Is LADR a good stock to buy right now?

Based on our 6-factor quantitative model, Ladder Capital Corp (LADR) receives a "Hold" rating with a composite score of 47.4/100. It is ranked #1,001 out of 4,446 stocks. Key factor scores: Quality 49/100, Value 76/100, Momentum 34/100. The timing signal is "Neutral". This is quantitative analysis only — not investment advice.

What is the stock rating for LADR?

Ladder Capital Corp (LADR) has a "Hold" rating and 3-star score. The composite score of 47.4 ranks it #1,001 among 4,446 U.S. stocks. Ratings are updated weekly using academically-proven factor models.

What sector is LADR in?

Ladder Capital Corp operates in the Financials sector (Trading industry) with a market cap of $1.23 billion. It is classified as a small-cap stock.

Does LADR pay a dividend?

Yes, LADR pays a dividend with a current yield of 8.43%. The Financials sector average yield is 2.41%. For every $1,000 invested, you would receive approximately $84.30 in annual dividend income.

What is LADR's P/E ratio?

LADR has a trailing P/E ratio of 16.40x. The Financials sector average is 14.8x. This P/E is in a moderate range relative to the broader market.

How profitable is LADR?

LADR's quality factor score is 49/100. Gross margin: 0.0%. ROE: 5.1% vs sector average 8.5%. Margins are moderate to low, reflecting competitive market dynamics.

How is LADR valued compared to peers?

LADR's value factor score is 76/100 (higher = cheaper). Key multiples: P/E 16.4x, EV/EBITDA 5.7x. The stock appears attractively valued versus peers.

What is LADR's debt level?

LADR's debt-to-equity ratio is 248%. Sector average: 119%. Elevated leverage increases credit risk.

LADR has a beta of 0.61, meaning it is less volatile than the market. Stability score: 90/100.

Does LADR have high short interest?

LADR's short interest factor score is 16/100 (higher = less short selling). Elevated short interest may indicate bearish sentiment or short squeeze potential.

LADR Stock Analysis: Top Small-Cap Hold (Score 47.4/100) | Blank Capital Research

Data Series	1D	5D	1M	YTD	1Y	3Y	5Y	10Y
LADR	+0.62%	-1.41%	-5.69%	-11.01%	-14.21%	-	-	-
Industry Proxy XLF	+0.18%	+0.98%	-5.66%	-9.57%	-1.26%	-	-	-
U.S. Market SPY	+0.09%	+1.66%	-4.86%	-3.83%	+16.17%	-	-	-
Alpha vs Market	+0.53%	-3.08%	-0.83%	-7.18%	-30.39%	-	-	-
Alpha vs Sector	+0.44%	-2.39%	-0.03%	-1.44%	-12.95%	-	-	-

Metric	LADR	Benchmark
P/E Ratio	16.4x	+11%
EV/EBITDA	5.7x	+75%
Price / Book	0.8x

Stock Entity	Score▼	Quality	Value	Momentum	P/E Ratio	ROE	Gross Margin	Net Margin	Rev Growth	D/E Ratio	Market Cap	Compare
SII SPROTT INC.	66	85	45	90	85.3x	73.4%	21.7%	31.3%	-	43.0x	$3.5B	VS
WTM WHITE MOUNTAINS INSURANCE GROUP LTD	63	80	79	55	8.7x	10.1%	96.3%	20.1%	1.6%	14.0x	$5.3B	VS
UVE UNIVERSAL INSURANCE HOLDINGS, INC.	63	74	80	60	9.1x	18.2%	0.0%	6.3%	5.5%	18.0x	$943M	VS
OPY OPPENHEIMER HOLDINGS INC	62	68	79	62	9.7x	9.9%	0.0%	6.5%	37.5%	273.0x	$936M	VS
PKBK PARKE BANCORP, INC.	61	60	77	65	9.8x	10.5%	-	24.8%	20.9%	593.0x	$331M	VS
RRBI RED RIVER BANCSHARES INC	59	59	70	68	15.1x	11.0%	0.0%	27.5%	13.3%	818.0x	$591M	VS
VIRT Virtu Financial, Inc.	59	73	79	53	5.1x	38.0%	0.0%	21.7%	19.0%	103.0x	$3.7B	VS
TW Tradeweb Markets Inc.	58	84	56	41	36.9x	9.5%	68.0%	34.4%	25.6%	14.0x	$24.8B	VS
PEBK PEOPLES BANCORP OF NORTH CAROLINA INC	58	60	75	61	12.6x	10.9%	0.0%	20.8%	6.7%	983.0x	$210M	VS
CCBG CAPITAL CITY BANK GROUP INC	56	59	73	50	12.4x	10.9%	0.0%	29.9%	5.5%	693.0x	$738M	VS
LADR Ladder Capital Corp	47	49	76	34	16.4x	5.1%	0.0%	33.2%	88.7%	248.0x	$1.2B

