Is DFH a good stock to buy right now?

Based on our 6-factor quantitative model, Dream Finders Homes, Inc. (DFH) receives a "Reduce" rating with a composite score of 33.3/100. It is ranked #3,503 out of 4,446 stocks. Key factor scores: Quality 10/100, Value 73/100, Momentum 22/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for DFH?

Dream Finders Homes, Inc. (DFH) has a "Reduce" rating and 2-star score. The composite score of 33.3 ranks it #3,503 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is DFH in?

Dream Finders Homes, Inc. operates in the Industrials sector (Construction industry) with a market cap of $1.29 billion. It is classified as a small-cap stock.

Does DFH pay a dividend?

DFH does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is DFH's P/E ratio?

DFH has a trailing P/E ratio of 5.35x. The Industrials sector average is 28.3x. This below-average P/E may indicate the stock is undervalued.

How profitable is DFH?

DFH's quality factor score is 10/100. Gross margin: 17.0%. ROE: 16.2% vs sector average 8.9%. Margins are moderate to low, reflecting competitive market dynamics.

How is DFH valued compared to peers?

DFH's value factor score is 73/100 (higher = cheaper). Key multiples: P/E 5.3x, EV/EBITDA 9.1x. The stock appears attractively valued versus peers.

What is DFH's debt level?

DFH's debt-to-equity ratio is 113%. Sector average: 70%. Moderate leverage is normal for established companies.

DFH has a beta of 1.01, meaning it tracks the market. Stability score: 47/100.

Does DFH have high short interest?

DFH's short interest factor score is 57/100 (higher = less short selling). Moderate short interest.

DFH Stock Analysis: Top Small-Cap Reduce (Score 33.3/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
DFH	-2.53%	-1.28%	-12.09%	-18.77%	-35.40%	-	-	-
Industry Proxy XLI	-0.39%	+4.73%	+0.88%	+10.57%	+38.89%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	-2.46%	-4.88%	-12.43%	-18.41%	-64.92%	-	-	-
Alpha vs Sector	-2.14%	-6.01%	-12.97%	-29.34%	-74.29%	-	-	-

Metric	DFH	Benchmark
P/E Ratio	5.3x	-81%
EV/EBITDA	9.1x	+60%
Price / Book	0.9x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
STNG Scorpio Tankers Inc.	64	43	96	73	-	93.3%	63.1%	53.8%	-	30.0x	$3.8B	VS
TNK TEEKAY TANKERS LTD.	62	50	97	71	6.4x	91.9%	67.0%	32.8%	-	0.0x	$2.5B	VS
TEN TSAKOS ENERGY NAVIGATION LTD	61	50	86	75	7.6x	42.1%	97.8%	22.6%	-	103.0x	$1.2B	VS
HAFN Hafnia Ltd	60	42	79	77	-	439.1%	48.5%	27.0%	-	0.0x	$3.8B	VS
TPH Tri Pointe Homes, Inc.	57	50	67	66	13.6x	8.8%	47.5%	7.9%	-26.0%	50.0x	$4.0B	VS
GLDD Great Lakes Dredge & Dock CORP	57	50	69	70	16.3x	13.5%	22.2%	8.1%	14.8%	73.0x	$1.1B	VS
SOBO South Bow Corp	57	39	79	66	22.0x	48.4%	82.3%	14.9%	-	219.0x	$6.8B	VS
IMPP Imperial Petroleum Inc./Marshall Islands	54	44	98	58	2.8x	47.7%	100.0%	34.0%	-19.7%	0.0x	$156M	VS
CCO Clear Channel Outdoor Holdings, Inc.	52	48	58	69	59.3x	-	53.4%	-0.3%	7.7%	-	$1.2B	VS
IMXI International Money Express, Inc.	52	50	73	52	11.6x	25.5%	0.0%	6.4%	-9.7%	221.0x	$476M	VS
DFH Dream Finders Homes, Inc.	33	10	73	22	5.4x	16.2%	17.0%	5.6%	-8.1%	113.0x	$1.3B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020
Gross Margin %	0.2%	-	-	0.2%	0.2%	0.2%	0.2%
Operating Margin %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
EBITDA Margin %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
Net Margin %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
FCF Margin %	-9.7%	-	-	-	-	-	8.3%
ROE %	0.2%	0.2%	0.3%	0.3%	0.3%	0.2%	0.8%
ROA %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%
ROIC %	0.1%	7.4%	27.7%	29.1%	34.6%	22.1%	64.9%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

