Is EGBN a good stock to buy right now?

Based on our 6-factor quantitative model, EAGLE BANCORP INC (EGBN) receives a "Reduce" rating with a composite score of 35.1/100. It is ranked #2,875 out of 4,446 stocks. Key factor scores: Quality 26/100, Value 18/100, Momentum 57/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for EGBN?

EAGLE BANCORP INC (EGBN) has a "Reduce" rating and 2-star score. The composite score of 35.1 ranks it #2,875 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is EGBN in?

EAGLE BANCORP INC operates in the Financials sector (Banking industry) with a market cap of $770 million. It is classified as a small-cap stock.

Does EGBN pay a dividend?

Yes, EGBN pays a dividend with a current yield of 3.27%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $32.70 in annual dividend income.

What is EGBN's P/E ratio?

P/E ratio data is not currently available for EGBN, which may indicate the company is not yet profitable.

How profitable is EGBN?

EGBN's quality factor score is 26/100. Gross margin: 0.0%. ROE: -10.1% vs sector average 8.5%. Margins are moderate to low, reflecting competitive market dynamics.

How is EGBN valued compared to peers?

EGBN's value factor score is 18/100 (higher = cheaper). Key multiples: . Trading at a premium relative to peers.

What is EGBN's debt level?

EGBN's debt-to-equity ratio is 7%. Sector average: 121%. Low leverage suggests conservative financial management.

EGBN has a beta of 0.85, meaning it tracks the market. Stability score: 63/100.

Does EGBN have high short interest?

EGBN's short interest factor score is 4/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

EGBN Stock Analysis: Top Small-Cap Reduce (Score 35.1/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
EGBN	-1.85%	+3.72%	+6.42%	+23.76%	+37.43%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-1.78%	+0.11%	+6.09%	+24.12%	+7.90%	-	-	-
Alpha vs Sector	-0.76%	+1.21%	+5.00%	+31.07%	+26.84%	-	-	-

Metric	EGBN	Benchmark
P/E Ratio	-7.0x	-147%
EV/EBITDA	—	—
Price / Book	0.7x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	9.2x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	11.0x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.8x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	10.0x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.9x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	13.0x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.4x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	10.0x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	13.2x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
EGBN EAGLE BANCORP INC	35	26	18	57	-	-10.1%	0.0%	-19.4%	-11.6%	7.0x	$770M

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.0%	-	0.9%	-	-	-	0.9%	0.9%	0.9%	0.9%	0.9%
Operating Margin %	-0.3%	-0.3%	0.1%	0.2%	0.4%	0.7%	0.1%	0.1%	0.1%	0.1%	0.1%
EBITDA Margin %	-0.3%	-0.3%	-0.1%	0.2%	0.4%	0.7%	0.5%	0.6%	0.6%	0.6%	0.6%
Net Margin %	-0.2%	-0.2%	-0.2%	0.2%	0.3%	0.5%	0.4%	0.4%	0.4%	0.3%	0.3%
FCF Margin %	206.7%	-	40.0%	-	-	-	35.5%	37.1%	48.0%	49.5%	38.3%
ROE %	-0.1%	-0.1%	-0.0%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
ROA %	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
ROIC %	-0.1%	-12.8%	0.9%	7.9%	11.5%	13.2%	2.0%	1.2%	1.3%	2.5%	2.6%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.0%

