Is JPM a good stock to buy right now?

Based on our 6-factor quantitative model, JPMORGAN CHASE & CO (JPM) receives a "Reduce" rating with a composite score of 38.7/100. It is ranked #2,855 out of 4,446 stocks. Key factor scores: Quality 10/100, Value 52/100, Momentum 46/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for JPM?

JPMORGAN CHASE & CO (JPM) has a "Reduce" rating and 2-star score. The composite score of 38.7 ranks it #2,855 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is JPM in?

JPMORGAN CHASE & CO operates in the Financials sector (Banking industry) with a market cap of $796.65 billion. It is classified as a mega-cap stock.

Does JPM pay a dividend?

Yes, JPM pays a dividend with a current yield of 1.69%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $16.90 in annual dividend income.

What is JPM's P/E ratio?

JPM has a trailing P/E ratio of 14.01x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is JPM?

JPM's quality factor score is 10/100. Gross margin: 51.6%. ROE: 15.8% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is JPM valued compared to peers?

JPM's value factor score is 52/100 (higher = cheaper). Key multiples: P/E 14.0x, EV/EBITDA 15.7x. Valuation is roughly in line with peers.

What is JPM's debt level?

JPM's debt-to-equity ratio is 138%. Sector average: 121%. Moderate leverage is normal for established companies.

JPM has a beta of 0.97, meaning it tracks the market. Stability score: 80/100.

Does JPM have high short interest?

JPM's short interest factor score is 28/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

JPM Stock Analysis: Reduce (Score 38.7/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
JPM	-0.15%	+5.18%	+7.32%	-3.83%	+36.44%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-0.08%	+1.58%	+6.99%	-3.47%	+6.92%	-	-	-
Alpha vs Sector	+0.94%	+2.68%	+5.90%	+3.47%	+25.85%	-	-	-

Metric	JPM	Benchmark
P/E Ratio	14.0x	-6%
EV/EBITDA	15.7x	+383%
Price / Book	2.2x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
JPM JPMORGAN CHASE & CO	39	10	52	46	14.0x	15.8%	51.6%	31.7%	-7.5%	138.0x	$796.6B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.5%	0.5%	0.5%	0.6%	0.5%	0.4%	0.5%	0.5%	0.5%	0.5%	0.5%
Operating Margin %	0.5%	0.5%	0.5%	0.4%	0.5%	0.6%	0.5%	0.5%	0.5%	0.5%	0.5%
EBITDA Margin %	0.5%	0.5%	0.5%	0.4%	0.4%	0.6%	0.4%	0.5%	0.4%	0.4%	0.4%
Net Margin %	0.3%	0.3%	0.3%	0.3%	0.3%	0.4%	0.2%	0.3%	0.3%	0.2%	0.3%
FCF Margin %	-99.9%	-77.0%	13.4%	-52.3%	42.1%	4.8%	13.9%	43.8%	14.9%	16.6%	14.4%
ROE %	0.2%	0.0%	0.2%	0.2%	0.1%	0.2%	0.1%	0.1%	0.1%	0.1%	0.1%
ROA %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
ROIC %	0.1%	2.1%	8.7%	7.4%	8.1%	8.8%	8.9%	8.0%	7.3%	7.1%	7.0%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.5%