Gross Margin %

0.2%

Operating Margin %

0.1%

EBITDA Margin %

0.1%

Net Margin %

0.1%

FCF Margin %

-9.7%

8.3%

ROE %

0.2%

0.3%

0.2%

0.8%

ROA %

0.1%

ROIC %

0.1%

7.4%

27.7%

29.1%

34.6%

22.1%

64.9%

Line Item	TTM	2025	2024	2023	2022	2021	2020
	$4.1B	$4.3B	$4.5B	$3.7B	$3.3B	$1.9B	$1.1B
	—	—	—	$3.0B	$2.7B	$1.6B	—
	—	—	—	$737M	$620M	$314M	$171M
Gross Margin	17.0%	---	---	19.7%	18.6%	16.3%	15.1%
	—	$485M	$396M	$309M	$271M	$154M	—
Depreciation	—	$15M	$10M	$11M	—	—	$10M
Total Operating Expenses	—	$4.0B	$4.0B	$332M	$264M	$152M	—
	$298M	$284M	$438M	$404M	$356M	$162M	$81M
EBIT	$298M	$284M	$438M	$404M	$356M	$162M	$81M
EBITDA	$311M	$299M	$448M	$415M	$356M	$162M	$87M
Operating Margin	7.3%	6.6%	9.8%	10.8%	10.7%	8.4%	7.0%
EBITDA Margin	7.6%	6.9%	10.1%	11.1%	10.7%	8.4%	7.7%
	—	—	—	—	$32K	$672K	$871K
	—	$284M	$438M	$404M	$356M	$162M	—
Income Tax Expense	—	$67M	$97M	$96M	$82M	$27M	$0
	$230M	$217M	$341M	$308M	$274M	$135M	$85M
Net Margin	5.6%	5.0%	7.6%	8.2%	8.2%	7.0%	7.4%
	$2.19	$2.19	$3.44	$3.03	$2.67	$1.27	$0.00
Diluted EPS	$2.19	$2.14	$3.34	$2.79	$2.45	$1.27	$0.00
Weighted Avg Basic	—	93M	94M	93M	93M	93M	—
Weighted Avg Diluted	—	101M	100M	106M	107M	95M	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

$4.1B

$4.3B

$4.5B

$3.7B

$3.3B

$1.9B

$1.1B

—

$3.0B

$2.7B

$1.6B

—

$737M

$620M

$314M

$171M

Gross Margin

17.0%

---

19.7%

18.6%

16.3%

15.1%

—

$485M

$396M

$309M

$271M

$154M

—

Depreciation

—

$15M

$10M

$11M

—

$10M

Total Operating Expenses

—

$4.0B

$332M

$264M

$152M

—

$298M

$284M

$438M

$404M

$356M

$162M

$81M

EBIT

$298M

$284M

$438M

$404M

$356M

$162M

$81M

EBITDA

$311M

$299M

$448M

$415M

$356M

$162M

$87M

Operating Margin

7.3%

6.6%

9.8%

10.8%

10.7%

8.4%

7.0%

EBITDA Margin

7.6%

6.9%

10.1%

11.1%

10.7%

8.4%

7.7%

—

$32K

$672K

$871K

—

$284M

$438M

$404M

$356M

$162M

—

Income Tax Expense

—

$67M

$97M

$96M

$82M

$27M

$230M

$217M

$341M

$308M

$274M

$135M

$85M

Net Margin

5.6%

5.0%

7.6%

8.2%

7.0%

7.4%

$2.19

$3.44

$3.03

$2.67

$1.27

$0.00

Diluted EPS

$2.19

$2.14

$3.34

$2.79

$2.45

$1.27

$0.00

Weighted Avg Basic

—

93M

94M

93M

—

Weighted Avg Diluted

—

101M

100M

106M

107M

95M

—

Dream Finders Homes, Inc. (DFH) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Dream Finders Homes, Inc. Do?

