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Verdict
Quantitative factor alignment verified for current market regime.
Quant Score
Rank
#2284
Positioning
Market Dominance
Finance, Insurance, And Real Estate
Banking
$485M
David Fortunato
We’re a different kind of FinTech. We are a technology company that built a financial solutions platform for “digital natives,” defined as those born after 1980 (i.e., Millennials, Gen Z, and later generations). Our platform is designed to address the needs of the wealth builders within these generations. Our principal executive offices are located in Palo Alto, California.
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X-AXIS: EV/EBITDA (LOWER = CHEAPER) | Y-AXIS: ROE (HIGHER = ELITE) | RED CIRCLE = WLTH ANALYSIS TARGET
| Stock | Rating | Score▼ | Quality | Value | Momentum | P/E | EV/EBITDA | ROE | ROA | Gross Mgn | Op Mgn | Net Mgn | Rev Growth | Div Yield | D/E | Mkt Cap | AUDIT |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$SII SPROTT INC. | 75 | 91 | 87 | 98 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$PUK PRUDENTIAL PLC | 73 | 88 | 97 | 80 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$NMR NOMURA HOLDINGS INC | 72 | 81 | 92 | 87 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$PSLV Sprott Physical Silver Trust | 69 | 82 | 80 | 98 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$UFCS UNITED FIRE GROUP INC | 68 | 81 | 93 | 76 | 5.0x | 3.5x | 13.2% | 4.1% | 99.9% | 14.7% | 11.1% | 9.2% | 2.1% | 16.0x | $775M | VS | |
$SLF SUN LIFE FINANCIAL INC | 68 | 83 | 95 | 63 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$CBOE Cboe Global Markets, Inc. | 68 | 75 | 63 | 77 | 21.3x | 15.7x | 24.0% | 13.7% | 41.7% | 32.4% | 26.4% | 8.2% | 1.1% | 30.0x | $25.7B | VS | |
$VTMX Vesta Real Estate Corporation, S.A.B. de C.V. | 67 | 69 | 77 | 80 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$PHYS Sprott Physical Gold Trust | 67 | 64 | 82 | 91 | - | - | - | - | - | - | - | - | - | - | $0 | VS | |
$GLDM World Gold Trust | 66 | 54 | 85 | 92 | 11.3x | 11.3x | - | 20.9% | 100.0% | 97.1% | 554.8% | -19.0% | 0.0% | - | $32.0B | VS | |
$WLTH WEALTHFRONT CORP | 48 | 82 | 75 | 25 | 10.9x | 7.2x | 98.6% | 15.3% | 85.8% | 33.7% | 33.1% | 16.1% | 0.0% | 0.0x | $485M | ||
| SECTOR BENCH | - | - | - | - | - | 11.9x | 7.8x | 9.0% | 1.3% | 77.7% | 18.1% | 21.9% | 10.7% | 2.0% | 0.5x | - | REF |
WEALTHFRONT CORP (WLTH) receives a "Reduce" rating with a composite score of 48.3/100. It ranks #2284 out of 7,333 stocks in our coverage universe and carries a 2-star rating. Ratings are driven by a 6-factor quantitative model measuring quality, value, momentum, investment, stability, and short interest.
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Headcount
359
HQ Base
PALO ALTO, California
Lagging peers — losers tend to keep underperforming
Trading at a discount to fundamentals — favorable entry valuation
High profitability & efficiency — strong quality floor supports entry
High volatility — wider range of outcomes increases timing risk
Aggressive spending — empire-building risk, dilutive growth
Mid-range overall rating
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Relative valuation derived from Finance, Insurance, And Real Estate sector benchmarks. Model weights: EV/EBITDA (40%), P/B (35%), P/S (25%). Re-calculated daily.
Projection based on user-defined inputs. Re-calculated daily against current market data.
Reverse DCF Framework — Mauboussin Methodology
Institutional-grade Reverse DCF analysis. This model identifies the growth hurdles embedded in current market prices. When implied growth is significantly lower than historical or projected rates, a margin of safety may exist. Re-audited daily.
No analyst ratings for WLTH.
View All Ratings| Factor | Global | Sector | Tilt |
|---|---|---|---|
| PROFITABILITY | 82 | 97 | -15DRAG |
| MOMENTUM | 25 | 16 | +9ALPHA |
| VALUATION | 75 | 94 | -19DRAG |
| INVESTMENT | 28 | 31 | -3NEUTRAL |
| STABILITY | 23 | 14 | +9ALPHA |
| SHORT INT | 39 | 34 | +5NEUTRAL |
Global = full universe. Sector = relative to industry peers. Positive tilt indicates idiosyncratic strength.
ROE proxy 98.6% (sector 9.0%)
GM 86% vs sector 78%, OM 34% vs sector 18%
Capital turnover N/A, R&D intensity 22.4%
Rev growth 16%
Interest coverage 144.9x, Net debt/EBITDA -7.6x
Composite assessment of profitability, capital efficiency, and financial strength. Top-tier entities demonstrate sustainable cash flow generation and elite competitive moats.
Profit generated per dollar of shareholder equity
Efficiency of asset utilization
Pricing power and cost efficiency
Core business profitability
Bottom-line profitability
The Quality factor evaluates the persistence and magnitude of realized cash flows. Companies with scores >70 exhibit superior pricing power and structural financial resilience through diverse economic regimes.
Our uncertainty rating tracks the predictability of future cash flows and potential for permanent capital loss. Moderate visibility with standard industry cyclicality.
