FIFTH THIRD BANCORP (FITB) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does FIFTH THIRD BANCORP Do?
Fifth Third Bancorp operates as a diversified financial services company in the United States. The company's Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Branch Banking segment provides a range of deposit and loan products to individuals and small businesses. This segment offers checking and savings accounts, home equity loans and lines of credit, credit cards, and loans for automobiles and personal financing needs, as well as cash management services for small businesses. The company's Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit; and indirect lending activities, including loans to consumers through correspondent lenders and automobile dealers. Fifth Third Bancorp's Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. As of December 31, 2021, the company operated 1,117 full-service banking centers and 2,322 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio. FIFTH THIRD BANCORP (FITB) is classified as a large-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Timothy N. Spence and employs approximately 19,300 people, headquartered in Cincinnati, Ohio. With a market capitalization of $42.4B, FITB is one of the prominent companies in the Financials sector.
FIFTH THIRD BANCORP (FITB) Stock Rating — Hold (April 2026)
As of April 2026, FIFTH THIRD BANCORP receives a Hold rating with a composite score of 51.2/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.FITB ranks #1,668 out of 4,446 stocks in our coverage universe. Within the Financials sector, FIFTH THIRD BANCORP ranks #508 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
FITB Stock Price and 52-Week Range
FIFTH THIRD BANCORP (FITB) currently trades at $49.50. The stock lost $0.72 (1.4%) in the most recent trading session. The 52-week high for FITB is $55.44, which means the stock is currently trading -10.7% from its annual peak. The 52-week low is $32.25, putting the stock 53.5% above its annual trough. Recent trading volume was 7.5M shares, reflecting moderate market activity.
Is FITB Overvalued or Undervalued? — Valuation Analysis
FIFTH THIRD BANCORP (FITB) carries a value factor score of 63/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 18.30x, compared to the Financials sector average of 14.88x — a premium of 23%. The price-to-book ratio stands at 1.99x, versus the sector average of 1.22x. The price-to-sales ratio is 5.70x, compared to 0.90x for the average Financials stock. On an enterprise value basis, FITB trades at 18.79x EV/EBITDA, versus 3.26x for the sector.
Overall, FITB's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
FIFTH THIRD BANCORP Profitability — ROE, Margins, and Quality Score
FIFTH THIRD BANCORP (FITB) earns a quality factor score of 58/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 10.9%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 1.1% versus the sector average of 1.2%.
On a margin basis, FIFTH THIRD BANCORP reports gross margins of 0.0%. The operating margin is 136.2% (sector: 21.8%). Net profit margin stands at 107.0%, versus 17.7% for the average Financials stock. Revenue growth is running at 1514.7% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
FITB Debt, Balance Sheet, and Financial Health
FIFTH THIRD BANCORP has a debt-to-equity ratio of 63.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.11x, suggesting adequate working capital coverage. Total debt on the balance sheet is $13.59B. Cash and equivalents stand at $2.90B.
FITB has a beta of 1.01, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for FIFTH THIRD BANCORP is 75/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.
FIFTH THIRD BANCORP Revenue and Earnings History — Quarterly Trend
In TTM 2026, FIFTH THIRD BANCORP reported revenue of $7.60B and earnings per share (EPS) of $3.56. Net income for the quarter was $2.37B. Gross margin was 0.0%. Operating income came in at $3.03B.
In FY 2025, FIFTH THIRD BANCORP reported revenue of $9.90B and earnings per share (EPS) of $3.56. Net income for the quarter was $2.52B. Revenue grew -5.0% year-over-year compared to FY 2024. Operating income came in at $3.21B.
In Q3 2025, FIFTH THIRD BANCORP reported revenue of $2.52B and earnings per share (EPS) of $0.91. Net income for the quarter was $649M. Revenue grew 1464.6% year-over-year compared to Q3 2024. Operating income came in at $837M.
In Q2 2025, FIFTH THIRD BANCORP reported revenue of $2.48B and earnings per share (EPS) of $0.88. Net income for the quarter was $628M. Revenue grew 1492.3% year-over-year compared to Q2 2024. Operating income came in at $808M.
Over the past 8 quarters, FIFTH THIRD BANCORP has demonstrated a growth trajectory, with revenue expanding from $156M to $7.60B. Investors analyzing FITB stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
FITB Dividend Yield and Income Analysis
FIFTH THIRD BANCORP (FITB) currently pays a dividend yield of 3.4%. At this yield, a $10,000 investment in FITB stock would generate approximately $$339.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning FITB offers above-average income for its sector. With a net margin of 107.0%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.
FITB Momentum and Technical Analysis Profile
FIFTH THIRD BANCORP (FITB) has a momentum factor score of 53/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 20/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 17/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
FITB vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, FIFTH THIRD BANCORP (FITB) ranks #508 out of 891 stocks based on the Blank Capital composite score. This places FITB in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing FITB against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full FITB vs S&P 500 (SPY) comparison to assess how FIFTH THIRD BANCORP stacks up against the broader market across all factor dimensions.
FITB Next Earnings Date
No upcoming earnings date has been announced for FIFTH THIRD BANCORP (FITB) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy FITB? — Investment Thesis Summary
FIFTH THIRD BANCORP presents a balanced picture with arguments on both sides. The value score of 63/100 suggests attractive pricing relative to fundamentals. Low volatility (stability score 75/100) reduces downside risk.
In summary, FIFTH THIRD BANCORP (FITB) earns a Hold rating with a composite score of 51.2/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on FITB stock.
Related Resources for FITB Investors
Explore more research and tools: FITB vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare FITB head-to-head with peers: FITB vs WTM, FITB vs OPY, FITB vs ACT.