Is AIV a good stock to buy right now?

Based on our 6-factor quantitative model, APARTMENT INVESTMENT & MANAGEMENT CO (AIV) receives a "Reduce" rating with a composite score of 50.1/100. It is ranked #2,608 out of 4,446 stocks. Key factor scores: Quality 78/100, Value 34/100, Momentum 18/100. The timing signal is "Bearish". This is quantitative analysis only — not investment advice.

What is the stock rating for AIV?

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) has a "Reduce" rating and 2-star score. The composite score of 50.1 ranks it #2,608 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is AIV in?

APARTMENT INVESTMENT & MANAGEMENT CO operates in the Financials sector (Trading industry) with a market cap of $578 million. It is classified as a small-cap stock.

Does AIV pay a dividend?

Yes, AIV pays a dividend with a current yield of 10.57%. The Financials sector average yield is 2.48%. For every $1,000 invested, you would receive approximately $105.70 in annual dividend income.

What is AIV's P/E ratio?

AIV has a trailing P/E ratio of 2.29x. The Financials sector average is 14.9x. This below-average P/E may indicate the stock is undervalued.

How profitable is AIV?

AIV's quality factor score is 78/100. Gross margin: 100.0%. ROE: 64.4% vs sector average 8.5%. High margins suggest pricing power and competitive moats.

How is AIV valued compared to peers?

AIV's value factor score is 34/100 (higher = cheaper). Key multiples: P/E 2.3x, EV/EBITDA 8.9x. Trading at a premium relative to peers.

What is AIV's debt level?

AIV's debt-to-equity ratio is 187%. Sector average: 121%. Elevated leverage increases credit risk.

AIV has a beta of 0.60, meaning it is less volatile than the market. Stability score: 66/100.

Does AIV have high short interest?

AIV's short interest factor score is 66/100 (higher = less short selling). Moderate short interest.

AIV Stock Analysis: Top Small-Cap Reduce (Score 50.1/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
AIV	+0.25%	+0.74%	-3.55%	-31.31%	-45.60%	-	-	-
Industry Proxy XLF	-1.09%	+2.50%	+1.42%	-7.30%	+10.59%	-	-	-
U.S. Market SPY	-0.07%	+3.60%	+0.34%	-0.36%	+29.52%	-	-	-
Alpha vs Market	+0.31%	-2.86%	-3.88%	-30.95%	-75.12%	-	-	-
Alpha vs Sector	+1.34%	-1.76%	-4.96%	-24.01%	-56.19%	-	-	-

Metric	AIV	Benchmark
P/E Ratio	2.3x	-85%
EV/EBITDA	8.9x	+173%
Price / Book	1.5x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	54	9.2x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.4B	VS
OPY OPPENHEIMER HOLDINGS INC	63	68	79	63	11.0x	9.9%	0.0%	6.5%	37.5%	273.0x	$959M	VS
ACT Enact Holdings, Inc.	62	81	76	52	8.8x	12.7%	88.5%	55.0%	4.2%	14.0x	$5.7B	VS
IGIC International General Insurance Holdings Ltd.	61	74	93	50	8.6x	82.6%	59.9%	25.1%	-	0.0x	$1.1B	VS
PKBK PARKE BANCORP, INC.	60	60	77	65	10.0x	10.5%	-	24.8%	20.9%	593.0x	$335M	VS
SSSS SURO CAPITAL CORP.	60	89	33	65	4.9x	30.9%	0.0%	-752.0%	-48.3%	34.0x	$290M	VS
CB Chubb Ltd	59	67	71	52	13.0x	12.5%	0.0%	16.6%	15.6%	20.0x	$128.0B	VS
RRBI RED RIVER BANCSHARES INC	59	59	69	68	15.4x	11.0%	0.0%	27.5%	13.3%	818.0x	$607M	VS
UFCS UNITED FIRE GROUP INC	59	64	78	58	10.0x	10.6%	100.0%	7.3%	17.5%	308.0x	$936M	VS
SPFI SOUTH PLAINS FINANCIAL, INC.	58	59	73	55	13.2x	11.0%	0.0%	21.7%	9.0%	807.0x	$690M	VS
AIV APARTMENT INVESTMENT & MANAGEMENT CO	50	78	34	18	2.3x	64.4%	100.0%	192.5%	-31.3%	187.0x	$578M

