DFDV

Company Overview — What Does Janover Inc. Do?

We are a B2B fintech marketplace connecting commercial property borrowers and lenders with a human touch. We seek to revolutionize the commercial real estate lending market by making it hyper-efficient, transparent, and accessible to all rather than the few. Through our online platform, we provide technology that connects commercial mortgage borrowers looking for capital to refinance, build, or purchase commercial property, including, but not limited to, apartment buildings, to commercial property lenders. Borrowers include, but are not limited to, owners, operators, and developers of commercial real estate including multifamily properties and most recently, a growing segment of small business owners, which we believe represents a significant growth opportunity. Lenders include small banks, credit unions, REITs, Fannie Mae® and Freddie Mac® multifamily lenders, FHA® multifamily lenders, debt funds, CMBS lenders, SBA lenders, and more. We have developed a flexible, two-sided, B2B marketplace that connects commercial borrowers and lenders, with a human touch. Commercial property owners, operators, and developers can quickly create an account on our platform, set up their own profile, and submit and manage loan requests on their dashboard in a digital experience. Our algorithms automatically match borrowers to their best loan options or to our internal capital markets advisors that guide the borrower throughout the process and connect them with a potentially suitable loan product and lender. Originators that work at commercial mortgage lenders can access their accounts on our platform to view, sort, and communicate with their matched borrowers in real-time, tracking their loan progress through our portal. Capital markets advisors that work internally have their own interface that gives them access to targeted loan opportunities empowering them to better assist borrowers in managing their choices, leading to the best possible outcomes for both lenders and borrowers while building trust, all of which is intended to enhance our brand. We believe that as we scale, we can use the same technology to provide similar services across the commercial property and small business value chain. Our mission is to remove frictions from traditional commercial property financing, making it easier and more cost-effective for all parties in the transaction. We intend to disintermediate commercial real estate financing, flattening the playing field for commercial property owners and developers, and lenders of all sizes, democratizing an otherwise fractured and elitist market. We were originally formed as Janover Ventures LLC, a Florida limited liability company, on November 28, 2018, and converted to Janover Inc., a Delaware corporation, on March 9, 2021. We are headquartered at 6401 Congress Avenue, Suite 250, Boca Raton, Florida. Janover Inc. (DFDV) is classified as a micro-cap stock in the Financials sector, specifically within the Banking industry. The company is led by CEO Blake Janover. With a market capitalization of $102M, DFDV is one of the notable companies in the Financials sector.

Janover Inc. (DFDV) Stock Rating — Avoid (April 2026)

As of April 2026, Janover Inc. receives a Avoid rating with a composite score of 22.4/100 and 1 out of 5 stars from the Blank Capital Research quantitative model.DFDV ranks #4,223 out of 4,446 stocks in our coverage universe. Within the Financials sector, Janover Inc. ranks #875 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

DFDV Stock Price and 52-Week Range

Janover Inc. (DFDV) currently trades at $3.91. The stock gained $0.17 (4.5%) in the most recent trading session. The 52-week high for DFDV is $187.99, which means the stock is currently trading -97.9% from its annual peak. The 52-week low is $2.96, putting the stock 32.1% above its annual trough. Recent trading volume was 1.2M shares, reflecting moderate market activity.

Is DFDV Overvalued or Undervalued? — Valuation Analysis

Janover Inc. (DFDV) carries a value factor score of 15/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 1.46x, compared to the Financials sector average of 14.88x — a discount of 90%. The price-to-book ratio stands at 1.03x, versus the sector average of 1.22x. The price-to-sales ratio is 13.62x, compared to 0.90x for the average Financials stock. On an enterprise value basis, DFDV trades at 1.15x EV/EBITDA, versus 3.26x for the sector.

At current multiples, Janover Inc. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

Janover Inc. Profitability — ROE, Margins, and Quality Score

Janover Inc. (DFDV) earns a quality factor score of 20/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 70.7%, compared to the Financials sector average of 8.5%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at 22.8% versus the sector average of 1.2%.

On a margin basis, Janover Inc. reports gross margins of 98.2%. The operating margin is 510.8% (sector: 21.8%). Net profit margin stands at 410.4%, versus 17.7% for the average Financials stock. Revenue growth is running at 948.8% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

DFDV Debt, Balance Sheet, and Financial Health

Janover Inc. has a debt-to-equity ratio of 210.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.51x, suggesting adequate working capital coverage. Total debt on the balance sheet is $132M. Cash and equivalents stand at $9M.

DFDV has a beta of 0.96, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for Janover Inc. is 17/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.

Janover Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Janover Inc. reported revenue of $8M and earnings per share (EPS) of $-4.00. Net income for the quarter was $70M. Gross margin was 98.2%. Operating income came in at $88M.

In FY 2025, Janover Inc. reported revenue of $11M and earnings per share (EPS) of $-4.00. Net income for the quarter was $-74M. Gross margin was 97.8%. Revenue grew 442.3% year-over-year compared to FY 2024. Operating income came in at $-36M.

In Q3 2025, Janover Inc. reported revenue of $5M and earnings per share (EPS) of $2.70. Net income for the quarter was $56M. Gross margin was 98.1%. Revenue grew 647.2% year-over-year compared to Q3 2024. Operating income came in at $72M.

In Q2 2025, Janover Inc. reported revenue of $2M and earnings per share (EPS) of $1.09. Net income for the quarter was $15M. Gross margin was 98.6%. Revenue grew 350.3% year-over-year compared to Q2 2024. Operating income came in at $17M.

Over the past 8 quarters, Janover Inc. has demonstrated a growth trajectory, with revenue expanding from $441,000 to $8M. Investors analyzing DFDV stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

DFDV Dividend Yield and Income Analysis

Janover Inc. (DFDV) does not currently pay a dividend. This is common among smaller companies in the Banking industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.

DFDV Momentum and Technical Analysis Profile

Janover Inc. (DFDV) has a momentum factor score of 18/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 20/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 61/100 reflects moderate short selling activity.

DFDV vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Janover Inc. (DFDV) ranks #875 out of 891 stocks based on the Blank Capital composite score. This places DFDV in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing DFDV against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full DFDV vs S&P 500 (SPY) comparison to assess how Janover Inc. stacks up against the broader market across all factor dimensions.

DFDV Next Earnings Date

No upcoming earnings date has been announced for Janover Inc. (DFDV) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy DFDV? — Investment Thesis Summary

The quantitative profile for Janover Inc. suggests caution. The quality score of 20/100 flags below-average profitability. The value score of 15/100 indicates premium valuation. Momentum is weak at 18/100, a headwind for near-term performance. High volatility (stability score 17/100) increases portfolio risk.

In summary, Janover Inc. (DFDV) earns a Avoid rating with a composite score of 22.4/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on DFDV stock.

Related Resources for DFDV Investors

Explore more research and tools: DFDV vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare DFDV head-to-head with peers: DFDV vs WTM, DFDV vs OPY, DFDV vs ACT.