CCII

Company Overview — What Does Cohen Circle Acquisition Corp. II Do?

We are a blank check company incorporated as a Cayman Islands exempted company and incorporated for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, reorganization or other similar business combination, involving one or more businesses or assets, which we refer to throughout this prospectus as our initial business combination. To date, our efforts have been limited to organizational activities as well as activities related to this offering. We have not identified any acquisition target and we have not, nor has anyone on our behalf, initiated any discussions, directly or indirectly, with respect to identifying any acquisition target. We have generated no operating revenues to date and we do not expect that we will generate operating revenues until we consummate our initial business combination. We currently intend to concentrate our efforts on identifying companies in the financial services technology (fintech) sector and fintech adjacent sectors that power transformation and innovation. Our expertise lends itself well to pursuing platforms related to the financial services, real estate, insurance, ecommerce and related technology infrastructure sectors, but we are not required to complete our initial business combination with a business in these industries and, as a result, we may pursue a business combination outside of these industries. We expect to pursue global businesses but may also acquire a domestic company. We do not intend to acquire companies that have speculative business plans or are excessively leveraged. We believe our management team has the skills and experience to identify, evaluate and consummate a business combination and is positioned to assist businesses we acquire. However, our management team’s network and investing and operating experience do not guarantee a successful initial business combination. The members of our management team are not required to devote any significant amount of time to our business and are concurrently involved with other businesses. There is no guarantee that our current officers and directors will continue in their respective roles, or in any other role, after our initial business combination, and their expertise may only be of benefit to us until our initial business combination is completed. Past performance by our management team is not a guarantee of success with respect to any business combination we may consummate. Our executive offices are located in Philadelphia, PA. Cohen Circle Acquisition Corp. II (CCII) is classified as a small-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO Betsy Z. Cohen and employs approximately 2 people, headquartered in PHILADELPHIA, Pennsylvania. With a market capitalization of $356M, CCII is one of the notable companies in the Financials sector.

Cohen Circle Acquisition Corp. II (CCII) Stock Rating — Reduce (April 2026)

As of April 2026, Cohen Circle Acquisition Corp. II receives a Reduce rating with a composite score of 39.6/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.CCII ranks #2,304 out of 4,446 stocks in our coverage universe. Within the Financials sector, Cohen Circle Acquisition Corp. II ranks #630 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

CCII Stock Price and 52-Week Range

Cohen Circle Acquisition Corp. II (CCII) currently trades at $10.26. The 52-week high for CCII is $10.46, which means the stock is currently trading -2.0% from its annual peak. The 52-week low is $10.07, putting the stock 1.9% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.

Is CCII Overvalued or Undervalued? — Valuation Analysis

Cohen Circle Acquisition Corp. II (CCII) carries a value factor score of 38/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth.

At current multiples, Cohen Circle Acquisition Corp. II trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

Cohen Circle Acquisition Corp. II Profitability — ROE, Margins, and Quality Score

Cohen Circle Acquisition Corp. II (CCII) earns a quality factor score of 25/100, signaling below-average profitability metrics relative to the broader market. Return on assets (ROA) comes in at 6.7% versus the sector average of 1.2%.

Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

CCII Debt, Balance Sheet, and Financial Health

Balance sheet data for CCII is evaluated through our stability factor. The current ratio is 17.11x, indicating strong short-term liquidity. Total debt on the balance sheet is $0. Cash and equivalents stand at $2M.

CCII has a beta of 0.05, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Cohen Circle Acquisition Corp. II is 98/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

Cohen Circle Acquisition Corp. II Revenue and Earnings History — Quarterly Trend

In TTM 2026, Cohen Circle Acquisition Corp. II reported revenue of $0. Net income for the quarter was $4M. Operating income came in at $-694,814.

In FY 2025, Cohen Circle Acquisition Corp. II reported revenue of N/A. Net income for the quarter was $4M. Operating income came in at $-694,814.

In Q3 2025, Cohen Circle Acquisition Corp. II reported revenue of N/A. Net income for the quarter was $2M. Operating income came in at $-305,583.

In Q2 2025, Cohen Circle Acquisition Corp. II reported revenue of $0 and earnings per share (EPS) of $0.00. Net income for the quarter was $-34,148. Operating income came in at $-34,148.

Over the past 4 quarters, Cohen Circle Acquisition Corp. II has experienced revenue contraction from $0 to $0. Investors analyzing CCII stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

CCII Dividend Yield and Income Analysis

Cohen Circle Acquisition Corp. II (CCII) does not currently pay a dividend. This is common among smaller companies in the Trading industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.

CCII Momentum and Technical Analysis Profile

Cohen Circle Acquisition Corp. II (CCII) has a momentum factor score of 37/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 25/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 48/100 reflects moderate short selling activity.

CCII vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Cohen Circle Acquisition Corp. II (CCII) ranks #630 out of 891 stocks based on the Blank Capital composite score. This places CCII in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing CCII against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full CCII vs S&P 500 (SPY) comparison to assess how Cohen Circle Acquisition Corp. II stacks up against the broader market across all factor dimensions.

CCII Next Earnings Date

No upcoming earnings date has been announced for Cohen Circle Acquisition Corp. II (CCII) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy CCII? — Investment Thesis Summary

The quantitative profile for Cohen Circle Acquisition Corp. II suggests caution. The quality score of 25/100 flags below-average profitability. The value score of 38/100 indicates premium valuation. Momentum is weak at 37/100, a headwind for near-term performance. Low volatility (stability score 98/100) reduces downside risk.

In summary, Cohen Circle Acquisition Corp. II (CCII) earns a Reduce rating with a composite score of 39.6/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on CCII stock.

Related Resources for CCII Investors

Explore more research and tools: CCII vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare CCII head-to-head with peers: CCII vs WTM, CCII vs OPY, CCII vs ACT.