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EZPW and HTHT are remarkably close in our quantitative rankings. EZCORP INC holds a slight edge with a composite score of 68.1/100 (Buy) versus H World Group Ltd at 68.0/100 (Buy). With a spread of just 0.1 points, the difference is marginal — investors should weigh qualitative factors like management quality, competitive positioning, and industry outlook to make a final decision.
For the Quality factor — which measures profitability and business quality through metrics like ROE, gross margins, and capital efficiency — HTHT leads at 91/100, while EZPW trails at 77/100 (HTHT: 91/100, EZPW: 77/100). The 14-point gap indicates a meaningful difference in quality characteristics between these stocks.
For the Value factor — which evaluates whether a stock is cheap or expensive relative to its earnings, book value, and cash flows — EZPW leads at 82/100, while HTHT trails at 44/100 (EZPW: 82/100, HTHT: 44/100). The 38-point gap indicates a meaningful difference in value characteristics between these stocks.
On the Momentum factor, which captures price trends and institutional sentiment over the trailing 3-12 months, these stocks are closely matched (EZPW: 89/100, HTHT: 84/100). The narrow 5-point spread suggests similar momentum profiles, so this factor alone is unlikely to be a decisive differentiator.
For the Investment factor — which assesses capital allocation quality including reinvestment rates and asset growth — HTHT leads at 54/100, while EZPW trails at 28/100 (HTHT: 54/100, EZPW: 28/100). The 26-point gap indicates a meaningful difference in investment characteristics between these stocks.
For the Stability factor — which measures financial health through leverage ratios and price volatility — HTHT leads at 80/100, while EZPW trails at 74/100 (HTHT: 80/100, EZPW: 74/100). The 6-point gap indicates a meaningful difference in stability characteristics between these stocks.
On the Short Interest factor, which tracks institutional bearish positioning and potential risk from elevated short selling, these stocks are closely matched (HTHT: 24/100, EZPW: 22/100). The narrow 2-point spread suggests similar short interest profiles, so this factor alone is unlikely to be a decisive differentiator.
Based on our 6-factor model, EZCORP INC (EZPW) is utilizing a stronger overall profile than HTHT, with a Composite Score of 68 vs 68. The comparison is extremely close. While EZPW leads slightly on Value, HTHT remains a competitive alternative.
| Overall Rating | ||
| Composite Score | 68 | 68 |
| Rank | #152 | #156 |
| Stars | 4 / 5 | 4 / 5 |
| Action | Buy | Buy |
| Factor Scores | ||
| Quality | 77 | 91 |
| Value | 82 | 44 |
| Momentum | 89 | 84 |
| Stability | 74 | 80 |
| Investment | 28 | 54 |
| Short Interest | 22 | 24 |
| Valuation | ||
| P/E Ratio | 7.20 | — |
| P/B Ratio | 0.77 | — |
| P/S Ratio | 0.61 | — |
| EV/EBITDA | 4.24 | — |
| Dividend Yield | 0.0% | 2.9% |
| Profitability | ||
| ROE | 12.0% | 24.9% |
| ROA | 6.4% | 4.9% |
| Gross Margin | 58.6% | 100.0% |
| Operating Margin | 11.7% | 21.8% |
| Net Margin | 8.6% | 13.0% |
| Growth & Risk | ||
| Revenue Growth | 9.7% | 6.2% |
| Debt/Equity | 51.00 | 45.00 |
| Beta | 0.33 | 0.57 |
| Market | ||
| Market Cap | $1.16B | $101.06B |
Based on our 6-factor quantitative model, EZPW currently has the higher composite score (68.1/100, Buy) and ranks #152 in our universe. However, the "better" stock depends on your investment goals, risk tolerance, and time horizon. We recommend reviewing the full factor breakdown above before making a decision.
Our comparison analyzes six quantitative factors: Quality (profitability and business strength, 30% weight), Momentum (price trends, 25%), Value (valuation attractiveness, 15%), Investment (capital allocation, 10%), Stability (financial health, 10%), and Short Interest (institutional positioning, 10%). Each factor is scored 0-100 and combined into a composite score.
EZPW has the higher value score at 82/100 compared to HTHT at 44/100. A higher value score indicates the stock trades at a more attractive valuation relative to its earnings, book value, and cash flows.
Our stock rankings and comparisons are updated daily using the latest available market data, financial statements, and price information. Factor scores reflect the most recent quarterly filings and trailing price data.