0.9%

Operating Margin %

-0.3%

0.1%

0.2%

0.4%

0.7%

0.1%

EBITDA Margin %

-0.3%

-0.1%

0.2%

0.4%

0.7%

0.5%

0.6%

Net Margin %

-0.2%

0.2%

0.3%

0.5%

0.4%

0.3%

FCF Margin %

206.7%

40.0%

35.5%

37.1%

48.0%

49.5%

38.3%

ROE %

-0.1%

-0.0%

0.1%

ROA %

-0.0%

0.0%

ROIC %

-0.1%

-12.8%

0.9%

7.9%

11.5%

13.2%

2.0%

1.2%

1.3%

2.5%

2.6%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$629M	$604M	$309M	$625M	$425M	$364M	$367M	$350M	$340M	$313M	$285M	$261M
	—	—	$289M	—	—	—	$322M	$324M	$317M	$284M	$258M	$234M
Gross Margin	0.0%	---	93.5%	---	---	---	87.6%	92.7%	93.3%	90.6%	90.4%	89.8%
	—	—	$9M	—	—	—	$13M	$11M	$11M	$11M	$11M	$11M
Total Operating Expenses	—	$801M	—	$498M	$235M	$127M	—	—	—	—	—	—
	-$164M	-$196M	$20M	$128M	$190M	$238M	$46M	$26M	$23M	$29M	$27M	$27M
EBIT	-$164M	-$196M	$20M	$128M	$190M	$238M	$46M	$26M	$23M	$29M	$27M	$27M
EBITDA	-$164M	-$196M	-$22M	$128M	$190M	$238M	$189M	$208M	$216M	$197M	$170M	$147M
Operating Margin	-27.9%	-32.5%	6.5%	20.4%	44.7%	65.2%	12.4%	7.3%	6.7%	9.4%	9.6%	10.2%
EBITDA Margin	-26.1%	-32.5%	-7.0%	20.4%	44.7%	65.2%	51.5%	59.5%	63.5%	62.8%	59.5%	56.2%
	—	—	$399M	$335M	$92M	$40M	$68M	$106M	$76M	$40M	$28M	$19M
	—	-$196M	—	$128M	$190M	$238M	—	—	—	—	—	—
Income Tax Expense	—	-$58M	$17M	$27M	$49M	$61M	$44M	$54M	$52M	$86M	$61M	$51M
	-$114M	-$138M	-$47M	$101M	$141M	$177M	$132M	$143M	$152M	$100M	$98M	$84M
Net Margin	-19.4%	-22.8%	-15.2%	16.1%	33.2%	48.5%	36.0%	40.9%	44.8%	32.0%	34.2%	32.3%
	$-4.55	$-4.55	$-1.56	$3.31	$4.40	$5.53	$4.09	$4.18	$4.44	$2.94	$2.91	$2.54
Diluted EPS	$-4.55	$-4.55	$-1.56	$3.31	$4.39	$5.52	$4.09	$4.18	$4.44	$2.94	$2.91	$2.54
Weighted Avg Basic	—	30M	—	30M	32M	32M	—	—	—	—	—	—
Weighted Avg Diluted	—	30M	—	30M	32M	32M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$629M

$604M

$309M

$625M

$425M

$364M

$367M

$350M

$340M

$313M

$285M

$261M

—

$289M

—

$322M

$324M

$317M

$284M

$258M

$234M

Gross Margin

0.0%

---

93.5%

---

87.6%

92.7%

93.3%

90.6%

90.4%

89.8%

—

$9M

—

$13M

$11M

Total Operating Expenses

—

$801M

—

$498M

$235M

$127M

—

-$164M

-$196M

$20M

$128M

$190M

$238M

$46M

$26M

$23M

$29M

$27M

EBIT

-$164M

-$196M

$20M

$128M

$190M

$238M

$46M

$26M

$23M

$29M

$27M

EBITDA

-$164M

-$196M

-$22M

$128M

$190M

$238M

$189M

$208M

$216M

$197M

$170M

$147M

Operating Margin

-27.9%

-32.5%

6.5%

20.4%

44.7%

65.2%

12.4%

7.3%

6.7%

9.4%

9.6%

10.2%

EBITDA Margin

-26.1%

-32.5%

-7.0%

20.4%

44.7%

65.2%

51.5%

59.5%

63.5%

62.8%

59.5%

56.2%

—

$399M

$335M

$92M

$40M

$68M

$106M

$76M

$40M

$28M

$19M

—

-$196M

—

$128M

$190M

$238M

—

Income Tax Expense

—

-$58M

$17M

$27M

$49M

$61M

$44M

$54M

$52M

$86M

$61M

$51M

-$114M

-$138M

-$47M

$101M

$141M

$177M

$132M

$143M

$152M

$100M

$98M

$84M

Net Margin

-19.4%

-22.8%

-15.2%

16.1%

33.2%

48.5%

36.0%

40.9%

44.8%

32.0%

34.2%

32.3%

$-4.55

$-1.56

$3.31

$4.40

$5.53

$4.09

$4.18

$4.44

$2.94

$2.91

$2.54

Diluted EPS

$-4.55

$-1.56

$3.31

$4.39

$5.52

$4.09

$4.18

$4.44

$2.94

$2.91

$2.54

Weighted Avg Basic

—

30M

—

30M

32M

—

Weighted Avg Diluted

—

30M

—

30M

32M

—

EAGLE BANCORP INC (EGBN) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does EAGLE BANCORP INC Do?

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; and other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and individuals, as well as investors. As of December 31, 2021, it operated seventeen banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 6 in Northern Virginia. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland. EAGLE BANCORP INC (EGBN) is classified as a small-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Susan G. Riel and employs approximately 500 people, headquartered in Bethesda, Maryland. With a market capitalization of $770M, EGBN is one of the notable companies in the Financials sector.

EAGLE BANCORP INC (EGBN) Stock Rating — Reduce (April 2026)

As of April 2026, EAGLE BANCORP INC receives a Reduce rating with a composite score of 35.1/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.EGBN ranks #2,875 out of 4,446 stocks in our coverage universe. Within the Financials sector, EAGLE BANCORP INC ranks #709 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

EGBN Stock Price and 52-Week Range

EAGLE BANCORP INC (EGBN) currently trades at $26.51. The stock lost $0.50 (1.9%) in the most recent trading session. The 52-week high for EGBN is $29.26, which means the stock is currently trading -9.4% from its annual peak. The 52-week low is $15.03, putting the stock 76.4% above its annual trough. Recent trading volume was 204K shares, suggesting relatively thin trading activity.

