Is GSBD a good stock to buy right now?

Based on our 6-factor quantitative model, Goldman Sachs BDC, Inc. (GSBD) receives a "Hold" rating with a composite score of 47.5/100. It is ranked #1,224 out of 4,446 stocks. Key factor scores: Quality 62/100, Value 46/100, Momentum 30/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for GSBD?

Goldman Sachs BDC, Inc. (GSBD) has a "Hold" rating and 3-star score. The composite score of 47.5 ranks it #1,224 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is GSBD in?

Goldman Sachs BDC, Inc. operates in the Financials sector (Financial Services industry) with a market cap of $986 million. It is classified as a small-cap stock.

Does GSBD pay a dividend?

Yes, GSBD pays a dividend with a current yield of 19.37%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $193.70 in annual dividend income.

What is GSBD's P/E ratio?

GSBD has a trailing P/E ratio of 7.79x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is GSBD?

GSBD's quality factor score is 62/100. Gross margin: 100.0%. ROE: 9.3% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is GSBD valued compared to peers?

GSBD's value factor score is 46/100 (higher = cheaper). Key multiples: P/E 7.8x, EV/EBITDA 97.5x. Valuation is roughly in line with peers.

What is GSBD's debt level?

GSBD's debt-to-equity ratio is 132%. Sector average: 121%. Moderate leverage is normal for established companies.

GSBD has a beta of 0.59, meaning it is less volatile than the market. Stability score: 85/100.

Does GSBD have high short interest?

GSBD's short interest factor score is 23/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

GSBD Stock Analysis: Top Small-Cap Hold (Score 47.5/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
GSBD	-0.77%	-0.66%	-2.07%	-3.34%	-12.06%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-0.71%	-4.27%	-2.41%	-2.98%	-41.58%	-	-	-
Alpha vs Sector	+0.32%	-3.17%	-3.49%	+3.96%	-22.64%	-	-	-

Metric	GSBD	Benchmark
P/E Ratio	7.8x	-48%
EV/EBITDA	97.5x	+2891%
Price / Book	0.7x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
GSBD Goldman Sachs BDC, Inc.	48	62	46	30	7.8x	9.3%	100.0%	65.2%	-32.3%	132.0x	$986M

Key Ratio	TTM	2025	2024	2023	2022	2021
Gross Margin %	1.0%	-	-	-	-	1.0%
Operating Margin %	0.1%	0.0%	0.3%	0.2%	0.4%	0.2%
EBITDA Margin %	0.1%	0.0%	0.3%	0.2%	0.4%	-6.4%
Net Margin %	0.7%	0.6%	0.2%	0.8%	0.2%	0.8%
FCF Margin %	-34.3%	-	-	-	-	-63,537.3%
ROE %	0.1%	0.1%	0.0%	0.1%	0.0%	0.1%
ROA %	0.0%	0.0%	0.0%	0.1%	0.0%	0.1%
ROIC %	0.0%	0.1%	1.7%	1.0%	2.1%	-6.1%

Line Item	TTM	2025	2024	2023	2022	2021
	$208M	$186M	$253M	$247M	$229M	$17M
	—	—	—	—	—	$17M
Gross Margin	100.0%	---	---	---	---	100.0%
	—	—	—	—	—	-$80M
Total Operating Expenses	—	$180M	$177M	$205M	$136M	—
	$30M	$6M	$76M	$42M	$92M	-$123M
EBIT	$30M	$6M	$76M	$42M	$92M	-$123M
EBITDA	$30M	$6M	$76M	$42M	$92M	-$110M
Operating Margin	11.2%	3.0%	30.1%	17.2%	40.4%	24.1%
EBITDA Margin	14.4%	3.0%	30.1%	17.2%	40.4%	-642.2%
	—	$119M	$253M	$247M	$229M	—
Income Tax Expense	—	—	$5M	$5M	$4M	$2M
	$133M	$119M	$63M	$196M	$55M	$192M
Net Margin	65.2%	64.3%	24.9%	79.2%	24.1%	81.1%
	$1.03	$1.03	$0.55	$1.81	$0.54	$1.89
Diluted EPS	$1.03	$1.03	$0.55	$1.81	$0.54	$1.89
Weighted Avg Basic	—	116M	115M	108M	102M	—
Weighted Avg Diluted	—	116M	115M	108M	102M	—

Goldman Sachs BDC, Inc. (GSBD) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Goldman Sachs BDC, Inc. Do?

Goldman Sachs BDC, Inc. is a business development company specializing in middle market and mezzanine investment in private companies. It seeks to make capital appreciation through direct originations of secured debt, senior secured debt, junior secured debt, including first lien, first lien/last-out unitranche and second lien debt, unsecured debt, including mezzanine debt and, to a lesser extent, investments in equities. The fund primarily invests in United States. It seeks to invest between $10 million and $75 million in companies with EBITDA between $5 million and $75 million annually. Goldman Sachs BDC, Inc. (GSBD) is classified as a small-cap stock in the Financials sector, specifically within the Financial Services industry. The company is led by CEO David C. Miller, headquartered in New York, New York. With a market capitalization of $986M, GSBD is one of the notable companies in the Financials sector.