Key Ratio	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Gross Margin %	0.0%	-	-	-	-	-	0.2%	0.7%	0.4%	0.4%	0.6%
Operating Margin %	0.9%	0.9%	0.9%	1.0%	0.9%	0.9%	0.8%	0.3%	0.6%	0.6%	0.4%
EBITDA Margin %	0.9%	1.0%	1.0%	1.0%	1.0%	1.1%	-1.1%	0.2%	0.7%	0.6%	0.8%
Net Margin %	0.3%	0.2%	0.3%	0.2%	0.6%	0.3%	-0.2%	0.8%	0.6%	0.7%	0.4%
FCF Margin %	89.6%	-	-	-	-	-	169.2%	100.1%	48.5%	2.3%	174.3%
ROE %	0.1%	0.0%	0.1%	0.1%	0.1%	0.0%	-0.0%	0.1%	0.2%	0.1%	0.1%
ROA %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%
ROIC %	3.4%	13.2%	17.5%	20.0%	14.1%	8.3%	0.9%	0.6%	3.3%	2.3%	1.2%

Key Ratio

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

Gross Margin %

0.0%

0.2%

0.7%

0.4%

0.6%

Operating Margin %

0.9%

1.0%

0.9%

0.8%

0.3%

0.6%

0.4%

EBITDA Margin %

0.9%

1.0%

1.1%

-1.1%

0.2%

0.7%

0.6%

0.8%

Net Margin %

0.3%

0.2%

0.3%

0.2%

0.6%

0.3%

-0.2%

0.8%

0.6%

0.7%

0.4%

FCF Margin %

89.6%

169.2%

100.1%

48.5%

2.3%

174.3%

ROE %

0.1%

0.0%

0.1%

0.0%

-0.0%

0.1%

0.2%

0.1%

ROA %

0.0%

-0.0%

0.0%

ROIC %

3.4%

13.2%

17.5%

20.0%

14.1%

8.3%

0.9%

0.6%

3.3%

2.3%

1.2%

Line Item	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
	$244M	$267M	$359M	$407M	$294M	$176M	$63M	$175M	$397M	$278M	$188M	$329M
	$38M	—	—	—	—	—	$12M	$126M	$151M	$118M	$116M	$128M
Gross Margin	0.0%	---	---	---	---	---	19.8%	71.8%	37.9%	42.3%	61.4%	38.9%
	—	$32M	$32M	$30M	$33M	$38M	$39M	$29M	$33M	$40M	$43M	$40M
Total Operating Expenses	—	$19M	$19M	$20M	$21M	$18M	—	—	—	—	—	—
	$191M	$247M	$339M	$388M	$273M	$158M	$50M	$49M	$247M	$161M	$73M	$201M
EBIT	$191M	$247M	$339M	$388M	$273M	$158M	$50M	$49M	$247M	$161M	$73M	$201M
EBITDA	$217M	$279M	$372M	$418M	$305M	$196M	-$70M	$42M	$262M	$155M	$149M	$178M
Operating Margin	92.7%	92.7%	94.7%	95.2%	92.9%	90.0%	80.2%	28.2%	62.1%	57.7%	38.6%	61.1%
EBITDA Margin	89.0%	104.7%	103.7%	102.6%	104.1%	111.4%	-111.3%	24.0%	65.9%	55.8%	79.4%	54.0%
	—	—	—	$245M	$196M	$183M	$227M	$204M	$194M	$146M	$121M	$113M
	—	$67M	$111M	$105M	$170M	$58M	—	—	—	—	—	—
Income Tax Expense	—	$3M	$3M	$4M	$5M	$928K	-$10M	$3M	$7M	$8M	$6M	$15M
	$75M	$64M	$107M	$101M	$165M	$57M	-$9M	$137M	$222M	$126M	$114M	$146M
Net Margin	33.2%	23.9%	30.0%	24.7%	56.3%	32.3%	-15.1%	78.1%	55.3%	66.7%	42.9%	64.7%
	$0.51	$0.51	$0.86	$0.81	$1.14	$0.46	$-0.13	$1.16	$1.85	$1.16	$2.16	$2.86
Diluted EPS	$0.51	$0.51	$0.86	$0.81	$1.13	$0.45	$-0.13	$1.16	$1.85	$1.16	$2.16	$2.86
Weighted Avg Basic	—	—	126M	125M	124M	124M	—	—	—	—	—	—
Weighted Avg Diluted	—	—	126M	125M	126M	125M	—	—	—	—	—	—