0.6%

0.5%

0.4%

0.5%

Operating Margin %

0.5%

0.4%

0.5%

0.6%

0.5%

EBITDA Margin %

0.5%

0.4%

0.6%

0.4%

0.5%

0.4%

Net Margin %

0.3%

0.4%

0.2%

0.3%

0.2%

0.3%

FCF Margin %

-99.9%

-77.0%

13.4%

-52.3%

42.1%

4.8%

13.9%

43.8%

14.9%

16.6%

14.4%

ROE %

0.2%

0.0%

0.2%

0.1%

0.2%

0.1%

ROA %

0.0%

ROIC %

0.1%

2.1%

8.7%

7.4%

8.1%

8.8%

8.9%

8.0%

7.3%

7.1%

7.0%

Line Item	TTM	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$179.3B	$177.6B	$158.1B	$128.7B	$121.6B	$120.0B	$115.4B	$109.0B	$100.7B	$95.7B	$93.5B
	$93.9B	$92.6B	$89.3B	$66.7B	$52.3B	$54.6B	$57.2B	$55.1B	$50.1B	$46.1B	$43.5B
Gross Margin	51.6%	52.1%	56.5%	51.8%	43.0%	45.5%	49.6%	50.5%	49.7%	48.2%	46.5%
	—	$7.9B	$7.5B	$7.1B	$7.9B	$8.6B	$8.4B	$7.8B	$6.2B	$5.5B	$4.9B
	$85.5B	$85.0B	$68.8B	$62.0B	$69.3B	$65.4B	$58.2B	$54.0B	$50.6B	$49.6B	$50.0B
EBIT	$85.5B	$85.0B	$68.8B	$62.0B	$69.3B	$65.4B	$58.2B	$54.0B	$50.6B	$49.6B	$50.0B
EBITDA	$80.9B	$83.0B	$69.1B	$53.2B	$67.5B	$44.4B	$53.2B	$48.6B	$42.1B	$40.0B	$35.6B
Operating Margin	48.4%	47.9%	43.5%	48.2%	57.0%	54.5%	50.4%	49.5%	50.3%	51.8%	53.5%
EBITDA Margin	45.1%	46.8%	43.7%	41.4%	55.5%	37.0%	46.1%	44.5%	41.8%	41.8%	38.1%
	—	$101.3B	$81.3B	$26.1B	$5.6B	$10.0B	$26.8B	$22.4B	$13.9B	$9.8B	$7.5B
	—	$16.6B	$12.1B	$8.5B	$11.2B	$6.7B	$8.1B	$8.3B	$11.5B	$9.8B	$6.3B
	$56.9B	$58.5B	$49.6B	$37.7B	$48.3B	$29.1B	$36.4B	$32.5B	$24.4B	$24.7B	$24.4B
Net Margin	31.7%	32.9%	31.3%	29.3%	39.7%	24.3%	31.5%	29.8%	24.3%	25.6%	26.1%
	$5.08	$19.79	$16.25	$12.10	$15.39	$8.89	$10.75	$9.04	$6.35	$6.24	$6.05
Diluted EPS	$5.08	$19.79	$16.25	$12.10	$15.39	$8.89	$10.75	$9.04	$6.35	$6.24	$6.05