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	1.0%	-	-	-	-	-	1.0%	1.0%	1.0%	0.6%	0.6%
Operating Margin %	0.4%	-1.2%	0.6%	0.1%	-0.4%	-0.1%	-0.1%	0.1%	0.2%	0.2%	0.2%
EBITDA Margin %	0.8%	-0.8%	1.0%	0.4%	0.4%	0.4%	0.4%	0.1%	0.9%	0.9%	1.0%
Net Margin %	1.9%	4.3%	-0.5%	-0.8%	0.5%	-0.0%	-0.0%	0.0%	0.0%	0.3%	0.5%
FCF Margin %	304.3%	-	-	-	-	-	15.8%	-2.1%	36.5%	2.5%	2.4%
ROE %	0.6%	1.5%	-0.6%	-0.4%	0.1%	-0.0%	-0.0%	0.3%	0.0%	0.2%	0.3%
ROA %	0.2%	0.4%	-0.0%	-0.1%	0.0%	-0.0%	-0.0%	0.1%	0.0%	0.1%	0.1%
ROIC %	0.1%	-11.8%	7.5%	0.6%	-3.8%	-0.7%	-1.0%	5.6%	0.3%	7.8%	3.5%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

1.0%

0.6%

Operating Margin %

0.4%

-1.2%

0.6%

0.1%

-0.4%

-0.1%

0.1%

0.2%

EBITDA Margin %

0.8%

-0.8%

1.0%

0.4%

0.1%

0.9%

1.0%

Net Margin %

1.9%

4.3%

-0.5%

-0.8%

0.5%

-0.0%

0.0%

0.3%

0.5%

FCF Margin %

304.3%

15.8%

-2.1%

36.5%

2.5%

2.4%

ROE %

0.6%

1.5%

-0.6%

-0.4%

0.1%

-0.0%

0.3%

0.0%

0.2%

0.3%

ROA %

0.2%

0.4%

-0.0%

-0.1%

0.0%

-0.0%

0.1%

0.0%

0.1%

ROIC %

0.1%

-11.8%

7.5%

0.6%

-3.8%

-0.7%

-1.0%

5.6%

0.3%

7.8%

3.5%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$193M	$138M	$209M	$187M	$190M	$170M	$151M	$914M	$132M	$1.0B	$996M	$981M
	—	—	—	—	—	—	$151M	$603M	$132M	$651M	$996M	$981M
Gross Margin	100.0%	---	---	---	---	---	100.0%	100.0%	100.0%	64.7%	64.4%	63.1%
	—	$58M	$86M	$69M	$159M	$85M	$78M	$388M	$387M	$372M	$338M	$311M
Total Operating Expenses	—	$308M	$210M	$175M	$270M	$185M	—	—	—	—	—	—
	$76M	-$170M	$118M	$12M	-$80M	-$16M	-$14M	$157M	$23M	$560M	$247M	$256M
EBIT	$76M	-$170M	$118M	$12M	-$80M	-$16M	-$14M	$157M	$23M	$560M	$247M	$256M
EBITDA	$148M	-$111M	$204M	$80M	$79M	$69M	$61M	$78M	$123M	$867M	$991M	$874M
Operating Margin	40.3%	-122.5%	56.4%	6.2%	-42.1%	-9.2%	-9.5%	10.5%	17.8%	19.3%	24.8%	57.3%
EBITDA Margin	76.6%	-80.4%	97.8%	43.0%	41.4%	40.7%	40.6%	8.6%	93.3%	86.2%	99.5%	89.1%
	—	$59M	$70M	$38M	$74M	$53M	$28M	$169M	$20M	$195M	$196M	$200M
	—	-$16M	-$107M	-$170M	$109M	-$19M	—	—	—	—	—	—
Income Tax Expense	—	-$58M	-$11M	-$13M	$17M	-$14M	-$10M	-$3M	$261K	-$32M	-$25M	-$28M
	$254M	$593M	-$96M	-$157M	$92M	-$5M	-$6M	$508M	$3M	$347M	$483M	$272M
Net Margin	192.5%	428.2%	-46.0%	-84.1%	48.4%	-2.9%	-3.8%	0.1%	2.6%	34.5%	48.5%	27.7%
	$3.95	$3.95	$-0.75	$-1.16	$0.50	$-0.04	$-0.03	$3.16	$0.02	$1.96	$2.68	$1.52
Diluted EPS	$3.95	$3.87	$-0.75	$-1.16	$0.49	$-0.04	$-0.03	$3.16	$0.02	$1.96	$2.68	$1.52
Weighted Avg Basic	—	138M	138M	144M	149M	149M	—	—	—	—	—	—
Weighted Avg Diluted	—	141M	138M	144M	151M	149M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$193M

