Is CGBD a good stock to buy right now?

Based on our 6-factor quantitative model, Carlyle Secured Lending, Inc. (CGBD) receives a "Reduce" rating with a composite score of 43.9/100. It is ranked #2,065 out of 4,446 stocks. Key factor scores: Quality 50/100, Value 31/100, Momentum 26/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for CGBD?

Carlyle Secured Lending, Inc. (CGBD) has a "Reduce" rating and 2-star score. The composite score of 43.9 ranks it #2,065 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is CGBD in?

Carlyle Secured Lending, Inc. operates in the Financials sector (Financial Services industry) with a market cap of $768 million. It is classified as a small-cap stock.

Does CGBD pay a dividend?

CGBD does not currently pay a regular dividend. The company may be reinvesting profits for growth.

What is CGBD's P/E ratio?

CGBD has a trailing P/E ratio of 10.74x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is CGBD?

CGBD's quality factor score is 50/100. Gross margin: 100.0%. ROE: 6.0% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is CGBD valued compared to peers?

CGBD's value factor score is 31/100 (higher = cheaper). Key multiples: P/E 10.7x. Trading at a premium relative to peers.

What is CGBD's debt level?

CGBD's debt-to-equity ratio is 110%. Sector average: 121%. Moderate leverage is normal for established companies.

CGBD has a beta of 0.66, meaning it is less volatile than the market. Stability score: 78/100.

Does CGBD have high short interest?

CGBD's short interest factor score is 66/100 (higher = less short selling). Moderate short interest.

CGBD Stock Analysis: Top Small-Cap Reduce (Score 43.9/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
CGBD	+0.92%	-0.27%	-0.18%	-12.49%	-23.03%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+0.99%	-3.88%	-0.52%	-12.13%	-52.55%	-	-	-
Alpha vs Sector	+2.01%	-2.78%	-1.60%	-5.19%	-33.61%	-	-	-

Metric	CGBD	Benchmark
P/E Ratio	10.7x	-28%
EV/EBITDA	—	—
Price / Book	0.7x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	8.9x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	10.4x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.7x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.7x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	12.8x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.0x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	9.8x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	12.8x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
CGBD Carlyle Secured Lending, Inc.	44	50	31	26	10.7x	6.1%	100.0%	69.5%	-1.8%	110.0x	$768M

Key Ratio	TTM	2025	2024	2023	2022	2021
Gross Margin %	1.0%	-	-	-	-	1.0%
Operating Margin %	0.7%	-	-	-	-	0.7%
EBITDA Margin %	0.4%	-	-	-	-	0.4%
Net Margin %	0.7%	0.9%	0.8%	0.8%	0.8%	0.6%
FCF Margin %	29.5%	-	-	-	-	-106.4%
ROE %	0.1%	0.0%	0.1%	0.1%	0.1%	0.1%
ROA %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
ROIC %	1.5%	0.0%	0.0%	0.0%	0.0%	4.4%

Line Item	TTM	2024	2023	2022	2021
	$104M	$108M	$112M	$106M	$165M
	—	—	—	—	$165M
Gross Margin	100.0%	---	---	---	100.0%
	—	—	—	—	-$61M
	$47M	—	—	—	$111M
EBIT	$47M	—	—	—	$111M
EBITDA	$37M	—	—	—	$59M
Operating Margin	73.0%	---	---	---	67.5%
EBITDA Margin	36.1%	---	---	---	35.6%
	—	—	—	$44M	$31M
	—	$108M	$112M	$106M	—
	$72M	$89M	$92M	$86M	$92M
Net Margin	69.5%	82.4%	82.1%	80.9%	55.7%
	$0.33	$1.68	$1.75	$1.58	$2.89
Diluted EPS	$0.33	$1.58	$1.64	$1.49	$2.89
Weighted Avg Basic	—	51M	51M	52M	—
Weighted Avg Diluted	—	56M	56M	57M	—

Carlyle Secured Lending, Inc. (CGBD) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Carlyle Secured Lending, Inc. Do?

Carlyle Secured Lending, Inc. is business development company specializing in first lien debt, senior secured loans, second lien senior secured loan unsecured debt, mezzanine debt and investments in equities. It specializes in directly investing. It specializes in middle market. It targets healthcare and pharmaceutical, aerospace and defense, high tech industries, business services, software, beverage food and tobacco, hotel gamming and leisure, banking finance insurance and in real estate sector. The fund seeks to invest across United States of America, Luxembourg, Cayman Islands, Cyprus, and United Kingdom. It invests in companies with EBITDA between $25 million and $100 million. Carlyle Secured Lending, Inc. (CGBD) is classified as a small-cap stock in the Financials sector, specifically within the Financial Services industry. The company is led by CEO Aren C. LeeKong. With a market capitalization of $768M, CGBD is one of the notable companies in the Financials sector.

