EURONET WORLDWIDE, INC. (EEFT) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does EURONET WORLDWIDE, INC. Do?
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers, and individual consumers worldwide. The company's Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions, as well as delivers non-cash products. This segment operates a network of 42,713 ATMs and approximately 438,000 POS terminals. Its epay segment distributes and processed prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 775,000 POS terminals. The company's Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. This segment operates a network of approximately 510,000 money transfer locations. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas. EURONET WORLDWIDE, INC. (EEFT) is classified as a mid-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Michael J. Brown and employs approximately 9,500 people, headquartered in Leawood, Kansas. With a market capitalization of $2.6B, EEFT is one of the notable companies in the Financials sector.
EURONET WORLDWIDE, INC. (EEFT) Stock Rating — Hold (April 2026)
As of April 2026, EURONET WORLDWIDE, INC. receives a Hold rating with a composite score of 48.6/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.EEFT ranks #1,671 out of 4,446 stocks in our coverage universe. Within the Financials sector, EURONET WORLDWIDE, INC. ranks #510 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
EEFT Stock Price and 52-Week Range
EURONET WORLDWIDE, INC. (EEFT) currently trades at $69.27. The 52-week high for EEFT is $114.25, which means the stock is currently trading -39.4% from its annual peak. The 52-week low is $64.34, putting the stock 7.7% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.
Is EEFT Overvalued or Undervalued? — Valuation Analysis
EURONET WORLDWIDE, INC. (EEFT) carries a value factor score of 79/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 6.31x, compared to the Financials sector average of 14.88x — a discount of 58%. The price-to-book ratio stands at 1.97x, versus the sector average of 1.22x. The price-to-sales ratio is 0.62x, compared to 0.90x for the average Financials stock. On an enterprise value basis, EEFT trades at 3.50x EV/EBITDA, versus 3.26x for the sector.
Based on these multiples, EURONET WORLDWIDE, INC. appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.
EURONET WORLDWIDE, INC. Profitability — ROE, Margins, and Quality Score
EURONET WORLDWIDE, INC. (EEFT) earns a quality factor score of 72/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 31.2%, compared to the Financials sector average of 8.5%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at 6.4% versus the sector average of 1.2%.
On a margin basis, EURONET WORLDWIDE, INC. reports gross margins of 84.0%. The operating margin is 14.1% (sector: 21.8%). Net profit margin stands at 9.5%, versus 17.7% for the average Financials stock. Revenue growth is running at 16.2% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
EEFT Debt, Balance Sheet, and Financial Health
EURONET WORLDWIDE, INC. has a debt-to-equity ratio of 391.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.11x, suggesting adequate working capital coverage. Total debt on the balance sheet is $2.46B. Cash and equivalents stand at $2.02B.
EEFT has a beta of 1.09, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for EURONET WORLDWIDE, INC. is 61/100, reflecting average volatility within the normal range for its sector.
EURONET WORLDWIDE, INC. Revenue and Earnings History — Quarterly Trend
In TTM 2026, EURONET WORLDWIDE, INC. reported revenue of $4.23B and earnings per share (EPS) of $7.40. Net income for the quarter was $413M. Gross margin was 84.0%. Operating income came in at $611M.
In FY 2025, EURONET WORLDWIDE, INC. reported revenue of $4.24B and earnings per share (EPS) of $7.40. Net income for the quarter was $313M. Revenue grew 6.4% year-over-year compared to FY 2024. Operating income came in at $530M.
In Q3 2025, EURONET WORLDWIDE, INC. reported revenue of $1.15B and earnings per share (EPS) of $3.02. Net income for the quarter was $125M. Revenue grew 4.2% year-over-year compared to Q3 2024. Operating income came in at $195M.
In Q2 2025, EURONET WORLDWIDE, INC. reported revenue of $1.07B and earnings per share (EPS) of $2.31. Net income for the quarter was $98M. Revenue grew 8.9% year-over-year compared to Q2 2024. Operating income came in at $159M.
Over the past 8 quarters, EURONET WORLDWIDE, INC. has demonstrated a growth trajectory, with revenue expanding from $986M to $4.23B. Investors analyzing EEFT stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
EEFT Dividend Yield and Income Analysis
EURONET WORLDWIDE, INC. (EEFT) does not currently pay a dividend. This is common among smaller companies in the Banking industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.
EEFT Momentum and Technical Analysis Profile
EURONET WORLDWIDE, INC. (EEFT) has a momentum factor score of 23/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 27/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 7/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
EEFT vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, EURONET WORLDWIDE, INC. (EEFT) ranks #510 out of 891 stocks based on the Blank Capital composite score. This places EEFT in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing EEFT against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full EEFT vs S&P 500 (SPY) comparison to assess how EURONET WORLDWIDE, INC. stacks up against the broader market across all factor dimensions.
EEFT Next Earnings Date
No upcoming earnings date has been announced for EURONET WORLDWIDE, INC. (EEFT) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy EEFT? — Investment Thesis Summary
EURONET WORLDWIDE, INC. presents a balanced picture with arguments on both sides. The quality score of 72/100 indicates above-average profitability and business fundamentals. The value score of 79/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 23/100, a headwind for near-term performance. Low volatility (stability score 61/100) reduces downside risk.
In summary, EURONET WORLDWIDE, INC. (EEFT) earns a Hold rating with a composite score of 48.6/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on EEFT stock.
Related Resources for EEFT Investors
Explore more research and tools: EEFT vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare EEFT head-to-head with peers: EEFT vs WTM, EEFT vs OPY, EEFT vs ACT.