Is GS a good stock to buy right now?

Based on our 6-factor quantitative model, GOLDMAN SACHS GROUP INC (GS) receives a "Reduce" rating with a composite score of 42.3/100. It is ranked #2,999 out of 4,446 stocks. Key factor scores: Quality 10/100, Value 70/100, Momentum 57/100. The timing signal is "Bearish". This is quantitative analysis only — not investment advice.

What is the stock rating for GS?

GOLDMAN SACHS GROUP INC (GS) has a "Reduce" rating and 2-star score. The composite score of 42.3 ranks it #2,999 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is GS in?

GOLDMAN SACHS GROUP INC operates in the Financials sector (Trading industry) with a market cap of $253.76 billion. It is classified as a mega-cap stock.

Does GS pay a dividend?

Yes, GS pays a dividend with a current yield of 1.63%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $16.30 in annual dividend income.

What is GS's P/E ratio?

GS has a trailing P/E ratio of 16.39x. The Financials sector average is 14.9x. This P/E is in a moderate range relative to the broader market.

How profitable is GS?

GS's quality factor score is 10/100. Gross margin: 0.0%. ROE: 12.4% vs sector average 8.5%. Margins are moderate to low, reflecting competitive market dynamics.

How is GS valued compared to peers?

GS's value factor score is 70/100 (higher = cheaper). Key multiples: P/E 16.4x, EV/EBITDA 11.4x. The stock appears attractively valued versus peers.

What is GS's debt level?

GS's debt-to-equity ratio is 1348%. Sector average: 121%. Elevated leverage increases credit risk.

GS has a beta of 1.32, meaning it amplifies market moves. Stability score: 69/100.

Does GS have high short interest?

GS's short interest factor score is 51/100 (higher = less short selling). Moderate short interest.

GS Stock Analysis: Reduce (Score 42.3/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
GS	+0.45%	+5.19%	+8.87%	+3.28%	+85.34%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+0.52%	+1.58%	+8.54%	+3.64%	+55.82%	-	-	-
Alpha vs Sector	+1.54%	+2.68%	+7.46%	+10.58%	+74.76%	-	-	-

Metric	GS	Benchmark
P/E Ratio	16.4x	+10%
EV/EBITDA	11.4x	+251%
Price / Book	2.0x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
GS GOLDMAN SACHS GROUP INC	42	10	70	57	16.4x	12.4%	0.0%	26.9%	19.3%	1,348.0x	$253.8B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.0%	-	-	-	-	-	0.1%	0.1%	0.1%	0.1%	0.1%
Operating Margin %	0.3%	0.4%	0.3%	0.2%	0.3%	0.5%	0.9%	0.9%	0.9%	0.9%	0.9%
EBITDA Margin %	0.4%	0.4%	0.4%	0.3%	0.3%	0.5%	0.3%	0.3%	0.4%	0.4%	0.4%
Net Margin %	0.3%	0.3%	0.3%	0.2%	0.2%	0.4%	0.2%	0.2%	0.3%	0.1%	0.2%
FCF Margin %	30.9%	-	-	-	-	-	-45.0%	42.2%	23.4%	-63.9%	13.1%
ROE %	0.1%	0.1%	0.1%	0.1%	0.1%	0.2%	0.1%	0.1%	0.1%	0.1%	0.1%
ROA %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
ROIC %	1.8%	13.8%	11.9%	7.3%	9.1%	19.4%	5.5%	4.7%	5.0%	4.4%	4.6%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.0%