Line Item

TTM

2025

2024

2023

2022

2021

2020

2019

2018

2017

2016

2015

$244M

$267M

$359M

$407M

$294M

$176M

$63M

$175M

$397M

$278M

$188M

$329M

$38M

—

$12M

$126M

$151M

$118M

$116M

$128M

Gross Margin

0.0%

---

19.8%

71.8%

37.9%

42.3%

61.4%

38.9%

—

$32M

$30M

$33M

$38M

$39M

$29M

$33M

$40M

$43M

$40M

Total Operating Expenses

—

$19M

$20M

$21M

$18M

—

$191M

$247M

$339M

$388M

$273M

$158M

$50M

$49M

$247M

$161M

$73M

$201M

EBIT

$191M

$247M

$339M

$388M

$273M

$158M

$50M

$49M

$247M

$161M

$73M

$201M

EBITDA

$217M

$279M

$372M

$418M

$305M

$196M

-$70M

$42M

$262M

$155M

$149M

$178M

Operating Margin

92.7%

94.7%

95.2%

92.9%

90.0%

80.2%

28.2%

62.1%

57.7%

38.6%

61.1%

EBITDA Margin

89.0%

104.7%

103.7%

102.6%

104.1%

111.4%

-111.3%

24.0%

65.9%

55.8%

79.4%

54.0%

—

$245M

$196M

$183M

$227M

$204M

$194M

$146M

$121M

$113M

—

$67M

$111M

$105M

$170M

$58M

—

Income Tax Expense

—

$3M

$4M

$5M

$928K

-$10M

$3M

$7M

$8M

$6M

$15M

$75M

$64M

$107M

$101M

$165M

$57M

-$9M

$137M

$222M

$126M

$114M

$146M

Net Margin

33.2%

23.9%

30.0%

24.7%

56.3%

32.3%

-15.1%

78.1%

55.3%

66.7%

42.9%

64.7%

$0.51

$0.86

$0.81

$1.14

$0.46

$-0.13

$1.16

$1.85

$1.16

$2.16

$2.86

Diluted EPS

$0.51

$0.86

$0.81

$1.13

$0.45

$-0.13

$1.16

$1.85

$1.16

$2.16

$2.86

Weighted Avg Basic

—

126M

125M

124M

—

Weighted Avg Diluted

—

126M

125M

126M

125M

—

Ladder Capital Corp (LADR) Stock Analysis — April 2026 Rating, Price, and Forecast

Last updated: April 2026

Company Overview — What Does Ladder Capital Corp Do?

The Loans segment originates conduit first mortgage loans that are secured by cash-flowing commercial real estate; and originates and invests in balance sheet first mortgage loans secured by commercial real estate properties that are undergoing transition, including lease-up, sell-out, and renovation or repositioning. It also invests in note purchase financings, subordinated debt, mezzanine debt, and other structured finance products related to commercial real estate. The Securities segment invests in commercial mortgage-backed securities and the U.S. Agency Securities. This segment also invests in corporate bonds and equity securities. The Real Estate segment owns and invests in a portfolio of commercial and residential real estate properties, such as leased properties, office buildings, student housing portfolios, hotels, industrial buildings, shopping center, and condominium units. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Ladder Capital Corp was founded in 2008 and is headquartered in New York, New York. Ladder Capital Corp (LADR) is classified as a small-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO Brian R. Harris and employs approximately 60 people, headquartered in NEW YORK, New York. With a market capitalization of $1.2B, LADR is one of the notable companies in the Financials sector.

Ladder Capital Corp (LADR) Stock Rating — Hold (April 2026)

As of April 2026, Ladder Capital Corp receives a Hold rating with a composite score of 47.4/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.LADR ranks #1,001 out of 4,446 stocks in our coverage universe. Within the Financials sector, Ladder Capital Corp ranks #329 of 900 stocks, placing it in the upper half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).

LADR Stock Price and 52-Week Range

Ladder Capital Corp (LADR) currently trades at $9.78. The 52-week high for LADR is $11.92, which means the stock is currently trading -18.0% from its annual peak. The 52-week low is $9.68, putting the stock 1.0% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.

Is LADR Overvalued or Undervalued? — Valuation Analysis

Ladder Capital Corp (LADR) carries a value factor score of 76/100 in the Blank Capital model, suggesting the stock trades at a meaningful discount to its fundamental earning power. The trailing price-to-earnings ratio is 16.40x, compared to the Financials sector average of 14.78x — a premium of 11%. The price-to-book ratio stands at 0.83x, versus the sector average of 1.19x. The price-to-sales ratio is 5.06x, compared to 0.89x for the average Financials stock. On an enterprise value basis, LADR trades at 5.69x EV/EBITDA, versus 3.26x for the sector.