$138M

$209M

$187M

$190M

$170M

$151M

$914M

$132M

$1.0B

$996M

$981M

—

$151M

$603M

$132M

$651M

$996M

$981M

Gross Margin

100.0%

---

100.0%

64.7%

64.4%

63.1%

—

$58M

$86M

$69M

$159M

$85M

$78M

$388M

$387M

$372M

$338M

$311M

Total Operating Expenses

—

$308M

$210M

$175M

$270M

$185M

—

$76M

-$170M

$118M

$12M

-$80M

-$16M

-$14M

$157M

$23M

$560M

$247M

$256M

EBIT

$76M

-$170M

$118M

$12M

-$80M

-$16M

-$14M

$157M

$23M

$560M

$247M

$256M

EBITDA

$148M

-$111M

$204M

$80M

$79M

$69M

$61M

$78M

$123M

$867M

$991M

$874M

Operating Margin

40.3%

-122.5%

56.4%

6.2%

-42.1%

-9.2%

-9.5%

10.5%

17.8%

19.3%

24.8%

57.3%

EBITDA Margin

76.6%

-80.4%

97.8%

43.0%

41.4%

40.7%

40.6%

8.6%

93.3%

86.2%

99.5%

89.1%

—

$59M

$70M

$38M

$74M

$53M

$28M

$169M

$20M

$195M

$196M

$200M

—

-$16M

-$107M

-$170M

$109M

-$19M

—

Income Tax Expense

—

-$58M

-$11M

-$13M

$17M

-$14M

-$10M

-$3M

$261K

-$32M

-$25M

-$28M

$254M

$593M

-$96M

-$157M

$92M

-$5M

-$6M

$508M

$3M

$347M

$483M

$272M

Net Margin

192.5%

428.2%

-46.0%

-84.1%

48.4%

-2.9%

-3.8%

0.1%

2.6%

34.5%

48.5%

27.7%

$3.95

$-0.75

$-1.16

$0.50

$-0.04

$-0.03

$3.16

$0.02

$1.96

$2.68

$1.52

Diluted EPS

$3.95

$3.87

$-0.75

$-1.16

$0.49

$-0.04

$-0.03

$3.16

$0.02

$1.96

$2.68

$1.52

Weighted Avg Basic

—

138M

144M

149M

—

Weighted Avg Diluted

—

141M

138M

144M

151M

149M

—

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does APARTMENT INVESTMENT & MANAGEMENT CO Do?

Aimco is a Real Estate Investment Trust focused on property development, redevelopment, and various other value-creating investment strategies, targeting the U.S. multifamily market. Aimco's mission is to make real estate investments where outcomes are enhanced through human capital and substantial value is created for investors, teammates, and the communities in which we operate. Aimco is traded on the New York Stock Exchange as AIV. For more information about Aimco, please visit our website www.aimco.com. APARTMENT INVESTMENT & MANAGEMENT CO (AIV) is classified as a small-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO Wesley W. Powell and employs approximately 60 people, headquartered in DENVER, Colorado. With a market capitalization of $578M, AIV is one of the notable companies in the Financials sector.

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) Stock Rating — Reduce (April 2026)

As of April 2026, APARTMENT INVESTMENT & MANAGEMENT CO receives a Reduce rating with a composite score of 50.1/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.AIV ranks #2,608 out of 4,446 stocks in our coverage universe. Within the Financials sector, APARTMENT INVESTMENT & MANAGEMENT CO ranks #675 of 891 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

AIV Stock Price and 52-Week Range

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) currently trades at $4.08. The stock gained $0.01 (0.2%) in the most recent trading session. The 52-week high for AIV is $8.88, which means the stock is currently trading -54.1% from its annual peak. The 52-week low is $4.18, putting the stock -2.4% above its annual trough. Recent trading volume was 872K shares, suggesting relatively thin trading activity.

Is AIV Overvalued or Undervalued? — Valuation Analysis

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) carries a value factor score of 34/100 in the Blank Capital model, signaling premium valuation that prices in significant future growth. The trailing price-to-earnings ratio is 2.29x, compared to the Financials sector average of 14.88x — a discount of 85%. The price-to-book ratio stands at 1.47x, versus the sector average of 1.22x. The price-to-sales ratio is 3.01x, compared to 0.90x for the average Financials stock. On an enterprise value basis, AIV trades at 8.91x EV/EBITDA, versus 3.26x for the sector.

At current multiples, APARTMENT INVESTMENT & MANAGEMENT CO trades at a premium to most Financials peers. This elevated valuation may be justified if the company can sustain above-average growth rates and profitability, but it also creates downside risk if earnings disappoint expectations.

APARTMENT INVESTMENT & MANAGEMENT CO Profitability — ROE, Margins, and Quality Score

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) earns a quality factor score of 78/100, reflecting elite profitability and capital efficiency that places it among the highest-quality businesses in the market. The return on equity (ROE) is 64.4%, compared to the Financials sector average of 8.5%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at 15.2% versus the sector average of 1.2%.

On a margin basis, APARTMENT INVESTMENT & MANAGEMENT CO reports gross margins of 100.0%. The operating margin is 40.3% (sector: 21.8%). Net profit margin stands at 192.5%, versus 17.7% for the average Financials stock. Revenue growth is running at -31.3% on a trailing basis, compared to 9.4% for the sector. These metrics collectively paint a picture of a highly profitable business with durable competitive advantages.