Line Item

TTM

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$179.3B

$177.6B

$158.1B

$128.7B

$121.6B

$120.0B

$115.4B

$109.0B

$100.7B

$95.7B

$93.5B

$93.9B

$92.6B

$89.3B

$66.7B

$52.3B

$54.6B

$57.2B

$55.1B

$50.1B

$46.1B

$43.5B

Gross Margin

51.6%

52.1%

56.5%

51.8%

43.0%

45.5%

49.6%

50.5%

49.7%

48.2%

46.5%

—

$7.9B

$7.5B

$7.1B

$7.9B

$8.6B

$8.4B

$7.8B

$6.2B

$5.5B

$4.9B

$85.5B

$85.0B

$68.8B

$62.0B

$69.3B

$65.4B

$58.2B

$54.0B

$50.6B

$49.6B

$50.0B

EBIT

$85.5B

$85.0B

$68.8B

$62.0B

$69.3B

$65.4B

$58.2B

$54.0B

$50.6B

$49.6B

$50.0B

EBITDA

$80.9B

$83.0B

$69.1B

$53.2B

$67.5B

$44.4B

$53.2B

$48.6B

$42.1B

$40.0B

$35.6B

Operating Margin

48.4%

47.9%

43.5%

48.2%

57.0%

54.5%

50.4%

49.5%

50.3%

51.8%

53.5%

EBITDA Margin

45.1%

46.8%

43.7%

41.4%

55.5%

37.0%

46.1%

44.5%

41.8%

38.1%

—

$101.3B

$81.3B

$26.1B

$5.6B

$10.0B

$26.8B

$22.4B

$13.9B

$9.8B

$7.5B

—

$16.6B

$12.1B

$8.5B

$11.2B

$6.7B

$8.1B

$8.3B

$11.5B

$9.8B

$6.3B

$56.9B

$58.5B

$49.6B

$37.7B

$48.3B

$29.1B

$36.4B

$32.5B

$24.4B

$24.7B

$24.4B

Net Margin

31.7%

32.9%

31.3%

29.3%

39.7%

24.3%

31.5%

29.8%

24.3%

25.6%

26.1%

$5.08

$19.79

$16.25

$12.10

$15.39

$8.89

$10.75

$9.04

$6.35

$6.24

$6.05

Diluted EPS

$5.08

$19.79

$16.25

$12.10

$15.39

$8.89

$10.75

$9.04

$6.35

$6.24

$6.05

JPMORGAN CHASE & CO (JPM) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does JPMORGAN CHASE & CO Do?

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). The CCB segment offers s deposit, investment and lending products, payments, and services to consumers; lending, deposit, and cash management and payment solutions to small businesses; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit card, auto loan, and leasing services. The CIB segment provides investment banking products and services, including corporate strategy and structure advisory, and equity and debt markets capital-raising services, as well as loan origination and syndication; payments and cross-border financing; and cash and derivative instruments, risk management solutions, prime brokerage, and research. This segment also offers securities services, including custody, fund accounting and administration, and securities lending products for asset managers, insurance companies, and public and private investment funds. The CB segment provides financial solutions, including lending, payments, investment banking, and asset management to small business, large and midsized companies, local governments, and nonprofit clients; and commercial real estate banking services to investors, developers, and owners of multifamily, office, retail, industrial, and affordable housing properties. The AWM segment offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; and retirement products and services, brokerage, custody, trusts and estates, loans, mortgages, deposits, and investment management products. The company also provides ATM, online and mobile, and telephone banking services. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York. JPMORGAN CHASE & CO (JPM) is classified as a mega-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Jamie Dimon and employs approximately 293,700 people, headquartered in NEW YORK, New York. With a market capitalization of $796.6B, JPM is one of the largest companies in the Financials sector.

JPMORGAN CHASE & CO (JPM) Stock Rating — Reduce (April 2026)

As of April 2026, JPMORGAN CHASE & CO receives a Reduce rating with a composite score of 38.7/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.JPM ranks #2,855 out of 4,446 stocks in our coverage universe. Within the Financials sector, JPMORGAN CHASE & CO ranks #707 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

JPM Stock Price and 52-Week Range

JPMORGAN CHASE & CO (JPM) currently trades at $310.10. The stock lost $0.23 (0.1%) in the most recent trading session. The 52-week high for JPM is $337.25, which means the stock is currently trading -8.1% from its annual peak. The 52-week low is $202.16, putting the stock 53.4% above its annual trough. Recent trading volume was 6.1M shares, reflecting moderate market activity.

Is JPM Overvalued or Undervalued? — Valuation Analysis

JPMORGAN CHASE & CO (JPM) carries a value factor score of 52/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 14.01x, compared to the Financials sector average of 14.88x — a discount of 6%. The price-to-book ratio stands at 2.21x, versus the sector average of 1.22x. The price-to-sales ratio is 4.45x, compared to 0.90x for the average Financials stock. On an enterprise value basis, JPM trades at 15.73x EV/EBITDA, versus 3.26x for the sector.

Overall, JPM's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

JPMORGAN CHASE & CO Profitability — ROE, Margins, and Quality Score

JPMORGAN CHASE & CO (JPM) earns a quality factor score of 10/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 15.8%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 1.3% versus the sector average of 1.2%.

On a margin basis, JPMORGAN CHASE & CO reports gross margins of 51.6%. The operating margin is 48.4% (sector: 21.8%). Net profit margin stands at 31.7%, versus 17.7% for the average Financials stock. Revenue growth is running at -7.5% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

JPM Debt, Balance Sheet, and Financial Health

JPMORGAN CHASE & CO has a debt-to-equity ratio of 138.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. Total debt on the balance sheet is $496.56B. Cash and equivalents stand at $21.82B.