0.1%

Operating Margin %

0.3%

0.4%

0.3%

0.2%

0.3%

0.5%

0.9%

EBITDA Margin %

0.4%

0.3%

0.5%

0.3%

0.4%

Net Margin %

0.3%

0.2%

0.4%

0.2%

0.3%

0.1%

0.2%

FCF Margin %

30.9%

-45.0%

42.2%

23.4%

-63.9%

13.1%

ROE %

0.1%

0.2%

0.1%

ROA %

0.0%

ROIC %

1.8%

13.8%

11.9%

7.3%

9.1%

19.4%

5.5%

4.7%

5.0%

4.4%

4.6%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$57.5B	$58.3B	$53.5B	$46.3B	$47.4B	$59.3B	$44.6B	$36.5B	$36.6B	$32.7B	$30.6B	$33.8B
	—	—	—	—	—	—	$4.8B	$4.4B	$3.8B	$2.9B	$2.6B	$3.1B
Gross Margin	0.0%	---	---	---	---	---	10.7%	11.9%	10.3%	9.0%	8.5%	9.1%
	—	$2.2B	$2.4B	$4.9B	$2.5B	$2.0B	$1.9B	$1.7B	$1.3B	$1.2B	$998M	$991M
Total Operating Expenses	—	$36.4B	$35.1B	$35.5B	$33.9B	$32.3B	—	—	—	—	—	—
	$20.0B	$21.9B	$18.4B	$10.7B	$13.5B	$27.0B	$39.8B	$32.2B	$32.8B	$29.8B	$28.0B	$30.8B
EBIT	$20.0B	$21.9B	$18.4B	$10.7B	$13.5B	$27.0B	$39.8B	$32.2B	$32.8B	$29.8B	$28.0B	$30.8B
EBITDA	$22.3B	$24.0B	$20.8B	$15.6B	$15.9B	$29.1B	$14.4B	$12.3B	$13.8B	$12.3B	$11.3B	$9.8B
Operating Margin	34.6%	37.5%	34.4%	23.2%	28.5%	45.6%	89.3%	88.1%	89.7%	91.0%	91.5%	90.9%
EBITDA Margin	38.7%	41.2%	38.8%	33.7%	33.7%	49.0%	32.3%	33.6%	37.7%	37.5%	36.9%	28.9%
	—	$66.8B	$73.3B	$62.2B	$21.3B	$5.7B	$8.9B	$17.4B	$15.9B	$10.2B	$7.1B	$5.4B
	—	$21.9B	$18.4B	$10.7B	$13.5B	$27.0B	—	—	—	—	—	—
Income Tax Expense	—	$4.7B	$4.1B	$2.2B	$2.2B	$5.4B	$3.0B	$2.1B	$2.0B	$6.8B	$2.9B	$2.7B
	$15.5B	$17.2B	$14.3B	$8.5B	$11.3B	$21.6B	$9.5B	$8.5B	$10.5B	$4.3B	$7.4B	$6.1B
Net Margin	26.9%	29.5%	26.7%	18.4%	23.8%	36.5%	21.2%	23.2%	28.6%	13.1%	24.0%	18.0%
	$51.95	$51.95	$41.07	$23.05	$30.42	$60.25	$24.94	$21.18	$25.53	$9.12	$16.53	$12.35
Diluted EPS	$51.95	$51.32	$40.54	$22.87	$30.06	$59.45	$24.94	$21.18	$25.53	$9.12	$16.53	$12.35
Weighted Avg Basic	—	313M	328M	341M	352M	351M	—	—	—	—	—	—
Weighted Avg Diluted	—	318M	334M	346M	358M	356M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$57.5B