Is EGBN Overvalued or Undervalued? — Valuation Analysis

EAGLE BANCORP INC (EGBN) carries a value factor score of 18/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 0.70x, versus the sector average of 1.22x. The price-to-sales ratio is 1.26x, compared to 0.90x for the average Financials stock.

At current multiples, EAGLE BANCORP INC trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

EAGLE BANCORP INC Profitability — ROE, Margins, and Quality Score

EAGLE BANCORP INC (EGBN) earns a quality factor score of 26/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -10.1%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -1.1% versus the sector average of 1.2%.

On a margin basis, EAGLE BANCORP INC reports gross margins of 0.0%. The operating margin is -27.9% (sector: 21.8%). Net profit margin stands at -19.4%, versus 17.7% for the average Financials stock. Revenue growth is running at -11.6% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

EGBN Debt, Balance Sheet, and Financial Health

EAGLE BANCORP INC has a debt-to-equity ratio of 7.0%, compared to the Financials sector average of 121.0%. The low leverage indicates a conservative balance sheet with significant financial flexibility. The current ratio is 1.12x, suggesting adequate working capital coverage. Total debt on the balance sheet is $76M. Cash and equivalents stand at $8M.

EGBN has a beta of 0.85, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for EAGLE BANCORP INC is 63/100, reflecting average volatility within the normal range for its sector.

EAGLE BANCORP INC Revenue and Earnings History — Quarterly Trend

In TTM 2026, EAGLE BANCORP INC reported revenue of $629M and earnings per share (EPS) of $-4.55. Net income for the quarter was $-114M. Gross margin was 0.0%. Operating income came in at $-164M.

In FY 2025, EAGLE BANCORP INC reported revenue of $604M and earnings per share (EPS) of $-4.55. Net income for the quarter was $-138M. Revenue grew 95.9% year-over-year compared to FY 2024. Operating income came in at $-196M.

In Q3 2025, EAGLE BANCORP INC reported revenue of $150M and earnings per share (EPS) of $-2.22. Net income for the quarter was $-68M. Revenue grew -13.6% year-over-year compared to Q3 2024. Operating income came in at $-84M.

In Q2 2025, EAGLE BANCORP INC reported revenue of $151M and earnings per share (EPS) of $-2.30. Net income for the quarter was $-70M. Revenue grew -10.8% year-over-year compared to Q2 2024. Operating income came in at $-109M.

Over the past 8 quarters, EAGLE BANCORP INC has demonstrated a growth trajectory, with revenue expanding from $170M to $629M. Investors analyzing EGBN stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

EGBN Dividend Yield and Income Analysis

EAGLE BANCORP INC (EGBN) currently pays a dividend yield of 3.3%. At this yield, a $10,000 investment in EGBN stock would generate approximately $$327.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning EGBN offers above-average income for its sector.

EGBN Momentum and Technical Analysis Profile

EAGLE BANCORP INC (EGBN) has a momentum factor score of 57/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 36/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 4/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

EGBN vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, EAGLE BANCORP INC (EGBN) ranks #709 out of 891 stocks based on the Blank Capital composite score. This places EGBN in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing EGBN against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full EGBN vs S&P 500 (SPY) comparison to assess how EAGLE BANCORP INC stacks up against the broader market across all factor dimensions.

EGBN Next Earnings Date

No upcoming earnings date has been announced for EAGLE BANCORP INC (EGBN) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy EGBN? — Investment Thesis Summary

The quantitative profile for EAGLE BANCORP INC suggests caution. The quality score of 26/100 flags below-average profitability. The value score of 18/100 indicates premium valuation. Low volatility (stability score 63/100) reduces downside risk.

In summary, EAGLE BANCORP INC (EGBN) earns a Reduce rating with a composite score of 35.1/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on EGBN stock.

Related Resources for EGBN Investors

Explore more research and tools: EGBN vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare EGBN head-to-head with peers: EGBN vs WTM, EGBN vs OPY, EGBN vs ACT.

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EAGLE BANCORP INC (EGBN) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does EAGLE BANCORP INC Do?

EAGLE BANCORP INC (EGBN) Stock Rating — Reduce (April 2026)

EGBN Stock Price and 52-Week Range

Is EGBN Overvalued or Undervalued? — Valuation Analysis

EAGLE BANCORP INC Profitability — ROE, Margins, and Quality Score

EGBN Debt, Balance Sheet, and Financial Health

EAGLE BANCORP INC Revenue and Earnings History — Quarterly Trend

EGBN Dividend Yield and Income Analysis

EGBN Momentum and Technical Analysis Profile

EGBN vs Competitors — Financials Sector Ranking and Peer Comparison

EGBN Next Earnings Date

Should You Buy EGBN? — Investment Thesis Summary

Related Resources for EGBN Investors

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