Bluerock Homes Trust, Inc. (BHM) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does Bluerock Homes Trust, Inc. Do?
Bluerock Homes Trust, Inc. (BHM) is a micro-cap company in the Financials sector, operating within the Trading industry. The stock has a market capitalization of $46M, making it a notable participant in its sector. Investors researching BHM stock will find a comprehensive, data-driven analysis below covering valuation, profitability, growth, dividends, and peer comparisons for the Trading space.
Bluerock Homes Trust, Inc. (BHM) Stock Rating — Hold (April 2026)
As of April 2026, Bluerock Homes Trust, Inc. receives a Hold rating with a composite score of 38.7/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.BHM ranks #1,347 out of 4,446 stocks in our coverage universe. Within the Financials sector, Bluerock Homes Trust, Inc. ranks #427 of 900 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
BHM Stock Price and 52-Week Range
Bluerock Homes Trust, Inc. (BHM) currently trades at $11.40. Recent trading volume was 0 shares, suggesting relatively thin trading activity.
Is BHM Overvalued or Undervalued? — Valuation Analysis
Bluerock Homes Trust, Inc. (BHM) carries a value factor score of 30/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The price-to-book ratio stands at 0.08x, versus the sector average of 1.19x. The price-to-sales ratio is 0.71x, compared to 0.89x for the average Financials stock. On an enterprise value basis, BHM trades at 69.16x EV/EBITDA, versus 3.26x for the sector.
At current multiples, Bluerock Homes Trust, Inc. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.
Bluerock Homes Trust, Inc. Profitability — ROE, Margins, and Quality Score
Bluerock Homes Trust, Inc. (BHM) earns a quality factor score of 40/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is -3.6%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at -1.7% versus the sector average of 1.3%.
On a margin basis, Bluerock Homes Trust, Inc. reports gross margins of 100.0%. The operating margin is -34.7% (sector: 21.8%). Net profit margin stands at -27.8%, versus 17.8% for the average Financials stock. Revenue growth is running at 32.6% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
BHM Debt, Balance Sheet, and Financial Health
Bluerock Homes Trust, Inc. has a debt-to-equity ratio of 78.0%, compared to the Financials sector average of 118.5%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 2.50x, indicating strong short-term liquidity. Total debt on the balance sheet is $428M.
BHM has a beta of 0.17, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Bluerock Homes Trust, Inc. is 53/100, reflecting average volatility within the normal range for its sector.
Bluerock Homes Trust, Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, Bluerock Homes Trust, Inc. reported revenue of $63M and earnings per share (EPS) of $-3.02. Net income for the quarter was $-20M. Gross margin was 100.0%. Operating income came in at $-22M.
In FY 2025, Bluerock Homes Trust, Inc. reported revenue of $69M. Net income for the quarter was $-33M. Revenue grew 36.9% year-over-year compared to FY 2024. Operating income came in at $-21M.
In Q3 2025, Bluerock Homes Trust, Inc. reported revenue of $17M and earnings per share (EPS) of $-0.94. Net income for the quarter was $-10M. Revenue grew 30.7% year-over-year compared to Q3 2024. Operating income came in at $-6M.
In Q2 2025, Bluerock Homes Trust, Inc. reported revenue of $17M and earnings per share (EPS) of $-0.66. Net income for the quarter was $-6M. Gross margin was 100.0%. Revenue grew 34.2% year-over-year compared to Q2 2024. Operating income came in at $-5M.
Over the past 8 quarters, Bluerock Homes Trust, Inc. has demonstrated a growth trajectory, with revenue expanding from $13M to $63M. Investors analyzing BHM stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
BHM Dividend Yield and Income Analysis
Bluerock Homes Trust, Inc. (BHM) does not currently pay a dividend. This is common among smaller companies in the Trading industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.
BHM Momentum and Technical Analysis Profile
Bluerock Homes Trust, Inc. (BHM) has a momentum factor score of 40/100, reflecting neutral trend characteristics. The stock is neither significantly outperforming nor underperforming the broader market on a momentum basis. The investment factor score is 24/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 43/100 reflects moderate short selling activity.
BHM vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, Bluerock Homes Trust, Inc. (BHM) ranks #427 out of 900 stocks based on the Blank Capital composite score. This places BHM in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) with a score of 62.6/100, WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 63.3/100, PARKE BANCORP, INC. (PKBK) with a score of 60.5/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.3/100, and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) with a score of 57.6/100.
Comparing BHM against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full BHM vs S&P 500 (SPY) comparison to assess how Bluerock Homes Trust, Inc. stacks up against the broader market across all factor dimensions.
BHM Next Earnings Date
No upcoming earnings date has been announced for Bluerock Homes Trust, Inc. (BHM) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy BHM? — Investment Thesis Summary
Bluerock Homes Trust, Inc. presents a balanced picture with arguments on both sides. The value score of 30/100 indicates premium valuation.
In summary, Bluerock Homes Trust, Inc. (BHM) earns a Hold rating with a composite score of 38.7/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on BHM stock.
Related Resources for BHM Investors
Explore more research and tools: BHM vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare BHM head-to-head with peers: BHM vs UVE, BHM vs WTM, BHM vs PKBK.