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Verdict
Quantitative factor alignment verified for current market regime.
Quant Score
Rank
#4356
Positioning
Market Dominance
Retail Trade
Retail
$0
Mei Ming Phua
Our operating company, HomesToLife Singapore, is one of the leading home furniture retailers that offers and sells customized furniture solutions in Singapore. Our principal executive offices are located at 6 Raffles Boulevard, #02-01/02, Marina Square, Singapore. Our registered office is located at the offices of Tricor Services (Cayman Islands) Limited, at Third Floor, Century Yard, Cricket Square, P.O. Box 902, Grand Cayman, Ky1-1103, Cayman Islands. We have appointed Cogency Global Inc., located at 122 East 42nd Street, 18th Floor, New York, New York.
Headcount
—
HQ Base
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X-AXIS: EV/EBITDA (LOWER = CHEAPER) | Y-AXIS: ROE (HIGHER = ELITE) | RED CIRCLE = HTLM ANALYSIS TARGET
| Stock | Rating | Score▼ | Quality | Value | Momentum | P/E | EV/EBITDA | ROE | ROA | Gross Mgn | Op Mgn | Net Mgn | Rev Growth | Div Yield | D/E | Mkt Cap | AUDIT |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$ARCO Arcos Dorados Holdings Inc. | 73 | 85 | 89 | 65 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$IMKTA INGLES MARKETS INC | 70 | 73 | 89 | 76 | 11.3x | 4.1x | 6.9% | 4.1% | 24.3% | 2.8% | 1.9% | -3.4% | 1.1% | 33.0x | $1.2B | VS | |
$SGU STAR GROUP, L.P. | 69 | 82 | 79 | 63 | - | - | -25.2% | -10.6% | 28.1% | -6.3% | -5.4% | -7.8% | 6.1% | 57.0x | $396M | VS | |
$EZPW EZCORP INC | 68 | 77 | 82 | 89 | 7.2x | 4.2x | 12.0% | 6.2% | 59.1% | 11.6% | 8.5% | 10.5% | 0.0% | 52.0x | $764M | VS | |
$HTHT H World Group Ltd | 68 | 91 | 44 | 84 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$DDL Dingdong (Cayman) Ltd | 68 | 86 | 82 | 57 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$SBH Sally Beauty Holdings, Inc. | 68 | 83 | 92 | 77 | 5.1x | 2.3x | 32.0% | 6.6% | 51.5% | 8.4% | 4.9% | -1.0% | 0.0% | 178.0x | $934M | VS | |
$SPH SUBURBAN PROPANE PARTNERS LP | 67 | 80 | 90 | 53 | - | 13.0x | 0.4% | -3.5% | 61.7% | 2.1% | -5.7% | 2.2% | 7.1% | 190.0x | $1.2B | VS | |
$IHG INTERCONTINENTAL HOTELS GROUP PLC /NEW/ | 67 | 63 | 81 | 67 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$ROST ROSS STORES, INC. | 67 | 63 | 55 | 83 | 25.2x | 16.5x | 34.8% | 13.3% | 28.0% | 11.6% | 9.1% | 10.4% | 1.0% | 26.0x | $51.6B | VS | |
$HTLM HomesToLife Ltd | 32 | 44 | 27 | 8 | - | - | -193.5% | -77.3% | 65.8% | -42.9% | -39.9% | - | - | 3.0x | $0 | ||
| SECTOR BENCH | - | - | - | - | - | 21.4x | 9.1x | 9.6% | 3.6% | 37.3% | 4.4% | 2.4% | 3.7% | 0.0% | 0.7x | - | REF |
HomesToLife Ltd (HTLM) receives a "Avoid" rating with a composite score of 32.3/100. It ranks #4356 out of 7,333 stocks in our coverage universe and carries a 1-star rating. Ratings are driven by a 6-factor quantitative model measuring quality, value, momentum, investment, stability, and short interest.
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SINGAPORE,
Lagging peers — losers tend to keep underperforming
Expensive relative to fundamentals — limited margin of safety
Average quality profile
High volatility — wider range of outcomes increases timing risk
Moderate investment profile
Below-average composite — caution warranted
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Relative valuation derived from Retail Trade sector benchmarks. Model weights: EV/EBITDA (40%), P/B (35%), P/S (25%). Re-calculated daily.
No analyst ratings for HTLM.
View All Ratings| Factor | Global | Sector | Tilt |
|---|---|---|---|
| PROFITABILITY | 44 | 38 | +6ALPHA |
| MOMENTUM | 8 | 3 | +5NEUTRAL |
| VALUATION | 27 | 19 | +8ALPHA |
| INVESTMENT | 39 | 73 | -34DRAG |
| STABILITY | 32 | 29 | +3NEUTRAL |
| SHORT INT | 44 | 43 | +1NEUTRAL |
Global = full universe. Sector = relative to industry peers. Positive tilt indicates idiosyncratic strength.
ROE proxy -193.5% (sector 9.6%)
GM 66% vs sector 37%, OM -43% vs sector 4%
Capital turnover N/A
Rev growth N/A
Interest coverage N/A
Composite assessment of profitability, capital efficiency, and financial strength. Top-tier entities demonstrate sustainable cash flow generation and elite competitive moats.
Profit generated per dollar of shareholder equity
Efficiency of asset utilization
Pricing power and cost efficiency
Core business profitability
Bottom-line profitability
The Quality factor evaluates the persistence and magnitude of realized cash flows. Companies with scores >70 exhibit superior pricing power and structural financial resilience through diverse economic regimes.
