FLYW

Company Overview — What Does Flywire Corp Do?

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Canada, and the United Kingdom, and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company's platform facilitates payment flows across multiple currencies, payment types, and payment options; and provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. Flywire Corporation was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts. Flywire Corp (FLYW) is classified as a small-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Michael Massaro and employs approximately 660 people. With a market capitalization of $1.4B, FLYW is one of the notable companies in the Industrials sector.

Flywire Corp (FLYW) Stock Rating — Reduce (April 2026)

As of April 2026, Flywire Corp receives a Reduce rating with a composite score of 44.1/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.FLYW ranks #2,928 out of 4,446 stocks in our coverage universe. Within the Industrials sector, Flywire Corp ranks #490 of 752 stocks, placing it in the lower half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

FLYW Stock Price and 52-Week Range

Flywire Corp (FLYW) currently trades at $11.56. The stock lost $0.15 (1.3%) in the most recent trading session. The 52-week high for FLYW is $15.25, which means the stock is currently trading -24.2% from its annual peak. The 52-week low is $8.20, putting the stock 41.0% above its annual trough. Recent trading volume was 1.0M shares, reflecting moderate market activity.

Is FLYW Overvalued or Undervalued? — Valuation Analysis

Flywire Corp (FLYW) carries a value factor score of 49/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 27.06x, compared to the Industrials sector average of 28.33x — a discount of 4%. The price-to-book ratio stands at 1.71x, versus the sector average of 2.23x. The price-to-sales ratio is 2.28x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, FLYW trades at 44.02x EV/EBITDA, versus 5.70x for the sector.

Overall, FLYW's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.

Flywire Corp Profitability — ROE, Margins, and Quality Score

Flywire Corp (FLYW) earns a quality factor score of 38/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 6.3%, compared to the Industrials sector average of 8.9%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 4.2% versus the sector average of 3.3%.

On a margin basis, Flywire Corp reports gross margins of 100.0%, compared to 35.8% for the sector. The operating margin is 3.5% (sector: 6.2%). Net profit margin stands at 6.8%, versus 3.9% for the average Industrials stock. Revenue growth is running at 93.0% on a trailing basis, compared to 6.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

FLYW Debt, Balance Sheet, and Financial Health

Flywire Corp has a debt-to-equity ratio of 2.0%, compared to the Industrials sector average of 70.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.53x, suggesting adequate working capital coverage. Total debt on the balance sheet is $15M. Cash and equivalents stand at $355M.

FLYW has a beta of 0.93, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for Flywire Corp is 60/100, reflecting average volatility within the normal range for its sector.

Flywire Corp Revenue and Earnings History — Quarterly Trend

In TTM 2026, Flywire Corp reported revenue of $622M and earnings per share (EPS) of $0.24. Net income for the quarter was $52M. Gross margin was 100.0%. Operating income came in at $33M.

In Q3 2025, Flywire Corp reported revenue of $200M and earnings per share (EPS) of $0.24. Net income for the quarter was $30M. Revenue grew 27.6% year-over-year compared to Q3 2024. Operating income came in at $32M.

In Q2 2025, Flywire Corp reported revenue of $132M and earnings per share (EPS) of $-0.10. Net income for the quarter was $-12M. Revenue grew 27.2% year-over-year compared to Q2 2024. Operating income came in at $-9M.

In Q1 2025, Flywire Corp reported revenue of $133M and earnings per share (EPS) of $-0.03. Net income for the quarter was $-4M. Revenue grew 17.0% year-over-year compared to Q1 2024. Operating income came in at $-11M.

Over the past 8 quarters, Flywire Corp has demonstrated a growth trajectory, with revenue expanding from $114M to $622M. Investors analyzing FLYW stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

FLYW Dividend Yield and Income Analysis

Flywire Corp (FLYW) does not currently pay a dividend. This is common among smaller companies in the Business Services industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Industrials dividend stocks may want to explore other Industrials stocks or use the stock screener to filter by dividend yield.

FLYW Momentum and Technical Analysis Profile

Flywire Corp (FLYW) has a momentum factor score of 45/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 21/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 62/100 reflects moderate short selling activity.

FLYW vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, Flywire Corp (FLYW) ranks #490 out of 752 stocks based on the Blank Capital composite score. This places FLYW in the lower half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing FLYW against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full FLYW vs S&P 500 (SPY) comparison to assess how Flywire Corp stacks up against the broader market across all factor dimensions.

FLYW Next Earnings Date

No upcoming earnings date has been announced for Flywire Corp (FLYW) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy FLYW? — Investment Thesis Summary

The quantitative profile for Flywire Corp suggests caution. The quality score of 38/100 flags below-average profitability. Low volatility (stability score 60/100) reduces downside risk.

In summary, Flywire Corp (FLYW) earns a Reduce rating with a composite score of 44.1/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on FLYW stock.

Related Resources for FLYW Investors

Explore more research and tools: FLYW vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare FLYW head-to-head with peers: FLYW vs SOBO, FLYW vs TEN, FLYW vs GLDD.