We rate WEALTHFRONT CORP (WLTH) as a Reduce with a composite score of 48.3/100 at a current price of $8.19. The quantitative profile shows weakness across multiple dimensions, suggesting limited upside potential.
WEALTHFRONT CORP holds a top-quartile position (#0 of 50) within the Finance, Insurance, And Real Estate sector, based on our composite quantitative scoring across quality, value, momentum, and stability factors. The composite score of 48.3/100 places it at rank #2284 in our full universe.
Narrow
High
Exemplary
Undervalued
Gross margins of 86% signal strong pricing power.
Returns on equity of 98.6% exceed cost of capital.
Value factor score of 75 suggests attractive pricing.
Weak momentum suggests persistent institutional selling pressure.
Vulnerability to macroeconomic shocks and interest rate volatility.
WEALTHFRONT CORP represents a reduce based on multi-factor quantitative performance.
WEALTHFRONT CORP receives a Reduce rating from our analysis, with a composite score of 48.3/100 and 2 out of 5 stars, ranking #2284 out of 7,333 stocks. WLTH's factor profile shows weakness across multiple dimensions, suggesting the stock may underperform going forward. Existing holders may want to consider trimming positions or tightening stop-losses.
WLTH earns a quality score of 82/100, indicating above-average business quality. The company reports a return on equity of 98.6% (sector avg: 9.0%), gross margins of 85.8% (sector avg: 77.7%), net margins of 33.1% (sector avg: 21.9%). Companies in this tier generally demonstrate consistent profitability and efficient capital deployment, though they may face some competitive pressure.
WLTH carries a solid value score of 75/100, pointing to an attractively priced stock relative to peers. Key valuation metrics include a P/E ratio of 10.90x, an EV/EBITDA of 7.22x, a P/B ratio of 10.18x. This score suggests reasonable compensation for the risks involved, with potential upside if the market recognizes the stock's underlying worth.
WEALTHFRONT CORP's investment score of 28/100 suggests limited reinvestment activity. Key growth metrics include revenue growth of 16.1% vs. a sector average of 10.7% and a return on assets of 15.3% (sector: 1.3%). While this can be positive for mature, cash-generative businesses returning capital to shareholders, it may also signal a lack of growth opportunities or management conservatism.
WEALTHFRONT CORP is experiencing notably weak momentum with a score of just 25/100. The stock has underperformed its peers and is trending below major moving averages. Revenue growth stands at 16.1% year-over-year, while a beta of 3.73 reflects its sensitivity to broader market moves. While deep momentum weakness can occasionally present value opportunities, it often reflects deteriorating fundamentals or structural headwinds that may persist.
WEALTHFRONT CORP registers a low stability score of 23/100, indicating high volatility and potentially stressed financial conditions. Key stability metrics include a beta of 3.73 and a debt-to-equity ratio of 0.00x (sector avg: 0.5x). Stocks at this level carry elevated capital loss risk and may be unsuitable for conservative portfolios without careful risk management.
WEALTHFRONT CORP's short interest score of 39/100 reveals significant bearish positioning, suggesting institutional investors are actively betting against the stock. Specific risk factors include high market sensitivity (beta: 3.73), small-cap liquidity risk. At $485M (small-cap), WLTH carries meaningful risk and is best suited for investors with high risk tolerance who have thoroughly evaluated the bear thesis.
WEALTHFRONT CORP is a small-cap company in the Finance, Insurance, And Real Estate sector, ranked #0 of 50 in its sector (100th percentile) and #2284 of 7,333 overall (69th percentile). Key comparisons include ROE of 98.6% exceeding the 9.0% sector median and operating margins of 33.7% above the 18.1% sector average. This top-quartile standing reflects exceptional competitive strength relative to Finance, Insurance, And Real Estate peers.
While WLTH currently exhibits a REDUCE profile, superior opportunities exist within the FINANCE, INSURANCE, AND REAL ESTATE sector. Our model identifies several "Strong Buy" candidates with higher quality scores and more attractive valuations among direct industry competitors.
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Improvement in Stability (23) would have the largest impact on the composite score.
EV/EBITDA 7% BELOW SECTOR MEDIAN (FAVORABLE)
ROE 996% ABOVE SECTOR MEDIAN (FAVORABLE)
Gross Margin 10% ABOVE SECTOR MEDIAN (FAVORABLE)
Above 50MA
37.18%
Net New Highs
+51081
PALO ALTO, Calif., Feb. 19, 2026 (GLOBE NEWSWIRE) -- Wealthfront Corporation (Nasdaq: WLTH), a tech-driven financial platform helping digital natives turn their savings into wealth, today announced that it will release fiscal fourth quarter and full year 2026 financial results after the U.S. financial markets close on Wednesday, March 11, 2026. Wealthfront will host a conference call to discuss its results at 2 p.m. PT / 5 p.m. ET the same day. Access to the live webcast of the call and related

The Schall Law Firm is investigating Wealthfront Corporation (NASDAQ: WLTH) for potential securities law violations. The investigation follows a 14% stock price drop after the company reported quarterly earnings showing softening asset flows in November and December. Investors who suffered losses are encouraged to participate in the class action lawsuit.
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If you are wondering whether Wealthfront's share price gives you fair value today or a potential margin of safety, you are in the right place for a closer look at what the market might be pricing in. Wealthfront most recently closed at US$7.85, with a 1.0% return over the last 7 days, a 10.7% decline over 30 days and a 40.6% decline year to date, which raises questions about how sentiment and perceived risk are shifting. Recent coverage around Wealthfront has focused on its position within...