$58.3B

$53.5B

$46.3B

$47.4B

$59.3B

$44.6B

$36.5B

$36.6B

$32.7B

$30.6B

$33.8B

—

$4.8B

$4.4B

$3.8B

$2.9B

$2.6B

$3.1B

Gross Margin

0.0%

---

10.7%

11.9%

10.3%

9.0%

8.5%

9.1%

—

$2.2B

$2.4B

$4.9B

$2.5B

$2.0B

$1.9B

$1.7B

$1.3B

$1.2B

$998M

$991M

Total Operating Expenses

—

$36.4B

$35.1B

$35.5B

$33.9B

$32.3B

—

$20.0B

$21.9B

$18.4B

$10.7B

$13.5B

$27.0B

$39.8B

$32.2B

$32.8B

$29.8B

$28.0B

$30.8B

EBIT

$20.0B

$21.9B

$18.4B

$10.7B

$13.5B

$27.0B

$39.8B

$32.2B

$32.8B

$29.8B

$28.0B

$30.8B

EBITDA

$22.3B

$24.0B

$20.8B

$15.6B

$15.9B

$29.1B

$14.4B

$12.3B

$13.8B

$12.3B

$11.3B

$9.8B

Operating Margin

34.6%

37.5%

34.4%

23.2%

28.5%

45.6%

89.3%

88.1%

89.7%

91.0%

91.5%

90.9%

EBITDA Margin

38.7%

41.2%

38.8%

33.7%

49.0%

32.3%

33.6%

37.7%

37.5%

36.9%

28.9%

—

$66.8B

$73.3B

$62.2B

$21.3B

$5.7B

$8.9B

$17.4B

$15.9B

$10.2B

$7.1B

$5.4B

—

$21.9B

$18.4B

$10.7B

$13.5B

$27.0B

—

Income Tax Expense

—

$4.7B

$4.1B

$2.2B

$5.4B

$3.0B

$2.1B

$2.0B

$6.8B

$2.9B

$2.7B

$15.5B

$17.2B

$14.3B

$8.5B

$11.3B

$21.6B

$9.5B

$8.5B

$10.5B

$4.3B

$7.4B

$6.1B

Net Margin

26.9%

29.5%

26.7%

18.4%

23.8%

36.5%

21.2%

23.2%

28.6%

13.1%

24.0%

18.0%

$51.95

$41.07

$23.05

$30.42

$60.25

$24.94

$21.18

$25.53

$9.12

$16.53

$12.35

Diluted EPS

$51.95

$51.32

$40.54

$22.87

$30.06

$59.45

$24.94

$21.18

$25.53

$9.12

$16.53

$12.35

Weighted Avg Basic

—

313M

328M

341M

352M

351M

—

Weighted Avg Diluted

—

318M

334M

346M

358M

356M

—

GOLDMAN SACHS GROUP INC (GS) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does GOLDMAN SACHS GROUP INC Do?

The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through four segments: Investment Banking, Global Markets, Asset Management, and Consumer & Wealth Management. The company's Investment Banking segment provides financial advisory services, including strategic advisory assignments related to mergers and acquisitions, divestitures, corporate defense activities, restructurings, and spin-offs; and middle-market lending, relationship lending, and acquisition financing, as well as transaction banking services. This segment also offers underwriting services, such as equity underwriting for common and preferred stock and convertible and exchangeable securities; and debt underwriting for various types of debt instruments, including investment-grade and high-yield debt, bank and bridge loans, and emerging-and growth-market debt, as well as originates structured securities. Its Global Markets segment is involved in client execution activities for cash and derivative instruments; credit and interest rate products; and provision of equity intermediation and equity financing, clearing, settlement, and custody services, as well as mortgages, currencies, commodities, and equities related products. The company's Asset Management segment manages assets across various classes, including equity, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities; and provides customized investment advisory solutions, as well as invests in corporate, real estate, and infrastructure entities. Its Consumer & Wealth Management segment offers wealth advisory and banking services, including financial planning, investment management, deposit taking, and lending; private banking; and unsecured loans, as well as accepts saving and time deposits. The company was founded in 1869 and is headquartered in New York, New York. GOLDMAN SACHS GROUP INC (GS) is classified as a mega-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO David M. Solomon and employs approximately 48,500 people, headquartered in NEW YORK, New York. With a market capitalization of $253.8B, GS is one of the largest companies in the Financials sector.

GOLDMAN SACHS GROUP INC (GS) Stock Rating — Reduce (April 2026)

As of April 2026, GOLDMAN SACHS GROUP INC receives a Reduce rating with a composite score of 42.3/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.GS ranks #2,999 out of 4,446 stocks in our coverage universe. Within the Financials sector, GOLDMAN SACHS GROUP INC ranks #725 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

GS Stock Price and 52-Week Range

GOLDMAN SACHS GROUP INC (GS) currently trades at $907.80. The stock gained $4.08 (0.5%) in the most recent trading session. The 52-week high for GS is $984.70, which means the stock is currently trading -7.8% from its annual peak. The 52-week low is $439.38, putting the stock 106.6% above its annual trough. Recent trading volume was 1.6M shares, reflecting moderate market activity.

Is GS Overvalued or Undervalued? — Valuation Analysis

GOLDMAN SACHS GROUP INC (GS) carries a value factor score of 70/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 16.39x, compared to the Financials sector average of 14.88x — a premium of 10%. The price-to-book ratio stands at 2.04x, versus the sector average of 1.22x. The price-to-sales ratio is 4.43x, compared to 0.90x for the average Financials stock. On an enterprise value basis, GS trades at 11.45x EV/EBITDA, versus 3.26x for the sector.

Based on these multiples, GOLDMAN SACHS GROUP INC appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.

GOLDMAN SACHS GROUP INC Profitability — ROE, Margins, and Quality Score

GOLDMAN SACHS GROUP INC (GS) earns a quality factor score of 10/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 12.4%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 0.9% versus the sector average of 1.2%.

On a margin basis, GOLDMAN SACHS GROUP INC reports gross margins of 0.0%. The operating margin is 34.6% (sector: 21.8%). Net profit margin stands at 26.9%, versus 17.7% for the average Financials stock. Revenue growth is running at 19.3% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

GS Debt, Balance Sheet, and Financial Health

GOLDMAN SACHS GROUP INC has a debt-to-equity ratio of 1348.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.07x, suggesting adequate working capital coverage. Total debt on the balance sheet is $906.32B. Cash and equivalents stand at $169.58B.

