grew -73.0% year-over-year compared to Q3 2024.

In Q2 2025, OFS Capital Corp reported revenue of $3M and earnings per share (EPS) of $0.25. Net income for the quarter was $-10M. Revenue grew -4.5% year-over-year compared to Q2 2024.

Over the past 8 quarters, OFS Capital Corp has demonstrated a growth trajectory, with revenue expanding from $3M to $21M. Investors analyzing OFS stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

OFS Dividend Yield and Income Analysis

OFS Capital Corp (OFS) currently pays a dividend yield of 17.7%. At this yield, a $10,000 investment in OFS stock would generate approximately $$1769.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning OFS offers above-average income for its sector.

OFS Momentum and Technical Analysis Profile

OFS Capital Corp (OFS) has a momentum factor score of 15/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 37/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 66/100 reflects moderate short selling activity.

OFS vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, OFS Capital Corp (OFS) ranks #859 out of 891 stocks based on the Blank Capital composite score. This places OFS in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing OFS against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full OFS vs S&P 500 (SPY) comparison to assess how OFS Capital Corp stacks up against the broader market across all factor dimensions.

OFS Next Earnings Date

No upcoming earnings date has been announced for OFS Capital Corp (OFS) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy OFS? — Investment Thesis Summary

The quantitative profile for OFS Capital Corp suggests caution. The quality score of 28/100 flags below-average profitability. The value score of 23/100 indicates premium valuation. Momentum is weak at 15/100, a headwind for near-term performance.

In summary, OFS Capital Corp (OFS) earns a Avoid rating with a composite score of 31.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on OFS stock.

Related Resources for OFS Investors

Explore more research and tools: OFS vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare OFS head-to-head with peers: OFS vs WTM, OFS vs OPY, OFS vs ACT.