AtlasClear Holdings, Inc. (ATCH) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does AtlasClear Holdings, Inc. Do?
AtlasClear Holdings, Inc. (ATCH) is a micro-cap company in the Financials sector, operating within the Banking industry. The stock has a market capitalization of $30M, making it a notable participant in its sector. Investors researching ATCH stock will find a comprehensive, data-driven analysis below covering valuation, profitability, growth, dividends, and peer comparisons for the Banking space.
AtlasClear Holdings, Inc. (ATCH) Stock Rating — Reduce (April 2026)
As of April 2026, AtlasClear Holdings, Inc. receives a Reduce rating with a composite score of 39.1/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.ATCH ranks #3,249 out of 4,446 stocks in our coverage universe. Within the Financials sector, AtlasClear Holdings, Inc. ranks #754 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
ATCH Stock Price and 52-Week Range
AtlasClear Holdings, Inc. (ATCH) currently trades at $0.23. The stock lost $0.01 (3.2%) in the most recent trading session. The 52-week high for ATCH is $1.92, which means the stock is currently trading -87.8% from its annual peak. The 52-week low is $0.14, putting the stock 71.0% above its annual trough. Recent trading volume was 2.1M shares, reflecting moderate market activity.
Is ATCH Overvalued or Undervalued? — Valuation Analysis
AtlasClear Holdings, Inc. (ATCH) carries a value factor score of 36/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 11.64x, compared to the Financials sector average of 14.88x — a discount of 22%. The price-to-book ratio stands at 1.62x, versus the sector average of 1.22x. The price-to-sales ratio is 2.41x, compared to 0.90x for the average Financials stock.
At current multiples, AtlasClear Holdings, Inc. trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.
AtlasClear Holdings, Inc. Profitability — ROE, Margins, and Quality Score
AtlasClear Holdings, Inc. (ATCH) earns a quality factor score of 76/100, reflecting elite profitability and capital efficiency that places it among the highest-quality businesses in the market. The return on equity (ROE) is 13.9%, compared to the Financials sector average of 8.5%, which is within a healthy range. Return on assets (ROA) comes in at 3.9% versus the sector average of 1.2%.
On a margin basis, AtlasClear Holdings, Inc. reports gross margins of 42.5%. The operating margin is -38.3% (sector: 21.8%). Net profit margin stands at -1.4%, versus 17.7% for the average Financials stock. Revenue growth is running at 80.3% on a trailing basis, compared to 9.4% for the sector. These metrics collectively paint a picture of a highly profitable business with durable competitive advantages.
ATCH Debt, Balance Sheet, and Financial Health
AtlasClear Holdings, Inc. has a debt-to-equity ratio of 258.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.56x, suggesting adequate working capital coverage.
ATCH has a beta of 1.62, meaning it is more volatile than the broader market — a $10,000 investment in ATCH would be expected to move 62.4% more than the S&P 500 on any given day. The stability factor score for AtlasClear Holdings, Inc. is 16/100, suggesting elevated price swings that may be unsuitable for conservative portfolios.
AtlasClear Holdings, Inc. Revenue and Earnings History — Quarterly Trend
In TTM 2026, AtlasClear Holdings, Inc. reported revenue of $15M and earnings per share (EPS) of $0.05. Net income for the quarter was $3M. Gross margin was 42.5%. Operating income came in at $-6M.
In Q2 2026, AtlasClear Holdings, Inc. reported revenue of $5M and earnings per share (EPS) of $0.05. Net income for the quarter was $7M. Operating income came in at $-2M.
In Q1 2026, AtlasClear Holdings, Inc. reported revenue of $4M and earnings per share (EPS) of $-0.01. Net income for the quarter was $-440,294. Revenue grew 51.6% year-over-year compared to Q1 2025. Operating income came in at $-877,238.
In FY 2025, AtlasClear Holdings, Inc. reported revenue of $11M and earnings per share (EPS) of $1.92. Net income for the quarter was $6M. Gross margin was 39.7%. Operating income came in at $-5M.
Over the past 8 quarters, AtlasClear Holdings, Inc. has demonstrated a growth trajectory, with revenue expanding from $1M to $15M. Investors analyzing ATCH stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
ATCH Dividend Yield and Income Analysis
AtlasClear Holdings, Inc. (ATCH) does not currently pay a dividend. This is common among smaller companies in the Banking industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.
ATCH Momentum and Technical Analysis Profile
AtlasClear Holdings, Inc. (ATCH) has a momentum factor score of 10/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 22/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 46/100 reflects moderate short selling activity.
ATCH vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, AtlasClear Holdings, Inc. (ATCH) ranks #754 out of 891 stocks based on the Blank Capital composite score. This places ATCH in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.
Comparing ATCH against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full ATCH vs S&P 500 (SPY) comparison to assess how AtlasClear Holdings, Inc. stacks up against the broader market across all factor dimensions.
ATCH Next Earnings Date
No upcoming earnings date has been announced for AtlasClear Holdings, Inc. (ATCH) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy ATCH? — Investment Thesis Summary
The quantitative profile for AtlasClear Holdings, Inc. suggests caution. The quality score of 76/100 indicates above-average profitability and business fundamentals. The value score of 36/100 indicates premium valuation. Momentum is weak at 10/100, a headwind for near-term performance. High volatility (stability score 16/100) increases portfolio risk.
In summary, AtlasClear Holdings, Inc. (ATCH) earns a Reduce rating with a composite score of 39.1/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on ATCH stock.
Related Resources for ATCH Investors
Explore more research and tools: ATCH vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare ATCH head-to-head with peers: ATCH vs WTM, ATCH vs OPY, ATCH vs ACT.