Dream Finders Homes, Inc. operates as a holding company for Dream Finders Holdings LLC that engages in homebuilding business in the United States. It designs, constructs, and sells single-family entry-level, and first-time and second time move-up homes in Charlotte, Raleigh, Jacksonville, Orlando, Denver, the Washington D.C. metropolitan area, Austin, Dallas, and Houston. The company also operates as a licensed home mortgage broker that underwrites, originates, and sells mortgages to Prime Lending; and provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida. Dream Finders Homes, Inc. (DFH) is classified as a small-cap stock in the Industrials sector, specifically within the Construction industry. The company is led by CEO Patrick O. Zalupski and employs approximately 1,210 people. With a market capitalization of $1.3B, DFH is one of the notable companies in the Industrials sector.

Dream Finders Homes, Inc. (DFH) Stock Rating — Reduce (April 2026)

As of April 2026, Dream Finders Homes, Inc. receives a Reduce rating with a composite score of 33.3/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.DFH ranks #3,503 out of 4,446 stocks in our coverage universe. Within the Industrials sector, Dream Finders Homes, Inc. ranks #605 of 752 stocks, placing it in the lower half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

DFH Stock Price and 52-Week Range

Dream Finders Homes, Inc. (DFH) currently trades at $13.89. The stock lost $0.36 (2.5%) in the most recent trading session. The 52-week high for DFH is $31.50, which means the stock is currently trading -55.9% from its annual peak. The 52-week low is $14.19, putting the stock -2.1% above its annual trough. Recent trading volume was 382K shares, suggesting relatively thin trading activity.

Is DFH Overvalued or Undervalued? — Valuation Analysis

Dream Finders Homes, Inc. (DFH) carries a value factor score of 73/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 5.35x, compared to the Industrials sector average of 28.33x — a discount of 81%. The price-to-book ratio stands at 0.86x, versus the sector average of 2.23x. The price-to-sales ratio is 0.30x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, DFH trades at 9.12x EV/EBITDA, versus 5.70x for the sector.

Based on these multiples, Dream Finders Homes, Inc. appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.

Dream Finders Homes, Inc. Profitability — ROE, Margins, and Quality Score

Dream Finders Homes, Inc. (DFH) earns a quality factor score of 10/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 16.2%, compared to the Industrials sector average of 8.9%, which is within a healthy range. Return on assets (ROA) comes in at 6.2% versus the sector average of 3.3%.

On a margin basis, Dream Finders Homes, Inc. reports gross margins of 17.0%, compared to 35.8% for the sector. The operating margin is 7.3% (sector: 6.2%). Net profit margin stands at 5.6%, versus 3.9% for the average Industrials stock. Revenue growth is running at -8.1% on a trailing basis, compared to 6.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

DFH Debt, Balance Sheet, and Financial Health

Dream Finders Homes, Inc. has a debt-to-equity ratio of 113.0%, compared to the Industrials sector average of 70.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.76x, suggesting adequate working capital coverage. Total debt on the balance sheet is $1.61B. Cash and equivalents stand at $251M.

DFH has a beta of 1.01, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for Dream Finders Homes, Inc. is 47/100, reflecting average volatility within the normal range for its sector.

Dream Finders Homes, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Dream Finders Homes, Inc. reported revenue of $4.12B and earnings per share (EPS) of $2.19. Net income for the quarter was $230M. Gross margin was 17.0%. Operating income came in at $298M.