JPM has a beta of 0.97, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for JPMORGAN CHASE & CO is 80/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

JPMORGAN CHASE & CO Revenue and Earnings History — Quarterly Trend

In TTM 2026, JPMORGAN CHASE & CO reported revenue of $179.30B and earnings per share (EPS) of $5.08. Net income for the quarter was $56.92B. Gross margin was 51.6%. Operating income came in at $85.45B.

In Q3 2025, JPMORGAN CHASE & CO reported revenue of $46.43B and earnings per share (EPS) of $5.08. Net income for the quarter was $14.39B. Gross margin was 51.6%. Revenue grew 8.8% year-over-year compared to Q3 2024. Operating income came in at $22.46B.

In Q2 2025, JPMORGAN CHASE & CO reported revenue of $44.91B and earnings per share (EPS) of $5.25. Net income for the quarter was $14.99B. Gross margin was 51.7%. Revenue grew -10.5% year-over-year compared to Q2 2024. Operating income came in at $21.70B.

In Q1 2025, JPMORGAN CHASE & CO reported revenue of $45.31B and earnings per share (EPS) of $5.08. Net income for the quarter was $14.64B. Gross margin was 51.4%. Revenue grew 8.1% year-over-year compared to Q1 2024. Operating income came in at $22.04B.

Over the past 8 quarters, JPMORGAN CHASE & CO has demonstrated a growth trajectory, with revenue expanding from $41.93B to $179.30B. Investors analyzing JPM stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

JPM Dividend Yield and Income Analysis

JPMORGAN CHASE & CO (JPM) currently pays a dividend yield of 1.7%. At this yield, a $10,000 investment in JPM stock would generate approximately $$169.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning JPM yields less than the typical sector peer. With a net margin of 31.7%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

JPM Momentum and Technical Analysis Profile

JPMORGAN CHASE & CO (JPM) has a momentum factor score of 46/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 56/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 28/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

JPM vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, JPMORGAN CHASE & CO (JPM) ranks #707 out of 891 stocks based on the Blank Capital composite score. This places JPM in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing JPM against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full JPM vs S&P 500 (SPY) comparison to assess how JPMORGAN CHASE & CO stacks up against the broader market across all factor dimensions.

JPM Next Earnings Date

JPMORGAN CHASE & CO (JPM) is scheduled to report earnings on April 14, 2026 for Q1 2026. Analysts estimate EPS of $5.42. Revenue is estimated at $49.13B.Investors can track all upcoming reports on the earnings calendar.

Should You Buy JPM? — Investment Thesis Summary

The quantitative profile for JPMORGAN CHASE & CO suggests caution. The quality score of 10/100 flags below-average profitability. Low volatility (stability score 80/100) reduces downside risk.

In summary, JPMORGAN CHASE & CO (JPM) earns a Reduce rating with a composite score of 38.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on JPM stock.

Related Resources for JPM Investors

Explore more research and tools: JPM vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare JPM head-to-head with peers: JPM vs WTM, JPM vs OPY, JPM vs ACT.

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JPMORGAN CHASE & CO (JPM) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does JPMORGAN CHASE & CO Do?

JPMORGAN CHASE & CO (JPM) Stock Rating — Reduce (April 2026)

JPM Stock Price and 52-Week Range

Is JPM Overvalued or Undervalued? — Valuation Analysis

JPMORGAN CHASE & CO Profitability — ROE, Margins, and Quality Score

JPM Debt, Balance Sheet, and Financial Health

JPMORGAN CHASE & CO Revenue and Earnings History — Quarterly Trend

JPM Dividend Yield and Income Analysis

JPM Momentum and Technical Analysis Profile

JPM vs Competitors — Financials Sector Ranking and Peer Comparison

JPM Next Earnings Date

Should You Buy JPM? — Investment Thesis Summary

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