Our uncertainty rating tracks the predictability of future cash flows and potential for permanent capital loss. Moderate visibility with standard industry cyclicality.
We rate HomesToLife Ltd (HTLM) as Avoid with a composite score of 32.3/100 at a current price of $1.99. The stock falls in the bottom quintile, and the multi-factor weakness suggests a high probability of continued underperformance.
HomesToLife Ltd holds a top-quartile position (#0 of 50) within the Retail Trade sector, based on our composite quantitative scoring across quality, value, momentum, and stability factors. The composite score of 32.3/100 places it at rank #4356 in our full universe.
No Moat
Medium
Poor
Fair Value
Gross margins of 66% signal strong pricing power.
Stable competitive position in a defensive sector.
Weak momentum suggests persistent institutional selling pressure.
Vulnerability to macroeconomic shocks and interest rate volatility.
HomesToLife Ltd represents a avoid based on multi-factor quantitative performance.
Our quantitative model flags HomesToLife Ltd with an Avoid rating, assigning a composite score of 32.3/100 and 1 out of 5 stars. Ranked #4356 of 7,333 stocks, HTLM falls in the bottom tier across key factors. Historically, stocks with this profile have faced elevated risk of underperformance and capital loss.
HTLM's quality score of 44/100 is below average, suggesting challenges with profitability or capital efficiency. The company reports a return on equity of -193.5% (sector avg: 9.6%), gross margins of 65.8% (sector avg: 37.3%), net margins of -39.9% (sector avg: 2.4%). Investors should examine whether management is actively addressing these weaknesses or if they reflect structural industry headwinds.
HTLM registers a value score of just 27/100, suggesting the stock trades at a significant premium to its fundamental metrics. Key valuation metrics include a P/B ratio of 59.12x. High-premium valuations like this require strong future execution to avoid multiple compression, and downside risk is elevated if growth disappoints.
HomesToLife Ltd's investment score of 39/100 suggests limited reinvestment activity. Key growth metrics include a return on assets of -77.3% (sector: 3.6%). While this can be positive for mature, cash-generative businesses returning capital to shareholders, it may also signal a lack of growth opportunities or management conservatism.
HomesToLife Ltd is experiencing notably weak momentum with a score of just 8/100. The stock has underperformed its peers and is trending below major moving averages. Revenue growth data is not currently available, while a beta of 0.14 reflects its sensitivity to broader market moves. While deep momentum weakness can occasionally present value opportunities, it often reflects deteriorating fundamentals or structural headwinds that may persist.
HTLM's stability score of 32/100 signals elevated volatility and/or leverage concerns. Key stability metrics include a beta of 0.14 and a debt-to-equity ratio of 3.00x (sector avg: 0.7x). Investors should be prepared for wider-than-average price swings and consider position sizing accordingly to manage portfolio risk.
The short interest score of 44/100 for HTLM suggests somewhat elevated bearish positioning by institutional traders. Specific risk factors include elevated leverage (D/E: 3.00x), micro-cap liquidity risk. With a $0 market cap (micro-cap), HomesToLife Ltd may experience above-average volatility. Investors should consider whether the short thesis has merit or if it creates a potential short-squeeze opportunity.
HomesToLife Ltd is a micro-cap company in the Retail Trade sector, ranked #0 of 50 in its sector (100th percentile) and #4356 of 7,333 overall (41st percentile). Key comparisons include ROE of -193.5% trailing the 9.6% sector median and operating margins of -42.9% below the 4.4% sector average. This top-quartile standing reflects exceptional competitive strength relative to Retail Trade peers.
While HTLM currently exhibits a AVOID profile, superior opportunities exist within the RETAIL TRADE sector. Our model identifies several "Strong Buy" candidates with higher quality scores and more attractive valuations among direct industry competitors.
View Top Retail Trade Alpha →Quant Factor Profile
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Improvement in Momentum (8) would have the largest impact on the composite score.
ROE 2118% BELOW SECTOR MEDIAN
Gross Margin 77% ABOVE SECTOR MEDIAN (FAVORABLE)
Op. Margin 1083% BELOW SECTOR MEDIAN
Above 50MA
37.18%
Net New Highs
+51081
SINGAPORE, Jan. 15, 2026 (GLOBE NEWSWIRE) -- HomesToLife Ltd (Nasdaq: HTLM) (“HomesToLife”), a Singapore-based home furniture company with sales across Asia-Pacific, Europe and North America, today announced a US$1 million investment for a 10% fully diluted stake in Zeica Labs Pte. Ltd. (“Zeica Labs”). The Investment will be made through HTL Marketing Pte. Ltd. (“HTL Marketing”), a wholly owned subsidiary of HomesToLife. Zeica Labs is a newly formed Singapore technology company that owns the spa
Export growth and margin improvement drive continued performanceSINGAPORE, Nov. 17, 2025 (GLOBE NEWSWIRE) -- HomesToLife Ltd (Nasdaq: HTLM) (“HomesToLife” or the “Company”), a Singapore-based home furniture company with sales across Asia-Pacific, Europe and North America, today announced its unaudited financial results for the nine months ended September 30, 2025 (“9M 2025”) and the third quarter of 2025 (“Q3 2025”). “Our consistent performance demonstrates the resilience of our diversified expo
HomesToLife Ltd, a leading home furniture retailer, has successfully closed the acquisition of HTL Marketing Pte Ltd, a leading B2B procurer and supplier of premium upholstered sofas and leather materials. The acquisition is expected to enable HomesToLife to become a major furniture industry entity and generate substantial growth in revenue and profitability.