INSPERITY, INC. (NSP) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does INSPERITY, INC. Do?
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimization and Workforce Synchronization solutions that include a range of human resources functions, such as payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. It also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; personnel record management services; and employer liability management services, as well as solutions for middle market. In addition, the company offers MarketPlace, an e-commerce portal that offers a range of products and services; and Workforce Acceleration, a human capital management and payroll services solution; time and attendance; performance management; organizational planning; recruiting; employment screening; retirement; and insurance services. As of December 31, 2021, it operated through 85 sales offices in the United States. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. The company was founded in 1986 and is headquartered in Kingwood, Texas. INSPERITY, INC. (NSP) is classified as a small-cap stock in the Industrials sector, specifically within the Business Services industry. The company is led by CEO Paul J. Sarvadi and employs approximately 4,100 people, headquartered in KINGWOOD, Texas. With a market capitalization of $1.0B, NSP is one of the notable companies in the Industrials sector.
INSPERITY, INC. (NSP) Stock Rating — Reduce (April 2026)
As of April 2026, INSPERITY, INC. receives a Reduce rating with a composite score of 38.3/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.NSP ranks #3,360 out of 4,446 stocks in our coverage universe. Within the Industrials sector, INSPERITY, INC. ranks #575 of 752 stocks, placing it in the lower half of its Industrials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
NSP Stock Price and 52-Week Range
INSPERITY, INC. (NSP) currently trades at $25.91. The 52-week high for NSP is $90.63, which means the stock is currently trading -71.4% from its annual peak. The 52-week low is $18.57, putting the stock 39.5% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.
Is NSP Overvalued or Undervalued? — Valuation Analysis
INSPERITY, INC. (NSP) carries a value factor score of 41/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 36.18x, compared to the Industrials sector average of 28.33x — a premium of 28%. The price-to-book ratio stands at 22.81x, versus the sector average of 2.23x. The price-to-sales ratio is 0.16x, compared to 0.50x for the average Industrials stock. On an enterprise value basis, NSP trades at 12.95x EV/EBITDA, versus 5.70x for the sector.
Overall, NSP's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
INSPERITY, INC. Profitability — ROE, Margins, and Quality Score
INSPERITY, INC. (NSP) earns a quality factor score of 50/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 63.0%, compared to the Industrials sector average of 8.9%, which demonstrates strong shareholder value creation. Return on assets (ROA) comes in at 1.3% versus the sector average of 3.3%.
On a margin basis, INSPERITY, INC. reports gross margins of 14.2%, compared to 35.8% for the sector. The operating margin is 0.4% (sector: 6.2%). Net profit margin stands at 0.4%, versus 3.9% for the average Industrials stock. Revenue growth is running at 1.1% on a trailing basis, compared to 6.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
NSP Debt, Balance Sheet, and Financial Health
INSPERITY, INC. has a debt-to-equity ratio of 4689.0%, compared to the Industrials sector average of 70.0%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.06x, suggesting adequate working capital coverage. Total debt on the balance sheet is $436M. Cash and equivalents stand at $422M.
NSP has a beta of 0.85, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for INSPERITY, INC. is 40/100, reflecting average volatility within the normal range for its sector.
INSPERITY, INC. Revenue and Earnings History — Quarterly Trend
In TTM 2026, INSPERITY, INC. reported revenue of $6.71B and earnings per share (EPS) of $-0.19. Net income for the quarter was $29M. Gross margin was 14.2%. Operating income came in at $37M.
In FY 2025, INSPERITY, INC. reported revenue of $6.81B and earnings per share (EPS) of $-0.19. Net income for the quarter was $-7M. Gross margin was 13.2%. Revenue grew 3.5% year-over-year compared to FY 2024. Operating income came in at $-10M.
In Q3 2025, INSPERITY, INC. reported revenue of $1.62B and earnings per share (EPS) of $-0.53. Net income for the quarter was $-20M. Gross margin was 12.0%. Revenue grew 4.0% year-over-year compared to Q3 2024. Operating income came in at $-25M.
In Q2 2025, INSPERITY, INC. reported revenue of $1.66B and earnings per share (EPS) of $-0.14. Net income for the quarter was $-5M. Gross margin was 13.5%. Revenue grew 3.3% year-over-year compared to Q2 2024. Operating income came in at $-7M.
Over the past 8 quarters, INSPERITY, INC. has demonstrated a growth trajectory, with revenue expanding from $1.60B to $6.71B. Investors analyzing NSP stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
NSP Dividend Yield and Income Analysis
INSPERITY, INC. (NSP) currently pays a dividend yield of 4.9%. At this yield, a $10,000 investment in NSP stock would generate approximately $$488.00 in annual dividend income.
NSP Momentum and Technical Analysis Profile
INSPERITY, INC. (NSP) has a momentum factor score of 15/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 33/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 63/100 reflects moderate short selling activity.
NSP vs Competitors — Industrials Sector Ranking and Peer Comparison
Within the Industrials sector, INSPERITY, INC. (NSP) ranks #575 out of 752 stocks based on the Blank Capital composite score. This places NSP in the lower half of all Industrials stocks in our coverage universe. Key competitors and sector peers include South Bow Corp (SOBO) with a score of 56.5/100, TSAKOS ENERGY NAVIGATION LTD (TEN) with a score of 61.4/100, Great Lakes Dredge & Dock CORP (GLDD) with a score of 56.7/100, Tri Pointe Homes, Inc. (TPH) with a score of 57.3/100, and Clear Channel Outdoor Holdings, Inc. (CCO) with a score of 52.2/100.
Comparing NSP against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full NSP vs S&P 500 (SPY) comparison to assess how INSPERITY, INC. stacks up against the broader market across all factor dimensions.
NSP Next Earnings Date
No upcoming earnings date has been announced for INSPERITY, INC. (NSP) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy NSP? — Investment Thesis Summary
The quantitative profile for INSPERITY, INC. suggests caution. Momentum is weak at 15/100, a headwind for near-term performance.
In summary, INSPERITY, INC. (NSP) earns a Reduce rating with a composite score of 38.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on NSP stock.
Related Resources for NSP Investors
Explore more research and tools: NSP vs S&P 500 comparison, top Industrials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare NSP head-to-head with peers: NSP vs SOBO, NSP vs TEN, NSP vs GLDD.