In FY 2025, Dream Finders Homes, Inc. reported revenue of $4.32B and earnings per share (EPS) of $2.19. Net income for the quarter was $217M. Revenue grew -2.9% year-over-year compared to FY 2024. Operating income came in at $284M.

In Q3 2025, Dream Finders Homes, Inc. reported revenue of $970M and earnings per share (EPS) of $0.47. Net income for the quarter was $47M. Revenue grew -3.7% year-over-year compared to Q3 2024. Operating income came in at $61M.

In Q2 2025, Dream Finders Homes, Inc. reported revenue of $1.15B and earnings per share (EPS) of $0.57. Net income for the quarter was $57M. Revenue grew 9.0% year-over-year compared to Q2 2024. Operating income came in at $74M.

Over the past 8 quarters, Dream Finders Homes, Inc. has demonstrated a growth trajectory, with revenue expanding from $1.06B to $4.12B. Investors analyzing DFH stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

DFH Dividend Yield and Income Analysis

Dream Finders Homes, Inc. (DFH) does not currently pay a dividend. This is common among smaller companies in the Construction industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Industrials dividend stocks may want to explore other Industrials stocks or use the stock screener to filter by dividend yield.

DFH Momentum and Technical Analysis Profile

Dream Finders Homes, Inc. (DFH) has a momentum factor score of 22/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 36/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 57/100 reflects moderate short selling activity.

DFH vs Competitors — Industrials Sector Ranking and Peer Comparison

Within the Industrials sector, Dream Finders Homes, Inc. (DFH) ranks #605 out of 752 stocks based on the Blank Capital composite score. This places DFH in the lower half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.

Comparing DFH against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full DFH vs S&P 500 (SPY) comparison to assess how Dream Finders Homes, Inc. stacks up against the broader market across all factor dimensions.

DFH Next Earnings Date

No upcoming earnings date has been announced for Dream Finders Homes, Inc. (DFH) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy DFH? — Investment Thesis Summary

The quantitative profile for Dream Finders Homes, Inc. suggests caution. The quality score of 10/100 flags below-average profitability. The value score of 73/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 22/100, a headwind for near-term performance.

In summary, Dream Finders Homes, Inc. (DFH) earns a Reduce rating with a composite score of 33.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on DFH stock.

Related Resources for DFH Investors

Explore more research and tools: DFH vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare DFH head-to-head with peers: DFH vs SOBO, DFH vs TEN, DFH vs GLDD.

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Dream Finders Homes, Inc. (DFH) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does Dream Finders Homes, Inc. Do?

Dream Finders Homes, Inc. (DFH) Stock Rating — Reduce (April 2026)

DFH Stock Price and 52-Week Range

Is DFH Overvalued or Undervalued? — Valuation Analysis

Dream Finders Homes, Inc. Profitability — ROE, Margins, and Quality Score

DFH Debt, Balance Sheet, and Financial Health

Dream Finders Homes, Inc. Revenue and Earnings History — Quarterly Trend

DFH Dividend Yield and Income Analysis

DFH Momentum and Technical Analysis Profile

DFH vs Competitors — Industrials Sector Ranking and Peer Comparison

DFH Next Earnings Date

Should You Buy DFH? — Investment Thesis Summary

Related Resources for DFH Investors

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Reverie Active Adult by Dream Finders Homes Announces Reverie at Solaeris, a New 55+ Community Coming to Port St. Lucie

Dream Finders Homes named the Official Home Builder of the Tampa Bay Rays and Tampa Bay Rowdies

“Is Dream Finders Homes Inc (DFH) One of the Best Homebuilder Stocks to Buy According to Hedge Funds?

Assessing Dream Finders Homes (DFH) Valuation After A Steady Share Price Pullback

Assessing Dream Finders Homes (DFH) Valuation After Recent Share Price Weakness And Low P/E Ratio