Goldman Sachs BDC, Inc. (GSBD) Stock Rating — Hold (April 2026)

As of April 2026, Goldman Sachs BDC, Inc. receives a Hold rating with a composite score of 47.5/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.GSBD ranks #1,224 out of 4,446 stocks in our coverage universe. Within the Financials sector, Goldman Sachs BDC, Inc. ranks #374 of 891 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

GSBD Stock Price and 52-Week Range

Goldman Sachs BDC, Inc. (GSBD) currently trades at $9.01. The stock lost $0.03 (0.3%) in the most recent trading session. The 52-week high for GSBD is $12.39, which means the stock is currently trading -27.3% from its annual peak. The 52-week low is $8.92, putting the stock 1.0% above its annual trough. Recent trading volume was 1.1M shares, reflecting moderate market activity.

Is GSBD Overvalued or Undervalued? — Valuation Analysis

Goldman Sachs BDC, Inc. (GSBD) carries a value factor score of 46/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 7.79x, compared to the Financials sector average of 14.88x — a discount of 48%. The price-to-book ratio stands at 0.73x, versus the sector average of 1.22x. The price-to-sales ratio is 4.98x, compared to 0.90x for the average Financials stock. On an enterprise value basis, GSBD trades at 97.51x EV/EBITDA, versus 3.26x for the sector.

Overall, GSBD's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Goldman Sachs BDC, Inc. Profitability — ROE, Margins, and Quality Score

Goldman Sachs BDC, Inc. (GSBD) earns a quality factor score of 62/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 9.3%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 3.9% versus the sector average of 1.2%.

On a margin basis, Goldman Sachs BDC, Inc. reports gross margins of 100.0%. The operating margin is 11.2% (sector: 21.8%). Net profit margin stands at 65.2%, versus 17.7% for the average Financials stock. Revenue growth is running at -32.3% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

GSBD Debt, Balance Sheet, and Financial Health

Goldman Sachs BDC, Inc. has a debt-to-equity ratio of 132.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.73x, suggesting adequate working capital coverage. Total debt on the balance sheet is $1.87B. Cash and equivalents stand at $115M.

GSBD has a beta of 0.59, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Goldman Sachs BDC, Inc. is 85/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

Goldman Sachs BDC, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Goldman Sachs BDC, Inc. reported revenue of $208M and earnings per share (EPS) of $1.03. Net income for the quarter was $133M. Gross margin was 100.0%. Operating income came in at $30M.

In FY 2025, Goldman Sachs BDC, Inc. reported revenue of $186M and earnings per share (EPS) of $1.03. Net income for the quarter was $119M. Revenue grew -26.5% year-over-year compared to FY 2024. Operating income came in at $6M.

In Q3 2025, Goldman Sachs BDC, Inc. reported revenue of $45M and earnings per share (EPS) of $0.22. Net income for the quarter was $25M. Revenue grew -33.5% year-over-year compared to Q3 2024. Operating income came in at $-69,000.

In Q2 2025, Goldman Sachs BDC, Inc. reported revenue of $44M and earnings per share (EPS) of $0.34. Net income for the quarter was $39M. Revenue grew -33.6% year-over-year compared to Q2 2024. Operating income came in at $-1M.

Over the past 8 quarters, Goldman Sachs BDC, Inc. has demonstrated a growth trajectory, with revenue expanding from $67M to $208M. Investors analyzing GSBD stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

GSBD Dividend Yield and Income Analysis

Goldman Sachs BDC, Inc. (GSBD) currently pays a dividend yield of 19.4%. At this yield, a $10,000 investment in GSBD stock would generate approximately $$1937.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning GSBD offers above-average income for its sector. With a net margin of 65.2%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

GSBD Momentum and Technical Analysis Profile

Goldman Sachs BDC, Inc. (GSBD) has a momentum factor score of 30/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 23/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

GSBD vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Goldman Sachs BDC, Inc. (GSBD) ranks #374 out of 891 stocks based on the Blank Capital composite score. This places GSBD in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing GSBD against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full GSBD vs S&P 500 (SPY) comparison to assess how Goldman Sachs BDC, Inc. stacks up against the broader market across all factor dimensions.

GSBD Next Earnings Date

No upcoming earnings date has been announced for Goldman Sachs BDC, Inc. (GSBD) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy GSBD? — Investment Thesis Summary

Goldman Sachs BDC, Inc. presents a balanced picture with arguments on both sides. The quality score of 62/100 indicates above-average profitability and business fundamentals. Momentum is weak at 30/100, a headwind for near-term performance. Low volatility (stability score 85/100) reduces downside risk.

In summary, Goldman Sachs BDC, Inc. (GSBD) earns a Hold rating with a composite score of 47.5/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on GSBD stock.

Related Resources for GSBD Investors

Explore more research and tools: GSBD vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare GSBD head-to-head with peers: GSBD vs WTM, GSBD vs OPY, GSBD vs ACT.

Business quality

Valuation edge

Market alpha

Unlock Investment Thesis

Unlock Performance & Technicals

Unlock Valuation Tools

Institutional peer matrix

Dispersion: efficiency vs. valuation

Lateral intelligence network

Unlock Financial Statements

Unlock Ownership & Management

Intelligence Feed

Iran War Has Consumers Feeling Worse About Economy Than They Did During Great Recession, Biden Era

Commvault Stock Surges After Reuters Reports Potential Sale Process

Commvault gains after report it's exploring a potential sale (CVLT:NASDAQ)

Exclusive-Commvault explores sale after takeover interest, sources say

Goldman Sachs BDC opens up on Clearwater deal process, rejigs software exposure

Unlock Earnings Transcripts

Institutional Intelligence FAQ

Related Research & Tools

Related Financials Stocks