EQUIFAX INC (EFX) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does EQUIFAX INC Do?
Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia. EQUIFAX INC (EFX) is classified as a large-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Mark W. Begor and employs approximately 14,000 people, headquartered in Atlanta, Georgia. With a market capitalization of $21.7B, EFX is one of the prominent companies in the Industrials sector.
EQUIFAX INC (EFX) Stock Rating — Reduce (April 2026)
As of April 2026, EQUIFAX INC receives a Reduce rating with a composite score of 45.9/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.EFX ranks #2,179 out of 4,446 stocks in our coverage universe. Within the Industrials sector, EQUIFAX INC ranks #347 of 752 stocks, placing it in the upper half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
EFX Stock Price and 52-Week Range
EQUIFAX INC (EFX) currently trades at $177.97. The stock lost $3.93 (2.2%) in the most recent trading session. The 52-week high for EFX is $281.03, which means the stock is currently trading -36.7% from its annual peak. The 52-week low is $166.02, putting the stock 7.2% above its annual trough. Recent trading volume was 2.5M shares, reflecting moderate market activity.
Is EFX Overvalued or Undervalued? — Valuation Analysis
EQUIFAX INC (EFX) carries a value factor score of 59/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 34.79x, compared to the Industrials sector average of 28.33x — a premium of 23%. The price-to-book ratio stands at 4.74x, versus the sector average of 2.23x. The price-to-sales ratio is 3.71x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, EFX trades at 15.82x EV/EBITDA, versus 5.70x for the sector.
Overall, EFX's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
EQUIFAX INC Profitability — ROE, Margins, and Quality Score
EQUIFAX INC (EFX) earns a quality factor score of 66/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 13.6%, compared to the Industrials sector average of 8.9%, which is within a healthy range. Return on assets (ROA) comes in at 5.3% versus the sector average of 3.3%.
On a margin basis, EQUIFAX INC reports gross margins of 0.0%, compared to 35.8% for the sector. The operating margin is 17.9% (sector: 6.2%). Net profit margin stands at 10.6%, versus 3.9% for the average Industrials stock. Revenue growth is running at 8.0% on a trailing basis, compared to 6.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
EFX Debt, Balance Sheet, and Financial Health
EQUIFAX INC has a debt-to-equity ratio of 111.0%, compared to the Industrials sector average of 70.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 0.60x, which may signal near-term liquidity tightness. Total debt on the balance sheet is $5.11B. Cash and equivalents stand at $189M.
EFX has a beta of 1.06, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for EQUIFAX INC is 58/100, reflecting average volatility within the normal range for its sector.
EQUIFAX INC Revenue and Earnings History — Quarterly Trend
In TTM 2026, EQUIFAX INC reported revenue of $5.91B and earnings per share (EPS) of $5.36. Net income for the quarter was $631M. Gross margin was 0.0%. Operating income came in at $2.25B.
In FY 2025, EQUIFAX INC reported revenue of $6.07B and earnings per share (EPS) of $5.36. Net income for the quarter was $664M. Revenue grew 6.9% year-over-year compared to FY 2024. Operating income came in at $1.10B.
In Q3 2025, EQUIFAX INC reported revenue of $1.54B and earnings per share (EPS) of $1.30. Net income for the quarter was $162M. Revenue grew 11.5% year-over-year compared to Q3 2024. Operating income came in at $264M.
In Q2 2025, EQUIFAX INC reported revenue of $1.54B and earnings per share (EPS) of $1.54. Net income for the quarter was $193M. Revenue grew 7.4% year-over-year compared to Q2 2024. Operating income came in at $311M.
Over the past 8 quarters, EQUIFAX INC has demonstrated a growth trajectory, with revenue expanding from $1.43B to $5.91B. Investors analyzing EFX stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
EFX Dividend Yield and Income Analysis
EQUIFAX INC (EFX) currently pays a dividend yield of 0.7%. At this yield, a $10,000 investment in EFX stock would generate approximately $$69.00 in annual dividend income. The net margin of 10.6% provides reasonable coverage for the dividend, though investors should monitor payout sustainability.
EFX Momentum and Technical Analysis Profile
EQUIFAX INC (EFX) has a momentum factor score of 28/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 30/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 16/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
EFX vs Competitors — Industrials Sector Ranking and Peer Comparison
Within the Industrials sector, EQUIFAX INC (EFX) ranks #347 out of 752 stocks based on the Blank Capital composite score. This places EFX in the upper half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.
Comparing EFX against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full EFX vs S&P 500 (SPY) comparison to assess how EQUIFAX INC stacks up against the broader market across all factor dimensions.
EFX Next Earnings Date
No upcoming earnings date has been announced for EQUIFAX INC (EFX) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy EFX? — Investment Thesis Summary
The quantitative profile for EQUIFAX INC suggests caution. The quality score of 66/100 indicates above-average profitability and business fundamentals. Momentum is weak at 28/100, a headwind for near-term performance.
In summary, EQUIFAX INC (EFX) earns a Reduce rating with a composite score of 45.9/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on EFX stock.
Related Resources for EFX Investors
Explore more research and tools: EFX vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare EFX head-to-head with peers: EFX vs SOBO, EFX vs TEN, EFX vs GLDD.