GS has a beta of 1.32, meaning it is more volatile than the broader market — a $10,000 investment in GS would be expected to move 32.0% more than the S&P 500 on any given day. The stability factor score for GOLDMAN SACHS GROUP INC is 69/100, reflecting average volatility within the normal range for its sector.

GOLDMAN SACHS GROUP INC Revenue and Earnings History — Quarterly Trend

In TTM 2026, GOLDMAN SACHS GROUP INC reported revenue of $57.53B and earnings per share (EPS) of $51.95. Net income for the quarter was $15.55B. Gross margin was 0.0%. Operating income came in at $19.98B.

In FY 2025, GOLDMAN SACHS GROUP INC reported revenue of $58.28B and earnings per share (EPS) of $51.95. Net income for the quarter was $17.18B. Revenue grew 8.9% year-over-year compared to FY 2024. Operating income came in at $21.85B.

In Q3 2025, GOLDMAN SACHS GROUP INC reported revenue of $15.18B and earnings per share (EPS) of $12.42. Net income for the quarter was $4.10B. Revenue grew 19.6% year-over-year compared to Q3 2024. Operating income came in at $5.39B.

In Q2 2025, GOLDMAN SACHS GROUP INC reported revenue of $14.58B and earnings per share (EPS) of $11.03. Net income for the quarter was $3.72B. Revenue grew 14.5% year-over-year compared to Q2 2024. Operating income came in at $4.96B.

Over the past 8 quarters, GOLDMAN SACHS GROUP INC has demonstrated a growth trajectory, with revenue expanding from $12.73B to $57.53B. Investors analyzing GS stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

GS Dividend Yield and Income Analysis

GOLDMAN SACHS GROUP INC (GS) currently pays a dividend yield of 1.6%. At this yield, a $10,000 investment in GS stock would generate approximately $$163.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning GS yields less than the typical sector peer. With a net margin of 26.9%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

GS Momentum and Technical Analysis Profile

GOLDMAN SACHS GROUP INC (GS) has a momentum factor score of 57/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 26/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 51/100 reflects moderate short selling activity.

GS vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, GOLDMAN SACHS GROUP INC (GS) ranks #725 out of 891 stocks based on the Blank Capital composite score. This places GS in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing GS against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full GS vs S&P 500 (SPY) comparison to assess how GOLDMAN SACHS GROUP INC stacks up against the broader market across all factor dimensions.

GS Next Earnings Date

GOLDMAN SACHS GROUP INC (GS) is scheduled to report earnings on April 13, 2026 for Q1 2026. Analysts estimate EPS of $16.35. Revenue is estimated at $16.95B.Investors can track all upcoming reports on the earnings calendar.

Should You Buy GS? — Investment Thesis Summary

The quantitative profile for GOLDMAN SACHS GROUP INC suggests caution. The quality score of 10/100 flags below-average profitability. The value score of 70/100 suggests attractive pricing relative to fundamentals. Low volatility (stability score 69/100) reduces downside risk.

In summary, GOLDMAN SACHS GROUP INC (GS) earns a Reduce rating with a composite score of 42.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on GS stock.

Related Resources for GS Investors

Explore more research and tools: GS vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare GS head-to-head with peers: GS vs WTM, GS vs OPY, GS vs ACT.

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GOLDMAN SACHS GROUP INC (GS) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does GOLDMAN SACHS GROUP INC Do?

GOLDMAN SACHS GROUP INC (GS) Stock Rating — Reduce (April 2026)

GS Stock Price and 52-Week Range

Is GS Overvalued or Undervalued? — Valuation Analysis

GOLDMAN SACHS GROUP INC Profitability — ROE, Margins, and Quality Score

GS Debt, Balance Sheet, and Financial Health

GOLDMAN SACHS GROUP INC Revenue and Earnings History — Quarterly Trend

GS Dividend Yield and Income Analysis

GS Momentum and Technical Analysis Profile

GS vs Competitors — Financials Sector Ranking and Peer Comparison

GS Next Earnings Date

Should You Buy GS? — Investment Thesis Summary

Related Resources for GS Investors

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Dow Jones Futures: Iran Talks, Earnings In Focus; Google, Amazon, Nvidia In Buy Areas