Carlyle Secured Lending, Inc. (CGBD) Stock Rating — Reduce (April 2026)

As of April 2026, Carlyle Secured Lending, Inc. receives a Reduce rating with a composite score of 43.9/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.CGBD ranks #2,065 out of 4,446 stocks in our coverage universe. Within the Financials sector, Carlyle Secured Lending, Inc. ranks #581 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

CGBD Stock Price and 52-Week Range

Carlyle Secured Lending, Inc. (CGBD) currently trades at $10.91. The stock gained $0.08 (0.7%) in the most recent trading session. The 52-week high for CGBD is $17.33, which means the stock is currently trading -37.0% from its annual peak. The 52-week low is $10.64, putting the stock 2.5% above its annual trough. Recent trading volume was 155K shares, suggesting relatively thin trading activity.

Is CGBD Overvalued or Undervalued? — Valuation Analysis

Carlyle Secured Lending, Inc. (CGBD) carries a value factor score of 31/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 10.74x, compared to the Financials sector average of 14.88x — a discount of 28%. The price-to-book ratio stands at 0.65x, versus the sector average of 1.22x. The price-to-sales ratio is 7.46x, compared to 0.90x for the average Financials stock.

At current multiples, Carlyle Secured Lending, Inc. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

Carlyle Secured Lending, Inc. Profitability — ROE, Margins, and Quality Score

Carlyle Secured Lending, Inc. (CGBD) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 6.0%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 2.8% versus the sector average of 1.2%.

On a margin basis, Carlyle Secured Lending, Inc. reports gross margins of 100.0%. The operating margin is 73.0% (sector: 21.8%). Net profit margin stands at 69.5%, versus 17.7% for the average Financials stock. Revenue growth is running at -1.8% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.

CGBD Debt, Balance Sheet, and Financial Health

Carlyle Secured Lending, Inc. has a debt-to-equity ratio of 110.0%, compared to the Financials sector average of 121.0%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.87x, suggesting adequate working capital coverage. Total debt on the balance sheet is $1.31B.

CGBD has a beta of 0.66, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Carlyle Secured Lending, Inc. is 78/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

Carlyle Secured Lending, Inc. Revenue and Earnings History — Quarterly Trend

In TTM 2026, Carlyle Secured Lending, Inc. reported revenue of $104M and earnings per share (EPS) of $0.33. Net income for the quarter was $72M. Gross margin was 100.0%. Operating income came in at $47M.

In Q3 2025, Carlyle Secured Lending, Inc. reported revenue of $27M and earnings per share (EPS) of $0.33. Net income for the quarter was $24M. Revenue grew 6.7% year-over-year compared to Q3 2024.

In Q2 2025, Carlyle Secured Lending, Inc. reported revenue of $29M and earnings per share (EPS) of $0.20. Net income for the quarter was $15M. Revenue grew 2.8% year-over-year compared to Q2 2024.

In Q1 2025, Carlyle Secured Lending, Inc. reported revenue of $22M and earnings per share (EPS) of $0.25. Net income for the quarter was $14M. Revenue grew -23.8% year-over-year compared to Q1 2024.

Over the past 8 quarters, Carlyle Secured Lending, Inc. has demonstrated a growth trajectory, with revenue expanding from $29M to $104M. Investors analyzing CGBD stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

CGBD Dividend Yield and Income Analysis

Carlyle Secured Lending, Inc. (CGBD) does not currently pay a dividend. This is common among smaller companies in the Financial Services industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.

CGBD Momentum and Technical Analysis Profile

Carlyle Secured Lending, Inc. (CGBD) has a momentum factor score of 26/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 34/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 66/100 reflects moderate short selling activity.

CGBD vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Carlyle Secured Lending, Inc. (CGBD) ranks #581 out of 891 stocks based on the Blank Capital composite score. This places CGBD in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing CGBD against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full CGBD vs S&P 500 (SPY) comparison to assess how Carlyle Secured Lending, Inc. stacks up against the broader market across all factor dimensions.

CGBD Next Earnings Date

No upcoming earnings date has been announced for Carlyle Secured Lending, Inc. (CGBD) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy CGBD? — Investment Thesis Summary

The quantitative profile for Carlyle Secured Lending, Inc. suggests caution. The value score of 31/100 indicates premium valuation. Momentum is weak at 26/100, a headwind for near-term performance. Low volatility (stability score 78/100) reduces downside risk.

In summary, Carlyle Secured Lending, Inc. (CGBD) earns a Reduce rating with a composite score of 43.9/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on CGBD stock.

Related Resources for CGBD Investors

Explore more research and tools: CGBD vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare CGBD head-to-head with peers: CGBD vs WTM, CGBD vs OPY, CGBD vs ACT.

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