AIV Debt, Balance Sheet, and Financial Health

APARTMENT INVESTMENT & MANAGEMENT CO has a debt-to-equity ratio of 187.0%, compared to the Financials sector average of 121.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.49x, suggesting adequate working capital coverage. Total debt on the balance sheet is $739M. Cash and equivalents stand at $404M.

AIV has a beta of 0.60, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for APARTMENT INVESTMENT & MANAGEMENT CO is 66/100, reflecting average volatility within the normal range for its sector.

APARTMENT INVESTMENT & MANAGEMENT CO Revenue and Earnings History — Quarterly Trend

In TTM 2026, APARTMENT INVESTMENT & MANAGEMENT CO reported revenue of $193M and earnings per share (EPS) of $3.95. Net income for the quarter was $254M. Gross margin was 100.0%. Operating income came in at $76M.

In FY 2025, APARTMENT INVESTMENT & MANAGEMENT CO reported revenue of $138M and earnings per share (EPS) of $3.95. Net income for the quarter was $593M. Revenue grew -33.6% year-over-year compared to FY 2024. Operating income came in at $-170M.

In Q3 2025, APARTMENT INVESTMENT & MANAGEMENT CO reported revenue of $35M and earnings per share (EPS) of $2.04. Net income for the quarter was $303M. Revenue grew -33.9% year-over-year compared to Q3 2024. Operating income came in at $18M.

In Q2 2025, APARTMENT INVESTMENT & MANAGEMENT CO reported revenue of $53M and earnings per share (EPS) of $-0.14. Net income for the quarter was $-17M. Revenue grew 3.1% year-over-year compared to Q2 2024. Operating income came in at $30M.

Over the past 8 quarters, APARTMENT INVESTMENT & MANAGEMENT CO has demonstrated a growth trajectory, with revenue expanding from $51M to $193M. Investors analyzing AIV stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

AIV Dividend Yield and Income Analysis

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) currently pays a dividend yield of 10.6%. At this yield, a $10,000 investment in AIV stock would generate approximately $$1057.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.5%, meaning AIV offers above-average income for its sector. With a net margin of 192.5%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

AIV Momentum and Technical Analysis Profile

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) has a momentum factor score of 18/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 38/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 66/100 reflects moderate short selling activity.

AIV vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, APARTMENT INVESTMENT & MANAGEMENT CO (AIV) ranks #675 out of 891 stocks based on the Blank Capital composite score. This places AIV in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 62.9/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.6/100, Enact Holdings, Inc. (ACT) with a score of 61.6/100, International General Insurance Holdings Ltd. (IGIC) with a score of 61.3/100, and PARKE BANCORP, INC. (PKBK) with a score of 60.4/100.

Comparing AIV against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full AIV vs S&P 500 (SPY) comparison to assess how APARTMENT INVESTMENT & MANAGEMENT CO stacks up against the broader market across all factor dimensions.

AIV Next Earnings Date

No upcoming earnings date has been announced for APARTMENT INVESTMENT & MANAGEMENT CO (AIV) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy AIV? — Investment Thesis Summary

The quantitative profile for APARTMENT INVESTMENT & MANAGEMENT CO suggests caution. The quality score of 78/100 indicates above-average profitability and business fundamentals. The value score of 34/100 indicates premium valuation. Momentum is weak at 18/100, a headwind for near-term performance. Low volatility (stability score 66/100) reduces downside risk.

In summary, APARTMENT INVESTMENT & MANAGEMENT CO (AIV) earns a Reduce rating with a composite score of 50.1/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on AIV stock.

Related Resources for AIV Investors

Explore more research and tools: AIV vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare AIV head-to-head with peers: AIV vs WTM, AIV vs OPY, AIV vs ACT.

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APARTMENT INVESTMENT & MANAGEMENT CO (AIV) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does APARTMENT INVESTMENT & MANAGEMENT CO Do?

APARTMENT INVESTMENT & MANAGEMENT CO (AIV) Stock Rating — Reduce (April 2026)

AIV Stock Price and 52-Week Range

Is AIV Overvalued or Undervalued? — Valuation Analysis

APARTMENT INVESTMENT & MANAGEMENT CO Profitability — ROE, Margins, and Quality Score

AIV Debt, Balance Sheet, and Financial Health

APARTMENT INVESTMENT & MANAGEMENT CO Revenue and Earnings History — Quarterly Trend

AIV Dividend Yield and Income Analysis

AIV Momentum and Technical Analysis Profile

AIV vs Competitors — Financials Sector Ranking and Peer Comparison

AIV Next Earnings Date

Should You Buy AIV? — Investment Thesis Summary

Related Resources for AIV Investors

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Apartment Investment And Management (AIV) Discontinued Ops Windfall Tests Bearish Narratives On Core Losses

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