Based on these multiples, Ladder Capital Corp appears attractively valued relative to both its sector peers and the broader market. Value-oriented investors may find the current entry point compelling, particularly if the company's fundamental quality metrics also score well.

Ladder Capital Corp Profitability — ROE, Margins, and Quality Score

Ladder Capital Corp (LADR) earns a quality factor score of 49/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 5.1%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 1.5% versus the sector average of 1.3%.

On a margin basis, Ladder Capital Corp reports gross margins of 0.0%. The operating margin is 92.7% (sector: 21.8%). Net profit margin stands at 33.2%, versus 17.8% for the average Financials stock. Revenue growth is running at 88.7% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.

LADR Debt, Balance Sheet, and Financial Health

Ladder Capital Corp has a debt-to-equity ratio of 248.0%, compared to the Financials sector average of 118.5%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.40x, suggesting adequate working capital coverage. Total debt on the balance sheet is $3.00B. Cash and equivalents stand at $49M.

LADR has a beta of 0.61, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for Ladder Capital Corp is 90/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.

Ladder Capital Corp Revenue and Earnings History — Quarterly Trend

In TTM 2026, Ladder Capital Corp reported revenue of $244M and earnings per share (EPS) of $0.51. Net income for the quarter was $75M. Gross margin was 0.0%. Operating income came in at $191M.

In FY 2025, Ladder Capital Corp reported revenue of $267M and earnings per share (EPS) of $0.51. Net income for the quarter was $64M. Revenue grew -25.6% year-over-year compared to FY 2024. Operating income came in at $247M.

In Q3 2025, Ladder Capital Corp reported revenue of $72M and earnings per share (EPS) of $0.15. Net income for the quarter was $19M. Revenue grew 58.3% year-over-year compared to Q3 2024. Operating income came in at $66M.

In Q2 2025, Ladder Capital Corp reported revenue of $63M and earnings per share (EPS) of $0.14. Net income for the quarter was $17M. Revenue grew 65.0% year-over-year compared to Q2 2024. Operating income came in at $58M.

Over the past 8 quarters, Ladder Capital Corp has demonstrated a growth trajectory, with revenue expanding from $38M to $244M. Investors analyzing LADR stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.

LADR Dividend Yield and Income Analysis

Ladder Capital Corp (LADR) currently pays a dividend yield of 8.4%. At this yield, a $10,000 investment in LADR stock would generate approximately $$843.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.4%, meaning LADR offers above-average income for its sector. With a net margin of 33.2%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.

LADR Momentum and Technical Analysis Profile

Ladder Capital Corp (LADR) has a momentum factor score of 34/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 21/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 16/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.

LADR vs Competitors — Financials Sector Ranking and Peer Comparison

Within the Financials sector, Ladder Capital Corp (LADR) ranks #329 out of 900 stocks based on the Blank Capital composite score. This places LADR in the upper half of all Financials stocks in our coverage universe. Key competitors and sector peers include UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) with a score of 62.6/100, WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 63.3/100, PARKE BANCORP, INC. (PKBK) with a score of 60.5/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.3/100, and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) with a score of 57.6/100.

Comparing LADR against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full LADR vs S&P 500 (SPY) comparison to assess how Ladder Capital Corp stacks up against the broader market across all factor dimensions.

LADR Next Earnings Date

No upcoming earnings date has been announced for Ladder Capital Corp (LADR) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.

Should You Buy LADR? — Investment Thesis Summary

Ladder Capital Corp presents a balanced picture with arguments on both sides. The value score of 76/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 34/100, a headwind for near-term performance. Low volatility (stability score 90/100) reduces downside risk.

In summary, Ladder Capital Corp (LADR) earns a Hold rating with a composite score of 47.4/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on LADR stock.

Related Resources for LADR Investors

Explore more research and tools: LADR vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare LADR head-to-head with peers: LADR vs UVE, LADR vs WTM, LADR vs PKBK.

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Ladder Capital Corp (LADR) Stock Analysis — April 2026 Rating, Price, and Forecast

Company Overview — What Does Ladder Capital Corp Do?

Ladder Capital Corp (LADR) Stock Rating — Hold (April 2026)

LADR Stock Price and 52-Week Range

Is LADR Overvalued or Undervalued? — Valuation Analysis

Ladder Capital Corp Profitability — ROE, Margins, and Quality Score

LADR Debt, Balance Sheet, and Financial Health

Ladder Capital Corp Revenue and Earnings History — Quarterly Trend

LADR Dividend Yield and Income Analysis

LADR Momentum and Technical Analysis Profile

LADR vs Competitors — Financials Sector Ranking and Peer Comparison

LADR Next Earnings Date

Should You Buy LADR? — Investment Thesis Summary

Related Resources for LADR Investors

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