KPLT

Company Overview — What Does Katapult Holdings, Inc. Do?

Katapult Holdings, Inc., an e-commerce focused financial technology company, provides e-commerce point-of-sale lease-purchase options for nonprime consumers in the United States. The company's technology platform provides nonprime consumers with a lease purchase option to enable them to obtain durable goods from its network of e-commerce merchants. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas. Katapult Holdings, Inc. (KPLT) is classified as a micro-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Orlando Zayas and employs approximately 130 people. With a market capitalization of $32M, KPLT is one of the notable companies in the Industrials sector.

Katapult Holdings, Inc. (KPLT) Stock Rating — Reduce (April 2026)

As of April 2026, Katapult Holdings, Inc. receives a Reduce rating with a composite score of 20.5/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.KPLT ranks #3,682 out of 4,446 stocks in our coverage universe. Within the Industrials sector, Katapult Holdings, Inc. ranks #632 of 752 stocks, placing it in the lower half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

KPLT Stock Price and 52-Week Range

Katapult Holdings, Inc. (KPLT) currently trades at $7.19. The stock gained $0.11 (1.6%) in the most recent trading session. The 52-week high for KPLT is $24.34, which means the stock is currently trading -70.5% from its annual peak. The 52-week low is $5.50, putting the stock 30.7% above its annual trough. Recent trading volume was 17K shares, suggesting relatively thin trading activity.

Is KPLT Overvalued or Undervalued? — Valuation Analysis

Katapult Holdings, Inc. (KPLT) carries a value factor score of 38/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-sales ratio is 0.12x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, KPLT trades at 0.39x EV/EBITDA, versus 5.70x for the sector.

At current multiples, Katapult Holdings, Inc. trades at a premium to most Industrials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

Katapult Holdings, Inc. Profitability — ROE, Margins, and Quality Score

Katapult Holdings, Inc. (KPLT) earns a quality factor score of 10/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 29.9%, compared to the Industrials sector average of 8.9%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at -25.4% versus the sector average of 3.3%.

On a margin basis, Katapult Holdings, Inc. reports gross margins of 19.7%, compared to 35.8% for the sector. The operating margin is -2.0% (sector: 6.2%). Net profit margin stands at -10.5%, versus 3.9% for the average Industrials stock. Revenue growth is running at 25.8% on a trailing basis, compared to 6.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

KPLT Debt, Balance Sheet, and Financial Health

Katapult Holdings, Inc. has a debt-to-equity ratio of -141.0%, compared to the Industrials sector average of 70.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 0.89x, which may signal near-term liquidity tightness. Total debt on the balance sheet is $83M. Cash and equivalents stand at $3M.

KPLT has a beta of 0.07, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Katapult Holdings, Inc. is 40/100, reflecting average volatility within the normal range for its sector.

Katapult Holdings, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Katapult Holdings, Inc. reported revenue of $267M and earnings per share (EPS) of $-0.11. Net income for the quarter was $-27M. Gross margin was 19.7%. Operating income came in at $141M.

In FY 2025, Katapult Holdings, Inc. reported revenue of $292M and earnings per share (EPS) of $-0.11. Net income for the quarter was $1M. Gross margin was 17.7%. Revenue grew 18.0% year-over-year compared to FY 2024. Operating income came in at $-513,000.

In Q3 2025, Katapult Holdings, Inc. reported revenue of $74M and earnings per share (EPS) of $-0.94. Net income for the quarter was $-5M. Gross margin was 19.7%. Revenue grew 22.8% year-over-year compared to Q3 2024. Operating income came in at $2M.

In Q2 2025, Katapult Holdings, Inc. reported revenue of $66M and earnings per share (EPS) of $-1.63. Net income for the quarter was $-8M. Gross margin was -8.1%. Revenue grew 11.3% year-over-year compared to Q2 2024. Operating income came in at $71M.

Over the past 8 quarters, Katapult Holdings, Inc. has demonstrated a growth trajectory, with revenue expanding from $59M to $267M. Investors analyzing KPLT stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

KPLT Dividend Yield and Income Analysis

Katapult Holdings, Inc. (KPLT) does not currently pay a dividend. This is common among smaller companies in the Business Services industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Industrials dividend stocks may want to explore other Industrials stocks or use the stock screener to filter by dividend yield.

KPLT Momentum and Technical Analysis Profile

Katapult Holdings, Inc. (KPLT) has a momentum factor score of 21/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 25/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 1/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

KPLT vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, Katapult Holdings, Inc. (KPLT) ranks #632 out of 752 stocks based on the Blank Capital composite score. This places KPLT in the lower half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing KPLT against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full KPLT vs S&P 500 (SPY) comparison to assess how Katapult Holdings, Inc. stacks up against the broader market across all factor dimensions.

KPLT Next Earnings Date

No upcoming earnings date has been announced for Katapult Holdings, Inc. (KPLT) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy KPLT? — Investment Thesis Summary

The quantitative profile for Katapult Holdings, Inc. suggests caution. The quality score of 10/100 flags below-average profitability. The value score of 38/100 indicates premium valuation. Momentum is weak at 21/100, a headwind for near-term performance.

In summary, Katapult Holdings, Inc. (KPLT) earns a Reduce rating with a composite score of 20.5/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on KPLT stock.

Related Resources for KPLT Investors

Explore more research and tools: KPLT vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare KPLT head-to-head with peers: KPLT vs SOBO, KPLT vs TEN, KPLT vs GLDD.